Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15537 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Dow Jones sheds 850 points as equities fall back

Dow Jones sheds 850 points as equities fall back

The post Dow Jones sheds 850 points as equities fall back appeared on BitcoinEthereumNews.com. The Dow Jones Industrial Average (DJIA) took a sharp step back on Thursday, declining around 850 points at its lowest and falling away from record highs posted during the midweek market session. US President Donald Trump signed off his formal presidential approval of a short-term funding solution to get the federal government reopened. The temporary funding bill will see federal operations restart until the end of January, and brings an end to what has become the longest US government shutdown in American history. Healthcare stocks and energies saw scattered gains on Thursday, but an ongoing tilt back into more traditional investment segments is doing little to stave off a spreading decline in the tech sector. The AI and tech trades continue to bleed on the floor, with Tesla (TSLA) declining 6.6% and ambiguously AI-connected Palantir (PLTR) shedding over 5% on Thursday. Disney also fell over 9% on Thursday, slipping to $106.00 per share after missing on overall revenue expectations despite beating earnings estimates. Mixed segment results combined to generate overall revenue of $94.4 billion for the fiscal year, up 3% from 2024’s $91.4 billion. Lack of data almost fixed? With the US government set to reopen, at least temporarily, markets are now looking ahead to the resumption of critical economic dataset releases. US White House officials toyed with the idea of declaring entire batches of inflation and growth data as “lost” during the government closure, specifically the October inflation and employment figures, which could never be released. A critical gap in key inflation and labor information is a prospect that is likely sitting poorly with investors who are eager to try and draw a bead on the chances of a third straight interest rate cut from the Federal Reserve (Fed) on December 10. Despite a potential gap in the October…

Author: BitcoinEthereumNews
Hearts Over Charts, Milk Mocha’s $HUGS Presale Launches Worldwide as the Next Big Meme Coin

Hearts Over Charts, Milk Mocha’s $HUGS Presale Launches Worldwide as the Next Big Meme Coin

The post Hearts Over Charts, Milk Mocha’s $HUGS Presale Launches Worldwide as the Next Big Meme Coin appeared on BitcoinEthereumNews.com. Crypto Presales Join the $HUGS presale now! Milk Mocha’s adorable duo leads crypto’s next big meme coin with 40 stages, weekly burns, and staking rewards. The crypto world just got a whole lot cuter and smarter. Milk Mocha’s $HUGS token has officially launched its meme coin presale, and it’s already drawing global attention for blending emotional storytelling with powerful tokenomics. The world’s favorite bear duo is stepping into crypto in a big way, and fans believe this could be the next big meme coin that redefines what community-driven projects look like in 2025. After a record-breaking whitelist that sold out in record time, the Milk Mocha token presale is now live for everyone. The structure is simple but genius, 40 stages, starting at $0.0002 per token, with prices rising every week. Early participants enjoy the best entry points, while unsold tokens are permanently burned. It’s why analysts are already calling the next big meme coin to watch this year. From Whitelist Frenzy to Worldwide Launch What began as a fandom celebration has turned into one of the hottest meme coin presale events of the year. The Milk Mocha whitelist reached full capacity in a matter of days, pulling in buyers from over 80 countries. Now, as the meme coin presale goes public, the excitement has spread like wildfire, a global community of fans, traders, and collectors rushing to get their share before the next price increase. Accessibility is a cornerstone of this launch. No KYC, no complex sign-ups, just connect a wallet, enter an email, and you’re in. That simplicity has helped $HUGS rise fast as the next big meme coin, accessible to both seasoned investors and first-time participants who want to join a crypto project that feels human. What’s more, each stage feels like a milestone, with the price…

Author: BitcoinEthereumNews
Telcoin surges 75% after firm receives crypto bank charter in Nebraska

Telcoin surges 75% after firm receives crypto bank charter in Nebraska

Investors are piling into Telcoin after the fintech firm joined the handful of crypto players to secure banking charters in the US. On Thursday, the bank and stablecoin issuer received the charter from the Nebraska Department of Banking and Finance following a conditional approval in February. The charter allows the firm to operate a stablecoin and digital asset business within the regulated financial industries of its home state.This means it can accept customer deposits, make loans, and offer many of the same services a bank would offer its clients. These services could be denominated in Telcoin’s native eUSD stablecoin and tap decentralised finance apps. Telcoin’s TEL token jumped 75% on the news, hitting a market value of over $515 million. Telcoin isn’t the only firm eying the potential of bringing crypto and the existing financial system closer together. Several other crypto firms are rushing to offer banking services that leverage stablecoins. In July, President Donald Trump signed the Genius Act into law, key legislation that sets out rules for dollar-pegged stablecoins.Last month, US crypto exchange Coinbase applied for a National Trust Charter. The charter would allow Coinbase to operate as a trust bank, which focuses on fiduciary activities such as safekeeping assets and providing custody services, but forgoes other activities such as issuing loans.Several other crypto firms, including Circle, Ripple, and Paxos, have also applied for National Trust Charters. Those firms hope to join Anchorage Digital, the only crypto-native firm to hold a federal banking charter. Erebor, a digitally-native bank backed by Peter Thiel’s Founders Fund, has also received conditional approval for a National Trust Charter. Drumming up businessPaul Neuner, Telcoin’s founder and CEO, is betting that the charter will help his firm drum up business from other banks. “As soon as they realise, ‘well, shit, we want to get in on this,’ they’re going to turn to somebody like us,” Neuner told DL News. Instead of having to build out compliance teams and company policies for crypto, Neuner and his team hope small- and medium-sized banks will instead turn to Telcoin to allow them to offer crypto services to regular banking customers.Telcoin plans to let customers use its eUSD stablecoin for payments, remittances, and savings.The firm said its Nebraska charter is also the first to explicitly authorise connecting US customers to DeFi.The idea of fintech firms like Telcoin letting customers tap into the yields and services available through DeFi protocols isn’t new.Coinbase lets its customers take out loans against their Bitcoin holdings through an integration with Morpho, a DeFi lending platform. In late September, the total amount of Morpho loans originating from Coinbase surpassed $1 billion.Seeing this success, other firms have followed suit.The same month, Société Générale, one of Europe’s largest banks, said it would integrate its stablecoins with Morpho to open up DeFi lending to its institutional customers.Crypto.com, the Singapore-based crypto exchange, also plans to incorporate DeFi loans from Morpho through its Cronos blockchain. Tim Craig is DL News’ Edinburgh-based DeFi Correspondent. Reach out with tips at tim@dlnews.com.

Author: Coinstats
AB Token Ignites 52% Rally on WLFI USD1 Partnership

AB Token Ignites 52% Rally on WLFI USD1 Partnership

The post AB Token Ignites 52% Rally on WLFI USD1 Partnership appeared on BitcoinEthereumNews.com. AB token, the native asset of the AB Chain, saw massive volatility, surging 52% in four hours, facing a heavy selloff, and then rebounding 30% as bulls regained control. AB DAO is partnering with World Liberty Financial (WLFI), a DeFi protocol linked to the Trump family, to deploy the USD1 stablecoin. The integration aims to enrich AB Chain’s DeFi ecosystem, with AB Wallet targeting zero-fee USD1 transfers and exploring a USD1 yield. World Liberty Financial announced a collaboration with AB DAO to deploy USD1 on AB Chain. The WLFI update links the dollar-pegged stablecoin to a high-throughput network and positions USD1 for payments and DeFi rails across the AB ecosystem. WLFI Partners with AB to Deploy the USD1 Stablecoin on AB Chain [November 12, 2025] — World Liberty Financial (WLFI) and AB Chain announced a collaboration under which USD1 has been deployed on AB Chain. Leveraging AB Chain’s high-performance network, USD1 delivers a faster and… pic.twitter.com/EBqpVJHyOD — AB DAO (@ABDAO_Global) November 12, 2025 Related: WLFI Jumps 20% As USD1 Grows And A 10 Million USD1 Buyback Lifts Price Enriching AB Chain’s DeFi and payments stack AB Chain frames the USD1 integration as infrastructure for trading, lending, and liquidity. The WLFI USD1 page describes a fully-backed, 1:1 redeemable stablecoin designed for institutional and developer adoption, which supports multi-chain distribution. This positioning signals a push to move stable settlement into AB-native flows. Additionally, the blockchain platform proclaimed that the partnership with World Liberty Financial enriches AB Chain’s DeFi and payments ecosystem, strengthening use cases across trading, lending, and liquidity. AB expects the collaboration to boost its effort to make AB Wallet the most user-friendly wallet for USD1, offering zero-fee transfers, near-instant settlement, and full compatibility with all chains where USD1 is available. AB token reacts with a sharp rally In the meantime,…

Author: BitcoinEthereumNews
Telcoin Wins Historic Banking License as eUSD Becomes First Bank-Issued Stablecoin

Telcoin Wins Historic Banking License as eUSD Becomes First Bank-Issued Stablecoin

Key Takeaways Telcoin received final approval to launch the first regulated digital asset bank in the U.S. eUSD will become […] The post Telcoin Wins Historic Banking License as eUSD Becomes First Bank-Issued Stablecoin appeared first on Coindoo.

Author: Coindoo
Mutuum Finance (MUTM) Gains Attention as Ripple (XRP) Holders Shift Their Investments

Mutuum Finance (MUTM) Gains Attention as Ripple (XRP) Holders Shift Their Investments

An increasing number of Ripple (XRP) token holders have been shifting a portion of their investment funds into Mutuum Finance (MUTM), which is emerging as a new token on the scene due to its innovative real-yield lending concept. As long as XRP continues to face resistance in moving past $2.60-$3.00 with any semblance of authority, […]

Author: Cryptopolitan
Zero Knowledge Proof, Bitcoin Cash, WLFI & Aave!

Zero Knowledge Proof, Bitcoin Cash, WLFI & Aave!

The post Zero Knowledge Proof, Bitcoin Cash, WLFI & Aave! appeared on BitcoinEthereumNews.com. Crypto Presales Explore why Zero Knowledge Proof, Bitcoin Cash, WLFI, and Aave are viewed as the top cryptos to buy now, offering unmatched strength, progress, and real-world value. Patience is becoming a key strength among crypto enthusiasts. Daily surges and sharp pullbacks are common, yet the coins that truly stand the test of time are those backed by strong fundamentals, reliable technology, and solid use cases. Picking the top cryptos to buy now isn’t about hype; it’s about identifying projects that show real progress and lasting value. Heading into 2025, a few projects have started to capture serious attention. With advances in privacy protocols, AI-ready design, and resilient DeFi infrastructure, Zero Knowledge Proof (ZKP), Bitcoin Cash, World Liberty Financial (WLFI), and Aave are examples of projects combining genuine utility with durable potential. Here’s why these top cryptos to buy now may be worth close attention. 1. Zero Knowledge Proof: Fully Built Before Launch! Zero Knowledge Proof (ZKP) stands apart by preparing for launch only after all systems are completed. Over $100 million has already been committed before any token sales, with $20 million allocated to operational infrastructure and another $17 million toward hardware known as Proof Pods. These are physical devices engineered to handle cryptographic and AI workloads once the network activates. Unlike most projects that start selling before building, Zero Knowledge Proof will begin its presale phase with completed technology ready for deployment. Its strength lies in privacy-focused, verifiable computation using advanced cryptography. This ensures transactions and smart contracts stay private while still being provably correct, offering practical use in finance, healthcare, and AI, where confidentiality and proof must coexist. Its four-layer framework, Consensus, Execution, Proof Generation, and Storage, delivers security, scalability, and efficiency. The token model emphasizes fairness and visibility. Through upcoming daily on-chain auctions, 200 million tokens…

Author: BitcoinEthereumNews
Which Crypto To Buy Now As Ethereum (ETH) and Mutuum Finance (MUTM) Battle for Top Crypto Spot

Which Crypto To Buy Now As Ethereum (ETH) and Mutuum Finance (MUTM) Battle for Top Crypto Spot

Ether (ETH) is still showing some positive attempts at stabilizing following a hard month in which its price fell by 15.8%. On-chain evidence shows the decline in the exchange outflows gradually, which is an indication that the high selling pressure is starting to reduce. Nevertheless, the altcoin king is not doing well as its Relative […]

Author: Cryptopolitan
Vitalik Buterin Says Ethereum DeFi Now Rivals Banks — On-Chain Savings Finally Safe

Vitalik Buterin Says Ethereum DeFi Now Rivals Banks — On-Chain Savings Finally Safe

Vitalik Buterin says Ethereum’s DeFi ecosystem has reached bank-level maturity, offering safe, transparent savings and lending options for users worldwide.

Author: Coinstats
Revolutionary mXRP Expansion: How BNB Chain Integration Unlocks Massive Yield Opportunities

Revolutionary mXRP Expansion: How BNB Chain Integration Unlocks Massive Yield Opportunities

BitcoinWorld Revolutionary mXRP Expansion: How BNB Chain Integration Unlocks Massive Yield Opportunities Exciting news for cryptocurrency enthusiasts! Midas’s innovative yield-generating tokenized XRP, known as mXRP, is making a strategic move to the BNB Chain through Lista DAO. This expansion represents a significant milestone for XRP holders seeking to maximize their returns in the decentralized finance space. What Does mXRP Expansion Mean for Investors? The integration of mXRP with BNB Chain opens up unprecedented opportunities for XRP holders. Now, investors can access a wide range of DeFi protocols on one of the most active blockchain networks. This move eliminates previous limitations and provides seamless cross-chain functionality. Through Lista DAO’s infrastructure, mXRP holders can now participate in various yield-generating activities. The expansion allows users to earn additional returns beyond the base strategy of mXRP itself. This creates a compounding effect that could significantly boost overall portfolio performance. How Does mXRP Work on BNB Chain? The integration process is designed to be user-friendly and efficient. When mXRP moves to BNB Chain, it maintains all its original yield-generating properties while gaining access to new opportunities. The transition is facilitated through secure bridge technology that ensures asset safety throughout the process. Key benefits of this expansion include: Access to BNB Chain’s extensive DeFi ecosystem Lower transaction costs compared to some other networks Faster transaction processing times Enhanced liquidity options across multiple platforms Diversified yield farming opportunities Why Is This mXRP Move Important for DeFi? This strategic expansion represents a major step forward in blockchain interoperability. The mXRP integration with BNB Chain demonstrates how different blockchain ecosystems can work together to create better user experiences. Moreover, it shows the growing maturity of the DeFi space as projects seek to provide maximum value to their users. The collaboration between Midas and Lista DAO highlights the importance of strategic partnerships in the cryptocurrency space. By combining expertise and infrastructure, these projects can deliver enhanced services that benefit the entire community. This approach could set a new standard for future cross-chain integrations. What Are the Practical Implications for mXRP Holders? For current mXRP holders, this expansion means immediate access to new yield opportunities. The process requires minimal effort from users while providing maximum benefits. Holders can now leverage their mXRP across multiple DeFi protocols without additional complexity. The integration also brings: Enhanced portfolio diversification options Reduced reliance on single blockchain ecosystems Improved risk management through cross-chain exposure Access to emerging DeFi innovations on BNB Chain Conclusion: A New Era for mXRP and DeFi Integration The expansion of mXRP to BNB Chain marks a transformative moment in decentralized finance. This strategic move not only benefits current mXRP holders but also strengthens the entire cryptocurrency ecosystem. By breaking down barriers between different blockchain networks, projects like mXRP are paving the way for a more interconnected and efficient DeFi landscape. As the integration progresses, we can expect to see increased adoption and innovation. The successful implementation of mXRP on BNB Chain could inspire similar collaborations across the industry, ultimately benefiting all cryptocurrency users through enhanced accessibility and improved returns. Frequently Asked Questions What is mXRP? mXRP is Midas’s yield-generating tokenized version of XRP that allows holders to earn returns through various DeFi strategies while maintaining exposure to XRP’s value. How does the BNB Chain integration benefit mXRP holders? The integration provides access to BNB Chain’s extensive DeFi ecosystem, enabling mXRP holders to participate in additional yield-generating opportunities beyond the original strategy. Is my mXRP safe during the transition to BNB Chain? Yes, the transition uses secure bridge technology and is conducted through established protocols to ensure asset safety throughout the integration process. Do I need to take any action as a current mXRP holder? Most integrations are handled automatically, but it’s always recommended to check official announcements from Midas for any specific instructions regarding the transition. What new opportunities will mXRP have on BNB Chain? mXRP will gain access to various DeFi protocols including lending platforms, yield farming opportunities, and liquidity pools available on the BNB Chain network. Will the base yield strategy of mXRP change? The core yield strategy remains unchanged, but the BNB Chain integration provides additional opportunities to earn supplementary returns through new DeFi protocols. Found this article helpful? Share these exciting mXRP developments with fellow cryptocurrency enthusiasts on your social media platforms and help spread the word about this groundbreaking integration! To learn more about the latest DeFi trends, explore our article on key developments shaping cryptocurrency yield optimization strategies and institutional adoption. This post Revolutionary mXRP Expansion: How BNB Chain Integration Unlocks Massive Yield Opportunities first appeared on BitcoinWorld.

Author: Coinstats