Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15567 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave, USD AI, and Pendle Finance Dominate Top DeFi Projects in TVL on Arbitrum

Aave, USD AI, and Pendle Finance Dominate Top DeFi Projects in TVL on Arbitrum

Arbitrum chain TVL has jumped to $2.88B as Aave Protocol $AAVE, USD AI protocol, and Pendle Finance $PENDLE are its top DeFi projects when it comes to TVL.

Author: Blockchainreporter
Ireland DeFi Gateway Strengthens As Aave Push Wins MiCA

Ireland DeFi Gateway Strengthens As Aave Push Wins MiCA

The post Ireland DeFi Gateway Strengthens As Aave Push Wins MiCA appeared on BitcoinEthereumNews.com. Ireland becomes a regulated DeFi gateway as Aave’s Push receives full MiCA approval Push enables zero-fee euro-to-stablecoin access, strengthening safe DeFi onramps MiCA clarity boosts Ireland’s appeal as stablecoin adoption accelerates across Europe Ireland is positioning itself as a central gateway for Europe’s regulated DeFi expansion after Aave Labs secured full MiCAR approval for its new fiat-to-stablecoin service, Push.  The authorization establishes the country as a compliant on-ramp for digital assets at a time when European regulators are tightening scrutiny and demanding stronger consumer guarantees. Ireland’s growing regulatory clarity also strengthens its role as a preferred base for crypto firms seeking predictable oversight across the European Economic Area (EEA). Push Introduces Zero-Fee Stablecoin Conversion According to the press release, Aave Labs plans to launch Push across the EEA following Ireland’s Crypto-Asset Service Provider approval. The service will allow users to move between euros and supported stablecoins at zero cost. It works across Aave Labs’ products and supports GHO and several other major stablecoins. Consequently, the tool gives DeFi users a simple method to convert funds without extra fees or complicated steps. Related: Aave Labs Unveils Plans to Upgrade its Protocol to Version 4 A new local entity, Push Virtual Assets Ireland Limited, will operate the service directly from Ireland. The entity is fully regulated under MiCA rules, which now mandate consumer-protection safeguards, clear disclosures, and transparent asset handling. Besides offering regulatory clarity, Ireland provides Aave Labs with a market that has established financial-services infrastructure and an active digital-innovation ecosystem. Ireland Strengthens Its Crypto Position Under MiCA Ireland’s stance toward digital-asset regulation has changed quickly over the past two years. The Central Bank of Ireland increased supervision of exchanges, wallet providers, and token issuers.  Officials now apply stricter reporting standards, stronger risk checks, and enhanced consumer-protection measures. The country also works…

Author: BitcoinEthereumNews
CFO Convicted for Losing $35 Million of Company Money in Crypto Side Hustle

CFO Convicted for Losing $35 Million of Company Money in Crypto Side Hustle

The post CFO Convicted for Losing $35 Million of Company Money in Crypto Side Hustle appeared on BitcoinEthereumNews.com. In brief Nevin Shetty, former CFO of a software firm, was convicted of wire fraud for secretly moving $35 million in company funds into his own crypto platform after learning he’d be fired. He put the money into risky DeFi lending protocols, briefly earning profits before the Terra collapse wiped out the investment to near-zero. A federal jury in Seattle found him guilty on four counts; he’ll be sentenced in February and faces up to 20 years in prison. A Washington man was convicted in a federal jury trial this week for taking tens of millions of dollars from the company he worked for—and losing nearly all of it in a botched crypto play.  Nevin Shetty, 41, was found guilty Thursday on four counts of wire fraud for taking and misusing some $35 million worth of funds from a private software company where he worked as CFO.  Though Shetty himself drafted a conservative investment policy for the startup—which called for its money to be invested only in FDIC-insured treasury and bank accounts—the executive soon secretly moved tens of millions of dollars of company funds to a crypto platform he himself had developed.  Shetty opted to transfer the funds to his crypto business weeks after receiving news that he would soon be let go due to performance concerns, according to federal prosecutors.  Through his crypto platform, HighTower Treasury, Shetty invested the company’s funds in a variety of high-yield decentralized finance (DeFi) lending protocols.  The plan worked—at least initially. During the first weeks of the scheme, in April 2022, Shetty generated over $133,000 of profit for himself and his business partner.  But then crypto winter came. In early May 2022, the algorithmic stablecoin Terra collapsed, instantly wiping out $60 billion in value and dragging the rest of the crypto market down…

Author: BitcoinEthereumNews
Top Crypto to Buy Now as Bitcoin (BTC) Hits $105,000

Top Crypto to Buy Now as Bitcoin (BTC) Hits $105,000

The post Top Crypto to Buy Now as Bitcoin (BTC) Hits $105,000 appeared on BitcoinEthereumNews.com. As Bitcoin (BTC) pushes past $105,000, the crypto market is full of activity and buzz; however, those who know what’s best understand that diversification is essential to ensure that profits are maximized. Even though BTC leads the headlines, people are actively searching for the top crypto to buy now. Here comes Mutuum Finance (MUTM), at just $0.035 and storming its way to be the next crypto to hit $1. The DeFi project with its revolutionary twin-lending mechanism has got impressive momentum in its presale stage and has sold more than 90% of stage 6. Mutuum Finance is one such cryptocurrency that needs to be considered if one is looking to invest in the next crypto to hit $1. Bitcoin Maintains Fresh Strength Above $106K Bitcoin (BTC) appears to be gaining fresh impetuses to move higher since testing the $100,800 zone. As such, if the cryptocurrency is able to maintain above $106,000, there may be potential to move higher to $108,000 to $110,000 in the near term. While all eyes are still glued to news about Bitcoin, there is no shortage of investment capital seeking to identify the top crypto to buy now. One such cryptocurrency that has caught the attention is one that has barely made its entrance yet shows tremendous potential to beat the returns on investment realized with Bitcoin. That cryptocurrency is Mutuum Finance (MUTM). Presale Phase 6 Shows Strong Momentum Mutuum Finance (MUTM) is still making significant progress in the DeFi sector, with the sixth phase of its presale indicating intense pace. The current price of MUTM tokens is set at $0.035, indicating a 250% increase since the initial launch in Phase 1 with a price tag of $0.01. In excess of 17,950 people have participated with contributions above $18.8 million, with Phase 6 over 90% complete.…

Author: BitcoinEthereumNews
kpk’s Agent-Powered Vaults go Live on Morpho

kpk’s Agent-Powered Vaults go Live on Morpho

The post kpk’s Agent-Powered Vaults go Live on Morpho appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. Leading non-custodial asset management platform KPK has launched its agent-powered vaults on Morpho, the universal lending network. This launch brings a major boost to the platform’s non-custodial services through automation and transparent policy execution. Kpk will leverage Morpho’s $10B+ network effect through integrations with the largest fintechs and banks worldwide to deliver managed yield strategies that operate autonomously.  With the agent-powered vaults, the platform can manage liquidity, optimize performance, and act on predefined on-chain policies to adjust exposure and protect liquidity, ensuring predictable outcomes. Co-Founder of kpk Marcelo Ruiz de Olano said: Advertisement &nbsp “We’ve always believed that decentralised financial infrastructure should be open and equitable. With this release, we’re bringing the same professional-grade treasury systems that power DAOs to everyone onchain. It’s about democratising access. Giving every user, regardless of size or technical expertise, the tools to manage their assets with the same confidence and efficiency as the largest organisations.” Built on kpk’s infrastructure, upon which large on-chain treasuries such as Gnosis and ENS were built, the vaults demonstrate how verifiable execution and structured risk control can coexist in open markets by ensuring that each transaction follows clear logic, embedding discipline and transparency in every interaction. The vaults are also built on KPK’s on-chain policy layer, which defines the parameters, permissions, and safeguards that govern asset management. Through automation, the vaults continuously and predictably enforce policies.  Similarly, every agent operates within verifiable bounds and executes predefined actions without discretion, ensuring precision in the execution. In addition, the Rebalancing Agent reallocates liquidity among…

Author: BitcoinEthereumNews
Tether Expands into Commodity Lending, Extends $1.5 Billion in Credit

Tether Expands into Commodity Lending, Extends $1.5 Billion in Credit

TLDR Tether has extended $1.5 billion in credit to commodity traders, providing financing in both USDT and cash. The company plans to dramatically expand its presence in commodity lending, targeting agricultural products and oil. Tether’s Trade Finance unit focuses on short-term credit to facilitate global supply chains and commodity trades. Despite some reluctance from traders [...] The post Tether Expands into Commodity Lending, Extends $1.5 Billion in Credit appeared first on Blockonomi.

Author: Blockonomi
Epstein Emails Suggest Bitcoin Tax Concerns, Outreach to Bannon on Crypto Policy

Epstein Emails Suggest Bitcoin Tax Concerns, Outreach to Bannon on Crypto Policy

The post Epstein Emails Suggest Bitcoin Tax Concerns, Outreach to Bannon on Crypto Policy appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Jeffrey Epstein sought to shape U.S. crypto policy through Steve Bannon in 2018, expressing concerns over Bitcoin taxation and regulation via emails that reveal his interest in influencing Treasury decisions before his death. Epstein’s 2018 emails to Bannon highlight worries about crypto tax enforcement and the need for voluntary disclosure forms. Bannon directed Epstein to the National Security Council for federal crypto deliberations. Epstein viewed crypto as akin to the internet, urging coordinated international regulations to prevent it from becoming unregulated schemes, with over 20,000 documents released by Congress detailing his advocacy. Discover how Jeffrey Epstein tried to influence crypto policy via Steve Bannon. Uncover emails revealing tax and regulation concerns for Bitcoin in the Trump era. Read now for key insights into early crypto advocacy. What Role Did Jeffrey Epstein Play in Shaping Early Crypto Policy? Jeffrey Epstein attempted to influence U.S. cryptocurrency policy in the years leading up to his 2019 death, particularly through communications with Steve Bannon, a key advisor to then-President Donald Trump. Newly released emails from Epstein’s estate show his persistent inquiries about Bitcoin…

Author: BitcoinEthereumNews
Tether Revolutionizes Trade Finance with $1.5 Billion in Commodity Loans

Tether Revolutionizes Trade Finance with $1.5 Billion in Commodity Loans

TLDR: Tether expands with $1.5B in commodity trade lending via USDt. Tether disrupts commodity financing with fast, high-yield loans. Tether bridges lending gap left by banks in commodity markets. $1.5B in loans help Tether reshape commodity trade finance. Tether shifts from stablecoins to high-yield commodity loans. Tether is expanding its reach beyond stablecoins, injecting $1.5 [...] The post Tether Revolutionizes Trade Finance with $1.5 Billion in Commodity Loans appeared first on CoinCentral.

Author: Coincentral
Dow Jones Industrial Average slides as AI stocks recover, data awaited

Dow Jones Industrial Average slides as AI stocks recover, data awaited

The post Dow Jones Industrial Average slides as AI stocks recover, data awaited appeared on BitcoinEthereumNews.com. The Dow Jones Industrial Average (DJIA) lagged behind its major index peers on Friday, backsliding nearly 600 points at its lowest before staging a half-hearted recovery, trimming the day’s losses to around 250 points. The AI-focused tech sector is recovering from mid-week losses that continue to plague the steeply overinvested market segment. However, a recent bump in investment into the financial and building materials sectors is seeing a fresh drawdown as traders pile back into their preferred AI bets. Overweight valuations remain a weak point in the ongoing AI tech rally. Cloud computing services providers and chip producers continue to be the winning shovel-sellers in the AI craze, and investors are beginning to grow leery of the increasingly circular AI space. Major market players spend most of their time writing out cheques for multi-billion dollar deals to invest in each other, and balance sheet wonks are getting increasingly agitated at how fast and loose many AI companies are being in how they classify spending investors’ money as “capex”. With the longest US federal government shutdown ever now over, at least until the end of January, investors are waiting for word on when federal agencies will resume publishing official labor and inflation figures. Markets are expecting that September’s long-delayed Nonfarm Payrolls (NFP) jobs report will be released next week, however, some traders remain perplexed by the White House’s ambiguous warning that October’s jobs and inflation data may never be released at all. Dow Jones daily chart AI stocks FAQs First and foremost, artificial intelligence is an academic discipline that seeks to recreate the cognitive functions, logical understanding, perceptions and pattern recognition of humans in machines. Often abbreviated as AI, artificial intelligence has a number of sub-fields including artificial neural networks, machine learning or predictive analytics, symbolic reasoning, deep learning, natural language…

Author: BitcoinEthereumNews
Yucky Ducks and Big Steppas Forge Official Partnership to Elevate Community, Charity, and Web3 Impact

Yucky Ducks and Big Steppas Forge Official Partnership to Elevate Community, Charity, and Web3 Impact

Latest News and Updates on blockchain industry by AlexaBlockchain ("Alexa Blockchain"). November 14, 2025 – Yucky Ducks is officially partnering with the Big Steppas community to launch Shill and SPILL, a high-energy, community-driven X Space series created to spotlight builders, amplify creators, and bring together NFT communities across Web3. Hosted by Kinny Peterkin, founder of Yucky Ducks, Shill and SPILL is now a recurring twice-weekly show [...] The post Yucky Ducks and Big Steppas Forge Official Partnership to Elevate Community, Charity, and Web3 Impact appeared first on AlexaBlockchain.

Author: AlexaBlockchain