Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15600 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Fed’s Liquidity Move Averts Crypto Crisis: Raoul Pal

Fed’s Liquidity Move Averts Crypto Crisis: Raoul Pal

The post Fed’s Liquidity Move Averts Crypto Crisis: Raoul Pal appeared on BitcoinEthereumNews.com. Key Points: Federal Reserve might intervene to manage liquidity in the crypto market. Potential parallels with the 2018/19 crisis. Long-term solutions require fiscal policy alignment. Raoul Pal, CEO of Real Vision, warns of a potential funding crisis as U.S. liquidity management shifts, impacting crypto and financial markets, evident in recent asset price changes. Liquidity issues at the Federal Reserve and Treasury influence crypto markets, aligning fiscal policy with bank lending strategies to boost public benefits while delaying asset inflation. Fed’s Potential Role in Averting Crypto Market Turmoil Raoul Pal, the CEO of Real Vision, noted this week’s possibility of the Federal Reserve intervening to address a potential liquidity crisis impacting the crypto market. The situation reflects underlying systemic risks within market liquidity. Policymakers are focusing on managing liquidity by controlling bank lending and fiscal channels, rather than relying on traditional quantitative easing. Fiscal policy alignment aims to stimulate broader public access while maintaining Wall Street’s benefits from currency devaluation. Raoul Pal shared his perspectives on potential systemic crises in a recent discussion, noting, “The cryptocurrency market has liquidated all the greedy and is now targeting those who remain hopeful. The spice (liquidity) must flow.” Market reactions suggest anticipation of these liquidity measures, with concerns about the impact on crypto prices. Pal’s insights indicate a possible repeat of the 2018/19 funding crisis scenario if interventions are unsuccessful. Bitcoin’s Decline and Historical Parallels with 2018/19 Crisis Did you know? Raoul Pal likens current liquidity issues to the 2018/19 crisis, where “plumbing failures” led to abrupt crypto downturns. Bitcoin (BTC) currently trades at $94,981.72, with a market cap of $1.89 trillion and a market dominance of 58.83%, according to CoinMarketCap. The 24-hour trading volume stands at $73.78 billion, with a recent 0.86% decline. Over 30 days, Bitcoin experienced a 10.99% fall, reflecting ongoing…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.0816 vs. 7.0825 previous

PBOC sets USD/CNY reference rate at 7.0816 vs. 7.0825 previous

The post PBOC sets USD/CNY reference rate at 7.0816 vs. 7.0825 previous appeared on BitcoinEthereumNews.com. On Monday, the People’s Bank of China (PBOC) sets the USD/CNY central rate for the trading session ahead at 7.0816 compared to Friday’s fix of 7.0825 and 7.0956 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70816-vs-70825-previous-202511170115

Author: BitcoinEthereumNews
The Stunning 250 Million Dollar Crypto Movement You Need To Know

The Stunning 250 Million Dollar Crypto Movement You Need To Know

The post The Stunning 250 Million Dollar Crypto Movement You Need To Know appeared on BitcoinEthereumNews.com. Have you ever wondered what happens when 250 million USDC gets minted overnight? Whale Alert just reported this massive stablecoin creation, and the crypto world is buzzing with excitement. This substantial USDC minted event signals major movement in the digital currency space that could impact your investment strategy. What Does 250 Million USDC Minted Actually Mean? When we talk about USDC minted, we’re referring to the creation of new USD Coin tokens. Think of it like a digital printing press for stablecoins. However, unlike traditional money printing, each USDC minted is fully backed by real US dollars held in reserve. This recent 250 million creation represents significant capital entering the cryptocurrency ecosystem. The process works through authorized partners who deposit US dollars into regulated bank accounts. Then, an equivalent amount of USDC tokens appears on the blockchain. This mechanism ensures transparency and maintains the 1:1 peg with the US dollar. Why Should You Care About This Massive USDC Movement? Large-scale USDC minted events often precede important market movements. Here’s what this could mean for you: Increased liquidity – More stablecoins available for trading and lending Market confidence – Institutions showing trust in crypto infrastructure Price stability – Enhanced ability to manage volatility across exchanges DeFi growth – More capital available for decentralized finance protocols Moreover, when substantial amounts get USDC minted, it typically indicates that major players are preparing for significant transactions. This could range from institutional investments to large-scale trading operations. How Does USDC Minting Impact the Broader Crypto Market? The recent 250 million USDC minted event creates ripple effects throughout the entire cryptocurrency landscape. First, it provides essential liquidity that helps stabilize prices during volatile periods. Second, it demonstrates growing institutional adoption of digital assets. Additionally, this substantial USDC minted amount suggests that demand for stablecoins continues to…

Author: BitcoinEthereumNews
USDC Minted: The Stunning 250 Million Dollar Crypto Movement You Need to Know

USDC Minted: The Stunning 250 Million Dollar Crypto Movement You Need to Know

BitcoinWorld USDC Minted: The Stunning 250 Million Dollar Crypto Movement You Need to Know Have you ever wondered what happens when 250 million USDC gets minted overnight? Whale Alert just reported this massive stablecoin creation, and the crypto world is buzzing with excitement. This substantial USDC minted event signals major movement in the digital currency space that could impact your investment strategy. What Does 250 Million USDC Minted Actually Mean? When we talk about USDC minted, we’re referring to the creation of new USD Coin tokens. Think of it like a digital printing press for stablecoins. However, unlike traditional money printing, each USDC minted is fully backed by real US dollars held in reserve. This recent 250 million creation represents significant capital entering the cryptocurrency ecosystem. The process works through authorized partners who deposit US dollars into regulated bank accounts. Then, an equivalent amount of USDC tokens appears on the blockchain. This mechanism ensures transparency and maintains the 1:1 peg with the US dollar. Why Should You Care About This Massive USDC Movement? Large-scale USDC minted events often precede important market movements. Here’s what this could mean for you: Increased liquidity – More stablecoins available for trading and lending Market confidence – Institutions showing trust in crypto infrastructure Price stability – Enhanced ability to manage volatility across exchanges DeFi growth – More capital available for decentralized finance protocols Moreover, when substantial amounts get USDC minted, it typically indicates that major players are preparing for significant transactions. This could range from institutional investments to large-scale trading operations. How Does USDC Minting Impact the Broader Crypto Market? The recent 250 million USDC minted event creates ripple effects throughout the entire cryptocurrency landscape. First, it provides essential liquidity that helps stabilize prices during volatile periods. Second, it demonstrates growing institutional adoption of digital assets. Additionally, this substantial USDC minted amount suggests that demand for stablecoins continues to rise. As more participants enter the crypto space, they often use stablecoins like USDC as their entry point before exploring other digital assets. What Are the Practical Implications for Crypto Investors? For everyday investors, understanding when large amounts get USDC minted can provide valuable insights. Here are key takeaways: Monitor whale movements through platforms like Whale Alert Consider how increased liquidity might affect your trading strategies Watch for correlation between stablecoin minting and market trends Stay informed about regulatory developments affecting stablecoins Remember that while substantial USDC minted events are noteworthy, they’re just one piece of the larger cryptocurrency puzzle. Always combine this information with other market indicators for comprehensive analysis. Conclusion: The Big Picture of Stablecoin Expansion The 250 million USDC minted represents more than just numbers on a blockchain. It signifies the ongoing maturation of cryptocurrency markets and growing mainstream acceptance. As stablecoins continue to bridge traditional finance with digital assets, events like this highlight the dynamic nature of our financial future. This massive creation of digital dollars demonstrates confidence in blockchain technology and points toward increased institutional participation. The crypto ecosystem grows stronger with each significant USDC minted event, bringing us closer to widespread digital asset adoption. Frequently Asked Questions What does USDC minted mean? USDC minted refers to the creation of new USD Coin tokens on the blockchain, backed by equivalent US dollars held in reserve accounts. Who can mint USDC? Only authorized financial institutions and regulated partners can mint USDC after depositing corresponding US dollars into approved reserve accounts. Is minted USDC inflationary? No, each USDC token is fully collateralized by real US dollars, so minting doesn’t cause inflation in the traditional sense. How does USDC minting affect crypto prices? Large USDC minting events can increase market liquidity and potentially stabilize prices by providing more trading pairs and capital. Can anyone see when USDC is minted? Yes, all USDC minting transactions are transparent and visible on the blockchain through explorers and tracking services like Whale Alert. Why would someone mint 250 million USDC? Large institutions might mint substantial USDC amounts for trading, lending, DeFi operations, or preparing for major cryptocurrency acquisitions. Found this analysis of the 250 million USDC minted event helpful? Share this article with fellow crypto enthusiasts on Twitter and LinkedIn to spread valuable market insights! To learn more about the latest stablecoin trends, explore our article on key developments shaping USDC institutional adoption. This post USDC Minted: The Stunning 250 Million Dollar Crypto Movement You Need to Know first appeared on BitcoinWorld.

Author: Coinstats
Crypto News Today: Dogecoin’s Rhythmic Surge May Target $0.30 Before Year-End As This $0.035 Altcoin Targets $5 in 2 Years

Crypto News Today: Dogecoin’s Rhythmic Surge May Target $0.30 Before Year-End As This $0.035 Altcoin Targets $5 in 2 Years

Currently, the DeFi space is expanding along with the range of opportunities for investors. Pioneering DeFi protocols along with established memecoins are setting pace on the blockchain in different but lucrative ways. With Dogecoin reaching for potential targets of $0.30, investors are sure to keep a close watch on trading opportunities in the memecoin. Developing […]

Author: Cryptopolitan
New York Fed met with Wall Street firms about key lending facility: FT

New York Fed met with Wall Street firms about key lending facility: FT

The post New York Fed met with Wall Street firms about key lending facility: FT appeared on BitcoinEthereumNews.com. A street sign is seen near the New York Stock Exchange (NYSE) in New York City, New York, U.S., August 7, 2025. Eduardo Munoz | Reuters New York Federal Reserve President John Williams met with Wall Street’s dealers last week about a key lending facility, the Financial Times reported, citing three individuals familiar with the matter. The meeting, which took place on the sidelines on Wednesday at the Fed’s annual Treasury market conference, included representatives from many of the 25 primary dealers of banks that underwrite the government’s debt, according to the report. The meeting participants were members of banks’ teams that specialize in fixed income markets, the report said. CNBC has confirmed the meeting took place. Williams sought feedback from these dealers on the use of the Fed’s standing repo facility — a permanent lending tool that allows eligible financial institutions to borrow cash from the central bank in return for high-quality collateral such as Treasury bonds. The tool would allow institutions to sell securities to the Fed with an agreement to repurchase them at a later time, essentially acting as a backstop for markets. “President Williams convened the New York Fed’s primary trading counterparties [primary dealers] to continue engagement on the purpose of the standing repo facility as a tool of monetary policy implementation and to solicit feedback that ensures it remains effective for rate control,” a spokesperson for the New York Fed told the Financial Times, which reported the news on Friday. The meeting took place amid brewing concerns about stress in parts of the U.S. financial system and signs of tighter market liquidity. Roberto Perli, who manages the Fed’s System Open Market Account, which is the central bank’s bonds and cash holdings, said Wednesday that firms in need of the central bank’s standing repo facility should…

Author: BitcoinEthereumNews
Here’s the Crypto Smart Investors Are Betting on for the Next 5000% Breakout And It Is Not Shiba Inu (SHIB)

Here’s the Crypto Smart Investors Are Betting on for the Next 5000% Breakout And It Is Not Shiba Inu (SHIB)

The post Here’s the Crypto Smart Investors Are Betting on for the Next 5000% Breakout And It Is Not Shiba Inu (SHIB) appeared on BitcoinEthereumNews.com. Although the meme coin sector attracts mainstream attention due to its quick market swings, experienced investors are looking at projects that are designed to deliver real value, along with tributes to affordable, sustainable economic frameworks. Shiba Inu (SHIB), for instance, may exhibit bull characteristics, signaling a potential for a 110% price increase. Unfortunately, the price is still mostly dictated by market sentiment and the price appreciation due to current token burn initiatives.  Investors seeking real returns from DeFi cryptos are turning their backs on viral, unfounded hype to put their funds on projects like Mutuum Finance (MUTM). This is reflective of a market trend where expected returns on cryptocurrencies are increasingly determined by the focus, utility, and sustainability of its tokenomics. This is why investors looking for exponential returns, should invest in Mutuum Finance.  Shiba Inu’s Speculative Plateau   Shiba Inu price is encountering a notable technical situation as the price attempts to break the 200-day moving average for the first time. If this level is crossed with conviction, SHIB may target $0.000021, with a potential return of 110%. However, for the time being, market momentum remains on the weak side. Open interest is up 15%, which means traders are expecting volatility on Shiba Inu token, yet the primary price driving factor for the token remains the burning mechanism. Over the last week, 824 million tokens were burned, a dramatic increase relative to Shiba Inu’s history, yet the rapid burning continues to be a negative factor for the price. The last chance to participate in the presale for Mutuum Finance is here The presale for Mutuum Finance is almost sold out in phase 6, and this investment opportunity is time-sensitive and concrete. Mutuum Finance has attracted 18,010 investors and has raised approximately $18,750,000 to date. Mutuum Finance is now almost finished…

Author: BitcoinEthereumNews
These Should Definitely Be Followed in Altcoins in the New Week

These Should Definitely Be Followed in Altcoins in the New Week

The post These Should Definitely Be Followed in Altcoins in the New Week appeared on BitcoinEthereumNews.com. As the cryptocurrency market enters a new week, analyst The DeFi Investor has published a watchlist of noteworthy project updates, events, and macro developments. The analyst’s assessments focus specifically on DeFi projects and upcoming ICO processes. One of the week’s most prominent headlines was the new rumors surrounding Hyperliquid (HYPE), which suggest the platform may soon launch a local lending and borrowing marketplace. On the Mantle (MNT) front, a large-scale livestream event called “State of Mind” will begin. New updates on the project roadmap will be shared during the broadcast. The most critical point of the week for the Ethereum and Arbitrum ecosystems is the start of the Devconnect conference tomorrow. Known as the Ethereum community’s largest technical event, Devconnect is at the center of many important announcements. On the HOME token side of the Defi App ecosystem, there are strong expectations that the Android mobile application may be released next week. On the macro side, the FOMC minutes to be released on November 19th are seen as critical for the direction of the markets. This week’s ICO agenda is also quite busy. Cookie Launchpad’s first ICO begins tomorrow, and the token sale for its trading platform, VOOI, will take place during this period. The Monad (MON) ICO on Coinbase will begin on November 17th. Maple Finance’s native token, SYRUP, will hold its fourth-quarter ecosystem call on November 19th, and a new roadmap will be announced as part of this call. Meanwhile, the Fluid team plans to announce new information for Fluid DEX V2 on November 21st. On Avalanche (AVAX), the Granite upgrade will be activated on the mainnet on November 19. Filecoin (FIL) announced that it will share a major announcement on November 18. Finally, the voting process for Aevo’s tokenomics upgrade proposal will begin tomorrow, and a significant…

Author: BitcoinEthereumNews
Why Balancer Lost $120M While Better Incentive Design Could Have Changed Everything

Why Balancer Lost $120M While Better Incentive Design Could Have Changed Everything

On November 3, 2025, Balancer lost over $120 million in one of the largest DeFi breaches of the year. Attackers exploited a rounding direction error that had existed in the code for years. Users could only watch as their funds drained or race each other to the exit.

Author: Hackernoon
The $0.035 Token That Could Challenge the Top 10 Cryptos by 2026

The $0.035 Token That Could Challenge the Top 10 Cryptos by 2026

A new wave of investors is looking for early-stage projects that could rise much faster than the major cryptocurrencies.

Author: Cryptodaily