ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15610 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave Labs Launches High-Yield Savings App with Insurance-Backed Protection

Aave Labs Launches High-Yield Savings App with Insurance-Backed Protection

TLDR Aave’s new app offers up to 9% yield with insurance protection on deposits. Aave’s savings app supports stablecoin deposits with no minimum requirement. The app compounds interest every second, offering users faster returns. Aave’s new savings app is designed for retail users new to decentralized finance. Aave Labs has launched a new high-yield savings [...] The post Aave Labs Launches High-Yield Savings App with Insurance-Backed Protection appeared first on CoinCentral.

Author: Coincentral

2025/11/18

CoinMarketCap Launches $CMC20, a DeFi-Native Tradable Index Token on BNB Chain

CoinMarketCap Launches $CMC20, a DeFi-Native Tradable Index Token on BNB Chain

CoinMarketCap has launched $CMC20, the first DeFi-native tradable index token on BNB Chain, offering one-click exposure to the top 20 cryptocurrencies.

Author: Blockchainreporter

2025/11/18

Crypto Lender Aave to Roll Out Savings App with 5%+ Yield on Apple’s App Store

Crypto Lender Aave to Roll Out Savings App with 5%+ Yield on Apple’s App Store

The post Crypto Lender Aave to Roll Out Savings App with 5%+ Yield on Apple’s App Store appeared on BitcoinEthereumNews.com. Aave AAVE$168.42, the largest decentralized crypto lending platform, is rolling out a “savings account”-like consumer yield app, opening waitlist on Apple’s App Store first. With the Aave App, users will be able to earn up to 6.5% annualized yield, higher than money market funds, leveraging Aave’s infrastructure lending protocol, and can deposit funds from bank accounts, debit cards or in stablecoins, according to a blog post on Monday. It also offers “balance protection” on deposits up to $1 million. Aave’s move fits into a broader trend of decentralized finance (DeFi) crypto projects branching out to offer neobank-like products directly to consumers. Staking protocol ETHFI$0.8902 introduced an Amex-like cash card product and other financial services, while Ethereum layer-2 Mantle recently debuted its neobank app UR offering Swiss bank accounts. Retail crypto yield platforms, which grew popular in the 2020-21 crypto bull cycle, suffered a big setback following the spectacular blowups of centralized lending platforms such as Celsius and Block.fi in 2022, portending a severe crypto winter. Aave’s expansion comes after acquiring last month San Francisco-based fintech company Stable Finance for developing a consumer savings app. Aave has gathered $70 billion in deposits and boasts 2.5 million in users, the blog post said. Source: https://www.coindesk.com/business/2025/11/17/defi-lender-aave-to-roll-out-retail-crypto-yield-app-on-apple-s-app-store

Author: BitcoinEthereumNews

2025/11/18

Figment and OpenTrade launch new stablecoin yield product

Figment and OpenTrade launch new stablecoin yield product

The post Figment and OpenTrade launch new stablecoin yield product appeared on BitcoinEthereumNews.com. Key Takeaways Figment and OpenTrade launched a stablecoin yield product offering 15% APR on stablecoins, with Crypto.com serving as custodian. Yield is generated by staking Solana (SOL) and using perpetual SOL futures, delivering returns more than double traditional SOL staking. A new stablecoin yield product from Figment and OpenTrade seeks to deliver 15% APR by combining staking rewards with hedging strategies. According to a Monday announcement, leading staking provider Figment has teamed up with OpenTrade, a lending and yield infrastructure solution backed by a16z Crypto and Circle, to roll out OpenTrade Stablecoin Staking Yield Powered by Figment, with Crypto.com serving as custodian. The product, targeting an average 15% APR by combining Solana staking returns with hedged futures positions, offers institutional custody, flexible deposits and withdrawals, and enhanced protection for investor assets, as noted by the companies. “We’re bringing our battle-tested infrastructure and security mindset to stablecoins to offer customers exceptional yield opportunities with the peace of mind of an institutional service,” said Andy Cronk, co-founder of Figment. The product is powered by a dedicated Figment-run validator combined with OpenTrade’s institution-grade stablecoin yield infrastructure. Crypto.com and OpenTrade have an agreement that enables SOL tokens to be custodied in a segregated account, over which investors are granted a security interest. Assets are segregated from the assets of the exchange and other entities. Discussing the launch, Jeff Handler, OpenTrade’s co-founder, said that rising stablecoin adoption and demand for yield solutions across exchanges, wallets, and fintechs have driven the company to collaborate with Figment on a new stablecoin yield product. “Through our partnership, any company with stablecoins can access a new category of yield options which offer a combination of market leading returns and strong protections, which together cannot be accessed across either solely RWA or DeFi investment strategies,” Handler noted. “We have purpose…

Author: BitcoinEthereumNews

2025/11/18

Analyst Says Retail Will Not Drive XRP Price To $1,000, Reveals Major Drivers

Analyst Says Retail Will Not Drive XRP Price To $1,000, Reveals Major Drivers

The conversation around XRP price hitting $1,000 often gets trapped in the familiar narrative of retail-driven cycles and short-term speculation. Market analyst Barri C challenges this perspective, arguing that conventional benchmarks fail to capture the token’s true potential. According to him, assessing XRP solely through the lens of retail investors and four-year cycles overlooks the […]

Author: Bitcoinist

2025/11/18

Aave Unveils iOS Savings App for Retail Users with 6% APY Returns

Aave Unveils iOS Savings App for Retail Users with 6% APY Returns

TLDR Aave launched its iOS savings app on November 17 offering a 6% annual yield. The app provides an additional 0.5% boost for users with automatic monthly deposits. It supports stablecoin deposits such as USDC and USDT with no minimum deposit requirement. The app compounds interest every second, offering a more frequent yield than other [...] The post Aave Unveils iOS Savings App for Retail Users with 6% APY Returns appeared first on CoinCentral.

Author: Coincentral

2025/11/18

Aave Labs unveils new savings app offering up to 9% returns on deposits

Aave Labs unveils new savings app offering up to 9% returns on deposits

Aave Labs, the firm behind $55 billion DeFi lending protocol Aave, is set to launch a new retail-facing savings app designed to compete with banks and rival fintech firms.The new product, called Aave App, will offer yields of up to 9%, and $1 million worth of protection against security breaches and technology failures for deposits, according to a Monday announcement from the firm. The app’s target audience? Digital natives who are fed up with the low interest rates offered by traditional banks. “Banks built online access and mobile apps, but your money still sits there barely keeping up with inflation while they use it to earn far more than they pay you,” Aave Labs said in the announcement. “Your savings shrink, even if the number in your account slowly ticks up.”Aave is a decentralised lending protocol that matches lenders and borrowers of different crypto assets, such as Ethereum’s Ether token and stablecoins like Circle’s USDC. Interest rates on the platform are set by market demand, with Aave taking a small cut of the interest paid to lenders. The move is the latest example of crypto firms looking to leverage the high yields found in decentralised finance to win over customers from the traditional banking system. Bridging the gapThe $166 billion DeFi ecosystem has long offered lucrative opportunities to earn more interest than even the highest-yielding savings accounts offered by traditional banks.However, using DeFi is fraught with risks, as its self-custodial setup comes at the cost of fewer guardrails for users. Aave App, which will launch on the Apple store, is an attempt to bridge the gap between DeFi and retail customers. This idea of abstracting away the complexities of DeFi behind an easy-to-use interface is sometimes referred to as the DeFi mullet. It’s not the only crypto firm doing so.Morpho Labs, the firm behind Rival lending protocol Morpho, inked a deal with US crypto exchange Coinbase earlier this year to let users borrow against their Bitcoin deposits using the Morpho protocol. The feature has proven popular, with Morpho-originated loans on the exchange surpassing $1 billion in September.Neobank trendAave’s plan to offer high-yield savings accounts also comes as crypto neobanks soar in popularity. More than half a dozen of this new breed of financial app have launched over the past year, banking on clearer regulations and the technological savvy of younger generations to fuel their success.But competition is fierce. New entrants such as Aave will also have to go toe-to-toe with neobanking titans like Chime, Revolut and Monzo, who are meeting these crypto neobanks halfway by building out their own blockchain features. For its part, Aave App will offer many features that are popular with its competitors. In addition to offering higher yields than traditional banks, the app will feature tools to simulate potential investment returns, rewards for recurring deposits, and support for bank, debit card, and stablecoin deposits.Users can currently join a waitlist for the app’s iOS version.Tim Craig is DL News’ Edinburgh-based DeFi Correspondent. Reach out with tips at tim@dlnews.com.

Author: Coinstats

2025/11/18

Forward Industries deposits $200M in SOL to Coinbase Prime: A Strategic Move Shaking Crypto Markets

Forward Industries deposits $200M in SOL to Coinbase Prime: A Strategic Move Shaking Crypto Markets

BitcoinWorld Forward Industries deposits $200M in SOL to Coinbase Prime: A Strategic Move Shaking Crypto Markets In a bold move that’s capturing headlines, Forward Industries, a Nasdaq-listed firm, has made waves by depositing a staggering 1.4 million SOL—valued at approximately $200 million—into Coinbase Prime. This significant transaction, reported by Onchain Lens, highlights the growing institutional interest in Solana and raises questions about potential market shifts. If you’re tracking crypto trends, this Forward Industries deposits SOL event could signal broader changes in how major players manage digital assets. Why is Forward Industries depositing SOL to Coinbase Prime? Forward Industries has built a reputation for focusing on Solana-based investments, and this deposit aligns with their strategic approach. Typically, transfers to exchanges like Coinbase Prime suggest preparations for selling or rebalancing portfolios. However, it might also indicate leveraging institutional services for staking or secure custody. This Forward Industries deposits SOL action underscores the firm’s active role in the crypto ecosystem, potentially influencing Solana’s liquidity and price stability. What does this mean for Solana and the crypto market? When a major entity like Forward Industries deposits SOL in such large volumes, it can trigger market reactions. Here are key implications to consider: Price volatility: Large deposits often precede selling, which may pressure Solana’s price downward. Institutional confidence: Despite potential sales, the move shows continued institutional engagement with Solana. Market sentiment: Observers watch for patterns, as similar actions by other firms could amplify trends. Therefore, this event serves as a reminder to monitor on-chain data for insights into future movements. How can investors interpret such large crypto transfers? Understanding the context behind Forward Industries deposits SOL helps in making informed decisions. For instance, exchanges like Coinbase Prime offer services beyond mere trading, including lending and institutional-grade security. By analyzing historical data, investors might notice that not all deposits lead to immediate sales—some could be part of longer-term strategies. Moreover, tracking these activities through tools like Onchain Lens provides transparency, enabling you to stay ahead of market shifts. What are the risks and opportunities here? This deposit presents both challenges and advantages. On one hand, sudden sell-offs could dampen Solana’s momentum. On the other, it demonstrates Solana’s maturity as an asset class, attracting more institutional players. Key takeaways include: Opportunity for arbitrage: Short-term price dips might offer buying chances. Risk of oversupply: Increased selling pressure could affect smaller holders. Educational value: Studying such moves improves risk management in crypto investments. Ultimately, staying informed through reliable sources minimizes surprises. Conclusion: Navigating the crypto landscape with confidence The Forward Industries deposits SOL incident illustrates the dynamic nature of cryptocurrency markets. While it may cause temporary uncertainty, it also reinforces the importance of due diligence and adaptive strategies. As institutions like Forward Industries continue to engage with digital assets, their actions will shape trends, offering lessons for both novice and experienced investors. Embrace these developments as learning opportunities to thrive in the evolving crypto world. Frequently Asked Questions What is Coinbase Prime?Coinbase Prime is a platform designed for institutional investors, offering trading, custody, and other financial services for cryptocurrencies like Solana. Why would Forward Industries deposit SOL to an exchange?This could be for selling, staking, or utilizing advanced financial tools, though exchange deposits often hint at potential liquidation. How does this affect Solana’s price?Large deposits might lead to selling pressure, potentially lowering prices, but market reactions depend on overall demand and broader trends. Is this a common practice among institutional firms?Yes, institutions frequently move assets to exchanges for liquidity management, reflecting standard operational strategies in crypto. Can retail investors benefit from such moves?By monitoring these events, retail investors can identify entry points or adjust portfolios, though caution is advised due to volatility. What tools can track similar transactions?On-chain analytics platforms like Onchain Lens provide real-time data on large transfers, helping users stay informed. If you found this analysis helpful, share it on social media to spark discussions with fellow crypto enthusiasts and keep the conversation going! To learn more about the latest Solana trends, explore our article on key developments shaping Solana institutional adoption. This post Forward Industries deposits $200M in SOL to Coinbase Prime: A Strategic Move Shaking Crypto Markets first appeared on BitcoinWorld.

Author: Coinstats

2025/11/18

Best crypto presales to watch in November 2025: Why Digitap ($TAP) beats all others on the list

Best crypto presales to watch in November 2025: Why Digitap ($TAP) beats all others on the list

The post Best crypto presales to watch in November 2025: Why Digitap ($TAP) beats all others on the list appeared on BitcoinEthereumNews.com. With an ongoing bear market depressing all major assets, big money investors are pivoting towards crypto presale projects with real products and revenue plans, rather than hype. In a fear-based environment, delivered utility tends to dominate over speculative claims This is why Digitap ($TAP) leads this month’s rankings as the top altcoin to buy, soaring past contenders such as SpacePay ($SPY), NexChain ($NEX), and LayerBrett ($LBRTT). As a live omni-bank with Visa integration and a functional payment application on iOS and Android, $TAP is rapidly becoming known as the best crypto to buy now. Digitap ($TAP): Live Omni-Bank Blending Fiat & Crypto.  SpacePay ($SPY): Fintech Payments With Merchant Integration.  NexChain ($NEX): AI-Powered High Performance L1 Blockchain. LayerBrett ($LBRTT): Fast-Growth DeFi Tools With Expanding Community 1. Digitap ($TAP): Live omnibank blending fiat and crypto, $1.9M raised Digitap ranks first because it solves a real problem. Users want one app for payments, savings, cards, and digital assets. Digitap connects crypto with normal financial services, which gives it a wider use case than other tokens. It is simple to understand and built for mass adoption. For these reasons, it has already seen $1.9M of investment.  Through one account, users have complete control over their financial affairs, with instant deposits, withdrawals, payments, and transfers. It also offers zero-KYC access, which makes the application globally accessible and expands the addressable market significantly. This appeal extends to first-world residents who are dissatisfied with centralized banking services, along with the estimated 1.4 billion globally unbanked who have no financial access.  Along with its retail and business utility, its tokenomics provide long-term price stability to investors. At $0.0313, it’s 77.64% discounted from the projected $0.14 launch price. $TAP brings value through burns and staking rewards, with 50% of platform profits committed to both, as well as 124% APY.…

Author: BitcoinEthereumNews

2025/11/18

UBS-Ant International alliance threatens to disrupt traditional treasury settlement

UBS-Ant International alliance threatens to disrupt traditional treasury settlement

UBS and Ant International have announced a strategic alliance aimed at streamlining global treasury flows.

Author: Cryptopolitan

2025/11/17

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
5028Articles
Cryptopolitan
Cryptopolitan
1119Articles
Coinstats
Coinstats
1002Articles
PANews
PANews
979Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Scaramucci Drops Bombshell Claim Trump Coins Drained Crypto Liquidity and Sparked the Bear Market

Scaramucci Drops Bombshell Claim Trump Coins Drained Crypto Liquidity and Sparked the Bear Market

2026/02/15 01:40
Litecoin (LTC) Shows Trend Reversal Signals Near 0.786 Fibonacci Support

Litecoin (LTC) Shows Trend Reversal Signals Near 0.786 Fibonacci Support

2026/02/15 01:00
Zelenskyy knocks Trump admin for hitting Ukraine with demands ‘too often’: report

Zelenskyy knocks Trump admin for hitting Ukraine with demands ‘too often’: report

2026/02/15 00:59
How modern blockchain teams ship products 10x faster

How modern blockchain teams ship products 10x faster

2026/02/15 00:48
X wil crypto trading aanbieden aan 600 miljoen gebruikers

X wil crypto trading aanbieden aan 600 miljoen gebruikers

2026/02/15 00:43