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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15642 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Crypto Cards Without Fees? Bitget Wallet Is Trying to Make It Happen

The post Crypto Cards Without Fees? Bitget Wallet Is Trying to Make It Happen appeared on BitcoinEthereumNews.com. Bitget Wallet unveils a zero-fee crypto card in 50+ countries for seamless stablecoin spending. Users get $400/month with no fees on FX markups, conversions, or hidden charges. Bitget’s Pay Suite offers crypto card, QR payments, in-app shopping, and fiat-to-crypto bridging. While stablecoins now move more money annually than Visa, crypto payments still feel expensive. Bitget Wallet’s new zero-fee card and Pay Suite aim to change that. Stablecoin Growth, but Still Expensive to Spend Stablecoins surpassed Visa in transaction volume this year, showing how digital dollars are becoming faster and more efficient than traditional money. But spending crypto can still be costly. Most crypto cards come with hidden fees: 1.5%–3% for currency exchange 0.5%–1.5% for top-ups or conversions 0.5%–3% in price slippage Plus annual or inactivity fees These fees can add up to 7% per transaction, making crypto less efficient than it should be. Bitget Wallet’s Zero-Fee Crypto Card Bitget Wallet has launched a zero-fee crypto debit card in over 50 countries, including Europe, Latin America, and parts of Asia. It works with Visa and Mastercard while keeping everything on the blockchain. Users get a $400 monthly allowance with no fees for FX markups, conversion costs, or hidden charges. Transactions use real-time exchange rates, solving one of the biggest pain points of using crypto cards. Why This Matters: Stablecoins Are Becoming Mainstream The rise of stablecoins is making crypto a more common payment method. The IMF reported $1.2 trillion in stablecoin transactions in Q3 2025, with 70% of this volume coming from emerging markets, areas most affected by currency exchange issues. Bitget Wallet data shows that 40% of users now use crypto for everyday payments, moving beyond just trading. Stablecoins are already being used as regular currency for things like remittances and e-commerce. The main barrier is high fees, and Bitget…

Author: BitcoinEthereumNews

2025/11/20

ETH-backed loans: Coinbase’s Revolutionary $1 Million Crypto Lending Opportunity

BitcoinWorld ETH-backed loans: Coinbase’s Revolutionary $1 Million Crypto Lending Opportunity Have you ever wanted to access cash without selling your precious Ethereum holdings? Coinbase just made this possible with their groundbreaking ETH-backed loans program. Through a partnership with Morpho’s lending protocol on the Base network, you can now secure loans up to $1 million using your ETH as collateral. This revolutionary approach lets crypto investors […] This post ETH-backed loans: Coinbase’s Revolutionary $1 Million Crypto Lending Opportunity first appeared on BitcoinWorld.

Author: bitcoinworld

2025/11/20

Crypto Lending Hits $73.6B Record as DeFi Captures Two-Thirds of Market

Outstanding crypto loans in Q3 2025 surpassed the 2021 peak by 6%, with onchain lending now holding 66.9% market share versus 48.6% four years ago The post Crypto Lending Hits $73.6B Record as DeFi Captures Two-Thirds of Market appeared first on Coinspeaker.

Author: Coinspeaker

2025/11/20

BlackRock’s Staked Ethereum ETF Play Could Supercharge Bitcoin Hyper

What to Know: BlackRock’s move toward a staked Ethereum ETF marks the arrival of yield-bearing crypto ETFs that blend price exposure with on-chain staking rewards. The success of ETHA and broader interest in staking products indicate that major asset managers are ready to scale deeper into core crypto infrastructure. Bitcoin Hyper addresses Bitcoin’s scalability limits through a rollup-style Layer-2 using wrapped BTC, aiming to transform Bitcoin into a functional DeFi settlement layer. With more than $28M raised, 41% staking rewards, and utility tied directly to Bitcoin’s expansion, Bitcoin Hyper provides asymmetric upside in an ETF-driven market cycle. BlackRock just spun up a new trust in Delaware for an iShares Staked Ethereum Trust ETF, signaling phase two of institutional crypto: yield on-chain, wrapped in TradFi. Roughly 15 months after launching its flagship Ethereum ETF, $ETHA, the asset management giant is now lining up a product that combines $ETH price exposure with staking rewards. $ETHA, which launched in July 2024, has already pulled in around $13B in inflows and quickly became one of the most successful spot Ethereum ETFs on the market. The key detail: ETHA itself does not stake its $ETH, so investors get pure price exposure alone, and nothing from the roughly 4% average staking yield that validators earn on-chain. The new trust changes that equation. A staked $ETH ETF would transform Ethereum exposure into a total-return product, tacking on staking yield to capital gains. That kind of structure is tailor-made for institutions that want the benefits of blockchain without running their own validator infrastructure or worrying about slashing risks. As more issuers follow with staking products, a larger slice of $ETH will be locked up, tightening supply and deepening liquidity in regulated venues. When big money gets comfortable with yield-bearing crypto ETFs on Bitcoin and Ethereum, the usual pattern is simple: liquidity and attention trickle down the risk curve. First majors, then high-beta infrastructure plays. In this cycle, one of the cleanest ways to express that ‘higher beta on Bitcoin’ thesis is not another meme coin, but a Bitcoin Layer-2 like Bitcoin Hyper ($HYPER) that tracks Bitcoin’s performance while adding real utility. That is where Bitcoin Hyper’s ongoing presale starts to look very interesting. Bitcoin Hyper Turns Bitcoin into A Scalable DeFi Powerhouse Bitcoin Hyper is building a Layer-2 rollup on top of Bitcoin that batches transactions off-chain, executes them at high speed, then settles the final state back to Bitcoin Layer-1. In practice, it aims to turn Bitcoin into something that feels closer to Solana in terms of speed, while still inheriting Bitcoin’s battle-tested security. To do this, the team uses a canonical bridge that wraps native $BTC into a compatible asset for use on the Hyper rollup. A Solana Virtual Machine environment then handles execution, enabling thousands of transactions per second and near-instant finality. On top of that, developers can plug in DeFi protocols, NFT marketplaces, and other dApps that simply are not viable on Bitcoin’s base layer today. This is the pain point Bitcoin Hyper goes after: Bitcoin is the largest, most trusted asset in crypto, yet still awkward to use beyond simple transfers and custody. Fees spike in every hype cycle, throughput caps out around single-digit TPS, and DeFi flows largely bypass the network. By pushing computation to an L2 while anchoring security on Bitcoin, Hyper tries to unlock that trapped value. From a macro angle, the timing lines up with the ETF story. As spot Bitcoin ETFs accumulate coins and BlackRock explores yield products on Ethereum, more institutional capital is parked in base-layer assets. The next logical step is infrastructure that lets those assets actually move and work in DeFi. A Bitcoin-native L2 that can route wrapped BTC into lending, DEXs, and payments is directly aligned with that shift. Add in the project’s public focus on conservative security assumptions, and the narrative becomes straightforward: a scaling solution that respects the base chain, rather than trying to replace it. Bitcoin Hyper Presale, Staking Rewards, And ETF-Driven Upside On the numbers side, the Bitcoin Hyper presale has already raised over $28M, with the current token price sitting at $0.013305. That puts it in the upper tier of the best crypto presales of 2025 and suggests there is real appetite for Bitcoin-aligned infrastructure rather than just memes. Staking is a major part of the pitch. Early buyers can stake $HYPER for reported rewards of around 41%, turning idle presale allocations into a yield-bearing position while the team ships its roadmap. Learn how to buy and stake $HYPER today. For investors who are already eyeing BlackRock’s staked $ETH ETF as a source of passive income, that kind of on-chain yield on a high-beta token adds an extra layer of torque. There is also a clear roadmap-linked upside story. Our price modeling sees potential highs of $0.08625 in 2026 if Bitcoin Hyper hits its milestones around mainnet, early dApps, and DAO launch. Relative to the current presale price of $0.013305, that target implies roughly a 546% increase. For holders who already believe in Bitcoin’s long-term trajectory and see BlackRock-style products as confirmation, $HYPER acts like a leveraged play on that same thesis: more throughput, more DeFi rails, and more ways for $BTC liquidity to earn yield. In other words, while BlackRock stays tightly focused on Bitcoin and Ethereum ETFs, investors who want to front-run where that institutional adoption might push demand next are looking directly at Bitcoin Layer-2s. Right now, Bitcoin Hyper is one of the few presales offering that combination of narrative fit, clear technical design, and significant capital already committed. Check out the Bitcoin Hyper presale. This article is for informational purposes only and is not financial advice. Crypto and presale investments are highly volatile and risky. Authored by Aaron Walker for NewsBTC — https://www.newsbtc.com/news/ blackrock-staked-ethereum-etf-bitcoin-hyper-layer2-presale

Author: NewsBTC

2025/11/20

61% of Singapore’s Finance-Savvy Investors Choose Trust Over Low Fees: Survey

Singapore’s retail crypto market is maturing as investors move away from chasing the cheapest platforms and toward exchanges they consider trustworthy

Author: CryptoNews

2025/11/20

Anchorage–Mezo Partnership Expands Access to Bitcoin-backed Loans

The post Anchorage–Mezo Partnership Expands Access to Bitcoin-backed Loans appeared on BitcoinEthereumNews.com. Mezo, a Bitcoin-native DeFi platform for BTC-backed borrowing and yield, has partnered with Anchorage Digital to bring low-cost stablecoin loans and short-term veBTC rewards to institutional clients. The move gives public companies and digital asset treasuries a compliant on-ramp into Bitcoin-native finance. Through Anchorage’s Porto wallet, institutions can borrow against their Bitcoin (BTC) at a fixed 1% rate using Mezo’s Bitcoin-backed stablecoin, MUSD, according to Wednesday’s announcement. The integration also adds short-term yield tools. Clients will be able to lock Bitcoin for a period of six to 30 days and receive veBTC. This tokenized position shares onchain network fees and offers higher rewards for longer commitments, along with governance rights over Mezo’s fee structure and economics. Matt Luongo, CEO of Thesis and co-founder of Mezo, said: “Mezo is realizing Hal Finney’s vision for a Bitcoin banking experience that issues its own digital currency backed by Bitcoin, acting as banks did before they became nationalized.” Mezo is a Bitcoin-native finance protocol that lets users borrow, save and earn yield through onchain tools powered by MUSD. It was built by Thesis, a Bitcoin venture studio founded in 2014 that builds decentralized products and infrastructure. Related: Advocacy group proposes DeFi solutions to address global poverty Bitcoin-backed borrowing surges Bitcoin-backed borrowing has gained momentum in 2025, with a steady stream of new platforms and products emerging online. The trend is expected to grow sharply, with a February report from Osler, Hoskin & Harcourt estimating the market could surge to $45 billion by 2030. Tether revealed yesterday that it has taken an undisclosed stake in Ledn, a Bitcoin-backed lending platform that offers consumer loans secured by crypto. In October, Ledn said it had originated $392 million in Bitcoin-backed loans during the third quarter of 2025. In May, Cantor Fitzgerald teamed up with Maple Finance and FalconX…

Author: BitcoinEthereumNews

2025/11/20

Coinbase launches ETH-secured loans through Morpho, allowing users to borrow up to $1 million.

PANews reported on November 20th that, according to The Block, Coinbase has expanded its on-chain lending product to support Ethereum as collateral. Eligible customers can borrow up to 1 million USDC without selling their cryptocurrency. These loans are powered by the Morpho lending protocol on the Base chain, with Coinbase providing the user interface. ETH is the first of several collateral assets that Coinbase plans to support, aiming to serve long-term holders seeking liquidity to meet needs such as down payments or debt refinancing, while avoiding tax triggers. Initially, ETH-collateralized loans will use WETH as collateral, and later will support pledged ETH, which will be converted into cbETH as the underlying collateral token. This service is coming soon. There is no fixed repayment schedule for the loan. Borrowers can avoid liquidation by maintaining a healthy loan-to-value (LTV) ratio, with a maximum loan-to-value ratio of 75%. Liquidation will be triggered when the LTV reaches 86%, the same ratio as for loans secured by BTC. Loan interest rates are determined by supply and demand on Morpho, and loan proceeds cannot be traded on the Coinbase platform. The service is currently available to verified users in the United States (excluding New York State), with plans to expand to international users in the future.

Author: PANews

2025/11/20

Coinbase adds ETH-backed loans via Morpho, letting users borrow up to $1 million

Coinbase now allows users to borrow up to $1 million in USDC against ETH, expanding its onchain loan product offered via Morpho.

Author: The Block

2025/11/20

The Cheap Crypto Whales Favor for 2500% Upside – And It Isn’t Bitcoin (BTC)

The market is experiencing a new phenomenon as big money starts to recalculate their portfolios at a time when volatility is dominating the market. Currently Bitcoin (BTC) is experiencing heavy selling pressure with over 35,000 BTC worth billions entering exchanges like Binance which is a classic fear indicator exacerbating the selling pressure. The uncertainty created […]

Author: Cryptopolitan

2025/11/20

Tether Invests in LatAm Crypto Infrastructure Firm Parfin to Boost USDT Among Institutions

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Author: Coindesk

2025/11/20

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Lending

Crypto Cards Without Fees? Bitget Wallet Is Trying to Make It Happen

ETH-backed loans: Coinbase’s Revolutionary $1 Million Crypto Lending Opportunity

Crypto Lending Hits $73.6B Record as DeFi Captures Two-Thirds of Market

BlackRock’s Staked Ethereum ETF Play Could Supercharge Bitcoin Hyper

61% of Singapore’s Finance-Savvy Investors Choose Trust Over Low Fees: Survey

Anchorage–Mezo Partnership Expands Access to Bitcoin-backed Loans

Coinbase launches ETH-secured loans through Morpho, allowing users to borrow up to $1 million.

Coinbase adds ETH-backed loans via Morpho, letting users borrow up to $1 million

The Cheap Crypto Whales Favor for 2500% Upside – And It Isn’t Bitcoin (BTC)

Tether Invests in LatAm Crypto Infrastructure Firm Parfin to Boost USDT Among Institutions

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