Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15645 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase Adds ETH as Collateral for On-Chain Lending

Coinbase Adds ETH as Collateral for On-Chain Lending

The post Coinbase Adds ETH as Collateral for On-Chain Lending appeared on BitcoinEthereumNews.com. Key Points: Coinbase expands on-chain lending with Ether collateral. Customers can borrow up to $1 million in USDC. Promising growth in DeFi lending markets. Coinbase has introduced Ether (ETH) as collateral for its on-chain lending products, allowing eligible users to borrow up to $1 million in USDC without selling their cryptocurrency. This move enhances user flexibility and could significantly impact the decentralized finance sector by making Ethereum more accessible for larger financial operations. Immediate market reactions suggest positive sentiment. Coinbase Introduces ETH Collateral to Boost Lending Coinbase has introduced Ether as collateral in its on-chain lending program, allowing borrowers to leverage up to $1 million in USDC. The Morpho protocol on Base supports these loans, boosting the lending landscape. Brian Armstrong, CEO of Coinbase, emphasized further expansion in on-chain financial products. He shared on X, Immediate changes include expanded support for ETH, increasing liquidity in the lending market. Users can now secure their Ether without liquidation, reinforcing flexibility and risk management. The user-friendly interface is a notable feature, appealing to a broader audience with instant collateralization and flexible borrowing terms. Market reactions are positive, with rising bullish sentiment among investors. Financial analysts see this as a significant move, poised to expand the crypto-collateralized lending market by affording greater access to USDC borrowings. Regulatory concerns persist, especially with New York’s exclusion, highlighting an ongoing dialogue about crypto lending frameworks. ETH Price Dynamics and Future Prospects Did you know? Decentralized financial products like these can spur regulatory and technological developments, potentially leading to increased adoption of crypto-backed loans in traditional markets. According to CoinMarketCap, Ethereum (ETH) is priced at $2,828.33 with a market cap of $341.37 billion, maintaining 11.54% market dominance. Over recent periods, ETH price dropped by 1.93% in 24 hours and 41.37% over 90 days, reflecting volatile market trends. Ethereum(ETH),…

Author: BitcoinEthereumNews
Apeing Whitelist Lifts Mog and Cheems Hype

Apeing Whitelist Lifts Mog and Cheems Hype

The post Apeing Whitelist Lifts Mog and Cheems Hype appeared on BitcoinEthereumNews.com. Recent crypto news covers that Tether invested in Ledn, signaling rising demand for Bitcoin-backed lending. Mog Coin ($MOG) surged as Elon Musk and Garry Tan endorsed its ACC identity, while Cheems ($CHEEMS) surpassed 80,000 holders on BNB Chain, highlighting growing community adoption and decentralized governance. Apeing ($APEING) steps into the industry as the crypto community’s next major opportunity. With the latest meme coin news, early access through the whitelist is heating up, and participants are eager to secure their spot before the official presale launches. Those who move first could capture massive advantages in Q4 2025. Apeing ($APEING): Why Early Apes Stand to Gain Apeing ($APEING) is catching attention as the meme coin news turns favorable for early adopters. With the whitelist open, buyers can secure prime access before the presale officially goes live. Timing here is everything, as history shows early movers often capture the highest returns. Participants can expect a structured roadmap and clear steps for presale participation, reducing confusion and maximizing potential gains. The hype is fueled by Apeing’s strategy, which combines audit-first security, community-focused growth, and practical utility. This is not just another crypto experiment; it’s a brand designed to engage and reward active participants. As more followers track the whitelist progress, FOMO spreads naturally, creating a self-reinforcing cycle of early entry advantage. Unlock Exclusive Gains: Why Joining the Apeing Whitelist Pays Off The whitelist is more than a waiting list; it’s a strategic tool for capturing early-stage opportunities. Participants gain exclusive updates, front-row access to presale stages, and early insight into allocation plans. Stage 1 entry, priced at 0.0001 per token, has projections of over 10,000% ROI upon listing at 0.001. The potential for early buyers is enormous, and this carefully managed access ensures that community members who act fast are positioned to win big.…

Author: BitcoinEthereumNews
Coinbase Introduces Ether-Backed USDC Loans for US Customers

Coinbase Introduces Ether-Backed USDC Loans for US Customers

TLDR Coinbase has launched Ether-backed loans for US customers, enabling them to borrow USDC without selling their ETH. The Morpho DeFi lending protocol powers the new service and is available in most US states, excluding New York. Users can borrow up to $1 million in USDC, with variable rates and liquidation risks based on market [...] The post Coinbase Introduces Ether-Backed USDC Loans for US Customers appeared first on Blockonomi.

Author: Blockonomi
DeFi Lending Hit New Record in Q3: Galaxy

DeFi Lending Hit New Record in Q3: Galaxy

The post DeFi Lending Hit New Record in Q3: Galaxy appeared on BitcoinEthereumNews.com. A new report from Galaxy Digital shows record borrowing reflects a mix of airdrops, new lending products, and crypto price gains. Lending in decentralized finance hit a new quarter-end high as the total active loans on DeFi applications neared $41 billion, Galaxy Digital said in its latest “State of Crypto” report for Q3. Galaxy’s research team wrote that DeFi borrowing grew by about $14.5 billion, or nearly 55% in the third quarter, alongside centralized crypto lending. CeFi + DeFi lending by Q3 2025. Source: Galaxy Digital That growth helped push total crypto lending — across both DeFi and CeFi — to almost $73.6 billion, setting a new all-time high above the previous peak of $69.3 billion at the end of Q4 2021. TVL in DeFi lending protocols. Source: DefiLlama It’s worth noting that DefiLlama data shows that the total value locked in DeFi lending protocols was at around $90.9 billion as of early October. Although TVL doesn’t necessarily reflect the amount actually borrowed from the protocols, if that $90 billion indeed held in early Q4, it could suggest that on-chain lending — combined with CeFi — was significantly higher than Galaxy’s Q3 snapshot. A spokesperson for Galaxy Digital clarified that the wording about all-time high was meant “as of the end of Q3 2025,” which means that the historic maximum was likely reached in early Q4. In the report, Galaxy Digital explained that several factors helped borrowing increase. Airdrops, points programs, better collateral products, and rising prices boosted users’ ability to borrow as the value of their collateral grew. Challenges in Off-Chain Lending But Galaxy Digital also warned about possible double-counting between CeFi and DeFi numbers. As the report’s author, Galaxy research associate Zack Pokorny, wrote, some CeFi lenders borrow on-chain and then lend off-chain, which can show up twice without clear…

Author: BitcoinEthereumNews
How A Backyard Game Became A High-Engagement Sport For TV And Streaming

How A Backyard Game Became A High-Engagement Sport For TV And Streaming

The post How A Backyard Game Became A High-Engagement Sport For TV And Streaming appeared on BitcoinEthereumNews.com. Cornhole has transformed from a simple pastime into a professional spectacle. American Cornhole League In today’s fragmented media landscape, attracting an audience is harder than ever. Yet one category continues to thrive: sports. Within that, cornhole — a casual backyard and tailgate game — has gained serious momentum, not just as a competitive sport, but as broadcast and digital content, a merchandising opportunity, and a driver of community connection. Its appeal is universal. Launched in 2015 by Stacey Moore, founder and Commissioner of the American Cornhole League (ACL), cornhole has transformed from a simple pastime into a professional spectacle. Today, the league airs on ESPN, ESPN+, and CBS Sports Network, and its World Championships feature roughly 1,800 players — a reported 800 percent increase since the inaugural event. “I think the cadence of how the game is played, the social aspects, and the fact that you don’t have to be a top-notch athlete to succeed — anyone can play, anyone can win,” Moore said. “It’s a great level playing field, and a sport that everyone can enjoy.” Accessibility and Relatability Drive Growth ACL Chief Strategy Officer Trey Ryder attributes the league’s success to accessibility and relatability. Combine that with the unpredictability of competition, the drama of rivalries, and the thrill of live play, and cornhole has unlocked a floodgate of audience interest. “Cornhole has a low barrier to entry,” Ryder said. “Anyone can play, which you can’t say about every sport. And relatability is key — when someone sees a pro throw a four-bagger on TV, it sparks memories of tailgate victories and fun times with friends. That connection drives people to become both players and fans.” Beneath its simple rules, cornhole is a game of precision, strategy, and high-stakes competition. Fans follow not just matches, but personalities, rivalries, and…

Author: BitcoinEthereumNews
From Vanguard to Smart Contracts: DTFs Promise 24/7, Transparent Index Exposure

From Vanguard to Smart Contracts: DTFs Promise 24/7, Transparent Index Exposure

Reserve’s report finds Decentralized Token Folios (DTFs) bring ETF-style diversification onchain with real-time transparency and 24/7 liquidity.

Author: Blockchainreporter
Dow Jones flops as headwinds mount, declines 300 points

Dow Jones flops as headwinds mount, declines 300 points

The post Dow Jones flops as headwinds mount, declines 300 points appeared on BitcoinEthereumNews.com. The Dow Jones started Thursday off on a high note. The major equity index soared 725 points in the early hours before promptly reversing course at 1545 GMT (1045 EST) and sinking over 1,100 points top-to-bottom, hitting a five-week low of 45,732 in the process. Markets are facing fresh headwinds on multiple fronts, and a poorly-timed announcement that the Nonfarm Payrolls (NFP) employment “situation” data releases would be delayed until December 16th was the cherry on top. The Dow Jones Industrial Average is down 2.2% on the week, and on pace for its worst weekly performance since the beginning of October. Equities are facing fresh challenges across the board, with the tech-heavy NASDAQ 100 down around 0.6% for the day after testing its lowest bids in nearly nine weeks. The Dow found an eventual foothold to reclaim the 46,000 handle in midday trading, before sinking back into the day’s lows, down around 0.65% on Thursday. AI under a microscope as high chip demand still doesn’t mean high revenues The AI trade remains under threat, with investor trepidation on the rise in the face of hard mathematics disagreeing with pie-eyed expectations of infinite earnings potential. Nvidia (NVDA) posted strong paper figures during its after-market earnings call after the closing bell on Wednesday, claiming another quarter of strong double-digit demand growth for its AI-focused chipsets. However, skeptical analysts noted that several key categories in Nvidia’s earnings should raise concern among tech wonks. According to Nvidia’s earnings call, the chipmaker stockpiled nearly $20 billion in unsold product, a 32% increase in a single quarter. For a company claiming “strong demand growth”, it represents a worrying increase in stockpiles. Nvidia also posted $19.3 billion in quarterly revenue, but only $14.5 billion of that converted to cash, leaving an almost $5 billion shortfall between cash…

Author: BitcoinEthereumNews
Milk Mocha, DOGE, ASTER, & BNB!

Milk Mocha, DOGE, ASTER, & BNB!

The post Milk Mocha, DOGE, ASTER, & BNB! appeared on BitcoinEthereumNews.com. Crypto Presales Explore how $HUGS, DOGE, ASTER, and BNB are redefining meme coin purpose as 2025’s strongest picks among the top crypto gems to buy now. In 2025, discussions in crypto are maturing beyond temporary hype. What started as a meme-inspired phase is now turning into something meaningful where emotional connection meets practical use. Many are now drawn to projects blending community power with real utility, forming a new class of culturally driven assets with lasting impact. At the center of this transition stands Milk Mocha’s ($HUGS), adored by a fanbase of over 50 million people worldwide. Currently in Stage 1 at $0.0002, it has already raised $30K and links nostalgia to blockchain through staking, NFTs, and interactive mini-games. While DOGE and ASTER thrive on viral trends and BNB leads in utility markets, $HUGS defines a new space of its own. It reflects the emotional dimension of blockchain’s next phase and is fast earning its place among the top crypto gems to buy now. 1. Milk Mocha ($HUGS): The Heart-Powered Project You’ll Wish You Joined Sooner Milk Mocha’s step into crypto is far more than licensing a brand. $HUGS carries depth and meaning. It isn’t built on short-term buzz but crafted to evolve into a broad digital ecosystem. The presale has a 40-stage rollout, with early participants gaining access to the lowest cost, smaller supply, and leaderboard perks. In Stage 1, $100 equals 500,000 coins, while by Stage 40, the same amount buys only 2,147. The equation is simple, waiting costs you gains. What sets Milk Mocha ($HUGS) apart among the top crypto gems to buy now is its range of features. It offers a 50% APY through staking with daily rewards, auto-compounding, and no lockup. Its model includes gaming features where spending feeds prize pools and reduces supply. Exclusive…

Author: BitcoinEthereumNews
Best Crypto to Buy Now? Mutuum Finance (MUTM) Rockets Toward $19M Raised as Phase 6 Hits 90% Sold Out with 18,200 Investors

Best Crypto to Buy Now? Mutuum Finance (MUTM) Rockets Toward $19M Raised as Phase 6 Hits 90% Sold Out with 18,200 Investors

As the crypto markets continue to heat up, interested traders are scrambling to lock into the best crypto out there ahead of the next big explosion. Among these cryptos, there is one token that is standing out above the rest, poised to take its place among the top crypto to invest in 2025, and this […]

Author: Cryptopolitan
More Fed Rate Cuts Could Keep Inflation Elevated, Beth Hammack Warns

More Fed Rate Cuts Could Keep Inflation Elevated, Beth Hammack Warns

The post More Fed Rate Cuts Could Keep Inflation Elevated, Beth Hammack Warns appeared on BitcoinEthereumNews.com. Cleveland Fed President Beth Hammack has commented on the effects that further rate cuts could have on inflation. This comes amid uncertainty about whether the FOMC will make another Fed rate cut at the December meeting. Another rate cut is significant as it could provide a much-needed lift for Bitcoin and the broader crypto market. Beth Hammack Warns Against Further Fed Rate Cuts In her opening remarks at the Cleveland Fed’s 2025 Financial Stability Conference, Hammack stated that lowering interest rates to support the labor market risks prolonging this period of elevated inflation. She added that it could also encourage risk-taking in financial markets. The Fed president explained that further Fed rate cuts in this environment could support risky lending, boost valuations, and delay the discovery of weak lending practices in credit markets. She further remarked that this means that whenever the next downturn comes, it could be larger than it otherwise would have been, with a larger impact on the economy. There have been two 25 bps cuts this year as the Fed seeks to stabilize the weakening labor market. Hammack noted that this move is described as taking out insurance against a more severe slowdown in the labor market. However, she said that they have to be mindful that such insurance could come at the cost of heightened financial stability risks. Hammack’s speech again raises the dilemma that the committee is currently facing regarding its dual mandate of inflation and the labor market as it decides whether to make another Fed rate cut in December. As CoinGape reported, the FOMC minutes revealed that many Fed officials suggested that it is likely appropriate to keep the target range unchanged for the rest of the year based on their economic outlooks. Fed Governor Also Calls For Caution Over Rising Inflation…

Author: BitcoinEthereumNews