Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15668 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly

This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly

The post This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly appeared on BitcoinEthereumNews.com. One of the new digital assets is qualifying rapidly in the market and their initial achievements are making waves. The token remains priced at only $0.035, but demand has been extreme to an extent that its current stage is nearing a sell out. It is emerging as one of the most successful projects in the new crypto and DeFi crypto categories as more investors observe early-stage projects entering Q4 2025. The question most investors are currently raising is how come the support of the project is taking off so fast. Developing a Dual-Lending DeFi System Mutuum Finance (MUTM) is creating a two-sided lending organization that is lender-borrower-based. It has passive-yield tools, risk controls and automatic functions, which maintain stability in the lending markets. mtTokens is one of the internal characteristics. Users get to receive mtTokens when they provide their assets. These tokens monitor deposits and allow one to realize yield with time. Using the example of the user, who provides his assets worth $1,000, the value of his mtTokens will keep rising with the accrual of interests in the liquidity pool. Mutuum Finance also involves the borrowing markets which have variable and stable rates. Borrowers abide by straight LTV regulations, and all positions are liquidated via automated procedures using smart contracts. In case the value of collateral becomes too low, the liquidation bot will intervene in an attempt to stabilize the loan. This helps in minimizing risks throughout the protocol as well as contributing to reliability in the long-run. Mutuum Finance operates on a buy-distribute channel. The one part of the protocol revenue purchases MUTM on the market and reinvests it into users that stake mtTokens on the safety module. This generates stable token demand that is associated with platform activity but not hype. Security has too been a concern.…

Author: BitcoinEthereumNews
Coinbase Acquires Solana Trading Platform Vector.fun in Ninth Deal of Aggressive M&A Year

Coinbase Acquires Solana Trading Platform Vector.fun in Ninth Deal of Aggressive M&A Year

The post Coinbase Acquires Solana Trading Platform Vector.fun in Ninth Deal of Aggressive M&A Year appeared on BitcoinEthereumNews.com. Key Insights Coinbase agreed to acquire Vector.fun, a Solana-based decentralized exchange focused on memecoin trading, with the deal expected to close by year-end. The acquisition followed Coinbase’s November 20 launch of Bitcoin and Ethereum-backed loans powered by the Morpho protocol, allowing users to borrow USDC against crypto holdings without selling assets. Coinbase completed nine acquisitions in 2025, including Deribit for $2.9 billion and Echo for $375 million, as part of an aggressive expansion strategy to build an “everything exchange.” Coinbase Vice President of Product Management Max Branzburg confirmed to Fortune on November 21 that the crypto exchange agreed to acquire Vector.fun, though he declined to disclose acquisition terms. The deal positioned Coinbase to expand decentralized exchange trading capabilities across multiple blockchains beyond its native Base network. The acquisition followed Coinbase’s November 20 announcement of Bitcoin-backed and Ethereum-backed loans powered by Morpho, an on-chain lending protocol built on Base. The loan product allowed users to borrow USDC against cryptocurrency holdings in under a minute, without selling assets, by automatically converting collateral to Coinbase Wrapped Bitcoin (cbETH) for transfer to the Morpho protocol. Vector.fun was a decentralized exchange on Solana where users primarily traded memecoins and followed other traders’ positions and investment strategies. The platform integrated social features, including trade broadcasts and private groups, allowing users to share trading activity and insights through a mobile-first interface. As part of the acquisition, Coinbase planned to discontinue Vector.fun’s mobile and desktop trading applications. The company confirmed it would hire all 13 Vector.fun employees to support integration of the platform’s technology into Coinbase’s existing infrastructure. Solana News: DEX Expansion Strategy Coinbase stated it would use Vector.fun’s technology to expand assets available for trading through decentralized exchanges within its main application, separate from its core centralized trading business. The acquisition aligned with the company’s goal of…

Author: BitcoinEthereumNews
Saudi real estate embraces tokenized registry for property

Saudi real estate embraces tokenized registry for property

The post Saudi real estate embraces tokenized registry for property appeared on BitcoinEthereumNews.com. Saudi real estate is entering a fully digital phase as the kingdom launches a tokenized national registry for property assets and transactions. How will Saudi Arabia’s new blockchain registry transform property deals? Saudi Arabia has introduced a groundbreaking national tokenized real estate registry, paving the way for a fully digital property market. The blockchain-backed platform streamlines transactions from listing to ownership transfer and settlement. Moreover, it is expected to boost liquidity and attract foreign investment into the kingdom’s real estate sector. The registry, overseen by the Real Estate General Authority (REGA), unifies real estate registration, fractional ownership and marketplace activity in one ecosystem. However, the initiative also focuses on strict regulatory compliance, ensuring every digital step reflects existing legal frameworks. What makes the new platform a digital property marketplace? The national application supports end-to-end blockchain property transactions, covering property listings, due diligence, title transfer and post-sale settlements. This digital workflow replaces fragmented, paper-based processes and provides real-time verification of each step. As a result, the trading experience becomes faster, more secure and easier to audit. The system has been built with leading technology by SettleMint, a specialist in asset tokenization. It incorporates features such as automatic valuation models (AVMs), blockchain-based title management and escrow-linked payment verification. That said, traditional legal requirements still apply, with the technology serving as an infrastructure layer. How does the registry enable fractional property investment? One of the platform’s most significant innovations is its support for fractional ownership of property assets. By tokenizing real estate, it allows investors to buy smaller, digital interests in buildings or land, lowering entry barriers. Moreover, this structure is designed to increase market participation and improve liquidity in real estate in Saudi Arabia. The new framework effectively turns qualifying assets into fractional property investment opportunities on a regulated infrastructure. This offers…

Author: BitcoinEthereumNews
Next 1000x Meme Coin Incoming? 6 Explosive Tokens Primed for Massive Wins with Apeing Whitelist

Next 1000x Meme Coin Incoming? 6 Explosive Tokens Primed for Massive Wins with Apeing Whitelist

Explore the 1000x meme coin, featuring $APEING, PNUT, Pepe, Bonk, APE, and PENGU. Discover market insights, whitelist advantages, and why these digital assets stand out.

Author: Blockchainreporter
Cardano Price Breaks Below Key Support Level As This New Crypto Impresses Investors

Cardano Price Breaks Below Key Support Level As This New Crypto Impresses Investors

The post Cardano Price Breaks Below Key Support Level As This New Crypto Impresses Investors appeared on BitcoinEthereumNews.com. Now that we are in late 2025, many in the crypto market are watching Cardano (ADA) fall below support levels that previously held during earlier stages. Analysts have begun to predict the $0.40 level as the next support. Holding above this support would lead many to believe the downturn would extend. With this kind of uncertainty, many investors are directing their focus to presales like the ones offered in new platforms that have garnered quality mobility in the market. This includes projects like Mutuum Finance, gaining popularity in providing all the essential components needed for DeFi. This shift to DeFi cryptos showcases the current phase of dynamic portfolio restructuring. The Worrisome Downturn for Cardano The price of Cardano has hit a new milestone of losing quite a lot of value for the last few months. After being supported by a disreputable price area, Cardano has now successfully broken down.  Cardano’s price action has ‘discharged’ enough price value, and has begun its march toward the value of $0.40. Tech has shown consolidation at the bottom, and has clearly fallen from the deflated value point of 0.50. With the price action, and no signs of a positive trend or positive moves from the price, it is a clear sign that the value of Cardano will continue to see a drop until at least a positive recovery is shown.  With the loss of $0.50 value, it is easy to see the continuation downward. Technical indicators clearly show a positive trend is possible, and it is Cardano moving past $0.50 which will trigger a move higher. Mutuum Finance Proves As Key Alternative   During the ongoing presale of Mutuum Finance, the project succeeds in attracting current demand  even as the leading cryptocurrencies spend time in the advancing bear market. The ongoing presale is the strongest…

Author: BitcoinEthereumNews
RWA TVL Hits New All-Time High as Tokenization Wave Accelerates in November

RWA TVL Hits New All-Time High as Tokenization Wave Accelerates in November

The tokenized Real World Asset (RWA) market continues its rapid climb, closing November with another major milestone. Total on-chain RWA TVL has reached $2.979 billion, marking a 10% month-over-month jump and signaling intensifying adoption across institutional and DeFi rails. According to data from rwa.xyz, the sector now records more than 539,000 unique holders, underscoring the [...]

Author: Null TX
Can 9% return on crypto holdings change reality? People prefer digital banks over crypto wallets

Can 9% return on crypto holdings change reality? People prefer digital banks over crypto wallets

Digital wallets won the payments war. By mid-2025, around 65% of US adults used them, accounting for 39% of e-commerce and 16% of in-store transactions. Apple Pay and PayPal are boring infrastructure now, the default way millions move money without thinking about it. Web3 wallets are not. A September Mercuryo and Protocol Theory study of […] The post Can 9% return on crypto holdings change reality? People prefer digital banks over crypto wallets appeared first on CryptoSlate.

Author: CryptoSlate
OSR Holdings, Inc. (OSRH) Stock: Jumps 27% Amid Vaximm AG’s Strategic Licensing Agreement

OSR Holdings, Inc. (OSRH) Stock: Jumps 27% Amid Vaximm AG’s Strategic Licensing Agreement

TLDR OSRH stock surges 27% on Vaximm’s strategic licensing deal with BCM Europe. Vaximm AG signs a major deal with BCM Europe, boosting OSRHstock by 27%. OSRH sees a 27% spike in stock price after Vaximm licensing agreement announcement. Vaximm AG’s global licensing deal with BCM Europe propels OSRH’ stock 27% higher. OSRH gains 27% [...] The post OSR Holdings, Inc. (OSRH) Stock: Jumps 27% Amid Vaximm AG’s Strategic Licensing Agreement appeared first on CoinCentral.

Author: Coincentral
Bitcoin Crash Sparks Investor Panic as Treasury Crisis Unfolds: A Financial Wake-Up Call

Bitcoin Crash Sparks Investor Panic as Treasury Crisis Unfolds: A Financial Wake-Up Call

In recent weeks, the cryptocurrency market has experienced significant turbulence, with losses mounting across major digital assets. Concerns about the sustainability of corporate crypto treasuries, regulatory scrutiny, and evolving DeFi policies are shaping the outlook for investors and industry stakeholders. As Bitcoin approaches a six-month low and Ethereum holdings plunge into billions of dollars in [...]

Author: Crypto Breaking News
NFT Lending TVL Nears All-Time Lows

NFT Lending TVL Nears All-Time Lows

The post NFT Lending TVL Nears All-Time Lows appeared on BitcoinEthereumNews.com. Outstanding debt has fallen by around 45% to $80 million from $150 million in March 2024. The NFT lending market has collapsed to single-digit millions in total value locked (TVL), plunging to levels last seen in 2022. Data from DefiLlama shows the sector’s TVL at roughly $8.3 million today, down roughly 97% from the sector’s all-time high of more than $300 million in March 2024. NFT Lending TVL. Source: DefiLlama Arcade, a Pantera Capital‑backed NFT lending startup that secured $15 million in Series A in December 2021, now shows only about $300,000 in TVL, down more than 98% from its peak of $21.5 million in March 2024. But even protocols that once seemed more resilient are feeling the pain. Blur’s lending arm, Blend, which was built in collaboration with crypto VC giant Paradigm, now has around $3 million in TVL, down more than 90% from over $115 million in early 2024. Nicolas Lallement, co-founder of NFT Price Floor, an NFT analytics website that tracks over 1,750 collections, told The Defiant that the March 2024 peak was heavily driven by Blur’s incentives. “Blend (Blur’s lending arm) absolutely dominated the market at the time, and its growth was heavily fueled by Blur’s farming meta. Once those incentives tapered off, Blend’s volumes and outstanding debt fell off a cliff, and the broader sector retraced with it. That’s why the chart looks like a peak followed by a crash,” Lallement said. The market has since transitioned to a “more stable model” led by Gondi, a non-custodial peer-to-peer lending protocol for NFTs, Lallement said. He explained that the type of collateral being used has shifted, too, as Blend loans were mostly tied to profile picture NFTs and popular IP collections like Pudgy Penguins, which are highly speculative and sensitive to events. “To me, that’s a healthy transition. NFT…

Author: BitcoinEthereumNews