Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15676 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Mutuum Finance (MUTM) Under $0.05 Could Outperform Solana (SOL) With Explosive Potential

Mutuum Finance (MUTM) Under $0.05 Could Outperform Solana (SOL) With Explosive Potential

The post Mutuum Finance (MUTM) Under $0.05 Could Outperform Solana (SOL) With Explosive Potential appeared on BitcoinEthereumNews.com. While the market is on the hunt for the next big crypto to provide explosive returns, Mutuum Finance (MUTM) is rapidly being identified to lead the pack, especially while it is now valued below $0.05. MUTM’s performance in its early stages, with its steadily increasing community and utilization-based model, now has more upside than some heavyweight performers such as Solana (SOL) in the short term itself. Although Solana is now firmly establishing itself in the elite ranks of blockchain platforms, its short-term growth momentum looks to be more controlled than MUTM’s rapidly increasing demand.  MUTM, now in its sixth stage of presale, with over 95% sold out, is now being noticed for its real-world applications in its DeFi crypto with its lending-borrowing functionalities, interest-based token model, and its unusually rapidly increasing community, which in itself now places MUTM among those few new tokens with upside to outperform major altcoin in its next market cycle. This makes MUTM the top crypto for investors seeking real utility and growth potential in 2025.  Solana Shows Signs of Recovery After Sharply Dropping? Since November 11, Solana (SOL) has indicated an encouraging V-shaped recovery on its four-hour chart after slipping by 25% from its peak at $173. Bears pulled out, and buyers regained their ground, pushing prices higher, with its Relative Strength Index rising from 28 to 50, indicating increasing bullishness for the index. On analysis based on its weekly graph, there is some impressive support for SOL at $130, which has in the past sparked some remarkable rises, such as an 108% jump to $265 in late 2024 and a 98% jump to $250 in early 2025. But if patterns repeat, there could be some increase in SOL’s recovery to about the $180-$200 level, especially with support from its 20-day EMA at $160. It’s…

Author: BitcoinEthereumNews
Tether Invests in Ledn to Bolster Bitcoin-Backed Lending Market

Tether Invests in Ledn to Bolster Bitcoin-Backed Lending Market

The post Tether Invests in Ledn to Bolster Bitcoin-Backed Lending Market appeared on BitcoinEthereumNews.com. Lawrence Jengar Nov 21, 2025 10:39 Tether has announced a strategic investment in Ledn, a leader in bitcoin-backed loans, to expand financial infrastructure and empower credit access without selling digital assets. Tether, known as a major player in the digital asset industry, has announced a significant investment in Ledn, a leading company in the bitcoin-backed lending market. This strategic move is designed to enhance the infrastructure for bitcoin-backed loans, allowing individuals and businesses to access credit without the need to liquidate their digital assets, according to Tether. Enhancing Financial Infrastructure Ledn, which has developed a robust system for asset custody, risk management, and liquidation, is set to expand its reach in both retail and institutional markets. The company has already originated over $2.8 billion in bitcoin-backed loans, with 2025 marking its strongest year to date. In Q3 alone, Ledn extended $392 million in loans, indicating a burgeoning demand for such financial products. Market Growth and Future Prospects The crypto-backed lending sector is projected to grow substantially from an estimated $7.8 billion in 2024 to over $60 billion by 2033, driven by the increasing need for alternative lending solutions that utilize cryptocurrencies. Ledn’s established presence positions it well to capitalize on this growth, particularly as demand for bitcoin-backed financial services continues to rise. Leadership Insights Paolo Ardoino, CEO of Tether, emphasized the investment as a commitment to financial innovation that empowers individuals. “Together with Ledn, we are expanding access to credit without requiring individuals to sell their digital assets,” Ardoino stated. This approach, he noted, promotes self-custody and financial resilience, reinforcing the role of digital assets in a more inclusive global financial system. Adam Reeds, co-founder and CEO of Ledn, expressed optimism about the collaboration with Tether. “As Ledn’s loan book is on…

Author: BitcoinEthereumNews
Dogecoin Price Prediction: Why This $0.035 Crypto Could Outrun DOGE to $1

Dogecoin Price Prediction: Why This $0.035 Crypto Could Outrun DOGE to $1

The post Dogecoin Price Prediction: Why This $0.035 Crypto Could Outrun DOGE to $1 appeared on BitcoinEthereumNews.com. As Dogecoin (DOGE) hovers around resistance with limited upside catalysts, a fresh DeFi crypto is turning heads with a very different, and potentially more explosive, growth story. Mutuum Finance (MUTM) is still in its presale phase, priced at just $0.035, yet it’s raising serious momentum. With over 95% of Phase 6 already sold and more than 18,110 holders, the project has attracted over $18.85 million in funding.  The upcoming V1 launch on Sepolia testnet includes ETH lending and borrowing capabilities, giving Mutuum Finance real utility beyond speculative hype. Analysts argue that, thanks to its structured tokenomics, buy‑back mechanisms, and genuine DeFi roadmap, Mutuum Finance has a shot at much higher valuations, potentially outpacing meme coins like DOGE on its way toward a $1 target, making it the most compelling next crypto to hit $1 in DeFi crypto markets. Dogecoin Holds Key Support as Traders Eye Potential Upside Dogecoin (DOGE) is currently finding support in the $0.18–$0.20 range, giving the market a potential base for a rebound. Analysts note that if this support holds, DOGE could target higher levels, with possible price objectives at $0.25, $0.30, $0.45, and even $0.50+. While these levels remain within reach, momentum is still cautious, and the token’s upside is largely dependent on broader market trends and buying pressure. In this environment, investors looking for opportunities with earlier-stage adoption, structured growth, and tangible DeFi crypto utility are increasingly turning their attention toward new crypto projects like Mutuum Finance (MUTM). Early MUTM Investment: Unlocking Potential Gains Investing in MUTM at an early stage could generate substantial returns. For example, an investor who swapped $5,000 worth of DOGE for MUTM in Presale Phase 1 at $0.01 would now hold 500,000 MUTM tokens. With the current Phase 6 price of $0.035, this holding is worth approximately $17,500. Looking ahead, the…

Author: BitcoinEthereumNews
Why XRP Tundra Attracts Institutional Capital

Why XRP Tundra Attracts Institutional Capital

The post Why XRP Tundra Attracts Institutional Capital appeared on BitcoinEthereumNews.com. Crypto Presales BlackRock’s emerging interest in XRP arrives as XRP Tundra enters its final $0.01 window, amplifying institutional attention on the ecosystem’s revenue-driven staking model. Speculation surrounding BlackRock’s potential involvement with XRP intensified after resurfaced interviews in which Brad Garlinghouse and Larry Fink issued identical, carefully worded refusals to comment on an XRP ETF. Analysts interpreted the “I can’t talk about that” response from both executives as an indication of ongoing private discussions. For institutions observing XRP’s evolution, the prospect of the world’s largest asset manager evaluating the asset marks a shift from years of caution to a climate of strategic engagement. This speculation emerged at a critical moment for XRP Tundra. The project confirmed that a major institution had already begun acquiring the ecosystem, which brought forward the launch to December 15 and established the pricing structure that will govern the system afterward. Retail participants now have one final entry point at $0.01 before the institutional takeover formalizes the post-launch environment. Analysts evaluating the overlap between possible BlackRock activity and Tundra’s revenue engine see a direct relationship between rising institutional liquidity and long-term ecosystem performance. BlackRock’s Influence Extends Beyond ETF Narratives BlackRock’s participation in digital assets carries measurable impact. Its Bitcoin ETF introduced regulated access to a broad segment of institutional capital, delivering deeper liquidity, more stable pricing behavior and sustained inflows from entities that cannot directly hold crypto. The firm’s presence signals that an asset has met internal thresholds relating to custody, compliance and market infrastructure. If an XRP ETF materializes, the same dynamics apply. A regulated vehicle expands access to institutions restricted by mandate, including pension funds, sovereign funds and traditional asset managers. That increases XRP’s liquidity and integrates it more deeply into the financial system. Analysts see this progression as structurally aligned with projects building utility…

Author: BitcoinEthereumNews
BlackRock’s Crypto Interest: Why XRP Tundra Attracts Institutional Capital

BlackRock’s Crypto Interest: Why XRP Tundra Attracts Institutional Capital

Speculation surrounding BlackRock’s potential involvement with XRP intensified after resurfaced interviews in which Brad Garlinghouse and Larry Fink issued identical, […] The post BlackRock’s Crypto Interest: Why XRP Tundra Attracts Institutional Capital appeared first on Coindoo.

Author: Coindoo
Mutuum Finance Review: Expert Consensus on MUTM’s Path to $10 in the Coming Years

Mutuum Finance Review: Expert Consensus on MUTM’s Path to $10 in the Coming Years

The ongoing surge of investor interest in DeFi tokens has placed Mutuum Finance (MUTM) at the center of market conversations. The project’s presale, now deep into Phase 6, has reached 90% capacity with a current token price of $0.035. Since the presale began, Mutuum Finance has raised $18,800,000 and attracted 18,050 holders, reflecting rising participation [...] The post Mutuum Finance Review: Expert Consensus on MUTM’s Path to $10 in the Coming Years appeared first on Blockonomi.

Author: Blockonomi
A whale who purchased 700 WBTC four months ago through a revolving loan has liquidated his position at a loss, incurring a staggering $21.68 million.

A whale who purchased 700 WBTC four months ago through a revolving loan has liquidated his position at a loss, incurring a staggering $21.68 million.

PANews reported on November 22 that, according to on-chain analyst Yu Jin, due to the recent deep correction in BTC, a whale's lending position that purchased 700 WBTC four months ago through a revolving loan is nearing liquidation. He cut his losses and liquidated his position today, with a loss of up to $21.68 million.

Author: PANews
Anchorage Digital Adds HYPE Staking Support on HyperCORE

Anchorage Digital Adds HYPE Staking Support on HyperCORE

The post Anchorage Digital Adds HYPE Staking Support on HyperCORE appeared on BitcoinEthereumNews.com. Anchorage Digital has expanded its support for the Hyperliquid ecosystem by adding HYPE staking on HyperCORE, complementing its existing HYPE custody services on HyperEVM.  Staking, the process of locking crypto to secure a blockchain network in exchange for earning rewards, is being offered through Anchorage Digital Bank and through Anchorage Digital Singapore, which holds a Major Payment Institution license. The company said staking will also be available through Porto, its self-custody wallet. The bank is partnering with staking infrastructure provider Figment to run the underlying validator infrastructure, it said in a Friday announcement.   With custody and staking now live across HyperEVM and HyperCORE, the company said it can support a wider range of Hyperliquid activity, including access to its decentralized finance (DeFi) ecosystem through Porto and custody for additional HyperEVM tokens, such as Kinetiq. Hyperliquid, a layer 1 blockchain powering a decentralized exchange, uses its own architecture split between HyperEVM for Ethereum-style smart contracts and HyperCORE for native staking.  The latest move from Anchorage Digital comes two days after it announced a partnership with Mezo, a DeFi platform for Bitcoin-backed borrowing. Anchorage Digital Bank, founded in 2017 and headquartered in San Francisco, is the only federally chartered crypto bank in the United States. It operates in conjunction with the broader Anchorage Digital platform. Related: Anchorage launches Starknet staking for institutions amid crypto yield demand Institutional DeFi gains momentum Anchorage Digital’s latest initiative reflects a wider trend of pulling DeFi infrastructure and yield-generating staking into institutional platforms, as more custodians and infrastructure providers begin offering controlled access to staking and other onchain services. In October, Crypto.com announced that users would be able to lend wrapped cryptocurrency and earn stablecoin yield through Morpho, a decentralized lending protocol. Morpho plans to launch stablecoin markets on the Cronos blockchain, with initial vaults expected…

Author: BitcoinEthereumNews
Stani Kulechov bevestigt: ETHLend komt terug, mét native Bitcoin

Stani Kulechov bevestigt: ETHLend komt terug, mét native Bitcoin

Stani Kulechov, de oprichter van Aave, kondigde op X aan dat ETHLend in 2026 opnieuw gelanceerd wordt. Daarmee keert de peer to peer lending applicatie terug die ooit aan de basis stond van Aave. Het bericht volgde op een discussie waarin hij ook bevestigde dat een recente lening gedekt werd... Het bericht Stani Kulechov bevestigt: ETHLend komt terug, mét native Bitcoin verscheen het eerst op Blockchain Stories.

Author: Coinstats
Comparing Best Crypto Staking Platforms: Why XRP Tundra Leads in Security & Returns

Comparing Best Crypto Staking Platforms: Why XRP Tundra Leads in Security & Returns

The post Comparing Best Crypto Staking Platforms: Why XRP Tundra Leads in Security & Returns appeared on BitcoinEthereumNews.com. The announcement that a major institution is acquiring XRP Tundra has reshaped the project’s trajectory and the broader staking conversation. The takeover brought a confirmed December 15 launch and tier-1 exchange commitments. It also introduced a strict 48-hour retail window during which tokens sell at $0.01 before institutional pricing takes effect.  For a community long denied credible high-yield infrastructure, the shift has triggered a rush to understand how Tundra works. People wish to learn how it compares to established staking ecosystems. This moment arrives as staking becomes the dominant yield strategy across crypto. Investors are re-evaluating native ETH staking, Solana delegation, Cardano pools, centralized exchange staking, and liquid staking protocols. At the exact moment a revenue-backed, cross-chain, XRPL-aligned platform enters its institutional phase. XRP Tundra is no longer just a presale curiosity. It is a contender for the first legitimate DeFi layer that the XRP Ledger has. How Do Mainstream Staking Platforms Perform Today? Native staking systems offer stability but rarely exceed moderate returns. Ethereum’s validator yield sits near 3–4% APY, a reflection of its mature monetary policy rather than a lack of demand. Solana delegation performs slightly better, averaging 6–7.5% APY depending on validator quality and network load. Cardano stake pools remain consistent at 3–4% APY but struggle to deliver upside beyond their protocol-determined limits. Centralized staking through Binance or Coinbase lowers the barrier to entry but introduces custodial exposure and reduced returns. Binance fluctuates between 1–6%, while Coinbase typically lands in the 1–5% range after commissions. Meanwhile, liquid staking protocols such as Lido and Rocket Pool expand accessibility while still maintaining a 3–7% band. Lido tracks ETH base yield through stETH. The Rocket Pool’s model sometimes produces even lower returns due to its internal token dynamics. Across the industry, staking yields largely converge around a ceiling of 3–7.5%.…

Author: BitcoinEthereumNews