Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16023 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Corporate Ether Acquisitions Fall 81% as Top Holders Persist in Buying Amid Crypto Consolidation

Corporate Ether Acquisitions Fall 81% as Top Holders Persist in Buying Amid Crypto Consolidation

The post Corporate Ether Acquisitions Fall 81% as Top Holders Persist in Buying Amid Crypto Consolidation appeared on BitcoinEthereumNews.com. Corporate Ether acquisitions dropped 81% in the past three months amid market consolidation, yet top holders like BitMine Immersion Technologies added billions in ETH. Bitcoin held above $90,000 as investors await Federal Reserve rate decisions, with DeFi facing regulatory pushback. Ethereum treasury buys fell from 1.97 million ETH in August to 370,000 in November, signaling an unwinding trend. Key players continue accumulating despite the slowdown, including BitMine nearing 5% of ETH supply. Crypto lending market reached $25 billion in Q3 2025, up 200% year-to-date, led by transparent platforms like Tether and Nexo. Explore the latest crypto weekly news: Ethereum acquisitions decline 81%, Citadel urges DeFi regulation, Arthur Hayes warns on Monad, and $25B lending boom. Stay informed on market shifts—discover key insights today. What is happening with Ethereum corporate acquisitions in late 2025? Ethereum corporate acquisitions have significantly declined, with monthly buys by digital asset treasuries dropping 81% over the past three months from August peaks. This unwinding reflects broader market caution, though major holders persist in building positions. Investors eye Federal Reserve moves for further direction amid Bitcoin’s stability above $90,000. How has the Fear and Greed Index influenced crypto sentiment? The Fear and Greed Index, tracked by CoinMarketCap, rose marginally from 20 to 25 this week, indicating persistent fear among investors despite Bitcoin’s hold above the $90,000 mark. This sentiment aligns with consolidation following recent recoveries, as traders brace for macroeconomic cues. Data from the index’s all-time chart shows volatility tied to policy expectations, with current levels suggesting caution rather than outright panic. Cryptocurrency markets entered another week of sideways movement after last week’s rebound. Bitcoin maintained its position above the critical $90,000 threshold, a psychological barrier that has bolstered confidence. However, overall sentiment remains subdued, dominated by fear as measured by established metrics. In the Ethereum ecosystem,…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) vs Solana (SOL): Which Is the Best Crypto to Buy as the Market Kicks Off December With a Dip?

Mutuum Finance (MUTM) vs Solana (SOL): Which Is the Best Crypto to Buy as the Market Kicks Off December With a Dip?

The post Mutuum Finance (MUTM) vs Solana (SOL): Which Is the Best Crypto to Buy as the Market Kicks Off December With a Dip? appeared on BitcoinEthereumNews.com. As the markets kick off the month of December in full-scale retreat mode, investors are taking another look at what cryptos have the highest potential for upside in the coming year, and this increased attention is casting a bright spotlight on both tried and tested and rising stars. Solana (SOL) remains to be one of the hardest-hitting altcoins in the marketplace, recognized for speed, scalability, and heightened liquidity, although the latest developments in this project have left investors wondering whether it still has what it takes to top past explosive growth milestones.  In light of this prevailing uncertainty, many investors are naturally gravitating toward those assets that have higher asymmetry ratios and are at the early stages of development and showing real-world use and rapid adoption. And in this developing scenario, Mutuum Finance (MUTM), the latest and hottest digital currency at just only $0.035, has naturally topped the list of the current best cryptos to invest in due to its nearly sold-out presale Phase 6, over 18,300 holders, and its upcoming V1 launch. Solana Remains at Crucial Levels as Market Participants Look for Breakout Points Solana (SOL) remains at the doorstep of a strong level of support in what has obviously been a period of consolidation, and traders are eagerly observing whether or not it anticipates breakout action that will allow it to finally push on towards the $200 to $280 level and beyond, particularly when taken in the context of strong levels of volatility that continue to be such an important defining factor for this asset class at this point in time. In an era in which investors are attempting to survey every possible opportunity on the market, this change in direction is naturally of much interest in relation to Mutuum Finance (MUTM), which remains a brand-new addition to…

Author: BitcoinEthereumNews
AAVE shows Signs of Bearish Flag Pattern with Potential Drop to $130 Level

AAVE shows Signs of Bearish Flag Pattern with Potential Drop to $130 Level

The post AAVE shows Signs of Bearish Flag Pattern with Potential Drop to $130 Level appeared on BitcoinEthereumNews.com. Key Insights: AAVE faces a bearish flag pattern, signaling a potential drop to $130 in the near future. Despite price decline, AAVE’s Aptos integration led to $75M net deposits in DeFi. AAVE continues to lead lending markets, generating 87% of all lending revenue on Ethereum. AAVE shows Signs of Bearish Flag Pattern with Potential Drop to $130 Level Aave ($AAVE), a leading decentralized finance (DeFi) platform, is currently showing signs of a potential bearish flag pattern. Technical analysis suggests that the price could drop in the near future. Analysts are monitoring the situation closely as it faces downward pressure, marking a potential shift in its price direction. AAVE’s Current Market Performance As of press time, AAVE is priced at $184, with a 24-hour trading volume of $208M. The cryptocurrency has seen a decline of 3.71% in the past 24 hours. This decline has caught the attention of analysts, especially with its current price action aligning with a bearish flag pattern. According to Ali_charts, the target price could reach approximately $130 if the pattern continues to develop. The trading volume remains substantial, yet the price movement signals possible weakness in the short term. The flag pattern typically suggests a period of consolidation followed by a price drop, which could explain the ongoing downward trend. Traders are advised to closely monitor the token’s behavior in the coming days to assess whether the bearish trend solidifies. Technical Indicators Point to Bearish Flag Formation A bearish flag is a technical chart pattern that often indicates a potential decline in the price of an asset. Analysts are seeing the formation of such a pattern, which could lead to a sharp decrease in value. While the bearish flag is not guaranteed to play out, many technical traders are cautious due to its common correlation with downtrends.…

Author: BitcoinEthereumNews
Tokenized private credit raises risk for crypto lending

Tokenized private credit raises risk for crypto lending

The post Tokenized private credit raises risk for crypto lending appeared on BitcoinEthereumNews.com. Tokenized private credit has emerged as a potential risk factor for cryptocurrency projects, according to industry observers monitoring recent market developments. Summary DeFi protocols are increasingly using tokenized private credit as collateral for lending and stablecoins, introducing a relatively new type of real-world asset into crypto markets. Analysts warn that distressed private credit could transmit financial risk into crypto lending platforms, echoing vulnerabilities revealed in recent crypto bankruptcies. With limited regulatory scrutiny in crypto, the migration of private credit assets raises concerns about opacity, leverage, and risk management across decentralized lending protocols. Private credit has drawn scrutiny in traditional financial markets, with regulators and industry participants calling for increased oversight of the sector. The asset class has now begun entering the cryptocurrency space through tokenized formats used as lending collateral and backing for stablecoins. Concerns have emerged that tokenized private credit collateral could transmit financial risk into decentralized finance (DeFi) protocols, according to market analysts. The worries follow recent bankruptcy cases in the cryptocurrency sector that have highlighted vulnerabilities in lending vault structures. Integrating tokenized private credit into crypto lending Tokenized real-world assets emerged as one of the biggest trends in crypto this year. As a relatively new development, the asset class is being adopted as collateral for digital asset transactions. Industry participants have noted the potential for contagion effects if underlying private credit assets become distressed. DeFi protocols have increasingly sought to incorporate real-world assets as collateral to diversify risk and expand lending capacity. Tokenized private credit represents one such asset category being explored by protocol developers and lending platforms. The cryptocurrency industry has seen multiple high-profile insolvencies in recent years, raising questions about the quality of collateral and risk management practices across lending platforms. These failures have prompted a closer examination of the types of assets backing cryptocurrency…

Author: BitcoinEthereumNews
Why Did Terra Luna Classic Rally 100% Today, and Will It Last?

Why Did Terra Luna Classic Rally 100% Today, and Will It Last?

The post Why Did Terra Luna Classic Rally 100% Today, and Will It Last? appeared on BitcoinEthereumNews.com. Terra Luna Classic (LUNC) jumped nearly 100% today, after CoinDesk journalist Ian Allison appeared at Binance Blockchain Week Dubai wearing a vintage Terra Luna logo t-shirt while moderating interviews with executives from Mastercard, Ripple, and TON. The image circulated across X and Telegram within hours, triggering discussion that the moment felt like a nostalgic revival of one of crypto’s most notorious altcoins. Journalist Ian Allison Wearing a Terra Luna T-shirt at the Binance Blockchain Week in Dubai Sponsored Terra Luna Is Back? Not Quite Traders had already been rotating into LUNC ahead of a scheduled network upgrade supported by Binance.  The exchange confirmed it would pause deposits and withdrawals during the upgrade, signalling strong operational backing from the world’s biggest trading venue. Terra Luna Classic (LUNC) Price Chart on December 5. Source: CoinGecko That announcement pushed volume sharply higher, setting the stage for fast speculative flows. Token burn trackers reported aggressive supply reduction recently, including hundreds of millions of LUNC removed from circulation in the past week. Community messaging amplified the theme, reviving the idea of a shrinking float. Sponsored This narrative resurfaced at the same moment as Allison’s shirt went viral, reinforcing the perception of a coordinated cultural comeback. The Do Kwon Effect The rally also coincides with renewed attention on Do Kwon’s ongoing sentencing proceedings in the United States. Traders view developments toward legal conclusion as a potential reset point, allowing LUNC to trade like a legacy meme asset rather than a distressed one. Sponsored As volume spiked and spot markets tightened, the narrative gained traction quickly. As expected, the DOJ wants a 12-year prison sentence for Do Kwon. Their sentencing submission suggests they don’t buy Kwon’s apologies, and they attack his attempts to evade blame and cast himself as a victim of Montenegrin officials. pic.twitter.com/Ub8MKk8iiP — Alexander…

Author: BitcoinEthereumNews
Tokenized private credit raises risk concerns for crypto lending protocols

Tokenized private credit raises risk concerns for crypto lending protocols

DeFi protocols are increasingly using tokenized private credit as collateral for lending and stablecoins, introducing a new type of RWA into crypto markets.

Author: Crypto.news
Terra Luna Classic (LUNC) Soars 100% After Viral T-Shirt Moment in Dubai

Terra Luna Classic (LUNC) Soars 100% After Viral T-Shirt Moment in Dubai

Terra Luna Classic (LUNC) jumped nearly 100% today, after CoinDesk journalist Ian Allison appeared at Binance Blockchain Week Dubai wearing a vintage Terra Luna logo t-shirt while moderating interviews with executives from Mastercard, Ripple, and TON. The image circulated across X and Telegram within hours, triggering discussion that the moment felt like a nostalgic revival of one of crypto’s most notorious altcoins. Journalist Ian Allison Wearing a Terra Luna T-shirt at the Binance Blockchain Week in Dubai Terra Luna Is Back? Not Quite Traders had already been rotating into LUNC ahead of a scheduled network upgrade supported by Binance.  The exchange confirmed it would pause deposits and withdrawals during the upgrade, signalling strong operational backing from the world’s biggest trading venue. Terra Luna Classic (LUNC) Price Chart on December 5. Source: CoinGecko That announcement pushed volume sharply higher, setting the stage for fast speculative flows. Token burn trackers reported aggressive supply reduction recently, including hundreds of millions of LUNC removed from circulation in the past week. Community messaging amplified the theme, reviving the idea of a shrinking float. This narrative resurfaced at the same moment as Allison’s shirt went viral, reinforcing the perception of a coordinated cultural comeback. The Do Kwon Effect The rally also coincides with renewed attention on Do Kwon’s ongoing sentencing proceedings in the United States. Traders view developments toward legal conclusion as a potential reset point, allowing LUNC to trade like a legacy meme asset rather than a distressed one. As volume spiked and spot markets tightened, the narrative gained traction quickly. Why the T-Shirt Moment Landed So Loudly Terra’s collapse remains one of crypto’s most dramatic episodes, erasing billions in market value in 2022 and triggering regulatory crackdowns worldwide. Many in the industry still associate the logo with that moment — a symbol of excess, leverage, and systemic failure. Seeing the design reappear on a main stage alongside established institutions added an unexpected emotional layer to the rally. It represented a strange throwback and also an emotional provocation. Terra’s Ghosts Are Still Here Terra’s algorithmic stablecoin unraveled three years ago, triggering contagion that spread into lending platforms, hedge funds, and later exchanges. Millions of investors were left underwater, and it drove the biggest crypto winter to date.  Today’s rally simply shows that memory, speculation, and narrative still carry weight in crypto — sometimes more than fundamentals. As LUNC surged, the sight of that shirt reminded markets how quickly sentiment can swing, even for a project once written off as irrecoverable.

Author: Coinstats
N3XT Secures $72M to Launch US Dollar-Backed Full-Reserve Blockchain Bank for Programmable Payments

N3XT Secures $72M to Launch US Dollar-Backed Full-Reserve Blockchain Bank for Programmable Payments

The post N3XT Secures $72M to Launch US Dollar-Backed Full-Reserve Blockchain Bank for Programmable Payments appeared on BitcoinEthereumNews.com. On December 6, a cadre of former Signature Bank executives unveiled N3XT, a blockchain-driven full-reserve bank designed to enable programmable dollar payments at scale, blending regulated custody with modern payment rails for enterprise treasuries. Operating under a Wyoming SPDI charter, N3XT employs a private blockchain to deliver instant settlement and supports automated processes via smart contracts. The venture has secured $72 million across three rounds from notable backers including Paradigm, HACK VC, and Winklevoss Capital, underscoring confidence in its strategic model. Unlike traditional depositories, N3XT does not lend or rely on customer deposits; reserves are 1:1 backed by cash or short-term U.S. government securities, with daily reserve disclosures for transparency. Leading the effort are CEO Jeffrey Wallis, formerly Signature Bank’s Digital Asset Strategy Director, and Scott Shay, Signature co‑founder and Signet designer, who anchor N3XT’s governance and execution. Source: https://en.coinotag.com/breakingnews/n3xt-secures-72m-to-launch-us-dollar-backed-full-reserve-blockchain-bank-for-programmable-payments

Author: BitcoinEthereumNews
Top Crypto Investors Say This Could Be the Next 25x Altcoin Before 2027, Here’s the Math

Top Crypto Investors Say This Could Be the Next 25x Altcoin Before 2027, Here’s the Math

A growing number of top crypto investors are pointing to a new token that they believe could deliver breakout gains before 2027. With early traction, fast-moving demand and major technical milestones scheduled for Q4 2025, Mutuum Finance (MUTM) is quickly becoming one of the most talked-about new crypto projects on the market. As more investors […] The post Top Crypto Investors Say This Could Be the Next 25x Altcoin Before 2027, Here’s the Math appeared first on TechBullion.

Author: Techbullion
Ex-Signature Bank Executives Launch Blockchain Bank N3XT

Ex-Signature Bank Executives Launch Blockchain Bank N3XT

The post Ex-Signature Bank Executives Launch Blockchain Bank N3XT appeared on BitcoinEthereumNews.com. A group of former executives from the collapsed crypto-friendly Signature Bank has launched a new blockchain-based, state-chartered bank called N3XT, with the goal of enabling instant 24-hour payments. N3XT said on Thursday that it aims to settle payments instantly at any time using a private blockchain and offers programmable payments through smart contracts. The company added that its systems have been designed for interoperability with stablecoins, utility tokens, and other digital assets. Signature Bank founder ​​Scott Shay founded N3XT, which will operate under a Wyoming Special Purpose Depository Institution (SPDI) charter and will not offer lending services. Signature Bank was one of three crypto-friendly banks, along with Silicon Valley Bank and  Silvergate Bank, that collapsed in the 2023 US banking crisis due to a bank run and ties to the then-rapidly falling crypto market. The Federal Deposit Insurance Corporation took control of Signature Bank in March 2023, just days after the collapse of Silicon Valley Bank, saying it had an overreliance on uninsured deposits, weak risk controls and was facing a worsening run on deposits. N3XT avoiding lending services  Jeffrey Wallis, Signature Bank’s former director of digital asset and Web3 strategy, will be N3XT’s CEO and president and said that crypto innovations are at the heart of the new venture. Source: Jeffrey Wallis “Money should move as seamlessly as information,” he said. “We’re applying crypto innovations to banking to deliver instant, programmable payments for institutional clients.” N3XT won’t be offering lending, and the bank claims its reserves are also backed one-to-one by cash or short-term US Treasurys, with promises to share reserve holdings daily.  At launch, N3XT lists its client base as unnamed businesses across crypto, foreign exchange, shipping and logistics, and a variety of other sectors.  Crypto venture capital firms backing N3XT The bank raised three rounds of financing…

Author: BitcoinEthereumNews