Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16148 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PNC Bank Unveils Spot Bitcoin Access With Coinbase Crypto Trading Services

PNC Bank Unveils Spot Bitcoin Access With Coinbase Crypto Trading Services

PNC Bank has introduced direct spot Bitcoin trading for eligible private banking clients on its digital platform. Coinbase’s Crypto-as-a-Service (CaaS) infrastructure powers the new crypto trading feature for PNC Private Bank accounts. Moreover, the launch makes PNC the first major U.S. bank to integrate spot Bitcoin trading within its core bank crypto services. Coinbase CaaS […]

Author: Tronweekly
Strategy’s Saylor pitches BTC as $200 trillion opportunity to Middle East

Strategy’s Saylor pitches BTC as $200 trillion opportunity to Middle East

The post Strategy’s Saylor pitches BTC as $200 trillion opportunity to Middle East appeared on BitcoinEthereumNews.com. Michael Saylor is in the headlines yet again after pitching Bitcoin (BTC) as a transformative financial asset to Middle Eastern sovereign wealth funds and institutions during his tour of the region.  Saylor generated a buzz with his comments during his keynote at the Bitcoin MENA conference in Abu Dhabi on December 8, 2025. Saylor’s tour across the Middle East puts the Bitcoin proponent in direct contact with large investors from wealthy petrodollar countries. Strategy’s stock is far from its historical highs as BTC slowly fights back from a collapse in BTC price to the $80,000 range. What did Saylor say at Bitcoin MENA? According to him, BTC is not just a simple investment, but should be regarded as the foundation for a new era of “digital capital” and yield-generating financial products. During his keynote in Abu Dhabi, he talked about Strategy and its accumulation strategy. He described the market as a “$200 trillion opportunity,” referring to the potential scale of global credit markets that could be unlocked via Bitcoin-backed banking, custody, and lending. He likened BTC to “digital gold,” acknowledging its current valuation level and highlighting bullish projections expected in 4 to 8 years, implying that if the Middle East moved now, it could become a global hub for BTC innovation. And that’s how the region could attract “trillions” in foreign capital seeking yield. The wealth funds in these areas collectively manage trillions in assets, much of which comes from oil revenues, and are traditionally invested in assets like U.S. Treasuries, real estate, and equities. However, Saylor wants them to pivot toward BTC to future-proof their economies amid the declining petrodollar system. “All the money will come to you,” he said. Critical MSCI decision looms for Strategy The firm is now navigating the most complex period in its storied history…

Author: BitcoinEthereumNews
Swapper Finance: Revolutionizing Onchain Payments

Swapper Finance: Revolutionizing Onchain Payments

The post Swapper Finance: Revolutionizing Onchain Payments appeared on BitcoinEthereumNews.com. Swapper Finance has announced the launch of Direct Deposits, an innovative solution developed in collaboration with Mastercard and Chainlink. This new service promises to open the doors of the onchain economy to over 3.5 billion users worldwide, offering a unified, secure, and regulatory-compliant payment flow. Thanks to the integration of the Chainlink Runtime Environment (CRE) and Mastercard’s global network, the world of traditional payments finally merges with decentralized applications, marking a groundbreaking shift in the industry. “Millions of people know how to use a card. Now they no longer need to learn to use seven new tools just to try DeFi. We are removing the barrier between curiosity and participation,” Arthur, CTO of Swapper, told Cryptonomist. A Simplified and Secure User Experience For the first time, users can make direct deposits into DeFi protocols using payment cards, cryptocurrency transfers, or Web3 wallets, all within a single end-to-end process that is fully onchain. This eliminates traditional hurdles, such as multiple steps, intermediary exchanges, and complex onboarding procedures, enabling immediate and frictionless access to decentralized finance for billions of people. The solution by Swapper Finance represents one of the most extensive examples of multi-ecosystem collaboration in the Web3 landscape, connecting global payment infrastructures with cutting-edge blockchain technologies. Overcoming Onboarding Barriers Historically, access to DeFi was hindered by the need to separately integrate systems for KYC, compliance, card payments, fiat-crypto conversion, settlement, and liquidity routing. This fragmentation created friction, high abandonment rates, and inconsistent security along the user journey. With Direct Deposits, all of this is overcome thanks to a single onchain orchestration layer, powered by the Chainlink Runtime Environment. Every phase of the process—from identity to compliance, from payment authorization to fiat-crypto conversion, up to settlement in DeFi protocols—occurs in a secure and verifiable environment. Roman Tirone, Senior Manager of Chainlink Build…

Author: BitcoinEthereumNews
[Vantage Point] SEC’s proposed EIR cut: Consumer protection or credit contraction?

[Vantage Point] SEC’s proposed EIR cut: Consumer protection or credit contraction?

Once again, the SEC is at the center of a battle that pits regulatory principle against market economics

Author: Rappler
Apeing Leads 2026 Crypto Whitelist Frenzy

Apeing Leads 2026 Crypto Whitelist Frenzy

The post Apeing Leads 2026 Crypto Whitelist Frenzy appeared on BitcoinEthereumNews.com. Crypto Projects As Bitcoin wobbles and Solana faces internal conflict, Apeing rises as the top crypto whitelist for early movers in 2026. Fast entry. High demand. Big expectations. Crypto markets rarely stay calm, and the past week proved that once again. Bitcoin hovered near the $92,000 region as traders questioned whether the Abu Dhabi conference would trigger another classic sell-the-news correction. Every major Bitcoin event in 2025 delivered a short-term dip, so nerves remained tight as the cycle repeated. Analysts noted the same pattern across Las Vegas, Prague, Hong Kong and Amsterdam, which created a sense of hesitation among traders waiting for a signal instead of acting. This hesitation left many wondering whether the next move would catch them sleeping. Solana added a new level of chaos. A public clash erupted between top lending protocols Jupiter Lend and Kamino, sending shockwaves across the community. Both sides argued over the meaning of risk isolation while larger stakeholders stepped in to calm the situation. The Solana Foundation even urged reconciliation to avoid giving competitors an advantage. As debates grew louder, users shifted attention toward ecosystems with clearer narratives and stronger momentum. Across the market, degen groups watched these events with mixed emotion. Some laughed. Some panicked. Some did both at once. Yet the most common reaction was simple. People wanted something fresh that did not rely on endless debates or conference drama. They wanted a clean entry that rewarded speed and conviction. That desire pushed the crypto whitelist conversation toward one project that kept growing while everyone else argued. That project was Apeing. It stepped into the spotlight with a clear message. The market moves fast. Winners move faster. And nothing favours early movers more than a strong crypto whitelist. Apeing Becomes the Strongest Force in the Crypto Whitelist Trend Apeing stepped…

Author: BitcoinEthereumNews
Did the Crypto Whitelist Meta Just Choose Its Winner? Apeing Rises as Bitcoin Shakes and Solana Faces Internal Chaos

Did the Crypto Whitelist Meta Just Choose Its Winner? Apeing Rises as Bitcoin Shakes and Solana Faces Internal Chaos

Crypto markets rarely stay calm, and the past week proved that once again. Bitcoin hovered near the $92,000 region as […] The post Did the Crypto Whitelist Meta Just Choose Its Winner? Apeing Rises as Bitcoin Shakes and Solana Faces Internal Chaos appeared first on Coindoo.

Author: Coindoo
Twenty One Capital’s Rocky NYSE Debut

Twenty One Capital’s Rocky NYSE Debut

The post Twenty One Capital’s Rocky NYSE Debut appeared on BitcoinEthereumNews.com. Twenty One Capital has made its debut on the New York Stock Exchange (NYSE), entering the public markets with a substantial Bitcoin treasury and a similarly large spotlight.  Its stock slid sharply on day one, raising a clear question for investors and the industry: what comes next for a company built around Bitcoin during a market downturn? Sponsored A Bitcoin Giant’s Wall Street Debut Trading under the ticker XXI, the company enters the market with more than 43,500 Bitcoin on its balance sheet.  That holding, worth about $3.9 billion, makes Twenty One Capital one of the largest corporate holders of the asset. Jack Mallers, who co-founded the firm, framed the listing as a bid to give Bitcoin a defined place in traditional markets. He argued that investors deserve access to a company built entirely on Bitcoin’s monetary logic. “Bitcoin is honest money. That’s why people choose it, and that’s why we built Twenty One on top of it,” Mallers said in a press release. “Listing on the NYSE is about giving Bitcoin the place it deserves in global markets and giving investors the best of Bitcoin: its strength as a reserve and the upside of a business built on it.” This is not a fringe effort. Tether, Bitfinex, SoftBank, and Cantor Equity Partners sit behind XXI, giving the company a level of institutional weight rarely seen in Bitcoin-native launches.  Cantor Equity Partners itself comes from a high-profile lineage: it was formed as a public acquisition vehicle backed by Cantor Fitzgerald, the investment firm led by Brandon Lutnick, son of US Commerce Secretary Howard Lutnick. That connection adds another layer of institutional pedigree to XXI’s entry into public markets. Sponsored Yet the first trading session was rough, with shares falling more than 24%. The reaction indicates caution, with investors likely wanting…

Author: BitcoinEthereumNews
Comparing Ripple (XRP) & Mutuum Finance (MUTM): Which Is The Top Crypto To Invest In for 20x ROI

Comparing Ripple (XRP) & Mutuum Finance (MUTM): Which Is The Top Crypto To Invest In for 20x ROI

Trading trends for the month of December have raised discussions on the best cryptocurrency to invest in for the coming year of 2026. Ripple’s engagement around the 2-dollar level and the unbroken inflow trend into XRP spot ETFs have improved the sentiment for the short term. At the same time, the ramping up of the […]

Author: Cryptopolitan
Twenty One Capital Launches on NYSE with 43,000+ Bitcoin, Aims to Lead Holdings

Twenty One Capital Launches on NYSE with 43,000+ Bitcoin, Aims to Lead Holdings

The post Twenty One Capital Launches on NYSE with 43,000+ Bitcoin, Aims to Lead Holdings appeared on BitcoinEthereumNews.com. Twenty One Capital, a Bitcoin-native company backed by major institutions, launched on the NYSE under ticker XXI with a 43,514 BTC treasury valued at $3.9 billion, positioning it as the third-largest public corporate Bitcoin holder. Strong institutional support from Cantor Fitzgerald, Tether, Bitfinex, and SoftBank drives Twenty One Capital’s NYSE debut. Founded by Jack Mallers, the company aims to become the largest publicly traded Bitcoin holder while building Bitcoin-based financial products. With 43,514 Bitcoin in reserves, valued at approximately $3.9 billion, it trails only MicroStrategy and MARA Holdings among public firms. Discover Twenty One Capital’s NYSE launch with its massive Bitcoin treasury. Explore institutional backing and future plans for Bitcoin-centric finance. Stay ahead in crypto investments today. What is Twenty One Capital and Its NYSE Launch? Twenty One Capital is an institutionally backed Bitcoin-native company that launched for public trading on the New York Stock Exchange under the ticker XXI following a business combination with Cantor Equity Partners. Co-founded by Jack Mallers, it holds 43,514 Bitcoin worth about $3.9 billion, establishing it as the world’s third-largest public corporate holder of the cryptocurrency after MicroStrategy and MARA Holdings. The launch underscores growing institutional interest in Bitcoin as a reserve asset. How Does Twenty One Capital Plan to Utilize Its Bitcoin Treasury? Twenty One Capital intends to leverage its substantial Bitcoin holdings to develop a corporate architecture supporting financial products built on the asset, including native lending models and capital market instruments. According to company statements, this approach aims to provide investors with exposure to Bitcoin’s value while generating recurring revenue through Bitcoin-centric operating businesses. Mitchell Askew, head of Blockware Intelligence, highlights the backing from powerful institutions like Cantor Fitzgerald—a Federal Reserve Primary Dealer—and Tether, the leading stablecoin issuer, as a sign of its potential influence in financial markets. The firm’s early…

Author: BitcoinEthereumNews
PayPal’s PYUSD Market Capitalization Soars Above $3.8B

PayPal’s PYUSD Market Capitalization Soars Above $3.8B

The post PayPal’s PYUSD Market Capitalization Soars Above $3.8B appeared on BitcoinEthereumNews.com. Key Highlights PayPal’s stablecoin, PYUSD’s market capitalization has soared over $3.82 billion with a 216% surge  Amid the boom in the stablecoin market, PayPal USD is becoming widely popular thanks to its unique yield programs PayPal’s stablecoin, PYUSD, has witnessed an impressive growth since its launch, as the latest data suggests that its market capitalization has grown $3.82 billion, making it the 5th biggest stablecoin.  In September, PYUSD’s stablecoin’s market cap was just $1.2 billion, according to DefiLlama. The rise in the stablecoin supply is part of an ongoing boom in the stablecoin market.  PYUSD Grows Amid Stablecoin Boom In 2025, PayPal USD or PYUSD has grown from a newly launched project to a billion-dollar digital payment system. It is issued by Paxos and backed by the financial giant, PayPal.  From September to November, PYUSD has witnessed a spike of 216% in its growth chart. One of the biggest reasons behind its growth is a major partnership. The 24-hour trading volume of the stablecoin is around $68.53 million.  Over the last few months, PYUSD has witnessed a deployment across numerous blockchain ecosystems. One of the biggest deployments was its launch on the Arbitrum network in July, which reduced transaction costs and opened access to popular decentralized financial services.  After this, PayPal USD also received a multi-chain expansion in September, extending its reach to 9 additional networks, including Avalanche, Tron, and Sei, through cross-chain technology. Apart from this, its partnership with the DeFi platform Spark injected $1 billion in new liquidity. An alliance with Coinbase has opened the door for free trading, and integration with Hyperwallet is streamlining billions in cross-border business payments.  The stablecoin is also being integrated with artificial intelligence for next-generation commerce through a deal with Google Cloud. PayPal has also adopted a new strategy to incentivize adoption…

Author: BitcoinEthereumNews