Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16167 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top Crypto Investors Shocked as This New Altcoin Continues Its 250% Run, Only 5% Under $0.04 Left

Top Crypto Investors Shocked as This New Altcoin Continues Its 250% Run, Only 5% Under $0.04 Left

The post Top Crypto Investors Shocked as This New Altcoin Continues Its 250% Run, Only 5% Under $0.04 Left appeared on BitcoinEthereumNews.com. Top crypto investors have become spellbound by a new altcoin that is moving at a rapid pace and its momentum does not seem to slow down. As it has already increased by 250% and a minor part of its allocation remains below the $0.04 mark, Mutuum Finance (MUTM) is emerging as one of the most observed potential breakout contenders in the next four years. The continuous hype is putting the project on a narrow new frontier that many are thinking could close even earlier than they thought. Mutuum Finance (MUTM) Mutuum Finance has created a decentralized system of lending that is made up of systematic borrowing and lending. The Peer to Contract market has two parties, the assets lent to it include ETH or USDT and lenders obtain mtTokens, which appreciate in value as the interest is returned by borrowers. The Peer to Peer market would allow the borrowers to access the lenders in a direct manner. The rate of borrowing is flexible. Rates remain lower when the liquidity is high. In case of tightening of liquidity, the cost of borrowing increases. The loan-to-value restraints control prudent usage of collateral. Liquidation can be done in case the collateral of a borrower depreciates a great deal. Discounted collateral is received and part of the debt is repaid by liquidators. These workings facilitate the protocol to run even when fast moving markets are involved. Growth and Increasing Demand in Presale Mutuum Finance was opened at the beginning of 2025 at $0.01. It currently is priced at $0.035 indicating a 2.5x increase in the course of development. It has been funded to more than $19.250M and the community has increased to 18,500 holders. It has sold 815M tokens on the project. Of the total amount of 4B MUTM tokens, 1.82B, or 45.5% is…

Author: BitcoinEthereumNews
SEI lands major Xiaomi deal to bring on-chain finance to global smartphone buyers

SEI lands major Xiaomi deal to bring on-chain finance to global smartphone buyers

SEI announced a partnership with Xiaomi, adding a wallet and payment app to new devices for markets outside Mainland China and the USA.

Author: Cryptopolitan
itel SUPER 26 Ultra Wins “Best Curved Display and AI-Powered Smartphone of the Year” at the 2025 Nigeria Technology Awards

itel SUPER 26 Ultra Wins “Best Curved Display and AI-Powered Smartphone of the Year” at the 2025 Nigeria Technology Awards

itel has once again reinforced its leadership in accessible innovation with the itel SUPER 26 Ultra winning the…

Author: Technext
Deep Dive into AgentLISA: The Critical Security Play You Can’t Miss in the AI Era

Deep Dive into AgentLISA: The Critical Security Play You Can’t Miss in the AI Era

The Watershed Moment That Changed Blockchain Security Forever Singapore – Blockman PR – December 2025 marked a turning point. Anthropic’s research team published findings that sent shockwaves through crypto: AI systems could successfully exploit smart contract vulnerabilities with 55.88% accuracy, simulating $4.6 million in potential theft from real-world contracts. The implications were existential. If AI […] The post Deep Dive into AgentLISA: The Critical Security Play You Can’t Miss in the AI Era appeared first on TechBullion.

Author: Techbullion
MARA Holdings Deposits 275 BTC: A Strategic Move or Impending Sale?

MARA Holdings Deposits 275 BTC: A Strategic Move or Impending Sale?

BitcoinWorld MARA Holdings Deposits 275 BTC: A Strategic Move or Impending Sale? In a move that has captured the attention of the crypto markets, Bitcoin mining giant MARA Holdings has made a significant transaction. According to on-chain sleuths at Lookonchain, the company deposited a substantial 275 BTC, valued at approximately $25.31 million, to the prime brokerage platform FalconX. This single action by MARA Holdings deposits 275 BTC […] This post MARA Holdings Deposits 275 BTC: A Strategic Move or Impending Sale? first appeared on BitcoinWorld.

Author: bitcoinworld
PNC becomes first top-10 US bank to offer Bitcoin trading through Coinbase

PNC becomes first top-10 US bank to offer Bitcoin trading through Coinbase

The post PNC becomes first top-10 US bank to offer Bitcoin trading through Coinbase appeared on BitcoinEthereumNews.com. PNC Bank, a US banking giant with more than $569 billion in assets under management (AUM), has embedded spot Bitcoin trading into its private banking platform, marking a distinct pivot in the institutional adoption cycle. This makes it the first top-10 US lender to allow clients to buy, sell, and hold digital assets directly alongside their checking accounts. The integration, powered by a partnership with Coinbase, arrives nearly two years after the launch of spot Bitcoin ETFs fundamentally altered the market’s structure. Since early 2024, products from BlackRock and Fidelity have dominated flows by offering low-fee, liquid exposure wrapped in a familiar brokerage structure. PNC is offering an alternative route. They are wagering that mass-affluent and high-net-worth clients will value the operational cohesion of a single banking dashboard over the razor-thin efficiency of an ETF. William S. Demchak, PNC’s chairman and CEO, said the bank is positioning Bitcoin not as an outlier asset requiring a separate app, but as a component of a holistic financial life. He added: “As client interest in digital assets continues to grow, our responsibility is to offer secure and well-designed options that fit within the broader context of their financial lives.” The elasticity of demand The immediate question for market observers is where this new offering fits in the existing distribution map. Spot ETFs have successfully commoditized Bitcoin exposure, driving fees down to the 20-basis-point range. Historically, bank-integrated trading has operated under a different economic logic. While PNC has not disclosed its fee schedule, bank-facilitated access to volatile asset classes typically carries a premium—a cost borne by the client in exchange for convenience and integration. This becomes a live experiment in how far convenience can stretch pricing power. If PNC’s wealth clients adopt the service despite costs that may exceed ETF access, it would imply…

Author: BitcoinEthereumNews
KindlyMD Turns to Kraken as Fourth Provider for BTC-Backed $210M Loan at 8%

KindlyMD Turns to Kraken as Fourth Provider for BTC-Backed $210M Loan at 8%

The post KindlyMD Turns to Kraken as Fourth Provider for BTC-Backed $210M Loan at 8% appeared on BitcoinEthereumNews.com. KindlyMD (NAKA), a health-care company that holds bitcoin BTC$92,003.57 as a treasury asset, said it agreed to borrow $210 million from crypto exchange Kraken to repay an existing loan from Antalpha Digital that itself was used to repay a credit line from Two Prime Lending. The one-year loan signed by KindlyMD’s subsidiary Nakamoto Holdings matures on Dec. 4, 2026 and bears an annual interest rate of 8%, KindlyMD said in an SEC filing Tuesday. The agreement allows it to borrow fiat or digital assets “from time to time” under individual loan term sheets. The SEC filing notes that the new credit is backed entirely by bitcoin, with the borrower required to post collateral of not less than $323.4 million in value, about 3,500 BTC at current prices. KindlyMD, the 19th-largest corporate bitcoin holder, owns 5,398, according to BitcoinTreasuries.net Kraken becomes the latest in a sequence of lenders the company has relied on this year, following previous financings involving Yorkville Advisors, Two Prime, and Antalpha Digital. NAKA is trading at $0.46, down 99% from its all time high. Source: https://www.coindesk.com/markets/2025/12/10/kindlymd-turns-to-kraken-as-fourth-provider-for-bitcoin-backed-usd210m-loan-at-8

Author: BitcoinEthereumNews
PNC Bank just launched direct Bitcoin trading, but one specific restriction effectively holds your digital assets hostage

PNC Bank just launched direct Bitcoin trading, but one specific restriction effectively holds your digital assets hostage

PNC Bank, a US banking giant with more than $569 billion in assets under management (AUM), has embedded spot Bitcoin trading into its private banking platform, marking a distinct pivot in the institutional adoption cycle. This makes it the first top-10 US lender to allow clients to buy, sell, and hold digital assets directly alongside […] The post PNC Bank just launched direct Bitcoin trading, but one specific restriction effectively holds your digital assets hostage appeared first on CryptoSlate.

Author: CryptoSlate
Mutuum Finance (MUTM) Heats Up Ahead of V1 Testnet Launch, Presale Phase 6 Now 95% Sold Out

Mutuum Finance (MUTM) Heats Up Ahead of V1 Testnet Launch, Presale Phase 6 Now 95% Sold Out

The countdown to the Mutuum Finance V1 testnet launch is sending excitement surging through the market as the crypto cements its position as the new crypto coin to watch in 2025. With Presale Phase 6 now 95% sold out and more than 18,400 investors already onboard, the project is rapidly gaining traction among analysts searching […]

Author: Cryptopolitan
Singapore Tops 2025 Global Crypto Rankings as RWA Tokenization Jumps 63%: Report

Singapore Tops 2025 Global Crypto Rankings as RWA Tokenization Jumps 63%: Report

Singapore has taken the top position in Bybit’s World Crypto Rankings 2025, strengthening its status as one of the most active and structured digital-

Author: CryptoNews