Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13953 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SoFi Bank taps Bitcoin Lightning for cross-border payments via Lightspark

SoFi Bank taps Bitcoin Lightning for cross-border payments via Lightspark

The post SoFi Bank taps Bitcoin Lightning for cross-border payments via Lightspark appeared on BitcoinEthereumNews.com. SoFi Bank will use Bitcoin’s Lightning Network to launch low-cost international money transfers, beginning with Mexico later this year. Summary SoFi Bank will leverage Bitcoin’s Lightning Network to launch a global remittance service. The service uses Lightspark’s Universal Money Address, which lets users send dollars abroad with real-time Bitcoin conversion. As part of its partnership with payments infrastructure provider Lightspark, announced on Aug. 19, SoFi Bank will offer near-instant cross-border payments that convert U.S. dollars to Bitcoin in real-time and transmit them via Lightning rails.  The funds are then automatically converted into the recipient’s local currency and deposited into their bank account. This rollout will mark the first time a U.S. bank integrates blockchain-based remittance capabilities directly into its core banking app. The new feature will let SoFi’s 11.7 million members send money abroad at a fraction of the cost of traditional remittance channels. All transactions will take place within the SoFi app, with no need for third-party services.  The company says it expects fees to fall below the national average and that all exchange rates and costs will be disclosed upfront to ensure transparency. SoFi CEO Anthony Noto said the new service aims to make a “meaningful improvement” for customers who regularly send money abroad. “By embedding this directly into SoFi’s app, we’re unlocking the value of blockchain technology to give members faster, smarter, and more inclusive access to their money,” he said. SoFi Bank and the Bitcoin Lightning Partner The technical core of SoFi’s new service is Lightspark’s Universal Money Address (UMA), which allows users to send and receive funds using simple, email-like identifiers. Behind the scenes, UMA routes payments through Bitcoin’s Lightning Network—a Layer 2 protocol designed to handle small transactions rapidly and cheaply by operating off-chain. When a user initiates a transfer, the system converts U.S.…

Author: BitcoinEthereumNews
Best Crypto to Buy in Late 2025: Layer Brett Tops Solana (SOL) and Ripple (XRP) With Projected 200x Gains

Best Crypto to Buy in Late 2025: Layer Brett Tops Solana (SOL) and Ripple (XRP) With Projected 200x Gains

The post Best Crypto to Buy in Late 2025: Layer Brett Tops Solana (SOL) and Ripple (XRP) With Projected 200x Gains appeared on BitcoinEthereumNews.com. Looking for the best crypto to buy now? The answer might not be a legacy altcoin but a brand new Ethereum Layer 2 meme token. Experts are already projecting that $LBRETT could explode by 200x, positioning it as the next big crypto.  While established networks like Solana and Ripple have captured headlines in the past, a new player in the crypto presale space is poised to take their place. Layer Brett isn’t just a community-driven project; it’s a technological leap forward, blending viral culture with real blockchain utility. Solana’s Past Woes Put Layer Brett in a Different League For a while, Solana was seen as the “Ethereum killer,” but its reign has been marked by repeated outages and network instability. A blockchain that goes down isn’t a long-term investment, no matter how fast it claims to be. This is where Layer Brett completely changes the game.  Unlike Solana, which is running on a fairly congested network, Layer Brett has an Ethereum Layer 2 core, gaining Ethereum security and decentralization. At the same time it can escape the slow speeds and high gas fees that plague the main network. Its design allows for lightning-fast transactions, making it a truly scalable alternative to networks like Solana. Why Layer Brett is Poised to Overtake Ripple Long-time crypto investors are familiar with Ripple, a project that has been mired in regulatory uncertainty for years. The long-running SEC legal battle has put a ceiling on Ripple’s growth potential, limiting its ability to attract new users and compete with modern, decentralized projects.  This is where the true promise of $LBRETT shines. Unlike Ripple, Layer Brett is completely decentralized, self-custodial, and operates with no KYC. The community has full control. Because Layer Brett has a much smaller market cap than Ripple, it has far greater opportunity for…

Author: BitcoinEthereumNews
Radiant Capital hacker doubles $53M stash via ETH trading

Radiant Capital hacker doubles $53M stash via ETH trading

The post Radiant Capital hacker doubles $53M stash via ETH trading appeared on BitcoinEthereumNews.com. The hacker behind last year’s $53 million Radiant Capital exploit has nearly doubled the value of the stolen funds through a well-timed Ethereum trading strategy. Summary The Radiant Capital hacker increased stolen funds from $53M to $94M through ETH and DAI trading. The October 2024 attack exploited Radiant’s multisig wallet using macOS malware. Attribution points to North Korea-linked AppleJeus, with little chance of recovery. According to on-chain analyst EmberCN’s Aug. 19 X post, the hacker had earlier sold 9,631 Ethereum (ETH) at an average of $4,562 for 43.9 million Dai (DAI), only to buy back 2,109.5 ETH for $8.64 million DAI once prices pulled back to $4,096. The wallet now holds 14,436 ETH and 35.29 million DAI, a portfolio worth $94.63 million. This represents a gain of more than $41 million over the initial value of the stolen funds. Blockchain analytics firm Lookonchain noted that the decision to keep most of the assets in ETH during its rally played a major role in the increased balance. 啊,好家伙,这 Radiant Capital 黑客竟然玩起波段来了😂:他不是在一周前以 $4,562 的均价卖出了 9,631 枚 ETH 换成 4393.7 万 DAI 嘛。这几天 ETH 回调了,他在过去 1 小时里又用 $864 万 DAI 以 $4,096 的价格重新买回了 2109.5 枚 ETH… 现在 Radiant Capital 黑客持有 14,436 枚 ETH+3529 万… https://t.co/hO4MbNPrjd pic.twitter.com/ihLYhpmNAV — 余烬 (@EmberCN) August 20, 2025 From $53 million heist to $94 million stash The October 2024 breach of Radiant Capital, a multi-chain decentralized finance protocol, was one of the most damaging attacks of the year. By compromising the multisignature wallet of its core team through a macOS-specific malware called INLETDRIFT, the attacker siphoned tokens from lending pools on Arbitrum (ARB) and BNB (BNB) Chain.  At the time, the stolen assets were quickly converted into 21,957 ETH, then valued at about $53 million when Ethereum was trading near $2,500. Rather than liquidating the holdings, the hacker held…

Author: BitcoinEthereumNews
Using Lombard and Aave Combo For More Katana Krates

Using Lombard and Aave Combo For More Katana Krates

I am not that smart to combine DeFi protocols like this, so all the credit for this experiment goes to my fren’ Travis and his big crypto…Continue reading on Coinmonks »

Author: Medium
Radiant Capital hacker almost doubles stolen funds through ETH trading

Radiant Capital hacker almost doubles stolen funds through ETH trading

Radiant Capital hacker grows stolen assets to $94M through DAI swaps and ETH trading strategy.

Author: Crypto.news
Valantis DEX acquires stHYPE as Hyperliquid staking heats up

Valantis DEX acquires stHYPE as Hyperliquid staking heats up

Valantis acquires stHYPE to expand Hyperliquid’s liquid staking market, aiming for deeper liquidity, modular yield, and stronger DeFi integration.

Author: Crypto.news
South Korea Blocks Lending Services

South Korea Blocks Lending Services

The post South Korea Blocks Lending Services appeared on BitcoinEthereumNews.com. Crypto Platforms Hit Hard: South Korea Blocks Lending Services Sign Up for Our Newsletter! For updates and exclusive offers enter your email. Christian, a journalist and editor with leadership roles in Philippine and Canadian media, is fueled by his love for writing and cryptocurrency. Off-screen, he’s a cook and cinephile who’s constantly intrigued by the size of the universe. This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy Center or Cookie Policy. I Agree Source: https://bitcoinist.com/crypto-platforms-hit-hard-south-korea-blocks-lending-services/

Author: BitcoinEthereumNews
How to scientifically evaluate the quality of an altcoin?

How to scientifically evaluate the quality of an altcoin?

By Marie Poteriaieva Source: Cointelegraph Compiled by: Shan Ouba, Golden Finance Key Takeaways Web3 daily active users: Remain at 24 million in the second quarter of 2025, but the composition

Author: PANews
Ethereum Price Prediction: ETH Poised for Gains, But This $0.035 Altcoin Could Lead the Next Bull Surge

Ethereum Price Prediction: ETH Poised for Gains, But This $0.035 Altcoin Could Lead the Next Bull Surge

Ethereum continues to capture headlines as market watchers analyze whether ETH is positioned for a fresh upswing, but all eyes may soon shift to a rising coin in the altcoin market. Mutuum Finance (MUTM), a rapidly emerging $0.035 altcoin, is drawing attention for its innovative DeFi protocols and growing adoption, signaling potential influence in the […]

Author: Cryptopolitan
Best New Meme Coins to Buy Now in 2025: Here’s Why These 6 Could Deliver Massive Gains in August

Best New Meme Coins to Buy Now in 2025: Here’s Why These 6 Could Deliver Massive Gains in August

Has the explosive rise of meme coins taken your attention lately? It’s impossible to ignore how meme coins like Dogecoin and Shiba Inu surged from playful concepts to serious investment opportunities. But with so many contenders flooding the market, which ones truly stand out? From classic pioneers Dogecoin and Shiba Inu to newer contenders like […]

Author: Tronweekly