Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14015 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crucial Details Emerge As Trading Begins September 1

Crucial Details Emerge As Trading Begins September 1

The post Crucial Details Emerge As Trading Begins September 1 appeared on BitcoinEthereumNews.com. The cryptocurrency world is buzzing with anticipation as World Liberty Financial (WLFI) prepares for a significant milestone. This DeFi project, which has garnered attention due to its reported links to the Trump family, is set to make its token tradable. The crucial WLFI token unlock event is scheduled for September 1, marking a new chapter for the platform. For those tracking new digital assets, understanding these developments is key. What Does the WLFI Token Unlock Entail? World Liberty Financial recently confirmed via an announcement on X that its native token is now live on the Ethereum mainnet. This means that starting September 1 at 12:00 UTC, the WLFI token will become fully tradable and transferable. Upon launch, 20% of the total WLFI tokens will be claimable by eligible participants. This initial distribution is a significant step towards decentralization. The remaining 80% of tokens will not be immediately available; instead, their release will be determined by a community governance vote at a later date. This approach emphasizes community involvement in the project’s future. It is also important to note that tokens allocated to founders, team members, advisors, and partners will remain locked, preventing immediate sell-offs and promoting long-term commitment. World Liberty Financial: A Glimpse into the Project WLFI positions itself as a decentralized finance (DeFi) initiative. While the project has gained notoriety due to its association with the Trump family, its core mission revolves around leveraging blockchain technology for financial innovation. DeFi projects aim to recreate traditional financial services, such as lending, borrowing, and trading, using smart contracts on a blockchain. This eliminates the need for intermediaries, potentially offering greater transparency and accessibility. The project’s launch on the robust Ethereum mainnet provides a secure and widely adopted foundation for its operations. WLFI tokens are expected to be available across various decentralized…

Author: BitcoinEthereumNews
The defunct NFT lending platform Parallel Finance charged users $500 in withdrawal fees for not withdrawing their funds in time.

The defunct NFT lending platform Parallel Finance charged users $500 in withdrawal fees for not withdrawing their funds in time.

PANews reported on August 23rd that the now-defunct NFT lending platform, Parallel Finance, was charging users a $500 fee to withdraw their assets from the platform, according to Protos. Although Parallel Finance discontinued support for its NFT lending product after a six-month notice period, over $800,000 worth of "blue-chip" NFTs remained held in its contracts. Due to a lack of front-end support for NFT lending, non-technical users were unable to manually withdraw their tokens, and the Parallel team charged a $500 fee to return these assets. oSnipe founder 0xQuit highlighted this dilemma on the X platform and published a step-by-step guide on how to manually extract assets using the Etherscan block explorer. 0xQuit discovered that a large number of high-value NFTs remain locked on the platform. These include 11 BAYCs, 39 MAYCs, and 2 Doodles. Based on current floor prices, these NFTs are worth over $800,000.

Author: PANews
Morpho Token Surges as Lending Protocol Eclipses $10 Billion in Deposits

Morpho Token Surges as Lending Protocol Eclipses $10 Billion in Deposits

The post Morpho Token Surges as Lending Protocol Eclipses $10 Billion in Deposits appeared on BitcoinEthereumNews.com. MORPHO has rallied nearly 50% in the past 30 days to a six-month high as the DeFi lending protocol continues to attract new inflows. Morpho, an Ethereum-based decentralized lending platform, surpassed $10 billion in total deposits this month, driven by consistent inflows as it hit all-time highs in total value locked (TVL) and active loans. With total deposits at $10.2 billion, the platform’s active loans stand at a new all-time high of $3.5 billion, with TVL also at an all-time high of $6.7 billion, as capital continues to pour onchain. Morpho Metrics – Morpho Decentralized finance (DeFi) ecosystems on major blockchain networks, including Ethereum, Solana, and Hyperliquid, all reached new high-water marks in August, potentially fueled by ETH’s outperformance and regulatory clarity with regard to DeFi from branches of the U.S. government, such as the Securities and Exchange Commission (SEC). The MORPHO token trades at a six-month high of $2.76, or a $900 million market capitalization. The token is up 20% today, fueled by the broader market rally after Federal Reserve Chair Jerome Powell’s dovish speech at the Jackson Hole Symposium today. MORPHO Chart – CoinGecko MORPHO, which launched in November 2024, reached an all-time high of $3.9 in January, before falling as low as $0.87 in April. Source: https://thedefiant.io/news/defi/morpho-token-surges-as-lending-protocol-eclipses-usd10-billion-in-deposits

Author: BitcoinEthereumNews
Aave Expands to Aptos in First Move Off Ethereum

Aave Expands to Aptos in First Move Off Ethereum

The post Aave Expands to Aptos in First Move Off Ethereum appeared on BitcoinEthereumNews.com. Decentralized lending giant Aave has deployed on the Aptos blockchain, its first expansion beyond Ethereum-compatible networks Decentralized lending giant Aave has deployed on the Aptos blockchain, its first expansion beyond Ethereum-compatible networks. The move required rewriting the protocol in the Move programming language and gives Aptos users access to Aave’s market, which manages about $70 billion in deposits across chains. To accelerate adoption, the Aptos Foundation is funding liquidity rewards for depositors and borrowers. Demand proved brisk: initial supply caps were reached in less than a day, prompting the protocol’s governance to lift limits to $1 million per asset. The Aptos rollout integrates Chainlink price-feed oracles to secure collateral valuations, extending a collaboration that already underpins Aave’s markets on other chains. The launch underscores both Aave’s strategy to diversify beyond Ethereum infrastructure and Aptos’s push to attract flagship decentralized-finance applications. This is an AI-generated article powered by DeepNewz, curated by The Defiant. For more information, including article sources, visit DeepNewz. Source: https://thedefiant.io/news/defi/aave-expands-to-aptos-first-move-off-ethereum-2ae1f9f6

Author: BitcoinEthereumNews
Crucial Relief For 89,000 Investors

Crucial Relief For 89,000 Investors

The post Crucial Relief For 89,000 Investors appeared on BitcoinEthereumNews.com. The cryptocurrency world recently saw a significant breakthrough as a U.S. judge officially approved a 13 million dollar BlockFi settlement. This crucial decision, which came after a key investor objection was withdrawn, is paving the way for thousands of affected users to receive some much-needed relief. For many, this marks a tangible step towards closure after a period of financial uncertainty. What Does This Crucial BlockFi Settlement Entail? A U.S. judge has given final approval to a $13 million settlement in the BlockFi class-action lawsuit. This green light arrived swiftly following the withdrawal of a significant objection from an investor group. The lawsuit, filed in 2023, alleged BlockFi sold unregistered securities and actively misled investors about their offerings. The settlement aims to address these claims directly, offering restitution for those who suffered losses. This signifies a legal victory for affected users and sets a precedent for future cases in the digital asset space. Settlement Value: $13 million. Funding Mechanism: BlockFi’s insurers are mandated to fund this settlement. Payment Deadline: Funds must be provided within 30 days. Core Accusations: Selling unregistered securities and misleading investor communications. This resolution marks a pivotal moment for those impacted by BlockFi’s challenges, offering a concrete outcome after legal wrangling. Who Qualifies for the BlockFi Settlement Payouts? Many former BlockFi users are eagerly wondering if they qualify for a portion of this significant settlement. The good news is that a substantial number of individuals are eligible. Approximately 89,000 users who maintained interest-bearing accounts with BlockFi from 2019 to 2022 are expected to be included. Understanding your eligibility is key. If you held an interest account during these years, you are likely part of the class action. However, consult official communications from the bankruptcy court or the settlement administrator for precise details regarding claim submission and verification.…

Author: BitcoinEthereumNews
WLFI Token Unlock: Crucial Details Emerge as Trading Begins September 1

WLFI Token Unlock: Crucial Details Emerge as Trading Begins September 1

BitcoinWorld WLFI Token Unlock: Crucial Details Emerge as Trading Begins September 1 The cryptocurrency world is buzzing with anticipation as World Liberty Financial (WLFI) prepares for a significant milestone. This DeFi project, which has garnered attention due to its reported links to the Trump family, is set to make its token tradable. The crucial WLFI token unlock event is scheduled for September 1, marking a new chapter for the platform. For those tracking new digital assets, understanding these developments is key. What Does the WLFI Token Unlock Entail? World Liberty Financial recently confirmed via an announcement on X that its native token is now live on the Ethereum mainnet. This means that starting September 1 at 12:00 UTC, the WLFI token will become fully tradable and transferable. Upon launch, 20% of the total WLFI tokens will be claimable by eligible participants. This initial distribution is a significant step towards decentralization. The remaining 80% of tokens will not be immediately available; instead, their release will be determined by a community governance vote at a later date. This approach emphasizes community involvement in the project’s future. It is also important to note that tokens allocated to founders, team members, advisors, and partners will remain locked, preventing immediate sell-offs and promoting long-term commitment. World Liberty Financial: A Glimpse into the Project WLFI positions itself as a decentralized finance (DeFi) initiative. While the project has gained notoriety due to its association with the Trump family, its core mission revolves around leveraging blockchain technology for financial innovation. DeFi projects aim to recreate traditional financial services, such as lending, borrowing, and trading, using smart contracts on a blockchain. This eliminates the need for intermediaries, potentially offering greater transparency and accessibility. The project’s launch on the robust Ethereum mainnet provides a secure and widely adopted foundation for its operations. WLFI tokens are expected to be available across various decentralized exchanges (DEXs) and major centralized platforms (CEXs). Further announcements regarding specific partner exchanges are anticipated soon, which will provide clearer avenues for trading the WLFI token unlock assets. Are You Ready for WLFI Trading? Key Details for Participants For anyone looking to engage with WLFI, being informed is paramount. Here are some essential details to keep in mind: Trading Commencement: September 1, 2024, at 12:00 UTC. Initial Unlock: 20% of tokens will be claimable at launch. Platform: The WLFI token operates on the Ethereum mainnet. Availability: Expect to find WLFI on decentralized and centralized exchanges. The initial WLFI token unlock could lead to significant market activity. As with any new token launch, volatility is a strong possibility. Therefore, potential participants should conduct thorough due diligence and understand the associated risks before making any trading or investment decisions. Researching the project’s whitepaper, team, and community sentiment can provide valuable insights. What Opportunities and Challenges Does WLFI Present? The launch of WLFI and its subsequent token unlock brings both exciting opportunities and potential challenges for the broader crypto community. Opportunities: Early Participation: Those who claim or acquire tokens early might benefit from initial market movements. Community Governance: The future unlocking of 80% of tokens via community vote offers a chance for holders to shape the project’s direction. DeFi Innovation: WLFI aims to contribute to the evolving DeFi landscape, potentially introducing new financial tools or services. Challenges: Market Volatility: New token launches often experience price swings, requiring careful navigation. Regulatory Scrutiny: Given its reported associations, WLFI might face increased attention from regulators, which could impact its trajectory. Adoption & Competition: Success hinges on attracting users and standing out in a crowded DeFi market. Navigating these aspects effectively will be crucial for WLFI’s long-term viability and for participants engaging with the WLFI token unlock. The upcoming WLFI token unlock on September 1 marks a pivotal moment for World Liberty Financial. With 20% of tokens becoming tradable and the remainder subject to community governance, the project is entering an exciting yet unpredictable phase. As the crypto market anticipates this event, informed decision-making remains paramount. Understanding the project’s fundamentals, the unlock schedule, and market dynamics will empower participants to navigate this new opportunity effectively. Frequently Asked Questions (FAQs) Q1: What is World Liberty Financial (WLFI)? A: WLFI is a decentralized finance (DeFi) project that has announced the launch of its native token on the Ethereum mainnet. It aims to offer financial services leveraging blockchain technology. Q2: When can I start trading WLFI tokens? A: WLFI tokens will become tradable and transferable starting September 1, 2024, at 12:00 UTC. Q3: How many WLFI tokens will be available at launch? A: At the initial launch, 20% of the total WLFI tokens will be claimable. The remaining 80% will be unlocked later, subject to a community governance vote. Q4: Where will WLFI tokens be available for trading? A: WLFI tokens are expected to be available on both decentralized exchanges (DEXs) and major centralized platforms (CEXs). Specific partner announcements are anticipated soon. Q5: Are founder tokens also being unlocked on September 1? A: No, tokens held by founders, team members, advisors, and partners will remain locked, demonstrating a long-term commitment to the project. Did you find this insight into the WLFI token unlock helpful? Share this article with your network on social media to keep others informed about this significant crypto event! To learn more about the latest explore our article on key developments shaping DeFi projects and their market impact. This post WLFI Token Unlock: Crucial Details Emerge as Trading Begins September 1 first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
The Rise Of The Consumer Visionary Merchant

The Rise Of The Consumer Visionary Merchant

The post The Rise Of The Consumer Visionary Merchant appeared on BitcoinEthereumNews.com. Manager using digital tablet on blurred store as background getty Retailers are navigating relentless disruption—and nowhere is the impact more acute than in merchandising. Merchandising is the heart and soul of retail—the bridge between product selection and customer engagement, shaping both sales and brand loyalty. From sourcing at the right price to planning where and how to sell, merchants partner with planning and inventory teams to forecast trends and position stock. Historically, success was measured by margins, turns, and sales. Merchants won by reading seasonal trends, cultivating supplier relationships, and interpreting market dynamics. At the same time, merchants face economic headwinds, geopolitical challenges, inflation, and supply chain disruptions that have shifted from exceptions to assumptions. With more than half (54%) of consumers viewing uncertainty as the new normal (Accenture’s Latest Consumer Pulse Survey), retailers must build resilience and expand what “consumer-focused” means. It’s no longer just selling products—it’s building true consumer intimacy. This demands that merchants immerse themselves in the whole person: their needs, their desires, their and their world. Because consumer behaviors shift quickly, static plans give way to real-time adjustments and rapid test-and-learn—ready to pivot when the unexpected happens. With retail more complex than it’s ever been, and merchandising at the center of it all, the question is whether the merchant role evolves—or is redefined entirely. A New Way Forward: The ‘Consumer Visionary’ We’re already seeing merchants evolve into Consumer Visionaries—leaders who blend deep human understanding with technology to make fast, informed calls. They prioritize sustainability, know how to create engaging experiences and content, and build partnerships that go beyond traditional supplier relationships. However, it’s not just what people buy—it’s why. Curiosity about psychology and culture, paired with technology, turns insight into action that benefits customers and the business. Consider social commerce: platforms like TikTok Shop have erased…

Author: BitcoinEthereumNews
Where Will Mutuum Finance (MUTM) Be in 1 Year?

Where Will Mutuum Finance (MUTM) Be in 1 Year?

As the crypto market continues to test new highs in 2025, Mutuum Finance (MUTM) has quickly emerged as one of the most closely watched tokens in decentralized lending and yield strategies.  Mutuum Finance is currently in presale Stage 6 and is priced at $0.035. Price appreciation in the upcoming phase will drive the token to $0.04.  Mutuum Finance (MUTM) presale has reached more than $14.7 million raised and more than 15500 token holders. Analysts and retail traders alike are speculating on potential price trajectories, the return on a $1,000 stake today, and whether Mutuum Finance’s model can carve out lasting relevance in the fast-moving DeFi ecosystem. Mutuum Finance Phase 6 Presale Is Live Now Mutuum Finance (MUTM) is in presale round 6 at $0.035. MUTM will increase the price to $0.04 in phase 7, 14.29% higher than before. Mutuum Finance early investors will see more than 400% return on investment as MUTM gains in value. The presale has raised more than $14.7 million so far and has gathered over 15500 individual investors, which clearly shows the exponential growth of the project. Mutuum Finance Token Giveaway Mutuum Finance is hosting a $100,000 giveaway. 10 winners will receive $10,000 each in Mutuum Finance tokens. The giveaway speaks to the enormous amount of commitment that the project has in creating a long-term and committed community. The second security and transparency measure is the launch of an Official Bug Bounty Program by MUTM in partnership with CertiK. The project team welcomes users with a token of gratitude up to a maximum of 50,000 USDT to disclose the potential vulnerabilities of the project. The bounty program is set to offer class-leading security for all vulnerability classes. It’s split among the four vulnerability severity classes, i.e., major, critical, minor, and low. The program also shows that the team is concerned about the ecosystem security along with investor confidence. The Next Generation of DeFi Lending Mutuum Finance (MUTM) is a forward-looking custodial DeFi protocol designed to redefine the lending landscape in decentralized finance. With a long-term vision centered on accessibility, security, and innovation, the platform delivers convenience and flexibility through its dual lending models: Peer-to-Contract and Peer-to-Peer. The Peer-to-Contract framework preserves the simplicity and transparency of smart contracts, ensuring that loan transfers are executed automatically with minimal or no human intervention. This model enhances efficiency, reduces risk, and provides users with a seamless experience. Meanwhile, the Peer-to-Peer system empowers individuals by eliminating intermediaries altogether. It creates a direct bridge between lenders and borrowers, allowing funds to move securely and efficiently without the need for third-party custodians. This not only maximizes user control but also fosters a more open and collaborative financial ecosystem. By combining these two models, Mutuum Finance positions itself as a next-generation DeFi protocol that balances automation, trust, and user empowerment, paving the way for a more decentralized, inclusive, and sustainable financial future. Mutuum Finance (MUTM) has already secured over $14.7 million in presale funding and attracted more than 15,500 investors, a clear sign of its growing momentum. At the current $0.035 presale price, an investment of $1,000 today could yield more than $5,000 if early forecasts hold true. As the project advances toward its next phase at $0.04, early adopters stand to capture significant upside while benefiting from MUTM’s dual lending model, $100,000 token giveaway, and CertiK-backed bug bounty program. Don’t wait until the next stage, join the Mutuum Finance presale now and position yourself at the front of DeFi’s next breakthrough. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
BlockFi Settlement Approved: Crucial Relief for 89,000 Investors

BlockFi Settlement Approved: Crucial Relief for 89,000 Investors

BitcoinWorld BlockFi Settlement Approved: Crucial Relief for 89,000 Investors The cryptocurrency world recently saw a significant breakthrough as a U.S. judge officially approved a 13 million dollar BlockFi settlement. This crucial decision, which came after a key investor objection was withdrawn, is paving the way for thousands of affected users to receive some much-needed relief. For many, this marks a tangible step towards closure after a period of financial uncertainty. What Does This Crucial BlockFi Settlement Entail? A U.S. judge has given final approval to a $13 million settlement in the BlockFi class-action lawsuit. This green light arrived swiftly following the withdrawal of a significant objection from an investor group. The lawsuit, filed in 2023, alleged BlockFi sold unregistered securities and actively misled investors about their offerings. The settlement aims to address these claims directly, offering restitution for those who suffered losses. This signifies a legal victory for affected users and sets a precedent for future cases in the digital asset space. Settlement Value: $13 million. Funding Mechanism: BlockFi’s insurers are mandated to fund this settlement. Payment Deadline: Funds must be provided within 30 days. Core Accusations: Selling unregistered securities and misleading investor communications. This resolution marks a pivotal moment for those impacted by BlockFi’s challenges, offering a concrete outcome after legal wrangling. Who Qualifies for the BlockFi Settlement Payouts? Many former BlockFi users are eagerly wondering if they qualify for a portion of this significant settlement. The good news is that a substantial number of individuals are eligible. Approximately 89,000 users who maintained interest-bearing accounts with BlockFi from 2019 to 2022 are expected to be included. Understanding your eligibility is key. If you held an interest account during these years, you are likely part of the class action. However, consult official communications from the bankruptcy court or the settlement administrator for precise details regarding claim submission and verification. This proactive approach ensures you do not miss out on your rightful share. Eligible User Base: Roughly 89,000 individuals. Account Type Requirement: Users with interest accounts. Qualifying Period: Accounts held between 2019 and 2022. Next Step: A final hearing is scheduled for December 11 to detail the distribution process. This step is a hopeful sign for those who have endured considerable uncertainty and financial stress. How Does This BlockFi Settlement Connect to the Broader Bankruptcy? It is crucial to understand that while this class-action settlement brings welcome news, it represents just one component of a much larger financial situation. BlockFi itself remains deeply involved in Chapter 11 bankruptcy proceedings. As reported by Cointelegraph, the company is still actively navigating various processes, including broader asset returns and other separate settlements with different creditor groups. Therefore, while this specific BlockFi settlement offers a clear and positive path to recovery for a defined segment of its users, the overarching financial restructuring of the company continues. The ongoing bankruptcy highlights the inherent complexities and challenges associated with the insolvency of major cryptocurrency firms. Investors should monitor official bankruptcy communications for updates on other potential distributions or resolutions. This situation underscores the importance of due diligence and understanding the risks involved when engaging with cryptocurrency lending platforms. The journey to full recovery for all BlockFi stakeholders is still ongoing, but this settlement is a definitive step forward for many. What Actionable Steps Should Eligible Investors Consider for the BlockFi Settlement? For eligible investors, staying informed is paramount. Monitor the official BlockFi bankruptcy website and any communications from the settlement administrator. While a final hearing is set for December 11, specific instructions on how to claim your portion of the BlockFi settlement will follow. Ensure your contact information is up-to-date with the relevant parties to receive timely notifications. Key Actions: Stay Informed: Regularly check official BlockFi and court channels. Update Contact Info: Ensure all your details are current with administrators. Prepare Documentation: Have records of your BlockFi interest account holdings ready. This proactive approach will help streamline the process, ensuring you receive your entitled funds efficiently. Summary: The approval of the $13 million BlockFi settlement is a significant and positive development, providing crucial restitution for thousands of affected investors. This resolution offers much-needed clarity and a concrete outcome for a substantial user base, powerfully underscoring the critical importance of regulatory compliance and robust investor protection within the rapidly evolving cryptocurrency landscape. Frequently Asked Questions (FAQs) About the BlockFi Settlement Q1: What is the total amount of the BlockFi settlement? A1: The U.S. judge has approved a $13 million settlement in the BlockFi class-action lawsuit. Q2: Who is eligible to receive funds from this BlockFi settlement? A2: Approximately 89,000 users who held interest-bearing accounts with BlockFi between 2019 and 2022 are eligible. Q3: When can eligible users expect to receive their BlockFi settlement funds? A3: BlockFi’s insurers must fund the settlement within 30 days. A final hearing is set for December 11 to detail the distribution process, after which specific instructions for claims will follow. Q4: How does this BlockFi settlement relate to the company’s bankruptcy? A4: This class-action settlement is one component of BlockFi’s broader Chapter 11 bankruptcy proceedings. The company is still managing other asset returns and settlements concurrently. Q5: What should eligible investors do now? A5: Eligible investors should monitor official BlockFi bankruptcy communications and any notices from the settlement administrator. Ensure your contact information is up-to-date to receive timely updates and instructions for claiming your funds. If you found this update on the BlockFi settlement helpful, consider sharing it with your network! Stay informed and help others navigate the evolving crypto landscape by spreading the word on social media. To learn more about the latest crypto market trends, explore our article on key developments shaping cryptocurrency institutional adoption. This post BlockFi Settlement Approved: Crucial Relief for 89,000 Investors first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Ethereum (ETH) Crashes Over 10% After $4700 Milestone, Investors Gravitating Toward a Viral DeFi Crypto

Ethereum (ETH) Crashes Over 10% After $4700 Milestone, Investors Gravitating Toward a Viral DeFi Crypto

The unexpected 10% decline of Ethereum after a rally to the $4,700 level has sent shockwaves through the crypto market, but focus is quickly shifting elsewhere. While ETH is unable to regain momentum, investors are increasingly turning toward Mutuum Finance (MUTM), a fast-emerging DeFi protocol building viral levels of popularity for its innovative solution to […]

Author: Cryptopolitan