Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14123 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Perplexity AI Predicts Mutuum Finance (MUTM) and Ripple (XRP) Prices By the End of 2025

Perplexity AI Predicts Mutuum Finance (MUTM) and Ripple (XRP) Prices By the End of 2025

The post Perplexity AI Predicts Mutuum Finance (MUTM) and Ripple (XRP) Prices By the End of 2025 appeared on BitcoinEthereumNews.com. Perplexity AI has unveiled its latest price predictions for Mutuum Finance (MUTM) and XRP, sparking heightened attention across the crypto markets. Mutuum Finance (MUTM) is stealing the spotlight as its meteoric rise edges closer to a staggering 45x rally. Mutuum Finance is in presale stage 6 at $0.035. It will be worth 14.29% more at $0.04 when it is in stage 7 of presale. The project already has over $15.25 million raised and has gained over 15850 investors. Mutuum Finance could hit $2 by the end of 2025. XRP Outlook: Potential Upside Ahead of 2026 XRP is at the moment trading at $2.95 and it is stable in its recent range. Perplexity AI estimates that XRP may go up to $5.80 by the end of 2025, which may be as much as it will increase should market momentum persist. The other reliable projections indicate a more reasonable increase to $5 by year-end, assuming positive institutional interest and positive regulatory trends. Mutuum Finance Presale Success Mutuum Finance is thriving in the DeFi market. It has a 95.0/100 trust score, audited and certified by Certik. The project is offering a safe platform to perform DeFi transactions. Mutuum Finance (MUTM) is introducing tried and tested lending functionalities with the security of a new environment. Mutuum Finance (MUTM) also has a coming Ethereum, overcollateralized stablecoin that is USD-pegged. It will deliver long-term trust, stability, and liquidity to any customer. Mutuum Finance Presale Phase 6 Mutuum Finance is gaining momentum with presale rounds selling fast. The presale is already at level 6 at $0.035. Raising its price to the next level, it will be up by 14.29% to $0.04. Investment hunger is piling up with the project already having raised more than $15.25 million and now with more than 15850 token holders. Strengthening DeFi Security…

Author: BitcoinEthereumNews
Can BlockchainFX Redefine Staking With its Rewards System and Overtake Ethereum and Cardano?

Can BlockchainFX Redefine Staking With its Rewards System and Overtake Ethereum and Cardano?

The post Can BlockchainFX Redefine Staking With its Rewards System and Overtake Ethereum and Cardano? appeared on BitcoinEthereumNews.com. Crypto News For years, Ethereum (ETH) and Cardano (ADA) have dominated conversations about staking in crypto. Their systems have provided investors with reliable passive income, positioning them as titans of the industry. But 2025 may be the year the balance shifts. A new contender, BlockchainFX ($BFX), is emerging with one of the most ambitious staking models in the market, one capable of delivering up to $25,000 in daily USDT rewards. This project isn’t just another presale running on hype. BlockchainFX is already live as a multi-asset super app, allowing users to trade crypto, stocks, forex, and ETFs on a single platform. The key difference? Instead of waiting for a blockchain upgrade or validator payouts, BFX holders start earning from the platform’s real revenue from the moment they stake. Staking Rewards in Crypto: Why They Matter Staking has become one of the most important ways for investors to earn passive income. Ethereum took the lead in 2022 when it transitioned fully to proof-of-stake, rewarding ETH holders who lock up their tokens and secure the network. While returns are steady, the high entry barrier of 32 ETH has made solo staking inaccessible to most, forcing many to rely on third-party pools. Cardano approached things differently by lowering the barriers. Through community pools, even small holders could take part and enjoy consistent payouts. This democratized staking and helped ADA become a household name for income-driven investors. These two giants have set the standard, but they may soon be challenged. BlockchainFX’s staking model links directly to platform revenue, creating a more dynamic system that grows naturally as adoption increases. How BlockchainFX Staking Works The strength of BlockchainFX lies in its revenue-sharing system. Every day, as users trade across the platform’s multiple markets, fees are generated. Unlike traditional models, up to 70% of those fees…

Author: BitcoinEthereumNews
ApeCoin Launches $RAID Strategy to Tap 100M+ Users with Solana Expansion

ApeCoin Launches $RAID Strategy to Tap 100M+ Users with Solana Expansion

The post ApeCoin Launches $RAID Strategy to Tap 100M+ Users with Solana Expansion appeared on BitcoinEthereumNews.com. Key Takeaways: ApeCoin launches Project R.A.I.D to transition from a governance token to a full-fledged “culture coin” with real-world utility. First major move: ApeCoin will deploy on Solana, one of the fastest-growing blockchains, and integrate into key DeFi protocols. Goal: Expand $APE’s reach to over 100 million wallets, with deep liquidity, lending, staking, and cross-chain access. ApeCoin has officially kicked off Project R.A.I.D (Rapid ApeCoin Integration Deployment), a major expansion campaign to supercharge $APE utility and position the token as a cultural and financial force. With Solana as the first launchpad, the project targets fast-track adoption through DeFi rails, multi-chain exposure, and seamless fiat access. Read More: Solana Skyrockets Past $100B Market Cap Again, What’s Fueling This Explosive Rally? From Meme to Mechanism: $APE Goes Full Utility What is Project R.A.I.D? RAID is more than just a marketing move. It’s more about positioning ApeCoin to move from its original role as the governance token, to the default utility token for the Bored Ape Yacht Club (BAYC) ecosystem. At the core, RAID is attempting to accomplish three things: Expand ApeCoin across multiple chains, starting with Solana. Integrate with major DeFi protocols, including lending, staking, and perpetuals. Improve liquidity and accessibility by distributing $APE among a wider range of wallets using centralized and decentralized exchanges. The project’s tagline speaks for itself: “The Ticker is $APE. The Project is R.A.I.D. The direction is up.” This initiative is engineered to bring ApeCoin to the forefront of on-chain finance and cultural adoption. Read More: ApeCoin Foundation Appoints Cameron Kates of Yuga Labs as New CEO Why Solana is the First Stop Solana was selected as RAID’s first expansion point for strategic reasons: high throughput, low gas fees, and an active DeFi community. Given its user base and its potential for NFT integration, a token like…

Author: BitcoinEthereumNews
Hyperliquid Outpaces Ethereum and Solana in Revenues – But HYPE Trades at a Massive Discount

Hyperliquid Outpaces Ethereum and Solana in Revenues – But HYPE Trades at a Massive Discount

Hyperliquid already dominates DeFi perps, yet its token valuation remains discounted.

Author: CryptoPotato
Best Crypto to Buy as JPMorgan Predicts $126,000 Year-End Price for Bitcoin (BTC)

Best Crypto to Buy as JPMorgan Predicts $126,000 Year-End Price for Bitcoin (BTC)

The post Best Crypto to Buy as JPMorgan Predicts $126,000 Year-End Price for Bitcoin (BTC) appeared on BitcoinEthereumNews.com. As Bitcoin (BTC) surges back into the spotlight with JPMorgan projecting an ambitious $126,000 year-end price target, the crypto market is abuzz with renewed momentum. Among the platforms seizing this moment is Mutuum Finance, an emerging DeFi protocol redefining decentralized lending and staking through innovative liquidity models.  Mutuum Finance (MUTM) is available at $0.035 during presale phase 6. It will be 14.29% more expensive at $0.04 during phase 7. Early adopters who have already invested will be able to get a minimum of 200% return after MUTM is launched. Mutuum Finance (MUTM) has already raised more than $15.25 million and has more than 15850 investors already onboard. Mutuum Finance is navigating this market well. Bitcoin Holds Above $111,500 Amid Market Caution Bitcoin (BTC) is currently trading at $111,516, showing slight movement within its recent range. Analysts highlight $109,000 as a key support level, while projections from institutions like JPMorgan suggest potential for a move toward $126,000 by year-end if market conditions remain favorable. This stability comes as broader crypto market sentiment steadies, with attention also turning to emerging decentralized finance projects such as Mutuum Finance. Mutuum Finance (MUTM) Kicks Off Phase 6 Presale Mutuum Finance (MUTM) is currently in presale Phase 6. MUTM tokens are priced at $0.035, which is a 16.17% increase from the previous phase. A further 14% price hike will see it at $0.04 in phase 7. Presale has been progressing well with over 15850 buyers and more than $15.25 million raised to date, indicating satisfactory and growing interest in the project.  Next-Generation Dual-Model DeFi Lending Mutuum Finance (MUTM) is a P2P and P2C lending project where users can earn exceptional returns while having complete capital control. It is a comprehensive DeFi solution crafted to the specific needs of clients and safer, easier, and more adaptable than…

Author: BitcoinEthereumNews
Warren Buffett’s Bearishness Tramples On The ‘Money Multiplier’ Myth

Warren Buffett’s Bearishness Tramples On The ‘Money Multiplier’ Myth

The post Warren Buffett’s Bearishness Tramples On The ‘Money Multiplier’ Myth appeared on BitcoinEthereumNews.com. SUN VALLEY, IDAHO – JULY 14: Warren Buffett, Chairman and CEO of Berkshire Hathaway, makes his way to a morning session at the Allen & Company Sun Valley Conference on July 14, 2023 in Sun Valley, Idaho. Every July, some of the world’s most wealthy and powerful figures from the media, finance, technology and political spheres converge at the Sun Valley Resort for the exclusive weeklong conference. (Photo by Kevin Dietsch/Getty Images) Getty Images Holding company Berkshire Hathaway has $340 billion in cash and cash equivalents. Media speculation indicates that the cash reflects Warren Buffett’s belief that corporations are presently overvalued. Without presuming to know the precise thinking of one of the world’s greatest investment minds, it’s better to focus on the smaller truths of Berkshire’s cash stash. Specifically, it eviscerates the popular neo-Austrian School view that all-powerful banks, seemingly for being banks, multiply money into worthlessness. While Ludwig von Mises knew that market actors borrowed money for what it could be exchanged for, conspiracy-soaked neo-Austrians find something nefarious in the movement of resources from savers to those who have an immediate need for savings. Unlike his disciples, Mises understood that no one borrows “money” to begin with, rather products borrow products whereby the would-be productive borrow money exchangeable for real resources with an eye on deploying the resources in a way that enables profit after the loan is paid back with interest. What’s basic has long had the neo-Austrians up in arms. They imagine that the act of lending by banks that rent money at a lower rate with an eye on lending it at a higher rate is tantamount to devaluation. Except that if lending was the same as devaluation, no one would save. Get it? Neo-Austrians seemingly do not. To them, bank lending has multiplicative qualities whereby…

Author: BitcoinEthereumNews
Trusted Smart Chain Now Operational Unlocking Real-World Asset Potential

Trusted Smart Chain Now Operational Unlocking Real-World Asset Potential

The post Trusted Smart Chain Now Operational Unlocking Real-World Asset Potential appeared on BitcoinEthereumNews.com. Trusted Smart Chain (TSC) has officially launched its main net, marking a pivotal step forward for Real World Assets (RWA) in the blockchain and digital currency space. As the RWA sector gains momentum as one of the most promising frontiers in crypto, TSC positions itself as a dedicated infrastructure provider—built to connect the reliability of physical assets with the efficiency and accessibility of decentralized technology. The concept of Real World Assets—representing tangible items like real estate, commodities, intellectual property, and more—has emerged as a transformative force in blockchain innovation. By converting physical assets into digital tokens, the barriers of geography, liquidity, and accessibility are dismantled, enabling a more inclusive financial ecosystem. Trusted Smart Chain enters the market at a decisive moment. Institutional interest in RWA is accelerating, and global markets are increasingly seeking secure, transparent ways to bridge traditional finance with digital economies. TSC’s launch delivers the infrastructure needed to make this bridge a reality. The blockchain is engineered for high performance, with a consensus framework optimized for scalability, low transaction costs, and uncompromising security. This ensures that both large-scale institutions and individual users can interact with tokenized assets without the inefficiencies or risks often associated with early blockchain implementations. Core Advantages of Trusted Smart Chain in the RWA Landscape: Purpose-Built for Asset Tokenization: Every element of TSC’s architecture—from its smart contract capabilities to its governance framework—has been designed to support the secure issuance, management, and transfer of RWAs. Trust and Compliance: By integrating verifiable ownership records and transparent auditing, the platform addresses one of the most significant concerns in RWA adoption: ensuring that the digital token accurately reflects a real-world counterpart. Developer-Ready Infrastructure: APIs and SDKs make it easy for innovators to build decentralized applications that leverage RWAs, from fractional ownership marketplaces to collateralized lending platforms. Institutional-Grade Security: Advanced…

Author: BitcoinEthereumNews
Which Altcoin Has The Highest Potential Upside in 2025?

Which Altcoin Has The Highest Potential Upside in 2025?

The post Which Altcoin Has The Highest Potential Upside in 2025? appeared on BitcoinEthereumNews.com. Crypto News As the crypto market heats up, everyone’s eyeing the next big mover. We often look to established giants like Solana (SOL) and Cardano (ADA), but what if the real action, the truly explosive gains, lie in a dark horse? A new contender is here: Layer Brett, an Ethereum Layer 2 solution blending meme culture with serious utility, and it’s currently in presale. While Solana and Cardano duke it out, smart money might be watching this fresh challenger. Solana, Cardano, and the layer 2 revolution For years, investors have piled into projects like Solana and Cardano, hoping for steady, significant returns. They’re solid Layer 1 blockchains, no doubt, but the landscape is shifting. Transaction speeds on older chains can be slow, gas fees often sting, and the growth potential for already massive market caps, while present, isn’t always the 100x dream everyone chases. Layer Brett isn’t just another altcoin jumping on a trend. It’s built differently. It’s an Ethereum Layer 2 that promises to address these exact pain points, offering lightning-fast transactions and drastically reduced gas fees. Imagine the accessibility it offers compared to the often-exorbitant Ethereum mainnet costs. This isn’t just an upgrade; it’s a paradigm shift. What makes Layer Brett different: Beyond the meme Let’s be real, the crypto world is saturated with meme tokens. You’ve seen Cardano, Solana, and Shiba Inu explode, only to sometimes fizzle because, well, they lacked substance. Brett (the original) found itself in a similar bind on Base, promising much but delivering little in the way of utility. Layer Brett changes that narrative entirely. It’s where meme meets mechanism. This isn’t just about fun. This is a Layer 2 blockchain designed for performance, scale, and user rewards. It’s a Meme Token with real purpose, anchored to the security of Ethereum but free…

Author: BitcoinEthereumNews
Best Meme Coins That Deliver Real Value Beyond Hype – Crypto for the People

Best Meme Coins That Deliver Real Value Beyond Hype – Crypto for the People

DOGE, SHIB, FLOKI, BONK, and XYZVerse show how meme coins can mix culture with real utility, from payments and DeFi to sports betting and staking.

Author: Blockchainreporter
Private credits emerge as wealthy Americans' favorite wealth management route

Private credits emerge as wealthy Americans' favorite wealth management route

Wealthy Americans are now the main drivers of private credit, putting in $48 billion in the first half of 2025.

Author: Cryptopolitan