ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14265 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BullZilla Presale Joins World Liberty Financial and Brett

BullZilla Presale Joins World Liberty Financial and Brett

The post BullZilla Presale Joins World Liberty Financial and Brett appeared on BitcoinEthereumNews.com. Crypto News BullZilla, World Liberty Financial, and Brett headline the top 100x crypto presales in 2025 with explosive ROI potential. Crypto markets thrive on turning underdogs into giants. Each new wave of presales has the power to transform small investments into massive returns. In 2025, three projects stand out among the top 100x crypto presales in 2025: BullZilla ($BZIL), World Liberty Financial, and Brett. World Liberty Financial is building a reputation as a next-generation financial ecosystem. Brett continues to dominate meme coin headlines with its playful branding and community momentum. But the coin attracting the most attention right now is BullZilla, a token forged in Ethereum’s ecosystem with mechanics engineered for exponential ROI. BullZilla: Forged in Ethereum’s Blue Fire BullZilla is not simply a meme coin. It is a narrative-driven project designed with mechanisms that deliver value at every stage. BullZilla’s progressive model ensures that early believers gain the most dramatic advantages. Presale Status Stage: 2nd (Dead Wallets Don’t Lie) Phase: 1st Current Price: $0.00003241 Raised: Over $200k Token Holders: More than 700 ROI from Stage 1D to Listing ($0.0052): 16,164.76% ROI until Stage 2A for the Earliest Joiners: 25.86% The presale mechanics are straightforward but powerful. Every $100,000 raised or 48 hours elapsed increases the price, ensuring constant momentum. BullZilla Token Summary Token Name: BullZilla Symbol: $BZIL Chain: Ethereum (ERC-20) Presale Model: Progressive price increases tied to time and funding milestones Launch Price: $0.00527141 Total Supply: 159,999,999,910 $BZIL  50% (80 billion $BZIL) Presale Allocation: Forged in Ethereum’s Blue Fire By building on Ethereum, Bull Zilla leverages the strength of the world’s largest smart contract ecosystem. Ethereum ensures security, liquidity, and access to decentralized finance (DeFi) applications. This makes BullZilla not only a narrative-driven meme coin but also a project with infrastructure capable of sustaining long-term growth. Ethereum also powers…

Author: BitcoinEthereumNews

2025/09/08

BullZilla Presale Leads the Top 100x Crypto Presales in 2025 as World Liberty Financial and Brett Stay in the Spotlight

BullZilla Presale Leads the Top 100x Crypto Presales in 2025 as World Liberty Financial and Brett Stay in the Spotlight

Crypto markets thrive on turning underdogs into giants. Each new wave of presales has the power to transform small investments […] The post BullZilla Presale Leads the Top 100x Crypto Presales in 2025 as World Liberty Financial and Brett Stay in the Spotlight appeared first on Coindoo.

Author: Coindoo

2025/09/08

The World Gold Council plans to promote digital gold, analyzing the different implementation paths of PGI, PAXG, and XAUT

The World Gold Council plans to promote digital gold, analyzing the different implementation paths of PGI, PAXG, and XAUT

By JAE, PANews On September 3, 2025, Ray Dalio, founder of Bridgewater Associates, wrote on the X platform that the US dollar debt crisis was one of the factors driving the prices of gold and cryptocurrencies. That same day, the international gold price hit a record high of $3,578.32 per ounce. Meanwhile, the tokenized gold market in the crypto industry has surpassed $2.6 billion, and Tether has recently been reported to be in talks to invest in the gold mining industry. While the gold market continues to soar, with frequent success reports and a generally favorable outlook, a wave of digital transformation is sweeping across the market. Recently, the World Gold Council (WGC) and leading international law firm Linklaters jointly released a groundbreaking white paper, formally proposing a new definition of the "Wholesale Digital Gold" ecosystem and "Pooled Gold Interests" (PGI). The gold market's digital upgrade is more than just a technological shift; it represents a strategic response from TradFi to the crypto market. As one of the oldest financial assets, gold is also embracing the new digital era's emphasis on efficiency and flexibility, unlocking new use cases within the TradFi ecosystem. From trading restrictions to mortgage obstacles, WGC provides a "digital solution" for the gold market Currently, London’s over-the-counter (OTC) gold market is primarily comprised of two clearing models: allocated gold and unallocated gold, each with its own strengths and weaknesses that create the “opportunity gap” identified in the white paper. Allocated gold refers to specific gold bars in a physical vault with unique serial numbers, fineness and weight information. Its biggest advantage is clear ownership. Investors have direct ownership of the physical gold bars, which effectively isolates and custodians from credit risks. However, the "cost" of this model is higher complexity, the indivisibility of transactions that only accept whole gold bars (usually about 400 ounces), and the resulting liquidity restrictions. In contrast, unallocated gold represents an investor's claim on a specific amount of gold held by a custodian. Because it doesn't require the allocation of specific gold bars, this model offers greater flexibility and liquidity, allows for trading in units as low as a thousandth of an ounce, and provides a more efficient settlement process. However, its disadvantage is significant counterparty risk. In the event of the custodian's bankruptcy, investors' claims on the gold will be liquidated along with other unsecured creditors, making it difficult to obtain judicial protection for their assets. The white paper points out that both current models have serious limitations in serving as financial collateral. Unallocated gold, due to its debt nature, generally cannot be considered eligible collateral under UK and EU law. While allocated gold is legally feasible, its "cost" means that in practice it requires frequent physical transfers, deliveries, and segregation, resulting in extremely high costs and complexity, making it difficult to use as collateral. The WGC proposed a new PGI model as a solution. The PGI is based on a pool of physical gold bars held jointly by core participants, independent of the custodian's own assets, with divisible interests. The legal foundation of PGI is what distinguishes it from existing models. The white paper notes that the scheme is based on Section 20A of the UK Sale of Goods Act 1979, which allows the transfer of undivided shares in "identified bulk goods" without physically separating the goods. This legal framework defines PGI as an "intangible movable," meaning that its transfer does not require the physical movement of the goods, but rather represents a transfer of rights executed on a digital ledger. The core advantages of PGI are mainly reflected in three aspects: first, like unallocated gold, it can be divided into trading units of one thousandth of an ounce, providing higher flexibility; second, due to the legal definition of "exclusive rights", the assets of PGI holders are "bankruptcy-resistant" and their assets will not be liquidated even if the custodian institution goes bankrupt, thus filling the shortcomings of unallocated gold; finally, as an intangible movable property, PGI is naturally suitable as collateral, and its design takes into account compliance requirements such as the EU, UK EMIR and the US Dodd-Frank Act, which may activate the collateral potential of gold in OTC and central clearing counterparties. The practical path of tokenized gold In fact, in response to the long-standing pain points of the gold market, such as low liquidity, difficulty in collateralization, and high credit risk, the crypto market has conducted preliminary explorations through tokenized gold, providing a feasible practical example for the digitization and financialization of gold. As a pioneer in the crypto market, Tether launched Tether Gold (XAUT) in 2020, with a current market capitalization exceeding $1.3 billion. Each XAUT token represents one troy ounce of LBMA-standard gold bar, stored in a Swiss vault. Technically, XAUT is an ERC-20 token issued on Ethereum, enabling 24/7 global trading, freeing it from the constraints of traditional market hours. XAUT offers the advantages of high liquidity and divisibility (accurate to one-millionth of an ounce), and its widespread adoption as a crypto asset within the DeFi ecosystem. XAUT provides crypto investors with a convenient way to gain exposure to gold and can be used as a hedge against cryptocurrency volatility. However, XAUT's drawbacks lie in its highly centralized control and questionable transparency. The underlying assets are completely dependent on Tether's credit and solvency, presenting significant counterparty risk. Although Tether is governed by the British Virgin Islands, its legal framework is not widely recognized in mainstream financial markets, and its ownership resembles a contractual beneficiary's rights rather than a legally clear proprietary right. Paxos Gold (PAXG) represents a compliance-first approach to tokenized gold, currently valued at approximately $1 billion. Issued by Paxos Trust Company, PAXG is strictly regulated by the New York Department of Financial Services (NYDFS). This strong regulatory backing is a significant compliance advantage for PAXG over many similar projects. Similarly, PAXG is an ERC-20 token issued on Ethereum, each representing a single troy ounce of LBMA gold bar held in a London vault. Paxos claims ownership of a specific physical gold bar and has developed a unique feature: users can access the serial number and physical characteristics of the physical gold bar associated with their token simply by entering their Ethereum wallet address, providing an additional layer of trust and transparency. In addition to regulatory backing, PAXG's unique advantages include a flexible redemption mechanism—institutional investors can redeem it directly for physical gold bars. Furthermore, PAXG has gained widespread recognition in leading DeFi protocols such as Curve and Aave, enabling lending and liquidity provision, which increases its profitability. Leveraging its trust company structure, PAXG establishes a legal framework similar to proprietary rights within the traditional legal system, serving as a bridge between the TradFi and crypto markets. The paradigm battle among three types of gold digitization solutions The fundamental differences between XAUT and PAXG's tokenized gold and WGC's PGI digital gold solution in terms of law, technology, market positioning and core use cases reveal the different directions chosen by traditional finance and the crypto market when facing the same issue. In terms of law and ownership, WGC places greater trust in the law. PGI does not develop a completely new asset class, but rather establishes a new ownership definition for "intangible movable property" within the existing legal framework. Its advantage lies in its legal validity and enforceability guaranteed by a centuries-old judicial system. While this solution may sacrifice some of the decentralization advantages of public blockchains, it also provides necessary legal certainty for institutional investors. In contrast, cryptocurrencies place greater trust in code. While PAXG, through its regulated trust company structure, attempts to establish similar proprietary rights within the traditional legal framework, the decentralized nature of the ERC-20 token standard presents inherent legal conflicts. XAUT, on the other hand, is primarily defined by Tether's terms of agreement and smart contracts, and the legal validity of both remains unverified within the mainstream legal system. In terms of technical architecture and market positioning, PGI is essentially an infrastructure that emphasizes "technology neutrality" and compatibility with emerging solutions such as distributed ledger technology. The WGC's description suggests that the solution is more likely a permissioned consortium blockchain operated collaboratively by core participants, aiming to digitize and automate the inter-institutional clearing process. Its target market is the highly closed institutional market with extremely high requirements for trust and efficiency, specifically addressing the clearing and collateral issues among large institutions in the London OTC market. XAUT and PAXG, on the other hand, are more like products, both issued on public blockchains like Ethereum. They are permissionless assets that can be held, transferred, and traded by any user through a crypto wallet, without having to go through the complex KYC/AML processes of TradFi institutions. Therefore, they are targeted at the DeFi and retail markets, serving crypto-native protocols and retail investors. In terms of core use cases, WGC's primary goal is to unlock the potential of gold as an institutional-grade collateral. By addressing the legal and practical challenges of gold collateralization, PGI will enable the efficient use of gold in scenarios such as repos and lending, thereby revitalizing trillions of dollars in existing assets. The WGC CEO stated that gold needs to transform from a "non-interest-bearing" asset to an "interest-bearing" one. XAUT and PAXG are primarily focused on empowering the crypto ecosystem. As gold-backed stablecoins, they can be used for lending, liquidity provision, volatility hedging, and portfolio diversification in DeFi. While the two solutions offer superficially similar use cases, their underlying logic is fundamentally different. PGI aims to transform the long-established and large-scale TradFi market, while XAUT and PAXG are targeting the rapidly growing DeFi market. PGI is TradFi's attempt to "embody the essence" of blockchain technology, adopting a digital form while remaining true to the essence of TradFi. This selective innovation may maximize the benefits of integrating digital technology into existing frameworks while minimizing regulatory risks. PGI, PAXG, and XAUT have the potential to form a multi-dimensional, multi-layered "gold ecosystem." PGI will dominate the institutional market, focusing on solving high-value, large-volume liquidation and collateral issues. PAXG, leveraging its regulatory compliance advantages, has the potential to bridge mainstream institutions and the crypto market, providing a trusted, regulated channel between TradFi and DeFi. XAUT can continue to focus on the retail and crypto-native markets, securing a niche with its high liquidity and broad compatibility.

Author: PANews

2025/09/08

Best Cheap Crypto to Buy? Why This $0.035 Token Is Seen as the Next Solana (SOL) Moment

Best Cheap Crypto to Buy? Why This $0.035 Token Is Seen as the Next Solana (SOL) Moment

The post Best Cheap Crypto to Buy? Why This $0.035 Token Is Seen as the Next Solana (SOL) Moment appeared first on Coinpedia Fintech News Is this $0.035 token the next Solana moment? That’s the question many traders are asking as Mutuum Finance (MUTM) gains momentum in its presale. With whales moving in and analysts highlighting structural features that mirror the early days of past success stories, some believe MUTM could be on the verge of delivering outsized returns. Solana’s …

Author: CoinPedia

2025/09/08

Kinto price slides 85% as project announces shutdown

Kinto price slides 85% as project announces shutdown

The post Kinto price slides 85% as project announces shutdown appeared on BitcoinEthereumNews.com. Ethereum Layer-2 project Kinto will close this month after a major exploit in July drained its reserves and left the team unable to secure new funding. Summary Kinto price has fallen by more than 80% after a shutdown announcement following a July exploit that drained 577 ETH. Phoenix lenders will recover about 76% of funds, while hack victims are eligible for $1,100 goodwill grants. Withdrawals remain open until Sept. 30, with an Ethereum claim contract and ERA airdrop planned in October. On Sept. 7, Kinto announced on X that its will shut down operations on Sept. 30, following a July exploit that drained about 577 ETH (worth $1.9 million) and left the team unable to recover financially. The announcement sparked volatility, with the project’s K token sliding 85% in the last 24 hours, and now 94% down in the past month. From exploit to shutdown The incident stemmed from a vulnerability in the ERC-1967 Proxy standard, a widely used OpenZeppelin codebase for upgradeable smart contracts. 110,000 fake Kinto tokens were minted by attackers on Arbitrum (ARB) and used to siphon funds from Uniswap (UNI) liquidity pools and Morpho (MORPHO) lending vaults. Through its “Phoenix Program,” Kinto raised $1 million in debt and resumed trading to stabilize operations. However, mounting debt, weak market conditions, and the loss of investor confidence proved insurmountable. Fundraising efforts have stalled, and team members have not been paid since July. Kinto’s reimbursement and next steps Kinto says it has consolidated around $800,000 of remaining assets into a foundation-controlled safe. These funds will go first to Phoenix lenders, who are expected to recover about 76% of their principal. Hack victims on Morpho will receive up to $1,100 each from a $55,000 goodwill grant funded personally by Kinto founder Ramon Recuero. Additional recoveries from the stolen Ethereum (ETH),…

Author: BitcoinEthereumNews

2025/09/08

Kinto price slides 85% as project announces shutdown following $1.9M hack in July

Kinto price slides 85% as project announces shutdown following $1.9M hack in July

Kinto price has dropped 85% after as Ethereum Layer-2 announces shut down on Sept. 30.

Author: Crypto.news

2025/09/08

Best Cryptos to Buy in High Inflation: Bitcoin, Ethereum, Cardano

Best Cryptos to Buy in High Inflation: Bitcoin, Ethereum, Cardano

The post Best Cryptos to Buy in High Inflation: Bitcoin, Ethereum, Cardano appeared on BitcoinEthereumNews.com. Crypto News Cardano, Ethereum, and Bitcoin stand out during periods of high inflation. Here’s why these cryptocurrencies are still excellent options. Despite being above central banks’ targets well into 2025, inflation has turned out to be more persistent than many economists had anticipated. Uncertainty in bond markets, slower wage growth, and rising costs for necessities have made investors reevaluate how they safeguard their purchasing power. Although digital assets are becoming more widely acknowledged as the new frontier, traditional inflation hedges like gold and real estate still have a place. The top three cryptocurrencies that are thought to be resilient in situations of high inflation are Bitcoin, Ethereum, and Cardano. Each has unique advantages: Cardano is a progressive governance network, Ethereum is the foundation of decentralised finance, and Bitcoin is digital gold. However, new opportunities like MAGACOIN FINANCE, a project attracting attention for its structural legitimacy and cultural energy, are also being discussed more broadly among investors. Bitcoin: The Digital Hedge Bitcoin has matured into a recognized macro asset. Its fixed supply of 21 million coins creates a hard cap that directly counters inflationary monetary policies. In 2025, inflows into U.S.-listed Bitcoin ETFs surpassed $20 billion, confirming institutional belief in its role as digital gold. Analysts stress that while Bitcoin may not deliver the explosive multiples of its early years, its reliability in preserving wealth makes it the first choice for inflation-weary investors. Retail adoption also remains strong, with Lightning Network activity showing increased transaction use beyond speculation. For long-term portfolios, Bitcoin is the anchor. Ethereum: Decentralized Infrastructure for the Future Ethereum plays a different role in inflationary environments. Rather than simply hedging, it thrives as demand for decentralized applications grows. Billions in total value are locked across DeFi protocols, while the Ethereum ETF approvals of 2025 attracted pension funds and…

Author: BitcoinEthereumNews

2025/09/08

Best Cryptos to Buy in a High-Inflation Market – Bitcoin, Ethereum and Cardano

Best Cryptos to Buy in a High-Inflation Market – Bitcoin, Ethereum and Cardano

Despite being above central banks’ targets well into 2025, inflation has turned out to be more persistent than many economists […] The post Best Cryptos to Buy in a High-Inflation Market – Bitcoin, Ethereum and Cardano appeared first on Coindoo.

Author: Coindoo

2025/09/08

Mutuum Finance (MUTM) vs. Compound: Could This New Lending Protocol Define the Next Era of DeFi?

Mutuum Finance (MUTM) vs. Compound: Could This New Lending Protocol Define the Next Era of DeFi?

The post Mutuum Finance (MUTM) vs. Compound: Could This New Lending Protocol Define the Next Era of DeFi? appeared on BitcoinEthereumNews.com. Decentralized finance (DeFi) has gone through multiple waves of innovation, with each wave defining efforts to create new rules governing the movement of funds on a chain. Compound (COMP) was one of the original protocols of DeFi lending during its infancy and established open markets where users could deposit, borrow, and earn interest without relying on banks or intermediaries. However, by 2025, Compound continues to be a big player, but its growth opportunities appear limited. This has made possible new projects such as Mutuum Finance (MUTM), a token that is both low-cost and innovative and which is already being touted as potentially becoming the successor of the original giants of DeFi. Compound (COMP) When Compound was created in 2018, it was one of the first protocols to show that decentralized lending was possible. It was a creative concept then that enabled one to borrow against their cryptocurrency holdings, earn interest and place the cryptocurrency assets in the liquidity pools. Following its introduction as a token of governance in 2020, COMP was a catalyst for the broader DeFi boom and became linked to yield farming. When it soared up to more than $850 in May 2021, COMP gave early adopters life-altering returns. The token has a market worth in the billions, and it is currently trading close to $43. Though it remains among the most popular DeFi tokens, its ability to go many times has faded since the breakout years. As a matter of fact, Compound has grown to be a popular protocol. Its market value has little to no room to go up 20x or 30x, it has a well-established user base and its mechanics have been replicated. It is likely that the explosive growth days of COMP are already behind them, thus the emphasis is being laid on earlier-stage…

Author: BitcoinEthereumNews

2025/09/08

Best Crypto to Invest in Right Now? Why Mutuum Finance (MUTM) Is Tipped to Outperform ADA and AVAX

Best Crypto to Invest in Right Now? Why Mutuum Finance (MUTM) Is Tipped to Outperform ADA and AVAX

The post Best Crypto to Invest in Right Now? Why Mutuum Finance (MUTM) Is Tipped to Outperform ADA and AVAX appeared first on Coinpedia Fintech News Cardano (ADA) and Avalanche (AVAX) are two of the most recognized names in the cryptocurrency space, both having established themselves as leading platforms for smart contracts and decentralized applications. Their achievements are undeniable, but as large-cap assets, their explosive growth phases are behind them. While they may continue to deliver steady returns, many investors are …

Author: CoinPedia

2025/09/07

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4737Articles
Cryptopolitan
Cryptopolitan
1059Articles
PANews
PANews
941Articles
Coinstats
Coinstats
903Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Pi Network Shows Relative Strength as Crypto Market Cycle Comes to an End

Pi Network Shows Relative Strength as Crypto Market Cycle Comes to an End

2026/02/06 12:32
Solana Liquidity Boost: Multiliquid & Metalayer Launch Instant RWA Redemption Backstop

Solana Liquidity Boost: Multiliquid & Metalayer Launch Instant RWA Redemption Backstop

2026/02/06 12:30
[Ask the Tax Whiz] What you need to know about BIR’s new Single-Instance Audit Framework

[Ask the Tax Whiz] What you need to know about BIR’s new Single-Instance Audit Framework

2026/02/06 12:00
Pump.fun's acquisition transaction execution terminal, Vyper.

Pump.fun's acquisition transaction execution terminal, Vyper.

2026/02/06 11:52
Top 7 Best Meme Coins to Invest in Now: Ponke, Baby Doge Coin, and This Troller Smashing $100k in 10 days

Top 7 Best Meme Coins to Invest in Now: Ponke, Baby Doge Coin, and This Troller Smashing $100k in 10 days

2026/02/06 09:50