Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14423 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple Pledges $25 Million to Support US Veterans and Small Business Programs

Ripple Pledges $25 Million to Support US Veterans and Small Business Programs

TLDR Ripple commits $25M in RLUSD to U.S. veterans and small businesses via Accion and Hire Heroes USA. Accion aims to generate $125M in lending impact through Ripple’s donation for small businesses. Hire Heroes USA to support 14,000 job placements with Ripple’s $25M donation for veterans. Ripple’s donation showcases stablecoin’s potential for faster, transparent philanthropy. [...] The post Ripple Pledges $25 Million to Support US Veterans and Small Business Programs appeared first on CoinCentral.

Author: Coincentral
Best Cryptocurrencies to Buy for The Long Term Growth

Best Cryptocurrencies to Buy for The Long Term Growth

Crypto markets are known for their volatility, but long-term investors take a different view. Rather than chasing short-term swings, they […] The post Best Cryptocurrencies to Buy for The Long Term Growth appeared first on Coindoo.

Author: Coindoo
Cardano Price Prediction: ADA Eyes $3, But Investors Are Turning to This Viral DeFi Token for a 40x Jump

Cardano Price Prediction: ADA Eyes $3, But Investors Are Turning to This Viral DeFi Token for a 40x Jump

The post Cardano Price Prediction: ADA Eyes $3, But Investors Are Turning to This Viral DeFi Token for a 40x Jump appeared on BitcoinEthereumNews.com. Cardano (ADA) continues to trend as analysts debate whether the token will ever reach the envied maw of the $3 price again, but the true buzz in the crypto market is going to a different direction. A newcomer in DeFi, Mutuum Finance (MUTM), is already capturing headlines with its ambitious prospects of a 40x increase, due to its novel lending protocol and a rapidly growing community presence.  Mutuum Finance has already closed 5 rounds of presales with the sixth one live at a price of $0.035. Investors who purchase tokens will enjoy a huge ROI once the coin has been introduced into the open markets. Presale already has 16300 holders and has already raised over $15.8 million. As ADA steadily rises, investors are beginning to focus on Mutuum Finance as the next disruptive coin in decentralized finance. Cardano Price Prediction to $3 ADA is currently at the value of $0.94 and is trading well on a measured scale as analysts consider whether it can pick steam in the next market cycle to the $3 mark or not. ADA still relies on ecosystem expansion, additional integration of smart contracts, and its integration in a larger blockchain ecosystem, to determine its future. Even though ADA is still among the top cryptos in the market, a rising number of investors is also talking about upcoming projects such as Mutuum Finance. CertiK and Mutuum Finance launch $50,000 Bug bounty Mutuum Finance (MUTM) has implemented a Bug Bounty Program of $50,000 dollars to attract developers, security experts and ethical hackers to work on finding bugs in the project. Upon finding and reporting about the vulnerabilities that may affect the security of the protocol that they are, they are rewarded.  The payout will depend on the complexity of the problem, non-critical bugs to serious threats. This…

Author: BitcoinEthereumNews
Best Crypto To Buy Now, In 2025: Is Dogecoin Loosing Steam While Pepeto Rises

Best Crypto To Buy Now, In 2025: Is Dogecoin Loosing Steam While Pepeto Rises

Buyers searching “best crypto to buy now” want shipped products, audits, and clear tokenomics. That sets up the real comparison: […] The post Best Crypto To Buy Now, In 2025: Is Dogecoin Loosing Steam While Pepeto Rises appeared first on Coindoo.

Author: Coindoo
Starknet Introduces BTC Staking to Boost DeFi Adoption

Starknet Introduces BTC Staking to Boost DeFi Adoption

The post Starknet Introduces BTC Staking to Boost DeFi Adoption appeared on BitcoinEthereumNews.com. Starknet launches BTC staking with 0.25 staking power and support for multiple wrapped BTC tokens. The unstaking period is cut from 21 to 7 days, giving users faster access to funds. The upgrade passed with 93.6% community support, highlighting strong trust and adoption potential. Introducing Bitcoin (BTC) staking represents a major joining of Bitcoin’s security with DeFi innovations on Starknet, Ethereum’s Layer-2 scaling solution. Stakeholders will be able to stake and earn network rewards for their BTC in the mainnet that generally launches on September 30. Bitcoin’s staking power is set at one-quarter in this new setting, which means that Bitcoin contributes 25% of the consensus weight of the network, with the native token of Starknet, STRK, supplying the other 75%. It is a hybrid model to further decentralization and security, and gives a clear voice to BTC in network governance. Starknet has also expanded accessibility by supporting several wrapped Bitcoin tokens, including WBTC, LBTC, tBTC, and SolvBTC, allowing a wide range of BTC holders to participate. A key improvement is the reduction of the unstaking period from 21 days to just 7 days, giving investors faster access to their funds while maintaining network safety. Why This Matters The DeFi world got much bigger with Bitcoin staking getting launched on Starknet, as it brings together two major ecosystems in crypto. For the first time ever, BTC owners can stake on Starknet without having to give up their assets, blending Bitcoin’s trustworthiness with Ethereum’s Layer-2 flexibility. This development could appeal to both retail and institutional investors, who are seeking new ways to generate yield from their Bitcoin holdings. Faster withdrawal times, greater security, and low-risk participation make the offering particularly attractive. The upgrade was approved through the SNIP-31 governance proposal, with an overwhelming 93.6% community support. The high approval rate reflects…

Author: BitcoinEthereumNews
Ripple Pledges $25M in Stablecoin to Support US Businesses and Veterans

Ripple Pledges $25M in Stablecoin to Support US Businesses and Veterans

Key Takeaways: Ripple donated $25 million worth of RLUSD to support small-business lending and veteran employment programs in the U.S. Accion Opportunity Fund and Hire Heroes USA will deploy the funds toward capital access, training, and career transition support. The donation follows Ripple’s earlier $25 million RLUSD pledge to education-focused nonprofits, forming part of a broader engagement strategy. Ripple has committed $25 million worth of Ripple USD (RLUSD) stablecoin to nonprofit organizations Accion Opportunity Fund and Hire Heroes USA. According to a press release published on September 15, the funds will be used to expand small-business access to capital and provide job training for veterans and military families. Ripple Donates Another $25 Million This is Ripple’s second $25 million pledge in 2025, following an earlier donation to education-focused nonprofits. The company said both commitments are part of a broader effort to deliver digital financial tools through RLUSD in partnership with U.S.-based organizations. “Small businesses and veterans are two of the most powerful engines of American progress, yet both face barriers that limit their full economic impact,” said Ripple CEO Brad Garlinghouse. “We’re delivering funding, training, and the resources required to help these communities grow, compete, and lead in the next chapter of our digital economy,” said Garlinghouse. Accion Opportunity Fund said the donation will help generate $125 million in lending impact through new programs, including the Ripple Digital Leap Forward accelerator, which will offer training and $500,000 in initial support for business owners. Hire Heroes USA expects to use its share to support 14,000 job placements and introduce a fintech-focused employment pathway. Stablecoin for Philanthropy in the U.S. Both nonprofits will receive the RLUSD via The Giving Block’s donation platform with exchange and custody support from Uphold. Ripple said this method allows faster delivery of funds and provides its partners with operational exposure to digital asset tools. “Our partnership with Ripple goes beyond philanthropy,” said Luz Urrutia, CEO of Accion Opportunity Fund. “This investment will also enable AOF to accelerate the development of its digitization and educational programs for small businesses.” The company said the RLUSD distribution would be its primary mechanism for nonprofit engagement throughout the year, including the earlier May donation to DonorsChoose and Teach For America. The use of RLUSD for philanthropy offers a live example of how stablecoins can streamline funding with faster settlement and clear tracking. It may also inform regulatory debates on stablecoin use beyond trading, as lawmakers consider their role in public service and nonprofit delivery. Frequently Asked Questions (FAQs) Why are nonprofits accepting stablecoins instead of traditional currency? Stablecoins can reduce transfer delays, lower transaction costs, and increase traceability, which can improve fund distribution and financial oversight. What challenges might nonprofits face in handling digital assets? Nonprofits must manage private key security, custodial relationships, accounting complexities, and regulatory uncertainties when operating with digital currencies. Is this kind of donation tax-deductible? In the U.S., cryptocurrency donations are treated as property for tax purposes, but valuation, timing, and reporting can be complex for both donor and recipient. Could this lead to wider adoption of crypto tools in the nonprofit sector? If operationally successful, these donations may encourage other organizations to explore digital rails for grants, microfinance, or international development work.

Author: CryptoNews
Russell Wilson Says Play Is A Huge Part Of Family Time

Russell Wilson Says Play Is A Huge Part Of Family Time

The post Russell Wilson Says Play Is A Huge Part Of Family Time appeared on BitcoinEthereumNews.com. Russell Wilson #3 of the New York Giants talks to reporters during training camp at Quest Diagnostics Training Center on July 23, 2025 in East Rutherford, New Jersey. (Photo by Ishika Samant/Getty Images) Getty Images Super Bowl champion Russell Wilson is, without a doubt, a future Pro Football Hall of Famer. Whether you are an O.G. fan of the Seattle Seahawks, where Wilson spent ten seasons, or a diehard of one of Russell’s other teams, you know the guy can play. After two seasons with the Denver Broncos, Wilson spent another Pro Bowl year last year with the Pittsburgh Steelers, before signing on with the New York Giants for 2025. Wilson and his wife, Ciara, have four kids, two of whom are under the age of six. At home, Wilson says he’s all about playtime, prioritizing quality time with his children by blending fun with meaningful lessons. Whether they’re building, playing outside, or playing indoors with cars, Wilson is intentional about teaching values like teamwork, perseverance, creativity, and confidence. “Football has taught me that success doesn’t come without setbacks,” Wilson reflects. “I try to show my kids that mistakes aren’t failures—they’re opportunities to learn and grow. Playtime is the perfect space for that lesson because it’s natural, joyful, and hands-on.” Back to cars— the 36-year-old Wilson said during our Zoom interview in late August that he was a big fan of anything with four wheels when he was a kid. “I have another older brother and younger sister, and I always remember playing Hot Wheels with my brother.” Knowing that Wilson and his kids are fans, Wilson said that Hot Wheels called him and his agent up and proposed a new “Snap to Play” campaign and partnership to be done side-by-side with the new launch of their Speed Snap Track…

Author: BitcoinEthereumNews
SGB Teams With Matrixport to Give Institutions 24/7 Fiat and Crypto Custody Access

SGB Teams With Matrixport to Give Institutions 24/7 Fiat and Crypto Custody Access

TLDR: SGB and Matrixport integrate banking and custody tech to allow instant, regulated fiat and crypto access for institutions. The partnership brings real-time payments through SGB Net and faster fund deployment for global institutional clients. Institutional users can now manage both cash and crypto in one platform with compliance and security controls in place. Cactus [...] The post SGB Teams With Matrixport to Give Institutions 24/7 Fiat and Crypto Custody Access appeared first on Blockonomi.

Author: Blockonomi
Base Now “Exploring” a Network Token – Is a Massive Airdrop Imminent?

Base Now “Exploring” a Network Token – Is a Massive Airdrop Imminent?

Base, the Ethereum Layer-2 network incubated by Coinbase, is shifting its stance on tokenization. At BaseCamp 2025 in Stowe, Vermont, Base creator Jesse Pollak said the project is “beginning to explore” the launch of a network token, marking a reversal from Coinbase’s long-held position that no token was planned. The exploration of a network token comes on the heels of Linea’s token generation event last week, which saw Consensys’ Layer-2 network distribute more than 9.3 billion LINEA tokens to eligible users. The launch sparked speculation that Base could pursue a similar path, though Coinbase has stressed that no decisions have been made. Coinbase Considers Token Path After Linea’s $LINEA Airdrop Pollak emphasized that Base remains in the early stages of exploration, with no specifics yet on design, governance, or timing. “Base is a bridge, not an island,” he said during the livestreamed event, showing the network’s vision of deeper connectivity within the Ethereum ecosystem. While the project cautioned that there are “no definitive plans” for a token, it described the shift as part of a broader philosophical update, seeking to accelerate decentralization and expand opportunities for builders and creators. Launched in 2023, Base was designed as a secure, low-cost, developer-friendly chain. Until now, Coinbase has argued that a token was not necessary to achieve those goals. However, with the network’s recent milestones, such as sub-second, sub-cent transactions and a growing developer ecosystem, leaders say they are rethinking their approach as Base positions itself to play a central role in a global on-chain economy. Alongside the token discussion, Base announced new initiatives at BaseCamp. One update was the debut of an open-source bridge between Base and Solana, intended to allow seamless interoperability between ERC-20 and SPL tokens. The bridge, now live on testnet, will allow users to move assets across chains, deposit and use SOL in Base applications, and expand liquidity for both ecosystems. It is expected to launch on the mainnet in the coming weeks. Base also unveiled updates to its builder programs and products. The second round of Base Batches, set to begin on September 29, will provide funding, mentorship, and global distribution to developers, culminating in a demo day at Devconnect in Argentina. Meanwhile, the Base app, an “everything app” combining social networking, payments, trading, and app discovery, has drawn over 1 million people to its waitlist since its invite-only beta in July. According to the project, more than $500,000 in creator earnings have already been paid out through the platform. Base Hits $5B TVL, Weighs Token Plans Amid Network Milestone The tokenization announcements come as Base reaches a new milestone in adoption. According to DeFiLlama, the network’s total value locked (TVL) recently hit an all-time high of $5.06 billion before falling to $4.99 billion earlier in the day, making it the sixth-largest blockchain by TVL. Lending protocols Morpho and Aave account for more than 60% of that figure, while stablecoins on the network hold a combined market capitalization of $4.3 billion. Base also recorded over 971,000 active addresses in 24 hours, with $21.1 billion in bridged assets. However, Coinbase’s Base network faced its first major disruption on August 5, when block production halted for over 30 minutes. The outage temporarily affected deposits, withdrawals, and Flashblocks functionality. Base later confirmed the cause was a failed sequencer handover within its high-availability cluster. As on-chain activity spiked, the active sequencer fell behind, prompting an automated system called Conductor to shift control to a backup. The handoff failed because the new sequencer was still being provisioned, leaving the network unable to produce blocks until the team manually intervened. The incident comes as Base experiences record adoption. The network recently overtook Solana in daily token launches, with more than 54,000 new tokens created on July 27. Since the relaunch of its app, which integrates platforms like Zora and Farcaster, Base has seen 1.6 million tokens deployed and nearly 3 million traders generating around $470 million in volume. However, in recent months, Base has continued to expand its infrastructure. At ETHDenver in February, it unveiled Flashblocks to reduce block times to 200 milliseconds, Base Appchains for high-traffic dApps, and Smart Wallet Sub Accounts to simplify user onboarding. The network also acquired the development team behind privacy-focused project Iron Fish to enhance its zero-knowledge capabilities

Author: CryptoNews
Helius Medical Technologies (HSDT) Stock: Soars 150% on $500M SOL Treasury Pivot

Helius Medical Technologies (HSDT) Stock: Soars 150% on $500M SOL Treasury Pivot

TLDR Helius stock jumps 150% on $500M SOL treasury pivot backed by Pantera. Helius unveils bold Solana Treasury play, ignites 150%+ stock surge. From biotech to blockchain: Helius makes $500M Solana-powered leap. Pantera fuels Helius’s SOL pivot; $750M in warrants boost momentum. Helius eyes largest SOL treasury; stock spikes on crypto-native shift. Helius Medical Technologies(HSDT) [...] The post Helius Medical Technologies (HSDT) Stock: Soars 150% on $500M SOL Treasury Pivot appeared first on CoinCentral.

Author: Coincentral