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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14516 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
DeFi TVL Surpasses to $544B as Tether and Circle Lead the Rally

DeFi TVL Surpasses to $544B as Tether and Circle Lead the Rally

Decentralized Finance (DeFi) TVL hits $544B with Tether and Circle leading the rally, while Aave holds steady and Lido, EigenLayer are facing sharp declines.

Author: Blockchainreporter

2025/09/22

SEC Task Force Examines DeFi Lending Rules in Meeting With Crypto Firm

SEC Task Force Examines DeFi Lending Rules in Meeting With Crypto Firm

The post SEC Task Force Examines DeFi Lending Rules in Meeting With Crypto Firm appeared on BitcoinEthereumNews.com. DeFi lending landed back on the SEC’s agenda as regulators met with industry players to examine token classification, smart contracts, and paths toward compliant crypto loans. SEC Crypto Task Force Discusses DeFi Lending Regulation The U.S. Securities and Exchange Commission (SEC) Crypto Task Force continues to meet with industry participants, as reflected in a memorandum […] Source: https://news.bitcoin.com/sec-task-force-examines-defi-lending-rules-in-meeting-with-crypto-firm/

Author: BitcoinEthereumNews

2025/09/22

Shiba Inu Price Prediction: Is SHIB About to See Its Biggest Rally Since 2021, or Is This $0.035 Crypto a Better Bet for 2025?

Shiba Inu Price Prediction: Is SHIB About to See Its Biggest Rally Since 2021, or Is This $0.035 Crypto a Better Bet for 2025?

The post Shiba Inu Price Prediction: Is SHIB About to See Its Biggest Rally Since 2021, or Is This $0.035 Crypto a Better Bet for 2025? appeared on BitcoinEthereumNews.com. Shiba Inu (SHIB) is showing strong performance signals once more as traders debate whether the token can get ready for its biggest rally since 2021. With token burns and community power on the table, SHIB has the potential to make the headlines of the 2025 bull run. But whereas SHIB relies disproportionately on hype cycles, a different project, Mutuum Finance (MUTM), is quietly garnering investors’ attention with a utility-based model. Still available in presale for just $0.035, MUTM’s lending-and-borrowing protocol makes it a DeFi player with much more long-term potential than meme-based tokens. For some, the real question isn’t whether SHIB pumps, but whether MUTM is the wiser wager for huge returns in 2025. Shiba Inu Price Prediction Shiba Inu (SHIB) is currently trading at $0.00001316 as of today, with recent price action having it hit resistance at $0.00001400 levels, and strong support coming in at $0.00001290-$0.00001310. Social media sentiment and token burns in the recent few days have stoked whispers that SHIB is about to make a major move, perhaps replaying past swings in its history.  Yet, the high volatility that comes with meme-based tokens means the gains can arrive suddenly and withdraw just as rapidly if volume dries up or if sentiment in wider markets turns risk-negative. In contrast to SHIB’s speculative dynamics, investors regard new Mutuum Finance, as having better prospects for lasting growth in 2025. Mutuum Finance (MUTM) Rise Mutuum Finance is now at stage six of its presale standing at $0.035 following its 16.17% increase from the previous stage. The market is witnessing record-breaking demand for the project where more than 16,450 investors have subscribed and crossed $16.05 million raised. Mutuum Finance (MUTM) has also introduced a $50,000 USDT Bug Bounty Program for the platform’s security. The bugs have been categorized on four levels namely,…

Author: BitcoinEthereumNews

2025/09/22

Crypto Market Prepares for Volatility Ahead of Jerome Powell’s Tuesday Speech

Crypto Market Prepares for Volatility Ahead of Jerome Powell’s Tuesday Speech

The post Crypto Market Prepares for Volatility Ahead of Jerome Powell’s Tuesday Speech appeared on BitcoinEthereumNews.com. Jerome Powell will address the nation on the economic outlook next Tuesday. Powell’s upcoming speech follows last week’s interest rate cut. Investors expect Powell’s address to trigger volatility in the cryptocurrency market. The US Federal Reserve chairman, Jerome Powell, will address the nation on the economic outlook this coming Tuesday, September 23, 2025. US citizens and economic observers worldwide are showing interest in the upcoming speech, which most people expect to trigger volatility across global markets, including the cryptocurrency market.  Investors expect hints toward future market directions Powell’s upcoming speech, which is scheduled to be held at the Greater Providence Chamber of Commerce 2025 Economic Outlook Luncheon, Warwick, R.I., will follow last week’s interest rate cut. Most financial analysts expect Powell to shed more light on the potential impact of the latest policy as they focus on possible hints on the short-term to mid-term direction of the US economy.  Related: September Fed Rate Cut Is Now a “Go,” Say Barclays and BNP After Powell Speech Last week’s interest rate cut, the first after a long period for the US, gave investors a lot to chew on, despite prior expectations. Lowering the overnight benchmark lending rate by a quarter percentage point triggered internal policy adjustments for businesses and investors. However, the development appeared more critical following hints that the Fed could implement up to two more rate cuts before the end of the year. Powell’s speech could provide more economic clarity Expectedly, the latest interest rate decision by the Fed plunged the global financial ecosystem into complex analysis, with experts attempting to preempt what could happen in the long term. For instance, newly appointed Fed governor Stephen Miran thinks the interest rate cuts could extend into next year, with one more rate cut happening in 2026. Meanwhile, some other members of the…

Author: BitcoinEthereumNews

2025/09/22

Ethereum Founder Vitalik Buterin: “These Could Become the Foundation of ETH”

Ethereum Founder Vitalik Buterin: “These Could Become the Foundation of ETH”

The post Ethereum Founder Vitalik Buterin: “These Could Become the Foundation of ETH” appeared on BitcoinEthereumNews.com. Ethereum (ETH) co-founder Vitalik Buterin said that “low-risk DeFi” applications could become a cornerstone of the Ethereum ecosystem. He said this could play a similar role to Google’s search engine, which is its primary source of revenue. Buterin noted that DeFi protocols have become more secure in recent years, establishing a stable core, and that low-risk DeFi (payments, savings, synthetic assets, collateralized lending), in particular, can sustainably support Ethereum. According to Buterin, this space could evolve into innovative solutions like reputation-based lending, prediction markets, and “flatcoins” that could increase global financial inclusion. Buterin said one of the biggest tensions within the Ethereum community is the gap between applications that “economically sustain the ecosystem” and those that “serve the philosophical and cultural goals of ETH.” He explained that NFTs, memecoins, and highly speculative DeFi platforms provide short-term revenue, but in the long term, Ethereum needs sustainable core applications for a $500 billion economy. “It is possible to have low-risk DeFi for Ethereum like Google has search,” Buterin said, adding that applications in this area both contribute economically and are compatible with ETH’s vision of “global, transparent, and permissionless financial access.” Buterin also highlighted the increasing risks in the traditional financial system and argued that a maturing DeFi ecosystem could become as stable as, or even more stable than, traditional finance in the long run, thanks to transparency and automation. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/ethereum-founder-vitalik-buterin-these-could-become-the-foundation-of-eth/

Author: BitcoinEthereumNews

2025/09/22

Here Is What Vitalik Buterin Thinks Will Secure Ethereum’s Future

Here Is What Vitalik Buterin Thinks Will Secure Ethereum’s Future

The post Here Is What Vitalik Buterin Thinks Will Secure Ethereum’s Future appeared on BitcoinEthereumNews.com. Ethereum 21 September 2025 | 22:03 Ethereum’s economic future may depend less on hype-driven tokens and more on the quiet strength of low-risk decentralized finance, according to co-founder Vitalik Buterin. Rather than treating NFTs, memecoins, or speculative trading as the lifeblood of the ecosystem, Buterin envisions a model where lending markets and stablecoin protocols provide the steady income needed to support the network. In his view, Ethereum could emulate the way Google relies on search advertising to fund everything else — with one crucial difference: decentralization allows Ethereum to avoid the ethical trade-offs of Big Tech. Buterin argued that Ethereum has long struggled with a contradiction. The projects that embody the network’s culture and ideals rarely produce meaningful revenue, while those that generate fees often carry the stigma of speculation. Low-risk DeFi, he said, offers a path to bridge that divide — reliable enough to serve as Ethereum’s financial backbone while leaving room for experimental, socially valuable applications to thrive without pressure to monetize aggressively. He pointed to stablecoin lending platforms like Aave, where returns on assets such as USDT and USDC hover around 5%, as examples of how “boring but dependable” protocols can deliver sustainable results. By anchoring itself in this kind of infrastructure, Ethereum could achieve financial resilience without compromising on principle. The remarks come as Ethereum DeFi regains momentum. Total value locked recently broke past $100 billion for the first time since early 2022, helped along by regulatory clarity in the United States. A recent survey suggested that nearly half of Americans would consider using DeFi if stronger legal protections were in place, reflecting a potential wave of adoption on the horizon. Buterin also floated additional ideas that go beyond dollar-pegged stablecoins. He expressed interest in “flatcoins,” which would track consumer price indices, and assets tied to…

Author: BitcoinEthereumNews

2025/09/22

Ethereum’s next era? Low-risk DeFi is like Google: Buterin

Ethereum’s next era? Low-risk DeFi is like Google: Buterin

The post Ethereum’s next era? Low-risk DeFi is like Google: Buterin appeared on BitcoinEthereumNews.com. Ethereum co-founder Vitalik Buterin sees low-risk DeFi as the platform’s core economic driver, likening its role to search advertising for Google. Summary Vitalik Buterin says low-risk DeFi could become Ethereum’s key economic backbone. He compares it to how Google’s ad revenue sustains its growth and global dominance. Buterin stresses secure apps like lending, savings, and payments as ETH’s foundation. DeFi maturation creates sustainable Ethereum revenue model In a recent blog post, Buterin argued that basic financial services like payments, savings, and collateralized lending can bridge the gap between profitable applications and Ethereum’s (ETH) founding values. Buterin noted that DeFi protocols have matured substantially, with a stable core of applications proving remarkably strong over time. He stated that low-risk DeFi provides irreplaceable value and also remains culturally aligned with Ethereum’s decentralized goals. The shift toward low-risk DeFi shows the overall changes in protocol security and risk management. Buterin pointed to data showing DeFi losses increasingly concentrated at experimental edges of the ecosystem. He also added that core applications show growing stability and user trust. Unlike earlier DeFi waves driven by unsustainable yield farming incentives, current low-risk applications focus on fundamental financial needs. These include stablecoin deposits earning competitive rates on platforms like Aave, synthetic asset exposure, and fully collateralized lending markets that serve real economic demand. Buterin argued that crypto’s advantage lies not in creating artificially high yields, but in making existing global economic opportunities accessible without traditional finance barriers. Buterin describes several potential paths for low-risk DeFi Buterin described several potential paths for low-risk DeFi that could expand its impact and economic value. These include reputation-based undercollateralized lending once mature onchain activity creates reliable identity and credit scoring mechanisms. Prediction markets could integrate with traditional DeFi for hedging strategies that allow users to offset portfolio risks through betting against correlated…

Author: BitcoinEthereumNews

2025/09/22

Ethereum’s next chapter? Buterin likens low-risk DeFi to Google search

Ethereum’s next chapter? Buterin likens low-risk DeFi to Google search

Ethereum co-founder Vitalik Buterin sees low-risk DeFi as the platform’s core economic driver, likening its role to search advertising for Google. DeFi maturation creates sustainable Ethereum revenue model In a recent blog post, Buterin argued that basic financial services like…

Author: Crypto.news

2025/09/22

Memecoins can’t be Ethereum’s flagship for revenue says co-founder Vitalik Buterin. ‘Low-risk DeFi’ could

Memecoins can’t be Ethereum’s flagship for revenue says co-founder Vitalik Buterin. ‘Low-risk DeFi’ could

Ethereum has long wrestled with the “non-ouroboros” problem: how to generate real revenue beyond speculative loops of buying, selling, and leveraging tokens on its chain.For years, memecoins, non-fungible tokens, and incentive-driven decentralised finance apps have propped up activity but failed to provide a sustainable foundation for Ethereum’s nearly $100 billion DeFi economy according to DefiLlama data.Now, as Wall Street is increasingly betting on Ethereum as the backbone of the stablecoin boom, co-founder Vitalik Buterin argues that “low-risk DeFi,” which includes things like payments, savings, and collateralised lending, could finally give the network its flagship revenue engine.“Non-financial and more experimental applications, are crucially important for Ethereum’s role in the world and for its culture,” Buterin wrote in a blog post published Sunday. “But they do not need to be looked to as revenue generators.”That’s a major shift from Ethereum’s earlier years, when DeFi was synonymous with double-digit yields on risky liquidity farms and frenzies over cartoon NFTs. Buterin admits he was “more suspicious of DeFi” then, describing its main appeal as “making money from trading highly speculative tokens.”Today, he says, the centre of gravity has moved toward simpler financial products. The raw numbers and other analysts agree.The supply of stablecoins on Ethereum has ballooned 700% since the start of 2021 to more than $160 billion, while real-world assets like tokenised US Treasuries have grown from almost nothing into a $9 billion market.“Stablecoins are the ‘ChatGPT’ of crypto,” Tom Lee, chair of Ethereum treasury firm BitMine, told DL News in August. “And Ethereum is the backbone. It’s legally recognised, and has zero downtime.”Crypto market moversBitcoin is down 0.4% in the past 24 hours and is trading at $115,440.Ethereum is down 0.3% in the same period to $4,472.What we’re readingSaylor says Strategy stock under attack from bot army bankrolled by short sellers — DL NewsPayPal’s PYUSD Integrates LayerZero to Expand Across Blockchains — UnchainedWhat you missed this week — Milk RoadQuestions linger over Hyperliquid stablecoin contest as critics allege unfair advantage — DL NewsKyle Baird is DL News’ Weekend Editor. Got a tip? Email at kbaird@dlnews.com.

Author: Coinstats

2025/09/22

Legacy Meme Coin vs Meme-to-Earn Innovation – Who’s Winning the 2025 War?

Legacy Meme Coin vs Meme-to-Earn Innovation – Who’s Winning the 2025 War?

Dogecoin’s Enduring Popularity Faces New Competition Dogecoin (DOGE) has defined meme coins for years, evolving from a fun internet joke into a household name with a loyal fanbase and ongoing celebrity endorsements. Trading steadily around $0.10 in 2025, Dogecoin maintains a substantial market cap and active community engagement. Its ease of use for microtransactions and […] The post Legacy Meme Coin vs Meme-to-Earn Innovation – Who’s Winning the 2025 War? appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/09/21

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