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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14529 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple Launches Native Lending Protocol for XRP Ledger

Ripple Launches Native Lending Protocol for XRP Ledger

TLDR Ripple launches native lending protocol for XRP Ledger in Version 3.0.0 later this year XRPL surpasses $1 billion monthly stablecoin volume and ranks in top 10 for real-world assets New protocol offers pooled lending and underwritten credit directly on the ledger Zero-knowledge proofs planned for Q1 2026 to provide privacy while maintaining compliance Multi-Purpose [...] The post Ripple Launches Native Lending Protocol for XRP Ledger appeared first on CoinCentral.

Author: Coincentral

2025/09/23

3 Meme Coins Investors Looking for 25x ROI Prefer Over Dogecoin and Shiba Inu in 2025

3 Meme Coins Investors Looking for 25x ROI Prefer Over Dogecoin and Shiba Inu in 2025

People will never forget Dogecoin (DOGE) and Shiba Inu (SHIB) as the first meme coins to invest in. DOGE showed the world that internet culture could impact markets, while SHIB’s massive surge in 2021 created numerous new crypto billionaires. But in 2025, the same investors who once chased DOGE and SHIB are setting their sights [...]]]>

Author: Crypto News Flash

2025/09/23

Blockchain Meets Regulators Half Way To Satisfy Both Compliance & Privacy

Blockchain Meets Regulators Half Way To Satisfy Both Compliance & Privacy

Blockchain’s immutable ledger is a core element of crypto, enabling transactions to be verified by network participants so that everything works without any intermediaries. But this transparency means sensitive transactions and financial information can be viewed by anyone. This doesn’t just concern individuals, but also financial institutions, who need to keep their dealings confidential. Governments, [...]]]>

Author: Crypto News Flash

2025/09/23

Top 3 Cryptos Under $0.50 for Fast Gains in 2025

Top 3 Cryptos Under $0.50 for Fast Gains in 2025

The post Top 3 Cryptos Under $0.50 for Fast Gains in 2025 appeared on BitcoinEthereumNews.com. With altcoin mania gathering pace in 2025, low-cost tokens under $0.50 are back in style among investors. Dogecoin (DOGE) is still a favorite among community members, and Shiba Inu (SHIB) continues to get swept by retail tidal waves. But the token that is receiving maximum buzz is Mutuum Finance (MUTM), currently available in presale at $0.035. Unlike the meme-coin giants, Mutuum Finance (MUTM) is building a lending-and-borrowing DeFi protocol geared around actual adoption, so it is the kind of growth play that might offer much faster profits if momentum picks up in the next bull cycle. Dogecoin Fails Against Resistance Following Recent Increase Dogecoin (DOGE) is trading at approximately $0.2685, with its price action finding resistance at approximately $0.30 and support around $0.22-$0.25.  Its current performance is a repetition of the trend common with memecoins, sudden rallies followed by consolidation. Traders seem cautious, waiting for clear volume and catalyst confirmation before propelling DOGE higher. Unlike DOGE’s trend of fast moves and reversals, Mutuum Finance is being eyed by market analysts as holding more potential for long-term upside under favorable market conditions. Shiba Inu Sees Mixed Signals Amid Retail Interest Shiba Inu (SHIB) is priced at $0.00001303, and recent price action shows limited room to the upside and resistance at $0.00001320, while support is at $0.00001280. Volume has seen moderate gains but has yet to decisively break through resistance, suggesting potential consolidation. Although SHIB’s popularity from its fan base keeps it in the news, its heavy reliance on hype cycles continues to leave it open to volatility. Comparatively, other investors perceive new Mutuum Finance to have greater upside potential in the event of positive adoption and utility trends. Mutuum Finance Growth in Presale Mutuum Finance has gone on a record-breaking presale streak with more than 16,500 investors purchasing coins to raise…

Author: BitcoinEthereumNews

2025/09/23

Buterin explains why Base is a secure and censorship-resistant L2

Buterin explains why Base is a secure and censorship-resistant L2

Vitalik Buterin reiterated his concerns with L2 decentralization. He explained Base is a decentralized L2 chain, with no risks of censorship on transactions.

Author: Cryptopolitan

2025/09/23

Bitcoin Holds ~$112,900 as Ethereum, Solana, and Altcoins Drop More Than 6%

Bitcoin Holds ~$112,900 as Ethereum, Solana, and Altcoins Drop More Than 6%

Bitcoin remains steady around $112,900 while Ethereum, Solana, and other altcoins experience a sharp decline of over 6%, signaling increased market volatility and shifting investor sentiment.

Author: Cryptodaily

2025/09/23

Ripple bets big on stablecoins and RWAs as XRPL tops $1B

Ripple bets big on stablecoins and RWAs as XRPL tops $1B

The post Ripple bets big on stablecoins and RWAs as XRPL tops $1B appeared on BitcoinEthereumNews.com. Ripple, the firm that offers its users a blockchain-based digital payment network, has shifted its focus towards stablecoins and tokenized real-world assets (RWAs)  as a strategy for the XRP Ledger’s Institutional DeFi Plan. Notably, recent reports have revealed that the XRP Ledger (XRPL) has exceeded $1 billion in stablecoin transactions within one month. Additionally, it secured a position in the top ten chains for RWA activity, increasing its importance in institutional adoption. Ripple stated that tokenized assets and stablecoins are no longer viewed as just experiments. According to its roadmap, they are becoming crucial tools for fintech firms, asset managers, and banks.   In the meantime, the company has made public its intention to establish XRPL as the foundation for issuing, trading, and managing these assets on a large scale. Ripple implements several developments in its operation  The native lending protocol is a significant feature that will be launched soon with XRPL version 3.0.0, marking a significant milestone in the crypto ecosystem, directly enabling pooled lending and underwritten credit on the ledger. This protocol was developed to offer affordable loans while strictly adhering to the regulations. Under it, institutions will acquire funding more easily while following KYC and AML requirements. Concerning Ripple’s recent milestone, the firm had showcased payments for stablecoin transfers, demonstrating real developments in settlement technology. Apart from the native lending protocol, compliance tools are another crucial aspect. Ripple has reportedly introduced credentials that relate to decentralized identifiers, globally unique identifiers that enable an entity to be identified in a verifiable manner. This, therefore, grants Ripple’s trusted issuers the ability to verify their accreditation level or KYC status. The Deep Freeze tool, on the other hand, will enable issuers on the XRP Ledger to avoid carrying out operations on flagged accounts. Other features, such as Permissioned DEXs and Token…

Author: BitcoinEthereumNews

2025/09/23

Vietnam Embraces Cryptocurrency with Launch of Regulated Market

Vietnam Embraces Cryptocurrency with Launch of Regulated Market

Vietnam has launched a pilot program to regulate its burgeoning crypto market. The five-year initiative aims to bring the country's estimated US$100 billion crypto trading industry under official oversight, a significant shift from its previously prohibitive.

Author: Blockhead

2025/09/23

Ripple focuses on tokenization and stablecoins in the XRP ledger’s institutional DeFi plan

Ripple focuses on tokenization and stablecoins in the XRP ledger’s institutional DeFi plan

Ripple focuses on tokenization and stablecoins in the XRP ledger’s institutional DeFi plan.

Author: Cryptopolitan

2025/09/23

Cryptocurrency in Finance: Unlocking Its Inevitable Place in Traditional Banking

Cryptocurrency in Finance: Unlocking Its Inevitable Place in Traditional Banking

BitcoinWorld Cryptocurrency in Finance: Unlocking Its Inevitable Place in Traditional Banking The financial world is undergoing a seismic shift, and at its epicenter is the evolving role of cryptocurrency in finance. Institutions are no longer just observing; they are actively strategizing. Hyundai Card, a leading South Korean financial services provider, offers a fascinating glimpse into this transformation, signaling an inevitable future where digital assets seamlessly integrate with traditional financial systems. The Shifting Landscape: Why Cryptocurrency in Finance is Gaining Traction Hyundai Card is proactively adapting to the rapid evolution of digital assets. Their internal innovation strategy, built around a robust private cloud infrastructure, is a direct response to the growing influence of stablecoins and the accelerated adoption of artificial intelligence. This strategic pivot highlights a crucial understanding: the future of finance is inherently digital. Vice Chairman Chung Tae-young, a prominent figure at Hyundai Card, unequivocally states that cryptocurrency in finance, including stablecoins, will eventually secure a definitive place within the traditional financial sector. This isn’t just speculation; it’s a vision rooted in anticipating market shifts. Stablecoins are digital currencies pegged to stable assets like fiat money (e.g., USD) or commodities. They aim to minimize price volatility, making them attractive for transactions and a bridge between traditional and decentralized finance. Artificial Intelligence (AI) is enhancing capabilities across all financial operations, from fraud detection to personalized services, and its integration with blockchain systems promises even greater efficiencies. Navigating the ‘Uneasy Exploratory Phase’ for Cryptocurrency in Finance While the long-term vision for cryptocurrency in finance is clear, Chung acknowledges the current market reality. He describes it as an “uneasy exploratory phase,” where many participants are still operating without a well-defined strategy. This phase is characterized by: Uncertainty: Regulatory frameworks are still developing globally, leading to hesitation among traditional players. Complexity: The underlying technology, while powerful, can be intimidating without proper understanding. Volatility: While stablecoins address this for transactional purposes, the broader crypto market remains volatile, impacting investment decisions. Chung emphasizes that what truly matters is not grand, speculative gestures, but a fundamental understanding and hands-on experience with cryptocurrency and blockchain systems. This insight is critical for any institution looking to navigate the digital asset space effectively. Actionable Insights: Preparing for Cryptocurrency in Finance Integration For financial institutions, embracing cryptocurrency in finance requires a strategic, two-pronged approach: 1. Cultivating Fundamental Understanding This goes beyond surface-level knowledge. It involves delving into: Blockchain Technology: Understanding how distributed ledgers work, their security features, and various consensus mechanisms. Tokenomics: Grasping the economic models behind different cryptocurrencies and stablecoins. Use Cases: Identifying practical applications for digital assets within existing financial services, such as cross-border payments, asset tokenization, or lending. 2. Gaining Hands-On Experience Theoretical knowledge must be complemented by practical engagement. This could involve: Pilot Programs: Launching small-scale internal projects to test blockchain solutions or stablecoin applications. R&D Investments: Dedicating resources to research and develop proprietary crypto-related technologies. Strategic Partnerships: Collaborating with established blockchain firms or fintech innovators to leverage their expertise. By taking these steps, traditional finance can proactively shape its role in the emerging digital economy, turning potential challenges into significant opportunities for growth and innovation. The Future of Cryptocurrency in Finance: An Inevitable Convergence? Chung Tae-young’s conviction underscores a growing sentiment among forward-thinking financial leaders. The integration of cryptocurrency in finance isn’t a question of “if,” but “when” and “how.” This convergence promises several benefits: Enhanced Efficiency: Blockchain can streamline operations, reduce settlement times, and lower transaction costs. New Revenue Streams: Digital asset services, custody solutions, and tokenized securities can open up novel business models. Global Accessibility: Cryptocurrencies can facilitate broader financial inclusion and seamless international transactions. Institutions like Hyundai Card, by focusing on robust infrastructure and deep practical knowledge, are positioning themselves at the forefront of this financial revolution. Their proactive stance demonstrates a commitment to not just survive, but thrive, in a world increasingly shaped by digital assets. In conclusion, the journey of cryptocurrency in finance is progressing from an uncertain exploration to an inevitable integration. Hyundai Card’s strategic foresight and emphasis on fundamental understanding coupled with hands-on experience offer a compelling blueprint for how traditional financial institutions can successfully adapt and innovate. The future is digital, and those who prepare now will undoubtedly lead the way. Frequently Asked Questions (FAQs) What is Hyundai Card’s main strategy concerning digital assets? Hyundai Card is focusing on an internal innovation strategy centered on its private cloud infrastructure to adapt to the spread of stablecoins and the accelerated adoption of artificial intelligence. Why does Vice Chairman Chung Tae-young believe cryptocurrency will find its place in finance? Chung Tae-young believes that cryptocurrencies, including stablecoins, will eventually integrate into the traditional financial sector because of their inherent value proposition and the ongoing digital transformation of finance. What does Chung mean by the “uneasy exploratory phase” for the crypto market? This phase refers to the current state where many participants are operating without a clear, long-term strategy, navigating uncertainties like evolving regulations, market volatility, and the complexity of the underlying technology. How can financial institutions effectively prepare for cryptocurrency integration? Institutions should focus on cultivating a fundamental understanding of blockchain technology and tokenomics, and gain hands-on experience through pilot programs, R&D investments, or strategic partnerships. What are stablecoins, and why are they relevant to traditional finance? Stablecoins are cryptocurrencies designed to maintain a stable value, often pegged to fiat currencies. They are relevant to traditional finance as they offer a less volatile digital asset for transactions, bridging traditional and decentralized financial systems. Did this article shed light on the exciting future of cryptocurrency in finance? Share your thoughts and this article with your network on social media to spark further discussion about how digital assets are reshaping our financial world! To learn more about the latest crypto market trends, explore our article on key developments shaping cryptocurrency institutional adoption. This post Cryptocurrency in Finance: Unlocking Its Inevitable Place in Traditional Banking first appeared on BitcoinWorld.

Author: Coinstats

2025/09/23

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