Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14533 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Miner CleanSpark Taps Coinbase for $100M Credit Line

Bitcoin Miner CleanSpark Taps Coinbase for $100M Credit Line

The U.S. mining company has expanded its credit line with Coinbase Prime by $100 million, giving it fresh capital to […] The post Bitcoin Miner CleanSpark Taps Coinbase for $100M Credit Line appeared first on Coindoo.

Author: Coindoo
Ripple, Securitize Bring RLUSD to BlackRock and VanEck Funds

Ripple, Securitize Bring RLUSD to BlackRock and VanEck Funds

The post Ripple, Securitize Bring RLUSD to BlackRock and VanEck Funds appeared on BitcoinEthereumNews.com. Ripple and Securitize have partnered to bring Ripple USD (RLUSD) to two of the largest tokenized funds in the market. Holders of BlackRock’s BUIDL and VanEck’s VBILL can now instantly redeem their shares for RLUSD, allowing access to their funds at any time of the day. Ripple’s RLUSD Integration Gives Tokenized Fund Holders Easy Access to Fiat According to a company blog post, this integration marks the first time RLUSD has been added to Securitize’s tokenization platform. Investors holding tokenized shares in these funds are now able to switch into RLUSD whenever they choose. Thus, they enjoy flexibility and real-time settlement without waiting for traditional redemption processes. Ripple confirmed that support for BUIDL is already live, while VBILL will follow in the coming days. BlackRock’s USD Institutional Digital Liquidity Fund, known as BUIDL, and VanEck’s Treasury Fund, named VBILL, are both tokenized short-term treasury funds. They are among the first products from major asset managers to be issued directly on public blockchains. With this move, the link between traditional finance and digital assets is strengthened. It gives institutions another trusted and direct way for investors to switch their fund shares into RLUSD stablecoins. The move is part of a broader strategy for tokenization and stablecoins within the Ripple ecosystem, as seen in the XRPL DeFi roadmap. Matthew Sigel, Head of Digital Assets Research at VanEck, said VBILL manages $74 million in assets. He explained that the fund is now expanding to let investors mint and redeem RLUSD on Ethereum. He also hinted that support across other networks like Solana, Avalanche, and BNB is in the pipeline. Ripple, Securitize Executives Hail RLUSD as a ‘Breakthrough’ for Institutional Tokenized Finance According to Jack McDonald, Senior Vice President of Stablecoins at Ripple this move represents the next logical step for RLUSD. He clarified…

Author: BitcoinEthereumNews
Best Altcoins to Invest in Before October 2025

Best Altcoins to Invest in Before October 2025

Ripple’s XRP has long been at the top of the altcoins, with strong use cases in cross-border payments and ongoing institutional demand. As much as it remains a safe bet among investors seeking exposure to proven projects, however, its upside potential may be more limited compared to emerging token Mutuum Finance. Currently presale for $0.035, […]

Author: Cryptopolitan
Ripple President Praises Integration of RLUSD into BlackRock and VanEck Funds

Ripple President Praises Integration of RLUSD into BlackRock and VanEck Funds

TLDR Ripple President Monica Long applauds RLUSD integration with BlackRock and VanEck funds. Investors can redeem tokenized fund shares for RLUSD, enhancing liquidity and flexibility. Ripple’s RLUSD stablecoin offers real-time settlement, supporting institutional adoption. The integration strengthens the bridge between traditional finance and blockchain technology. Ripple President Monica Long has broken her silence on the [...] The post Ripple President Praises Integration of RLUSD into BlackRock and VanEck Funds appeared first on CoinCentral.

Author: Coincentral
Powering Politics with Blockchain—PolitiFi Token Development Guide

Powering Politics with Blockchain—PolitiFi Token Development Guide

PolitiFi Token Development — Transform Political Engagement with CryptoPolitiFi Token Development In today’s rapidly evolving world, some ideas generate significant buzz while others make only a minor impact. Blockchain is one such buzzword that has emerged as a global trend in recent years. It is transforming various industries with its unique use cases and is reshaping perspectives by fostering trust and transparency. Have you ever imagined blockchain in politics? Yes, the blending of politics and decentralized finance is no longer theoretical; it is happening in real time. PolitiFi Token truly transforms the way we think about money and power. Right now, political leaders and organizations are exploring tokenized formats to engage supporters and even allow communities to participate in governance worldwide. In this article, let me share my perspective on PolitiFi Token, which could change political campaigns and government operations in the near future. What is PolitiFi Token? A PolitiFi token is a digital asset based on blockchain technology, aimed at integrating finance and politics. Unlike the current system of campaign donations, PolitiFi tokens are secure, traceable, and decentralized. These tokens can be used in a variety of ways: for micro-donations, funding an issue or initiative of public policy, or participating in decision-making as members of a community. PolitiFi tokens stand out from meme coins and basic cryptocurrencies like Bitcoin. Meme coins often exist only for hype and rarely serve a real purpose. Bitcoin is a token that serves as a store of value or a way to exchange. In contrast, PolitiFi tokens are specifically designed for political fundraising, governance, and civic engagement. For example, consider a local candidate who issues a PolitiFi token. Supporters can purchase tokens by donating to the campaign. They can then use the token for polls, making decisions on local issues, and even for entry to exclusive campaign events. Why PolitiFi Token Development is Gaining Popularity? PolitiFi tokens are becoming more popular because they solve major issues in political fundraising and engagement. It becomes a solution for the need for transparency, access, and community involvement. Here are some of the real reasons driving the momentum: Transparency in Financing Many people have trouble trusting politics because they can’t see where donations come from or how they are used. Blockchains can solve this problem by providing a clear record of every donation, helping ensure accountability. Direct Community Engagement Supporters want more than just to donate; they want to be involved. PolitiFi tokens will let people engage with campaigns through voting, polls, and incentives. This creates a more interactive relationship with politics. Global Reach & Accessibility Traditional fundraising often limits who can donate based on location and financial systems. Tokens can remove these barriers, allowing anyone with internet access to support a candidate or cause from anywhere in the world. Fundraising Innovation Small donations and rewards can keep communities engaged even after the initial fundraising phase. PolitiFi tokens will apply this idea to politics, creating new ways for people to engage and contribute continuously. Overall, it is clear that campaigns and organizations are using tokenized models as a viable option for fundraising and engagement. Recently, many tokens have been created and have become popular in both the political and crypto spaces. So let us see… Popular PolitiFi Tokens for 2026 — The Top 5 to Watch PolitiFi tokens are not just a trend; they have already made a significant impact. These political tokens shape the future of politics and blockchain. Here are five tokens to watch in 2026:

  1. Official Trump (TRUMP) Launched in January 2025, this token is a Solana-based meme coin inspired by former U.S. President Donald Trump. Its goal is to attract supporters to crypto while capitalizing on the growing trend of political meme coins. Notably, the token saw a dramatic rise, reaching over 300% shortly after launch, indicating strong interest from the community.
  2. Melania Meme (MELANIA) This is another politically themed meme coin created to engage supporters in a fun way. Its purpose is to provide a light-hearted platform within the PolitiFi ecosystem. The token captures political humor, similar to other coins that focus on political figures.
  3. ConstitutionDAO (PEOPLE) This decentralized organization aims to vote on and buy a copy of the U.S. Constitution. It seeks to make access to this important historical document more democratic and to boost civic engagement using blockchain technology. The token gained attention by raising tens of millions of dollars quickly through a community-driven token sale.
  4. Department of Government Efficiency (DOGE) DOGE is a meme coin that pokes fun at government inefficiency while providing political satire about cryptocurrencies. It engages communities by using humor and aims to inspire political conversation.
  5. Super Trump (STRUMP) This is another meme coin based on Donald Trump, emphasizing the popularity of politically inspired cryptocurrencies. It aims to engage communities while taking part in the PolitiFi meme coin trend, capturing enthusiasm for political figures in the speculative digital asset market. These tokens show the creativity and diversity in the PolitiFi space, ranging from serious civic projects to engaging community members. If anyone is interested in entering this space or creating their own PolitiFi Token, they need to learn the 8 simple steps to create a PolitiFi token. So here is… How to Create a PolitiFi Token in 8 Simple Steps Creating a new PolitiFi token involves strategic analysis, objectives, and a keen sense of community trust. A thoughtfully crafted token will have the potential to transform political fundraising, community development, and governance. Here is a comprehensive, step-by-step guide:
  6. Define Your Token’s Purpose & Audience Start with the main purpose of your token. Will it be for fundraising, governance participation, or providing a reward for supporters’ actions? It is equally important to define your target audience. Knowing if your token is targeting supporters, global donors, or community organizations will help make strong decisions. A clear purpose and audience will help direct your marketing efforts.
  7. Select Your Token Type Select the type of token that makes the most sense for your purpose.
Utility tokens can be used to drive engagement and participation. Governance tokens let the holders vote on policies or strategic campaign behavior. Reward tokens encourage and incentivize actions like volunteering or sharing content. Based on your purpose, choose the type of token. It determines the token functionality, adds value to supporters, and improves overall engagement. 3. Decide Blockchain Platform The blockchain platform will determine speed, scalability, and transaction cost. Ethereum is a market leader with a big developer ecosystem Solana offers fast transactions with a low fee BNB Chain has its own advantages as a flexible platform for innovative projects. When choosing a platform, think about transaction speed, transaction cost, community support, and integration with other technologies. Choosing the right blockchain platform will ensure the token has practical value and is sustainable long-term. 4. Design Tokenomics Tokenomics provides the foundation of value and sustainability. It is important to plan for total supply, total allocation, staking options, vesting schedules, and many other aspects. Designing your tokenomics properly will prevent inflation, promote long-term holding, and ensure fair distribution among early backers, community members, and your project team. You should also consider best practices or mechanisms like rewards, incentives, or governance power, to fully engage the participants. 5. Write Smart Contract The smart contract decides how your token will operate, including fundraising, voting, token transfer, and guidelines. It is critical that the smart contract is developed without error and secured properly to avoid losing value or misuse. The smart contract should have a clear scope of instruction, enforce the rules of the token, and have enough flexibility to allow for a change if needed. 6. Smart Contract Testing & Auditing Any bugs, vulnerabilities, or security concerns could destroy the trust of your supporters. The testing should be done based on various scenarios like transactions, governance actions, token distribution, etc. Additionally, auditing will provide an extra layer of safety and ensure it functions properly while meeting necessary standards. 7. Deploy on Mainnet & Integrate Wallet Once you complete testing, deploy the token on your chosen blockchain. Your tokens need to be compatible with wallets for easy storage, sending, or receiving. Consider integrating with popular crypto wallets to improve user experience for your supporters. Obviously, it enhances user experience for your supporters and encourages more participation. 8. Launch & Manage Community Engagement Finally, a successful launch includes marketing and ongoing community management. Educate users on how to acquire, use, participate, and utilize your token. Be transparent by providing updates and incentivizing engagement to keep community loyalty. The success of the launch depends on how users adopt the tokens and achieve the token’s goals. Also, stay aware of legal compliance, security best practices, and tokenomics structuring. If you are a beginner, partnering with a trusted crypto token development company will facilitate the technical build-out, audits, and regulatory guidance of your PolitiFi token. Now let us explore… Use Cases of PolitiFi Token Development in Politics & Beyond PolitiFi tokens are already changing how campaigns, organizations, and communities interact. The major benefit of the PolitiFi token is that it provides transparency, engagement, and decentralized decision-making. Here are the primary use cases of PlitiFi Token. Political Fundraising Fundraising is one of the earliest use cases of a PolitiFi token. Campaigns can accept donations directly through tokens. Each token creates a transaction that is recorded on the blockchain. This process keeps the organization transparent and accountable, reducing the chance of mismanagement. It also allows supporters from anywhere in the world to make small donations. Voting & Governance Now, we’ve come to the point where PolitiFi tokens are doing their best work. The token holder can be part of the decision-making process, vote on policies, or swap candidates based on priorities. This serves as ownership from the supporter, which contributes to driving value through outcome and investment. Community Engagement Tokens can reward loyal supporters for attending events, sharing campaign materials, and generating ideas. This not only turns passive followers into active ones but also creates a community around a common cause. Crowdsource Initiatives Another emerging application of PolitiFi tokens is funding local projects and community or public initiatives. Communities can suggest ideas, vote on policies, and even fund policies in a decentralized way. This goes beyond just fundraising; it supports local involvement in governance. Together, they show the value of PolitiFi tokens beyond digital assets for political fundraising. They promote political innovation and empower citizens. Like any new technology, including blockchain, there will be challenges to address. Next, we will discuss… Key Challenges in PolitiFi Token Development While PolitiFi tokens represent political fundraising or community engagement, developing PolitiFi tokens comes with unique challenges. Successfully navigating these challenges will be critical to planning a safe, trusted, and impactful token ecosystem. Here are the main challenges to consider. Regulatory Hurdles Political fundraising is subject to strict regulation, and a crypto component can add additional compliance burdens. Each country has its own set of laws governing donations, token sales, and receipt of votes. Failure to comply could lead to legal challenges or financial penalties. So, it is important to know the specific political and cryptocurrency regulations before launching a token. Technical Risks The lifecycle of a PolitiFi token is dependent on smart contracts. A simple mistake in the code could lead to a security breach. Anything from a vulnerability in the code, to user error in initiating a transaction, or simply a bug in the tokenomics could put the funds or trust in jeopardy. To minimize technical risk, all smart contracts would require rigorous testing, auditing, and constant monitoring. Community & Adoption Challenges Engaging supporters and leading them to participation is harder than it seems. If clear communication, incentives, and overall user experience are lacking, token holders may abandon the token or never adopt the token. Trust, transparency, education, and community engagement are the keys to long-term success. Ethical Conflicts PolitiFi tokens focus on sensitive areas of engagement like voter influence, donations, and governance. Using a token improperly or violating a voter’s privacy can damage a campaign’s credibility and reduce public trust. To prevent this, you need strict ethical standards and clear guidelines to ensure compliance. To address these concerns responsibly, consider engaging with a trusted, qualified crypto token development company. They can help you with regulatory compliance, conducting audits, developing secure smart contracts, and providing guidance on ethics. Clear communication, strong legal support, and a solid technology infrastructure will help manage risks and build a trustworthy PolitiFi token ecosystem. Conclusion PolitiFi tokens represent one of the most exciting intersections between blockchain and governance. They offer a transparent, decentralized, and non-extractive model for political fundraising and citizen engagement. Historically, politics has been considered distant or unclear to understand; tokenization helps to bridge that distance. If developed responsibly, these tokens could redefine how communities engage with campaigns, explore policies, and be part of decision-making. Innovators, policymakers, and entrepreneurs can create the politiFi Token, which could reshape the future of democracy. Powering Politics with Blockchain—PolitiFi Token Development Guide was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
JPMorgan To Appear At Ripple Swell: What We Know So Far

JPMorgan To Appear At Ripple Swell: What We Know So Far

The XRP community’s rumor mill just met hard evidence: Ripple’s official Swell speaker roster now lists Scott Lucas, Head of Markets Digital Assets at JP Morgan, among this year’s presenters. Swell 2025 will take place in New York City on November 4–5 (welcome reception on November 3) at Convene Hudson Yards, with Ripple billing it […]

Author: Bitcoinist
Cardano Price Pumps Above $0.83: What’s Behind the Sudden Move & Which Is the Next Crypto to Explode?

Cardano Price Pumps Above $0.83: What’s Behind the Sudden Move & Which Is the Next Crypto to Explode?

Cardano is surprising markets today after jumping past $0.83, a sudden 4% leap within an hour that reignited trader interest. Crypto charts are showing that this push from $0.80 to $0.835 is sparking debates about whether ADA is regaining momentum or simply staging a short-term rally.  The spike has also renewed questions about what crypto [...] The post Cardano Price Pumps Above $0.83: What’s Behind the Sudden Move & Which Is the Next Crypto to Explode? appeared first on Blockonomi.

Author: Blockonomi
Central bank could embrace Bitcoin in just five years, Deutsche Bank says

Central bank could embrace Bitcoin in just five years, Deutsche Bank says

Central banks have long relied on gold as a safe haven, but Bitcoin is starting to make its mark with prices near record highs. Analysts Marion Laboure and Camilla Siazon say the two could co-exist on balance sheets, each playing…

Author: Crypto.news
Beyond MemeCoins: The Crypto Opportunities Hiding in Plain Sight

Beyond MemeCoins: The Crypto Opportunities Hiding in Plain Sight

While memecoins symbolize hype and community-driven speculation, the real opportunity lies in coins that connect blockchain to the real economy.

Author: Crypto Breaking News
Altcoin season on the way? Ethereum accelerates while Bitcoin Dominance is at a crossroads

Altcoin season on the way? Ethereum accelerates while Bitcoin Dominance is at a crossroads

After weeks of consolidation, ETH has made a decisive rise, returning to touch the psychological threshold of $4900.

Author: The Cryptonomist