ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14541 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Flare Launches FXRP to Unlock XRP’s DeFi Potential

Flare Launches FXRP to Unlock XRP’s DeFi Potential

TLDR FXRP launches, bridging XRP with DeFi for seamless decentralized finance. FXRP empowers XRP holders to participate in DeFi with rewards and liquidity pools. Flare’s FXRP transforms XRP for DeFi, offering collateral and rewards. FXRP integrates XRP into DeFi, unlocking lending, liquidity, and staking opportunities. Flare’s FXRP: Securely mint XRP for DeFi with high rewards [...] The post Flare Launches FXRP to Unlock XRP’s DeFi Potential appeared first on CoinCentral.

Author: Coincentral

2025/09/24

Flare Network launches FAssets with FXRP to bring XRP into DeFi

Flare Network launches FAssets with FXRP to bring XRP into DeFi

The post Flare Network launches FAssets with FXRP to bring XRP into DeFi appeared on BitcoinEthereumNews.com. Flare has launched its FAssets protocol beginning with FXRP v1.2, a synthetic version of XRP designed for use in decentralized finance. The rollout allows XRP holders to mint FXRP on Flare and access lending, liquidity pools, and decentralized exchanges across the network. This marks the first time XRP, a non-smart contract asset, can be used in a composable DeFi system without intermediaries. FAssets are designed to convert tokens like XRP into one-to-one representations secured through an overcollateralized system and Flare’s native data protocols. Once minted, FXRP can move seamlessly across the Flare ecosystem, integrating directly into DeFi platforms. The system has been subject to at least four independent audits by Zellic and Coinspect, supplemented by bug bounties via Immunefi and reviews from Code4rena, with continuous monitoring from security firm Hypernative. At launch, FXRP minting is capped at 5 million in the first week to ensure a controlled rollout. Holders can mint directly by bridging XRP through supported wallets such as Ledger and Bifrost, or acquire FXRP via decentralized exchanges like SparkDEX, BlazeSwap and Enosys. Incentives will initially target liquidity pools, including FXRP/USD₮0 markets, with rewards paid in rFLR tokens and APRs up to 50%. Looking ahead, FXRP will also serve as collateral in Enosys Loans to support the first XRP-backed stablecoin, while stXRP, a liquid staking derivative, is expected to expand XRP’s role within Flare’s ecosystem. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/flare-network-launches-fassets-with-fxrp-to-bring-xrp-into-defi

Author: BitcoinEthereumNews

2025/09/24

August new home sales soar 20%

August new home sales soar 20%

The post August new home sales soar 20% appeared on BitcoinEthereumNews.com. Sales of newly built homes rose a much larger-than-expected 20.5% in August compared with July to the highest level since January 2022, according to the U.S. Census. It is also the largest one-month gain since August 2022. Sales were 15.4% higher than August 2024. This count is based on people out shopping in August and signing deals, when the average rate on the 30-year fixed mortgage was higher than it is today. That rate started August at 6.63%, according to Mortgage News Daily, and didn’t really move much during the month. The sharp decline in rates began in September, when it fell to a three-year low of 6.13% the day before the Federal Reserve cut its lending rate, and then moved higher to where it is now at 6.37%. Given that rates hadn’t fallen yet, it’s curious that August sales jumped so high. Part of the answer may be in the survey itself. “We were expecting a gain but not that large,” said Robert Dietz, chief economist at the National Association of Home Builders. “Always important to remember the margin of error for new home sales is large. We’ll need to wait for revisions next month and the September data point to see if this is smoothed out.” Get Property Play directly to your inbox CNBC’s Property Play with Diana Olick covers new and evolving opportunities for the real estate investor, delivered weekly to your inbox. Subscribe here to get access today. While builders have talked a lot about cutting prices and incentives, the median price of a new home sold in August was $413,500, in increase of 1.9% year over year. In a separate survey on builder sentiment from the National Association of Home Builders, 39% of builders reported cutting prices in September, up from 37% in August and the…

Author: BitcoinEthereumNews

2025/09/24

Dogecoin (DOGE) Rose Over 10,000% in 2021, Could This $0.035 Crypto Beat That?

Dogecoin (DOGE) Rose Over 10,000% in 2021, Could This $0.035 Crypto Beat That?

Dogecoin (DOGE) enjoyed a record-breaking 10,000% gain in 2021 that went to the hearts of retail traders and meme enthusiasts alike. However, such parabolic rises are driven by speculative mania and are difficult to follow. Rather, Mutuum Finance (MUTM) is making its way through its utility-oriented approach. At presale stage 6 at $0.035, MUTM is […]

Author: Cryptopolitan

2025/09/24

Ford offers special financing to F-150 buyers with lower credit scores

Ford offers special financing to F-150 buyers with lower credit scores

The post Ford offers special financing to F-150 buyers with lower credit scores appeared on BitcoinEthereumNews.com. Ford-150 pickup trucks are displayed for sale at a dealership on March 24, 2025 in Austin, Texas.  Brandon Bell | Getty Images DETROIT — Ford Motor is trying to boost sales of its crucial F-150 pickup truck before the end of the third quarter by offering special financing to consumers with less-than-perfect credit ratings. The move includes offering consumers with subprime credit — those with a FICO score below 620 — lower interest rates that are typically offered to those with quality scores, the automaker’s Ford Credit financial arm confirmed Wednesday. Such promotions aren’t unprecedented and are an effort to make vehicles more affordable for more buyers and decrease inventory levels. But borrowers with lower credit scores are considered more likely to default or miss payments, especially during an economic downturn. In addition to pickup trucks being crucial vehicles for the balance sheets of Detroit automakers such as Ford, their sales are closely watched as a sign of demand for skilled labor and small businesses. A Ford Credit spokeswoman said the promotional rates do not factor into the organization’s actual “credit decisions” for consumers. She added that the specific rate will vary based on the terms of the agreement. The Wall Street Journal, which first reported the program, said Ford uses a proprietary scoring model to assess a borrower’s creditworthiness that goes beyond a FICO credit score. “We only finance customers we believe are creditworthy and have the capacity to pay. We have done these types of national programs in the past, extending a promotional rate to customers who meet our credit criteria,” Ford Credit said in an emailed statement to CNBC. The average new auto loan rate was about 9% as of the most recent data from July, according to Cox Automotive’s Dealertrack. That included rates of around 18%…

Author: BitcoinEthereumNews

2025/09/24

XRP enters DeFi as Flare launches FXRP on Mainnet

XRP enters DeFi as Flare launches FXRP on Mainnet

The post XRP enters DeFi as Flare launches FXRP on Mainnet appeared on BitcoinEthereumNews.com. Flare has launched FAssets on its mainnet, beginning with FXRP v1.2, enabling XRP holders to use their tokens across decentralized finance (DeFi) applications.  The rollout marks the first time XRP can be minted into FXRP on Flare and deployed within DeFi protocols, including decentralized exchanges (DEXs), lending markets, stablecoin minting, and liquid staking. For over a decade, XRP has powered fast and efficient settlement at scale. FXRP on Flare extends that strength with composability, opening new growth opportunities: XRP as collateral, liquidity, and yield in DeFi. Mint today:https://t.co/1ovLRNisHZhttps://t.co/Kjsp3Okyrc pic.twitter.com/SRXZIzCZ3a — Flare ☀️ (@FlareNetworks) September 24, 2025 How FXRP works FAssets are Flare’s protocol for transforming non-smart contract cryptocurrencies like XRP into tokens usable in DeFi. Each FAsset is a one-to-one representation of the underlying asset, secured by an overcollateralized system of independent agents and Flare’s enshrined data protocols.  Once minted, FXRP is fully composable within the Flare ecosystem and can be integrated directly into protocols without additional workarounds. To ensure security, the FAssets framework has undergone at least four independent audits, including reviews from Zellic and Coinspect, alongside Immunefi-powered bug bounties and community assessments via Code4rena.  The system is also monitored around the clock by Hypernative, with rapid response measures in place. Acquiring FXRP Users can mint FXRP by acquiring XRP on the XRP Ledger, withdrawing to a self-custody wallet that supports Flare and XRPL, and using minting tools such as AU or Oracle Daemon. A cap of 5 million FXRP will apply during the first week, gradually increasing over time. FXRP can also be acquired via decentralized exchanges, including SparkDEX, BlazeSwap, and Enosys, or through wallets such as Luminite and Oxen Flow, which support built-in swaps and bridging functionality. Incentives at launch To encourage adoption, Flare will distribute incentives in the form of rFLR to liquidity pools that contribute…

Author: BitcoinEthereumNews

2025/09/24

Unleash Potential: Flare Network’s FXRP Revolutionizes DeFi Access for XRP

Unleash Potential: Flare Network’s FXRP Revolutionizes DeFi Access for XRP

BitcoinWorld Unleash Potential: Flare Network’s FXRP Revolutionizes DeFi Access for XRP The world of decentralized finance (DeFi) is constantly evolving, and a major new development is set to excite XRP enthusiasts. Flare Network has just launched FXRP, an innovative solution designed to bring XRP directly into the heart of DeFi applications. This move opens up a wealth of new possibilities for XRP holders, allowing them to engage with lending, borrowing, and trading platforms like never before. It’s a significant step towards a more interconnected crypto ecosystem. What is FXRP and Why is it a Game-Changer for XRP? At its core, FXRP is an over-collateralized, wrapped version of XRP. Think of it as a digital twin of XRP, but one that lives on the Flare Network. This design is crucial because XRP itself doesn’t natively support smart contracts in the same way that Ethereum or other DeFi-centric blockchains do. Consequently, XRP has largely been excluded from the burgeoning DeFi sector. However, FXRP changes this narrative completely. By wrapping XRP, Flare Network creates a token that can interact with smart contracts on its own blockchain. This means XRP holders can now: Access a wider range of DeFi protocols. Participate in decentralized lending and borrowing. Engage in yield farming opportunities. Trade their XRP on decentralized exchanges. This initiative transforms XRP from a primarily transactional asset into a more versatile, programmable one within the DeFi landscape. How Can You Acquire and Utilize FXRP? Getting your hands on FXRP is straightforward, offering flexibility for users. You have two primary methods to acquire this wrapped token. First, users can mint FXRP directly on the Flare Network. This process typically involves locking up an equivalent amount of XRP as collateral, ensuring the wrapped token remains fully backed. Alternatively, if direct minting isn’t your preference, you can acquire FXRP on various decentralized exchanges (DEXs). Platforms like SparkDEX, BlazeSwap, and Enosys are among the initial venues where you can trade for FXRP. This accessibility makes it easy for existing DeFi users and new participants alike to join the Flare Network ecosystem and explore its offerings. The over-collateralization aspect adds an extra layer of security, providing confidence in the token’s backing. Expanding DeFi Horizons: The Broader Impact of FXRP The introduction of FXRP extends far beyond just enabling XRP holders to participate in DeFi. It has a much broader impact on the entire decentralized finance ecosystem. By integrating a widely adopted asset like XRP, Flare Network significantly boosts the total value locked (TVL) and liquidity available within DeFi. This influx of capital and users can lead to more robust and efficient markets. Moreover, FXRP positions Flare Network as a vital bridge between different blockchain ecosystems. It demonstrates how assets from one chain can gain new functionality and utility on another, fostering greater interoperability. This cross-chain capability is essential for the long-term growth and sustainability of decentralized finance, as it breaks down silos and encourages a more unified digital economy. The potential for future integrations with other tokens and protocols is immense, further solidifying Flare’s role. Navigating the Challenges and Future of FXRP While the launch of FXRP presents exciting opportunities, it’s also important to consider potential challenges. As with any new technology in the crypto space, security remains a paramount concern. The integrity of the wrapping mechanism and the underlying smart contracts must be rigorously maintained. Furthermore, user adoption and education will be key to the success of FXRP. New users need clear guidance on how to safely mint, acquire, and use the token in various DeFi applications. The competitive landscape also plays a role; other wrapped assets exist, and FXRP must demonstrate its unique value proposition. However, with its strong backing and the innovative approach of Flare Network, FXRP is well-positioned for growth. Its ability to unlock XRP’s potential for DeFi is a powerful differentiator, promising a vibrant future for both the token and the network. Actionable Insights: Getting Started with FXRP in DeFi If you’re an XRP holder looking to explore the new opportunities presented by FXRP, here are some actionable insights to help you get started: Do Your Research: Before engaging with any DeFi platform, thoroughly research its reputation, security audits, and user reviews. Understand how FXRP interacts with specific protocols. Understand the Risks: DeFi carries inherent risks, including smart contract vulnerabilities, impermanent loss, and market volatility. Familiarize yourself with these risks before committing funds. Start Small: Consider starting with a small amount of FXRP to familiarize yourself with the process of minting, acquiring, and using it in DeFi applications. Stay Informed: Follow official Flare Network channels and reputable crypto news sources to stay updated on new integrations, security announcements, and community developments related to FXRP. By taking these steps, you can confidently navigate the exciting new world that FXRP opens up for XRP within decentralized finance. In conclusion, the launch of FXRP by Flare Network is a monumental step forward for the XRP community and the broader DeFi ecosystem. It effectively bridges a gap, allowing one of the most widely held cryptocurrencies to participate actively in decentralized finance. This innovation not only expands the utility of XRP but also reinforces Flare Network’s commitment to building a more interconnected and functional blockchain world. As FXRP gains traction, we can expect to see a surge in innovative DeFi applications and a more vibrant, inclusive financial landscape for all. Frequently Asked Questions (FAQs) Q1: What exactly is FXRP? A1: FXRP is an over-collateralized, wrapped version of XRP, specifically designed to enable XRP holders to use their assets within decentralized finance (DeFi) applications on the Flare Network. Q2: How is FXRP different from standard XRP? A2: While FXRP is backed by XRP, its key difference is that it resides on the Flare Network and is compatible with smart contracts. This allows it to be used in DeFi protocols for lending, borrowing, and trading, which standard XRP cannot do natively. Q3: Where can I acquire FXRP? A3: You can acquire FXRP by minting it directly on the Flare Network by locking up XRP, or by purchasing it on decentralized exchanges such as SparkDEX, BlazeSwap, and Enosys. Q4: What are the main benefits of using FXRP in DeFi? A4: The primary benefits include gaining access to a wide array of DeFi services like lending, borrowing, and trading on DEXs, thereby increasing the utility and potential earning opportunities for XRP holders within the decentralized ecosystem. Q5: What is Flare Network’s role in the creation of FXRP? A5: Flare Network is the blockchain platform that hosts FXRP. It provides the smart contract functionality and infrastructure necessary to wrap XRP and enable its use in DeFi applications, acting as a bridge for XRP into the decentralized world. If you found this article insightful and believe in the potential of FXRP to revolutionize DeFi, please share it with your network! Help spread the word about how Flare Network is bridging the gap for XRP holders and expanding the possibilities within decentralized finance. Your support helps grow our community and keeps everyone informed about the latest crypto innovations. To learn more about the latest crypto market trends, explore our article on key developments shaping decentralized finance institutional adoption. This post Unleash Potential: Flare Network’s FXRP Revolutionizes DeFi Access for XRP first appeared on BitcoinWorld.

Author: Coinstats

2025/09/24

XRP Meets DeFi as Flare Launches FXRP v1.2 on Mainnet

XRP Meets DeFi as Flare Launches FXRP v1.2 on Mainnet

Flare launches FXRP v1.2 on mainnet, enabling XRP holders to mint FXRP and use XRP across DeFi. The rollout includes rFLR incentives and more.

Author: Blockchainreporter

2025/09/24

Flare Network launches FXRP, allowing XRP to be used in DeFi applications

Flare Network launches FXRP, allowing XRP to be used in DeFi applications

PANews reported on September 24th that, according to The Block, Layer 1 blockchain Flare Network has launched FXRP, a packaged version of XRP, now available for use in DeFi applications. FXRP is the first real-world deployment of Flare's "FAssets" system, which transforms non-smart contract tokens like XRP into "overcollateralized" assets that can interact with DeFi protocols. XRP holders can deposit collateral through Flare's "independent agent" network to mint FXRP at a 1:1 ratio, enabling the asset to be traded, lent, or used to provide liquidity on the Flare ecosystem platform. Initially, a cap of 5 million FXRP will be set for minting in the first week of launch, with the cap gradually increasing. Users can mint FXRP directly or acquire it through decentralized exchanges like SparkDEX, BlazeSwap, and Enosys. Wallets like Luminite and Oxen Flow also support FXRP minting, redemption, and cross-chain bridging. To attract liquidity, FXRP pools will initially receive rFLR incentives. Initially, the FXRP/USDT0 liquidity pools on SparkDEX, BlazeSwap, and Enosys will offer a target annualized yield (APR) of 50%, and will also introduce collateralized lending options.

Author: PANews

2025/09/24

Nebeus €3.6M Crowdfunding Target with €3.6 M Raised, Highlighting Surge in Demand for Regulated Crypto Solutions

Nebeus €3.6M Crowdfunding Target with €3.6 M Raised, Highlighting Surge in Demand for Regulated Crypto Solutions

The post Nebeus €3.6M Crowdfunding Target with €3.6 M Raised, Highlighting Surge in Demand for Regulated Crypto Solutions appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. Crypto payment platform Nebeus has surpassed its crowdfunding target, raising €3.6 million on Republic Europe from 430 supporters. According to the platform, the overfunding highlights the investor appetite for regulated crypto–finance platforms at a time when markets are undergoing renewed scrutiny and institutional adoption. The recent market growth and strength may have also aided the success of the fundraising. While crypto is booming, regulators are also mounting pressure for compliance, forcing investors to prefer platforms that can bridge crypto and traditional finance under a regulated model. Nebeus has gotten support from top companies because it has proven itself in many ways. First, it has grown its revenue by six times year-over-year, demonstrating strong commercial adoption. Advertisement &nbsp Also in 2025, the platform recorded 22% MoM lending growth, a 1,288% increase in loan originations quarter-over-quarter, and a 177% surge in exchange volumes, reflecting strong product-market fit and sustained user demand. Thirdly, Nebeus is popular among investors due to its strict regulatory framework. Operating as a UK Electronic Money Institution and a registered Virtual Asset Service Provider in Spain and Argentina, the platform has an edge over competitors who have yet to receive such clearance.  The platform also shows potential for growth as it combines IBANs, crypto cards, and lending tools, which respond directly to shifting financial needs, especially as the global stablecoin circulation has surpassed €150 billion and the freelance economy is projected to reach 1.5 billion workers by 2027. Finally, previous Nebeus supporters have recorded significant gains as Nebeus shares have increased…

Author: BitcoinEthereumNews

2025/09/24

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4801Articles
Cryptopolitan
Cryptopolitan
1072Articles
PANews
PANews
950Articles
Coinstats
Coinstats
927Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Now It Is Official: Analysts Consider the Dollar a ‘Dangerous’ Asset

Now It Is Official: Analysts Consider the Dollar a ‘Dangerous’ Asset

2026/02/08 17:31
The author of "Rich Dad Poor Dad" responds to criticism: He will continue to increase his holdings of Bitcoin and gold; investors should focus on asset value.

The author of "Rich Dad Poor Dad" responds to criticism: He will continue to increase his holdings of Bitcoin and gold; investors should focus on asset value.

2026/02/08 16:59
What’s new in refiled impeachment complaints vs Sara Duterte?

What’s new in refiled impeachment complaints vs Sara Duterte?

2026/02/08 16:58
Space Heaters Explained: How They Work and When to Use Them

Space Heaters Explained: How They Work and When to Use Them

2026/02/08 16:54
XRP koers veert op: whales en netwerkactiviteit geven een nieuw signaal

XRP koers veert op: whales en netwerkactiviteit geven een nieuw signaal

2026/02/08 16:46