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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14566 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
CleanSpark Expands Credit Capacity to $400M with Two Bitcoin-Backed Facilities

CleanSpark Expands Credit Capacity to $400M with Two Bitcoin-Backed Facilities

TLDR CleanSpark secured two separate $100 million credit facilities in the same week Both facilities are backed by the company’s Bitcoin holdings without requiring share dilution Total collateralized lending capacity now stands at $400 million Funds will be used for data center expansion, increasing Bitcoin hashrate, and scaling computing infrastructure CleanSpark holds nearly 13,000 BTC [...] The post CleanSpark Expands Credit Capacity to $400M with Two Bitcoin-Backed Facilities appeared first on Blockonomi.

Author: Blockonomi

2025/09/26

World Chain Adopts Chainlink CCIP for Seamless WLD Token Transfers

World Chain Adopts Chainlink CCIP for Seamless WLD Token Transfers

TLDR: World Chain integrates Chainlink CCIP, enabling WLD transfers between Ethereum and World Chain for 35M+ users. The Cross-Chain Token (CCT) standard allows token teams to enable secure transfers within minutes, improving network utility. Chainlink Data Streams provide sub-second price feeds, helping DeFi apps on World Chain function with accurate data. Tools for Humanity says [...] The post World Chain Adopts Chainlink CCIP for Seamless WLD Token Transfers appeared first on Blockonomi.

Author: Blockonomi

2025/09/26

Aave Goes Live on Plasma, Innovating DeFi Lending and Stablecoins Utility

Aave Goes Live on Plasma, Innovating DeFi Lending and Stablecoins Utility

Aave integrates with Plasma to enable scalable DeFi lending for stablecoins, Ethereum assets, and tokenized gold with advanced security and risk management.

Author: Blockchainreporter

2025/09/26

Treehouse DeFi: Unlocking a Revolutionary Era for Decentralized Finance

Treehouse DeFi: Unlocking a Revolutionary Era for Decentralized Finance

BitcoinWorld Treehouse DeFi: Unlocking a Revolutionary Era for Decentralized Finance The world of decentralized finance, or DeFi, is constantly evolving, yet it grapples with inherent limitations that hinder its mainstream adoption and full potential. But what if a project could paradoxically exploit these very inefficiencies to eliminate them, paving the way for a more robust and efficient ecosystem? This is precisely the groundbreaking vision behind Treehouse DeFi, as highlighted in a recent report by global crypto research firm Four Pillars. Unpacking the Paradox: What Makes Treehouse DeFi So Unique? Four Pillars’ insightful report, titled “Treehouse: Looking at the Next Chapter of DeFi,” delves into Treehouse’s innovative strategy. At its core, Treehouse aims to generate profit by identifying and leveraging market inefficiencies, while simultaneously working to eradicate these same discrepancies. This might sound counterintuitive, but it’s a powerful mechanism designed to bring greater stability and fairness to the DeFi landscape. DOR (Decentralized Reference Interest Rate): Imagine a benchmark interest rate that isn’t controlled by a central entity but is instead determined by the market itself, in a transparent and decentralized manner. DOR is designed to be this foundational element, providing a reliable and unbiased reference rate for various financial products within DeFi. This is crucial because a standardized, trustworthy rate is essential for complex financial instruments to thrive. tAsset (Treehouse Asset): This component actively seeks out and capitalizes on market discrepancies. By identifying mispricings or imbalances, tAsset can generate returns. However, its ultimate goal isn’t just profit; it’s to push the market towards greater equilibrium. As tAsset exploits these inefficiencies, it naturally reduces them, making the market more efficient over time. Think of it as a self-correcting mechanism for the DeFi ecosystem. This dual approach suggests a future where profitability and market improvement are not mutually exclusive but rather intertwined, driving positive change within decentralized finance. Navigating Risks in Treehouse DeFi: Ensuring Stability Any innovative financial system, especially in the volatile crypto space, must prioritize robust risk management. The Four Pillars report acknowledges this, detailing Treehouse’s prudent measures to safeguard its operations and user funds. Managing risk effectively is paramount for the long-term viability and adoption of any Treehouse DeFi solution. Limited Leverage for tETH: Currently, Treehouse restricts the leverage process for its tETH asset to a single cycle. This is a critical step in preventing excessive risk-taking and cascading liquidations, which can destabilize the entire system during periods of high volatility. By limiting leverage, Treehouse aims to build a more resilient platform. WstETH Liquidity for Emergency Redemptions: Furthermore, Treehouse strategically holds back a portion of wrapped staked Ethereum (wstETH) liquidity. This reserved liquidity acts as an emergency buffer, ensuring that users can redeem their assets even during unforeseen market shocks or liquidity crunches. This commitment to liquidity provision instills confidence and enhances the platform’s reliability. These proactive risk management strategies demonstrate Treehouse’s commitment to building a sustainable and secure environment, a crucial factor for attracting broader participation in Treehouse DeFi solutions. The Future Impact: How Treehouse DeFi Could Transform Finance The implications of Treehouse’s approach, particularly with DOR, are profound. Four Pillars draws a compelling parallel to the past: just as LIBOR (London Interbank Offered Rate) served as a benchmark that facilitated the creation of a massive $600 trillion fixed-income market four decades ago, DOR possesses the potential to unlock a similar, perhaps even larger, era for decentralized finance. The introduction of a reliable, decentralized reference rate could pave the way for a plethora of new financial products and services. Imagine a future where: New types of fixed-income instruments, previously difficult to implement in DeFi due to a lack of stable reference rates, become commonplace. Lending and borrowing protocols gain greater transparency and efficiency, reducing costs and increasing accessibility for users worldwide. More sophisticated derivatives and hedging tools emerge, offering better risk management options for participants in the crypto market. The potential for Treehouse DeFi to standardize and stabilize key aspects of decentralized finance is immense, promising to bridge the gap between traditional finance and the innovative world of blockchain. Concluding Thoughts: A New Horizon for DeFi The report from Four Pillars paints a vivid picture of Treehouse as a potential game-changer. By embracing a paradoxical strategy of profiting from and simultaneously eliminating market inefficiencies, Treehouse offers a fresh perspective on overcoming the persistent limitations within decentralized finance. Its core components, DOR and tAsset, are not just theoretical constructs but practical solutions designed to foster a more robust, transparent, and efficient financial ecosystem. If successful, Treehouse DeFi could indeed usher in a new era, making DeFi more accessible, reliable, and ultimately, more impactful for global finance. Frequently Asked Questions About Treehouse DeFi Here are some common questions about Treehouse and its innovative approach to decentralized finance: Q1: What is the main problem Treehouse DeFi aims to solve?A1: Treehouse aims to overcome the inherent limitations and inefficiencies within decentralized finance by creating a more robust, transparent, and stable ecosystem. It does this by paradoxically exploiting and then eliminating market discrepancies. Q2: How does DOR contribute to Treehouse’s vision?A2: DOR, the Decentralized Reference Interest Rate, is designed to provide a reliable, market-driven benchmark interest rate. This is crucial for the development of complex financial products in DeFi, much like LIBOR was for traditional finance. Q3: What is the role of tAsset in the Treehouse ecosystem?A3: tAsset actively identifies and capitalizes on market inefficiencies. While generating profit, its primary function is to drive the market towards greater efficiency and equilibrium by correcting these discrepancies. Q4: How does Treehouse manage risk for its users?A4: Treehouse implements robust risk management, including limiting tETH leverage to a single cycle to prevent excessive risk, and holding back wstETH liquidity for emergency redemptions, ensuring user asset safety and platform stability. Q5: What impact could Treehouse DeFi have on the future of decentralized finance?A5: By establishing a decentralized reference rate (DOR) and improving market efficiency (tAsset), Treehouse could unlock a new era for DeFi, fostering the creation of new fixed-income markets, enhancing lending/borrowing protocols, and offering more sophisticated financial tools. Share Your Thoughts! What are your thoughts on Treehouse’s unique approach to solving DeFi’s challenges? Do you believe DOR could be the next LIBOR for decentralized finance? Share this article on your social media channels and join the conversation! To learn more about the latest DeFi innovation trends, explore our article on key developments shaping decentralized finance institutional adoption. This post Treehouse DeFi: Unlocking a Revolutionary Era for Decentralized Finance first appeared on BitcoinWorld.

Author: Coinstats

2025/09/26

Ethereum Leads Stablecoin Growth as Tether Treasury Mints $1B USDT

Ethereum Leads Stablecoin Growth as Tether Treasury Mints $1B USDT

Tether Treasury minted 1 billion USDT on the Ethereum blockchain on September 26, 2025, a move flagged by on-chain tracker Whale Alert at 10:22 AM (UTC+8). The issuance increased USDT’s circulating supply by roughly $1.003 billion, reflecting a fresh injection of liquidity into trading, lending, and DeFi venues. Tether’s USDT Mint: Why Ethereum and Why […]

Author: Coinstats

2025/09/26

Sony Bank Spins Off Web3 Subsidiary for Digital Assets

Sony Bank Spins Off Web3 Subsidiary for Digital Assets

The post Sony Bank Spins Off Web3 Subsidiary for Digital Assets appeared on BitcoinEthereumNews.com. Sony Bank has established BlockBloom Inc., a wholly owned subsidiary that will develop Web3 services, including digital assets, NFTs, and blockchain infrastructure. Announced on Thursday, the move follows plans disclosed in July. The subsidiary will operate under Japan’s regulated framework for digital assets and plans to integrate blockchain technology into the bank’s services. Sony Bank expects this move to limit near-term financial impact. Separate Entity Focuses on Blockchain Initiatives Sponsored Sponsored Sony Bank, a mid-sized digital-first bank under Sony Financial Group in Japan, created BlockBloom Inc. to manage digital asset management, NFT projects, and blockchain infrastructure. The subsidiary allows the bank to develop Web3 services safely. Compliance requirements and operational risks remain separate from core banking activities. Analysts note that forming a dedicated entity is a common strategy among financial institutions entering regulated digital asset markets. Plans for a Web3 subsidiary emerged in July 2025. The bank proposed providing digital wallets for crypto and NFTs and facilitating yen-to-digital-asset conversions. BlockBloom received $2 million in initial capital, with operations expected to begin in autumn 2025. By establishing a formal subsidiary, Sony Bank has created a structure to advance blockchain-based products without directly impacting traditional banking operations. Sony Bank expects BlockBloom to have little impact on earnings. This applies to both consolidated and non-consolidated figures for the fiscal year ending March 31, 2026. Japan’s regulators have updated rules for digital assets. Banks can now offer tokenized securities, NFT services, and blockchain payments within the regulated framework. BlockBloom will operate under these regulations, providing blockchain solutions that integrate with standard financial services. Japan’s digital asset market has grown steadily. NFT trading volumes have reached billions of yen, and retail adoption of cryptocurrencies continues to rise. Banks and fintech companies are exploring blockchain for tokenized securities, cross-border payments, and smart-contract-based lending. For example, several…

Author: BitcoinEthereumNews

2025/09/26

PYUSD & Spark: Pioneering the Future of DeFi Lending In 2025

PYUSD & Spark: Pioneering the Future of DeFi Lending In 2025

PYUSD, was recently acquired by Spark, which brings it into the stablecoin lending setup. This move stands out in the DeFi world as it helps ramp up liquidity for PYUSD, and deposits have already topped $135 million through the SparkLend system. All things considered, the existing partnership will increase the legitimacy and effectiveness of DeFi […]

Author: Tronweekly

2025/09/26

Sony Bank Spins Off Web3 Subsidiary to Deepen Digital Asset Services

Sony Bank Spins Off Web3 Subsidiary to Deepen Digital Asset Services

Sony Bank has established BlockBloom Inc., a wholly owned subsidiary that will develop Web3 services, including digital assets, NFTs, and blockchain infrastructure. Announced on Thursday, the move follows plans disclosed in July. The subsidiary will operate under Japan’s regulated framework for digital assets and plans to integrate blockchain technology into the bank’s services. Sony Bank expects this move to limit near-term financial impact. Separate Entity Focuses on Blockchain Initiatives Sony Bank, a mid-sized digital-first bank under Sony Financial Group in Japan, created BlockBloom Inc. to manage digital asset management, NFT projects, and blockchain infrastructure. The subsidiary allows the bank to develop Web3 services safely. Compliance requirements and operational risks remain separate from core banking activities. Analysts note that forming a dedicated entity is a common strategy among financial institutions entering regulated digital asset markets. Plans for a Web3 subsidiary emerged in July 2025. The bank proposed providing digital wallets for crypto and NFTs and facilitating yen-to-digital-asset conversions. BlockBloom received $2 million in initial capital, with operations expected to begin in autumn 2025. By establishing a formal subsidiary, Sony Bank has created a structure to advance blockchain-based products without directly impacting traditional banking operations. Sony Bank expects BlockBloom to have little impact on earnings. This applies to both consolidated and non-consolidated figures for the fiscal year ending March 31, 2026. Japan’s regulators have updated rules for digital assets. Banks can now offer tokenized securities, NFT services, and blockchain payments within the regulated framework. BlockBloom will operate under these regulations, providing blockchain solutions that integrate with standard financial services. Japan’s digital asset market has grown steadily. NFT trading volumes have reached billions of yen, and retail adoption of cryptocurrencies continues to rise. Banks and fintech companies are exploring blockchain for tokenized securities, cross-border payments, and smart-contract-based lending. For example, several financial institutions have trialed tokenized bonds and blockchain settlement for digital yen. BlockBloom may develop services such as NFT custody, tokenized financial instruments, and blockchain settlement networks. The subsidiary may collaborate with fintech startups. The goal is to create interoperable solutions for digital wallets, NFT marketplaces, and decentralized finance platforms. Implications for Japan’s Banking Sector The creation of BlockBloom reflects a measured approach by Japanese banks entering the Web3 space. A dedicated subsidiary lets Sony Bank test blockchain products safely. It can assess user adoption and manage regulatory requirements without affecting core operations. BlockBloom can use Sony Bank’s technology and banking expertise to collaborate with fintech partners. The subsidiary may contribute to Japan’s growing digital finance ecosystem.

Author: Coinstats

2025/09/26

Ripple (XRP) Price Prediction & Targets Lowered, While ETH-Based DeFi Altcoin Goes Viral With 4500% Forecast

Ripple (XRP) Price Prediction & Targets Lowered, While ETH-Based DeFi Altcoin Goes Viral With 4500% Forecast

The post Ripple (XRP) Price Prediction & Targets Lowered, While ETH-Based DeFi Altcoin Goes Viral With 4500% Forecast appeared on BitcoinEthereumNews.com. Ripple (XRP) had been predicted to reach the $10 mark in the 2025 bull cycle, but new projections now align towards a lower level of around $5. Slowing momentum has deflated expectations, and XRP’s destiny is still robust but kept in check compared to previous estimates. Meanwhile, new Mutuum Finance (MUTM) is gaining momentum in a big way. Mutuum Finance is priced at $0.035 presale level 6 which is already 45% sold out. The protocol has already raised over $16.25 million from over 16,570 holders. With lending-and-borrowing exclusively designed for utility-driven adoption, MUTM has been highlighted by analysts as one of the probable high-growth altcoins. There are even predictions of a price explosion of 4,500%, putting it on the list of the most viral emerging coins by 2025. XRP Price Prediction: Projections Reduced as Resistance Continues XRP is trading at $2.87 currently. Analysts have toned down previous bull predictions, with predictors who had put XRP at $10 now anticipating a lower cap at about $5 as a result of repeated resistance at $3, declining volumes, and macroeconomic headwinds. Absent until demand buyers stage a robust comeback or new catalysts emerge, XRP may range from $2.80–$3.50 in the near-medium term. Mutuum Finance (MUTM) outranks XRP by comparison. Stellar Presale Performance Mutuum Finance has kicked off Presale Stage Six, with the tokens selling at $0.035 after a 16.17% price appreciation from the previous round. Investors are famished, with over 16,570 buyers and more than $16.25 million of capital raised. In its bid to provide the platform with added security, Mutuum Finance is introducing a $50,000 USDT Bug Bounty Program. Bugs are differentiated into four categories, that is, critical, major, minor, and low, to ensure their greatest discovery and fixing. The protocol depends on stringent management of collateralized funds to safeguard the system…

Author: BitcoinEthereumNews

2025/09/26

Bion Simplifies Web3 Shopping with Crypto Payments with CRMClick Integration

Bion Simplifies Web3 Shopping with Crypto Payments with CRMClick Integration

Bion adds CRMClick to enable seamless crypto payments for Web3 shopping with smarter lending, and rewards across 3,000+ global retail and online brands.

Author: Blockchainreporter

2025/09/26

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