Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14585 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Analysis: Cryptocurrency reserve companies face risks similar to the dot-com bubble burst of the 21st century

Analysis: Cryptocurrency reserve companies face risks similar to the dot-com bubble burst of the 21st century

PANews reported on September 28th that according to Cointelegraph, Ray Youssef, founder of the peer-to-peer lending platform NoOnes, pointed out that the current rise of crypto asset reserve companies is similar to the investment frenzy during the dot-com bubble and carries significant market risks. He believes that although the entry of institutions marks the entry of cryptocurrencies into a mainstream asset class, most reserve companies will find it difficult to sustain and may be forced to sell their holdings, triggering the next bear market. Only a few companies will be able to continue accumulating assets at a discount. Youssef stressed that companies can improve their survivability if they adopt prudent strategies. Reducing debt burden is key. Issuing new shares is safer than borrowing to finance, and can avoid facing debt repayment pressure during market downturns. Debt maturities should be set reasonably, such as spanning a typical four-year market cycle, to reduce liquidity risks. In terms of asset selection, focus should be placed on cryptocurrencies with a capped supply or blue-chip assets with long-term resilience, rather than altcoins that are highly volatile and may permanently depreciate. In addition, companies with actual businesses and sources of income have advantages over pure asset reserve companies, which lack continuous cash flow, rely solely on financing operations, and have weaker risk resistance. Through responsible asset and risk management, some companies can not only withstand market downturns, but even achieve growth against the trend.

Author: PANews
5220% ROI in the Top New Presale in October 2025

5220% ROI in the Top New Presale in October 2025

The post 5220% ROI in the Top New Presale in October 2025 appeared on BitcoinEthereumNews.com. Crypto News 28 September 2025 | 03:15 BullZilla’s explosive presale surges with 5220% ROI potential, while Chainlink and Litecoin continue proving utility. What drives investors to risk thousands on meme coins while others cling to safer assets like Chainlink or Litecoin? It’s the pull of astronomical returns, the chance to be early, and the thrill of seeing modest sums mutate into portfolios worth millions. Traditional investors often underestimate the raw power of presales, but seasoned crypto enthusiasts know that early positioning is everything. That’s why BullZilla ($BZIL) has captivated the crypto community with its aggressive presale stages, selling over 29 billion tokens and raising more than $680,000, with over 2,100 holders already on board. Its unique mechanics, such as progressive price climbs and supply burns, position it not just as another meme coin, but as the top new presale in October 2025. Alongside LINK and LTC, it offers an intriguing contrast in crypto narratives. Let’s break down each project’s latest developments: BullZilla, Chainlink, and Litecoin. BullZilla’s Roar: Top New Presale in October 2025 with 100x Potential? Can a meme coin really deliver disciplined tokenomics while still pulling in whales? BullZilla says yes, with a presale system that punishes hesitation and rewards conviction. Unlike random launches, BullZilla’s DNA was forged in Ethereum’s “blue fire,” with a carefully engineered system of 24 stages. Each stage advances either when $100,000 is raised or after 48 hours, whichever comes first, in the top new presale in October 2025. BullZilla Presale Snapshot Metric Value Current Stage 4th (Red Candle Buffet) Phase 3rd Current Price $0.00009907 Presale Tally $680,000+ Raised Token Holders 2,100+ Tokens Sold 29B+ ROI Potential 5220.89% to $0.00527 Listing Stage ROI So Far 1622.96% (for earliest joiners) Consider the potential: a $5,000 investment today at $0.00009907 secures roughly 50,470,000 $BZIL tokens. By the…

Author: BitcoinEthereumNews
MoonBull Presale Live, Pepe and Mog Coin Insights

MoonBull Presale Live, Pepe and Mog Coin Insights

The post MoonBull Presale Live, Pepe and Mog Coin Insights appeared on BitcoinEthereumNews.com. Crypto News 28 September 2025 | 02:15 Discover the best new crypto MoonBull, live presale benefits, plus engaging insights on Pepe and Mog Coin. Ever sat around wondering which meme coin could be the next bull charging straight into the moon? Crypto enthusiasts chasing peanuts of profit and penguin-like dives into risk know the game never slows down. From the hype-packed antics of Pepe to the cheeky rise of Mog Coin, the meme coin arena keeps buzzing with energy. Yet one project is stealing the show: MoonBull, and its presale is live right now. MoonBull’s presale is live now, giving investors the lowest entry point in a structured model designed for growth. With scarcity built into its 23-stage rollout, automated tokenomics, and referral rewards, MoonBull positions itself as the best new crypto. For anyone who missed past moonshots, this presale could be the golden ticket to financial freedom. MoonBull Presale is Live Now: Why This Bull Stands Out MoonBull ($MOBU) is charging into the crypto arena with a presale strategy unlike anything the meme token space has seen. The project combines hype with structured tokenomics, giving it both entertainment and substance. Its 23-stage presale model creates urgency, scarcity, and momentum. Stage 3 is live now at $0.00004057, while the final stage price stands at $0.00616. That’s a jaw-dropping possibility ROI of 24,540% for early adopters. Imagine putting $15,000 into Stage 1. By the final presale stage, that position could balloon into over $3.6 million worth of tokens. Numbers like this are peanuts only to billionaires, but to regular crypto hunters, it’s life-changing. The staged design ensures steady growth rather than a one-time pump-and-dump, keeping investors strapped in for the ride. MoonBull also introduces staking from Stage 10, with an APY of 95%. Holders will enjoy rewards calculated daily, and while…

Author: BitcoinEthereumNews
Turn Your $15K into $3.6M: MoonBull’s 24,500% ROI Crowns It the Best New Crypto, While Mog Coin and Pepe Keep Building Hype

Turn Your $15K into $3.6M: MoonBull’s 24,500% ROI Crowns It the Best New Crypto, While Mog Coin and Pepe Keep Building Hype

Ever sat around wondering which meme coin could be the next bull charging straight into the moon? Crypto enthusiasts chasing […] The post Turn Your $15K into $3.6M: MoonBull’s 24,500% ROI Crowns It the Best New Crypto, While Mog Coin and Pepe Keep Building Hype appeared first on Coindoo.

Author: Coindoo
Retail Investors Call This the $20-to-$500,000 Opportunity of the Decade

Retail Investors Call This the $20-to-$500,000 Opportunity of the Decade

From just $20, early buyers say Moonshot MAGAX could grow into a $500,000 fortune. Discover why this AI-powered meme token is fueling investor urgency.

Author: Blockchainreporter
Top Altcoins To Watch That Can Rally 8,400% Before The XRP Price Touches $10

Top Altcoins To Watch That Can Rally 8,400% Before The XRP Price Touches $10

The post Top Altcoins To Watch That Can Rally 8,400% Before The XRP Price Touches $10 appeared on BitcoinEthereumNews.com. Altcoin momentum is picking up in Q4 2025, especially as XRP edges toward the long-awaited $10 milestone. But while XRP carries strong institutional backing, many analysts believe its explosive growth phase may be behind it.  Instead, the spotlight is shifting to low-cap, high-upside altcoins like MYX Finance (MYX), PEPE, and the fast-rising DeFi project Paydax Prorocol (PDP). With forecasts of potential rallies reaching 8,400%, these altcoins are emerging as the real hidden gems investors are watching ahead of the next big market surge. Liquidity Meets Adoption: The Growth Engine Behind Paydax Protocol (PDP) When it comes to altcoins with the potential for real growth and adoption, Paydax leads the pack. Unlike altcoins like MYX Finance (MYX) and PEPE, which are driven purely by hype or whale speculation, Paydax offers a real-world lending utility that sets it apart. The protocol allows users to borrow against tokenized assets such as crypto, gold, fine art, and collectibles. Source: Paydax Protocol Take a real-world scenario: Imagine a PEPE or MYX holder with $100,000 worth of tokens watching his asset dwindle as volatility sets in and hype fades. He wants to reinvest in a more profitable altcoin, but selling would lock in heavy losses or cost him his position. Instead of selling, he can unlock 60–90% of the value in stablecoins through Paydax, gaining liquidity for trading or reinvestment, all while preserving his core position. Why Paydax Protocol’s PDP Could Explode 8,400% First  Unlike hype-driven altcoins, Paydax (PDP) boasts core features that give PDP the foundation to back up its 8,400% upside potential with actual utility, not hype. Here’s why analysts are calling it the altcoin to watch: Earn While Holding: Lenders can earn up to 15.2% APY by funding fully collateralized loans. Meanwhile, stakers can earn up to 20% APY while safeguarding the ecosystem.…

Author: BitcoinEthereumNews
Crypto Treasuries Companies May Crash Markets Nearly 80%, Like Dotcoms!

Crypto Treasuries Companies May Crash Markets Nearly 80%, Like Dotcoms!

The post Crypto Treasuries Companies May Crash Markets Nearly 80%, Like Dotcoms! appeared on BitcoinEthereumNews.com. The post Crypto Treasuries Companies May Crash Markets Nearly 80%, Like Dotcoms! appeared first on Coinpedia Fintech News Crypto treasuries have become the talk of this market cycle, with institutions and corporations scooping up digital assets to showcase strength and long-term conviction. But experts warn this could repeat the dotcom bubble of the 2000s, when too much hype and risky bets caused markets to crash nearly 80%. Dotcom Déjà Vu in Crypto Ray Youssef, founder of the peer-to-peer platform NoOnes, believes the crypto industry is repeating the mistakes of the dot-com era. Back in the late 1990s, big ideas about the internet attracted money and attention, but many companies lacked real foundations. Most of them eventually collapsed. Youssef says today’s hype around cryptocurrency, DeFi, and Web3 feels the same. He predicts that many crypto treasury companies will not survive. When they fail, they may sell their holdings, creating a sharp market reset. The problem, he explains, is that these companies depend too heavily on market sentiment and price momentum. This makes them risky, blending the instability of crypto with the unpredictability of the stock market. Winners and Losers in the Next Shakeout But not all will vanish. Youssef believes a handful of disciplined firms could emerge stronger, snapping up discounted Bitcoin and blue-chip digital assets while weaker players collapse. The difference, he says, lies in responsible management. Companies that avoid piling on risky debt, stagger repayments around Bitcoin’s four-year cycles, and stick to supply-capped assets like Bitcoin and Ethereum have a better chance of surviving downturns.  On the other hand, those betting heavily on volatile altcoins risk being wiped out entirely, as many tokens lose 90% or more during bear markets. How Real Businesses Back Crypto Success Perhaps the strongest safety net for these firms is something very traditional: steady…

Author: BitcoinEthereumNews
Hyperdrive freezes its market after a confirmed exploit led to nearly one million dollars in losses

Hyperdrive freezes its market after a confirmed exploit led to nearly one million dollars in losses

Hyperdrive, a DeFi yield strategy protocol built on the Hyperliquid ecosystem, has confirmed that two user wallet positions in its Treasury Market got compromised in a digital heist that led to an estimated $700,000 in losses.  In what is being publicized as a precautionary measure, Hyperdrive has taken to X to reveal it has paused […]

Author: Cryptopolitan
Which Token Has 50x Potential In Wall Street’s Next Banking Rotation?

Which Token Has 50x Potential In Wall Street’s Next Banking Rotation?

The post Which Token Has 50x Potential In Wall Street’s Next Banking Rotation? appeared on BitcoinEthereumNews.com. The crypto market thrives on narratives. Some tokens rise due to hype, while others rise because of their clear use. Right now, BlockDAG is one of the trending names. Traders are debating whether it can deliver massive returns.  At the same time, another project is moving quietly through its presale. Digitap is presenting itself as a token with real utility, a clear design, and a vision that lines up with how money is changing.  The comparison is worth making. One project builds on technical promises, the other leans into a practical story about how people spend and manage funds. BlockDAG and the Race for Scalability BlockDAG has caught attention due to its unique structure. The project does not follow the single-chain model of Bitcoin or Ethereum. Instead, it is built on a directed acyclic graph. This model lets multiple blocks connect at once. In theory, it means faster settlement and more transactions per second. Supporters argue that it solves the old problem of congestion. The idea is simple: more speed, less waiting. BlockDAG positions itself as a foundation for future financial systems. It has even been compared with Ethereum’s early days, when people saw the potential of smart contracts before most knew how they would be used. But BlockDAG’s story is still mostly about technology. The project has bold plans, but it still shows little proof of adoption in daily use. It remains a speculative bet.  Traders hope the hype is enough to lift it higher during the next rotation of capital into crypto projects. That may happen, but questions remain. Can the project move beyond theory and hype?  Why Utility, Not Hype, Sets Digitap Apart Digitap tells a different story. Instead of focusing only on speed or technical design, it speaks directly to how money works in practice. The…

Author: BitcoinEthereumNews
Crypto treasury companies pose a similar risk to the 2000s dotcom bust

Crypto treasury companies pose a similar risk to the 2000s dotcom bust

                                                                               Investor psychology has not changed in the ensuing 25 years since the dotcom-era bust that took down the US stock market in the early 2000s.                     The crypto treasury narrative, which has become a major feature of the current market cycle, parallels investor sentiment from the dotcom era of the late 1990s and early 2000s, which caused the stock market to sink by about 80%, according to Ray Youssef, founder of peer-to-peer lending platform NoOnes app.The same overzealous investor psychology that led to over-investment in early internet and tech companies during the dotcom crash has not disappeared due to the presence of financial institutions in crypto, Youssef told Cointelegraph. He said:Today, the global financial market is driven by the idea of cryptocurrency, decentralized finance, and the Web3 revolution,” he added.Read more

Author: Coinstats