Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BTC Price Commences Potential Recovery; Will Bitcoin Tokens Sustain Gains?

BTC Price Commences Potential Recovery; Will Bitcoin Tokens Sustain Gains?

The post BTC Price Commences Potential Recovery; Will Bitcoin Tokens Sustain Gains? appeared on BitcoinEthereumNews.com. BTC price is listed at $111,927.45 after an increase of 2.27% over the past 24 hours. Bitcoin tokens are testing a resistance level of $113,223. Rate cut and ETF flows are likely to affect BTC price in the days to come. Many cryptocurrencies are seeing an increase in their value. Bitcoin tokens are one of them, with BTC price noting a significant surge in the last 24 hours. However, it remains to be seen if the price of Bitcoin tokens sustains ongoing gains or sees downtrends in the days to come. Two factors are expected to affect the rise and fall of BTC price irrespective of predicted estimates. Gains in BTC Price BTC price was hovering below $109,000 a couple of hours ago, but the flagship cryptocurrency has commenced a potential recovery. Bitcoin tokens are now exchanging hands at $111,927.45. This is after an increase of 2.27% over the past 24 hours, and 3.1% in the last 30 days. It is considerably down by 2.4% over a week, but the recent increase has vastly washed out the weekly decline. The 24-hour trading volume has soared by 51.72%. Interestingly, Bitcoin tokens are down by 10.08% from their ATH of $124,457.12, which was noted on August 14, 2025. It is estimated that reclaiming the margin of $112k could fuel its rise closer to the all-time high milestone. Possible Price Movements for Bitcoin Tokens BTC price would either tank or jump in the days to come. Predictions estimate Bitcoin tokens to surge by 4.70% in the next 30 days. This would take the value to around $116,858 amid the volatility of 2.36%. Overall sentiments towards the crypto following the short-term BTC price prediction have shifted to neutral. The same is evident from the FGI rating of 50 points. The closest resistance level rests…

Author: BitcoinEthereumNews
Cloud Mining Wealth Code: OPTO Miner Enables XRP Holders to Earn 3,700 USDT Daily

Cloud Mining Wealth Code: OPTO Miner Enables XRP Holders to Earn 3,700 USDT Daily

After XRP’s legal win boosts prices past $3, investors turn to OPTO Miner for stable passive income. Cloud mining pays daily USD from XRP, BTC, ETH, and USDT.

Author: Blockchainreporter
Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain

Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain

The post Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain appeared on BitcoinEthereumNews.com. Crypto credit firm Maple Finance and Elwood Technologies are joining forces to make it easier for large financial institutions to enter digital asset credit markets. The companies announced Monday that Maple’s on-chain lending and asset management platform will link up with Elwood’s execution, portfolio management, and risk tools. Maple, founded in 2021, specializes in structured lending products and yield strategies built on public blockchains. Elwood, the trading company backed by hedge-fund manager Alan Howard, provides connectivity to global crypto exchanges, custodians and fund administrators, along with analytics and risk monitoring tools for institutional investors. The collaboration targets a key friction point for traditional players. Banks and asset managers looking to diversify into digital assets face fragmented infrastructure and operational hurdles. By combining Maple’s lending expertise with Elwood’s institutional trading and risk systems, the firms aim to create a framework that mirrors what professional investors expect in traditional markets. Sid Powell, Maple’s CEO, said the partnership will extend “institutional-grade” access to on-chain credit opportunities. Elwood CEO Chris Lawn added that credit markets are an essential piece of crypto’s evolution and need the same type of infrastructure as other asset classes. The move comes as demand for tokenized credit and fixed-income products grows. For example, Ripple and Credbull recently launched initiatives that bring U.S. Treasuries and private credit onto blockchain rails. Maple and Elwood’s tie-up underscores how service providers are trying to position themselves as gateways for institutional capital entering the decentralized economy. Source: https://www.coindesk.com/business/2025/09/29/maple-finance-to-tie-into-elwood-to-bring-institutional-credit-strategies-on-chain

Author: BitcoinEthereumNews
Maple Finance and Elwood Partner to Advance Institutional Digital Asset Lending

Maple Finance and Elwood Partner to Advance Institutional Digital Asset Lending

PANews reported on September 29th that crypto lending platform Maple Finance and Elwood Technologies announced a partnership to support large financial institutions entering the digital asset lending market. Maple's on-chain lending and asset management platform will be combined with Elwood's trade execution, portfolio management, and risk tools to address the infrastructure and operational barriers traditional institutions face in the crypto space. Maple focuses on structured lending products and income strategies based on public blockchains, while Elwood, backed by hedge fund manager Alan Howard, provides connectivity and data analysis services to global exchanges, custodians, and fund management.

Author: PANews
Cleveland Fed’s Beth Hammack on interest rates, inflation and tariffs

Cleveland Fed’s Beth Hammack on interest rates, inflation and tariffs

The post Cleveland Fed’s Beth Hammack on interest rates, inflation and tariffs appeared on BitcoinEthereumNews.com. Cleveland Federal Reserve President Beth Hammack joins CNBC’s “Squawk Box Europe” on Monday morning to discuss the likelihood of further interest rate cuts and the health of the U.S. economy. Hammack’s comments come shortly after stronger-than-expected economic data appear to have dented Wall Street’s hopes for sharp monetary easing. The Fed approved a widely anticipated rate cut earlier this month, lowering its benchmark overnight lending rate by a quarter percentage point to a range of 4.00%-4.25%, and signaled two more were on the way before the end of the year. A robust batch of economic data since, however, has prompted investors to dial back their expectations for rapid rate cuts. This is a developing story. Please refresh for updates. Source: https://www.cnbc.com/2025/09/29/cleveland-feds-beth-hammack-on-interest-rates-inflation-and-tariffs.html

Author: BitcoinEthereumNews
7 Best Cryptos to Watch in 2025 Offering Explosive Growth and Early Entry Rewards

7 Best Cryptos to Watch in 2025 Offering Explosive Growth and Early Entry Rewards

The post 7 Best Cryptos to Watch in 2025 Offering Explosive Growth and Early Entry Rewards appeared on BitcoinEthereumNews.com. Disclaimer: This content is a sponsored article. Bitcoinsistemi.com is not responsible for any damages or negativities that may arise from the above information or any product or service mentioned in the article. Bitcoinsistemi.com advises readers to do individual research about the company mentioned in the article and reminds them that all responsibility belongs to the individual. Can meme coins still change the game in 2025? The answer is a resounding yes. The rise of meme-powered tokens has turned skeptics into believers, delivering millionaires overnight while fueling the most viral trends in crypto. Today, investors are tracking a new wave of meme legends: MoonBull, Bonk, Notcoin, Neiro, Dogwifhat, Shiba Inu, and Pudgy Penguins. Each brings its own energy, community backing, and potential for massive returns. Yet among them, one presale is already turning heads with explosive speed and unstoppable demand, and that’s MoonBull, the clear frontrunner among the best cryptos to watch in 2025. What sets MoonBull apart in a sea of meme coins? Unlike others chasing hype, MoonBull is blending real innovation with lightning-fast growth. While Bonk, Notcoin, Neiro, Dogwifhat, Shiba Inu, and Pudgy Penguins hold strong positions in the meme coin arena, MoonBull is rewriting the rules with unique staking, referrals, and a presale that has rocketed to Stage 3 in record time. Investors looking at the best cryptos to watch in 2025 are quickly realizing that MoonBull offers the ultimate early-stage opportunity. 1. MoonBull: Staking Rewards and Smart Referrals That Fuel Growth MoonBull isn’t just a presale token, it’s an ecosystem of rewards designed to lock in loyalty while fueling viral adoption. At Stage 10, the MoonBull presale unlocks a powerful staking program, offering holders a fixed 95% APY with seamless access through the dashboard. Rewards are calculated daily, giving participants the freedom to grow passively without complicated…

Author: BitcoinEthereumNews
Mike Novogratz: Early Life and Net Worth — The Vision Behind Galaxy Digital and the Future of…

Mike Novogratz: Early Life and Net Worth — The Vision Behind Galaxy Digital and the Future of…

Mike Novogratz: Early Life and Net Worth — The Vision Behind Galaxy Digital and the Future of Crypto — 36Crypto Mike Novogratz is reshaping the future of finance and cryptocurrency with Galaxy Digital Galaxy Digital CEO Mike Novogratz is at the forefront of cryptocurrency and blockchain technology Novogratz’s influence shapes the future of digital assets, DeFi, and the wider crypto ecosystem Mike Novogratz is one of the most influential figures in the world of cryptocurrency and digital assets. As the CEO and founder of Galaxy Digital, Novogratz has been instrumental in driving the mainstream adoption of crypto assets, decentralized finance (DeFi), and blockchain technology. With a rich background in traditional finance and an unrelenting passion for digital transformation, Novogratz is leading Galaxy Digital into the new era of finance, where cryptocurrencies are poised to revolutionize industries around the world. Mike Novogratz: Early Life and Career Mike Novogratz was born in 1964 in Fort Knox, Kentucky, and grew up in a military family. From a young age, Novogratz exhibited a sharp mind and an entrepreneurial spirit. After graduating from Princeton University with a degree in economics, he went on to build a successful career on Wall Street. His early professional journey included stints at Goldman Sachs and Fortress Investment Group, where he gained extensive experience in investment management and hedge fund strategies. During his time at Fortress, Novogratz was responsible for overseeing the firm’s global macro strategy, which involved significant investments in currencies, commodities, and emerging markets. His ability to identify trends in financial markets, coupled with his understanding of risk management, positioned him as a leader in the investment world. However, as the financial markets evolved, Novogratz’s focus began to shift towards the emerging space of digital currencies and blockchain technology. Also Read: Joe Lubin: Early Life and Net Worth — The Vision Behind Consensys and Ethereum Transition to Cryptocurrency: A Vision for the Future In 2013, Mike Novogratz decided to leave Fortress Investment Group and focus entirely on the growing cryptocurrency space. At the time, Bitcoin and other cryptocurrencies were still seen as speculative investments by most traditional financiers, but Novogratz recognized their potential to revolutionize the financial system. Novogratz’s transition into the crypto world was not just about investments. He understood that the blockchain technology behind digital currencies could fundamentally change the way financial services were delivered and accessed. This realization led him to take a bold step in 2018 by founding Galaxy Digital, a cryptocurrency investment firm dedicated to bridging the gap between traditional finance and the emerging digital asset class. Founding Galaxy Digital: The Pursuit of Crypto Adoption Galaxy Digital, founded in 2018, has quickly grown into one of the most influential cryptocurrency investment firms in the world. With a focus on asset management, trading, and venture capital, Galaxy Digital serves both institutional and retail investors, helping them navigate the complexities of the crypto market. Under Novogratz’s leadership, Galaxy Digital has made significant investments in blockchain technology and cryptocurrencies, building partnerships with key players in the industry. The firm is known for its diverse portfolio, which includes investments in DeFi platforms, cryptocurrency exchanges, and blockchain infrastructure projects. Through Galaxy Digital, Novogratz has become a vocal advocate for the mainstream adoption of digital currencies. He has consistently promoted the idea that cryptocurrencies represent the future of finance, offering an alternative to traditional banking and payment systems. His leadership has helped to reshape the narrative around digital assets, positioning them as both an asset class and a transformative technology that will change how the world interacts with money. The Vision: The Future of Decentralized Finance Mike Novogratz is not just a businessman; he is a visionary who believes in the potential of decentralized finance (DeFi) to transform the global economy. Through Galaxy Digital, Novogratz has been a vocal supporter of DeFi protocols, which aim to recreate traditional financial systems using blockchain technology. These protocols include lending platforms, decentralized exchanges (DEXs), and yield farming applications that eliminate intermediaries and provide greater financial inclusivity. Novogratz’s ultimate vision is to see crypto and blockchain technology drive the creation of a decentralized financial ecosystem where individuals, businesses, and institutions can interact directly, without the need for intermediaries. His belief in the potential of DeFi is matched by his commitment to making it accessible to all, and Galaxy Digital continues to play a key role in expanding the DeFi sector. Mike Novogratz’s Net Worth: The Wealth Behind the Vision As of 2025, Mike Novogratz’s estimated net worth is approximately $2.7 billion. A significant portion of his wealth is derived from his early investments in cryptocurrencies, including Bitcoin and Ethereum, as well as his ownership stake in Galaxy Digital. His strategic investments in the blockchain and crypto space have positioned him as one of the wealthiest figures in the industry. However, Novogratz’s financial success has always been secondary to his larger mission. His wealth is a byproduct of his vision to reshape global finance and promote the widespread adoption of decentralized technologies. Novogratz has often spoken about his belief that crypto is not just about financial gain, but about creating a more transparent, efficient, and equitable global financial system. In addition to his wealth from Galaxy Digital, Novogratz has used his success to support various philanthropic efforts, particularly in the areas of education, innovation, and technology. His focus on long-term societal impact has made him a respected leader not only in finance but also in the broader crypto and blockchain community. Legacy: A Pioneer of the Crypto Revolution Mike Novogratz’s legacy will undoubtedly be tied to his pioneering work in the cryptocurrency space. As the founder and CEO of Galaxy Digital, he has been at the forefront of efforts to integrate digital assets into the traditional financial system, demonstrating their value beyond speculation. His belief in the transformative potential of blockchain technology has made him a key figure in the growing movement to create a decentralized financial system. Through his leadership at Galaxy Digital, Novogratz has influenced countless investors and entrepreneurs to explore the opportunities in the crypto space, and his work continues to inspire the next generation of blockchain innovators. Novogratz’s commitment to the future of finance, combined with his vast experience in both traditional finance and digital assets, has positioned him as one of the leading figures in the crypto ecosystem. His efforts have played a pivotal role in helping to push the boundaries of what is possible with digital currencies and decentralized technologies. FAQs

  1. Who is Mike Novogratz? Mike Novogratz is the CEO and founder of Galaxy Digital, a cryptocurrency investment firm that focuses on blockchain technology and digital assets. He is a leading figure in the crypto space and a vocal advocate for the adoption of decentralized finance (DeFi).
  2. What is Galaxy Digital? Galaxy Digital is a cryptocurrency investment firm founded by Mike Novogratz in 2018. The firm specializes in asset management, trading, and venture capital, with a focus on the blockchain and cryptocurrency sectors.
  3. What is Mike Novogratz’s net worth? As of 2025, Mike Novogratz’s estimated net worth is $3.8 billion, primarily derived from his investments in digital currencies and his ownership of Galaxy Digital.
  4. What is Mike Novogratz’s vision for decentralized finance? Mike Novogratz believes that decentralized finance (DeFi) will revolutionize global finance by eliminating intermediaries and providing greater financial inclusivity. He envisions a future where blockchain technology drives a decentralized financial ecosystem.
  5. How has Mike Novogratz influenced the crypto industry? Mike Novogratz has played a key role in promoting the mainstream adoption of cryptocurrencies and blockchain technology. Through Galaxy Digital, he has helped bridge the gap between traditional finance and the emerging world of digital assets, positioning cryptocurrencies as a transformative technology for the global economy. Also Read: Paolo Ardoino: Early Life and Net Worth — The Vision Behind Tether and the Crypto World Originally published at https://36crypto.com on September 27, 2025.
Mike Novogratz: Early Life and Net Worth — The Vision Behind Galaxy Digital and the Future of… was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
Hyperdrive Loses $782,000 in Tokens After Smart Contract Exploit Attack

Hyperdrive Loses $782,000 in Tokens After Smart Contract Exploit Attack

TLDR Hyperdrive lost $782K due to an exploit targeting two key liquidity pools. The attacker drained 673,000 USDT0 and 110,244 thBILL tokens from Hyperdrive. Hyperdrive paused operations to contain the damage and identify affected accounts. This marks the third security breach on the Hyperliquid ecosystem in 2025. A security breach in Hyperdrive, a lending protocol [...] The post Hyperdrive Loses $782,000 in Tokens After Smart Contract Exploit Attack appeared first on CoinCentral.

Author: Coincentral
Bad Bunny To Play 2026 Super Bowl LX Halftime Show: All The Details

Bad Bunny To Play 2026 Super Bowl LX Halftime Show: All The Details

The post Bad Bunny To Play 2026 Super Bowl LX Halftime Show: All The Details appeared on BitcoinEthereumNews.com. 2026 Super Bowl Halftime Performer Bad Bunny performs onstage during Night One of Bad Bunny: “No Me Quiero Ir De Aqui” Residencia En El Choli at Coliseo de Puerto Rico José Miguel Agrelot on July 11, 2025 in San Juan, Puerto Rico. (Photo by Kevin Mazur/Getty Images) Kevin Mazur/Getty Images Bad Bunny will headline the Apple Music Super Bowl LX Halftime Show on February 8, 2026, at Levi’s Stadium in Santa Clara, California — a landmark moment for the genre-bending Puerto Rican superstar’s ascent that also carries a potential political subtext after the star excluded the United States from his 2025–2026 tour amid concerns about ICE activity. The NFL revealed Bad Bunny’s booking during halftime of Sunday Night Football’s telecast of the game between the Green Bay Packers and Dallas Cowboys, a move that kept the reveal within football’s live moment and underscored the halftime show’s ongoing role as a cultural appointment beyond the game itself. The production is a partnership between the NFL and Roc Nation, with sponsorship from Apple Music. All stakeholders shared hints across social media about a major impending Super Bowl Halftime Show announcement. Who Is Bad Bunny? 31-year-old rapper, singer, producer, actor, and wrestler Bad Bunny (né Benito Antonio Martínez Ocasio) is considered a key artist in helping Spanish-language rap music reach global mainstream success and has been dubbed the “King of Latin Trap” by publications such as GQ and The Washington Post. His accolades include three Grammy Awards and eleven Latin Grammy Awards and he is the first Latin artist to headline Coachella. Forbes first recognized Bad Bunny as part of its 30 Under 30 class in 2019 alongside the likes of Post Malone, Billie Eilish and Camila Cabello. CLEVELAND, OHIO – OCTOBER 09: Bad Bunny attends the 2023 Forbes 30 Under 30 Summit…

Author: BitcoinEthereumNews
MUTM 50% sold out fast, analysts call it best crypto for 350% gain

MUTM 50% sold out fast, analysts call it best crypto for 350% gain

Even as broader markets remain uncertain and many ask why crypto is down, select projects are proving that disciplined innovation still attracts serious capital. Mutuum Finance (MUTM) is one of those standouts, with its Phase 6 presale already 50% sold out. At a price of $0.035, the project has raised over $16.50 million and welcomed more than 16,650 holders. Phase 7 will increase the token price to $0.040, a 15% rise, showing that investors entering today are locking in a clear discount before the next leg up. Analysts project that buyers in this round are positioning for 350% gains even before the bull run fully resumes.A framework built on risk management and stabilityMutuum Finance (MUTM) is not simply another addition to the growing list of crypto coins. It is a decentralized lending protocol designed with multiple safety mechanisms to protect users and sustain long-term growth. The system is structured around overcollateralized borrowing, ensuring loans are backed by more value than borrowed, while automated liquidation triggers and penalty fees maintain stability if collateral values fall. Liquidators are incentivized to restore balance through discounted repayments, creating constant pressure toward systemic health.A key differentiator is its oracle strategy, which aggregates Chainlink feeds, fallback oracles, and time-weighted on-chain data. This ensures borrowers and lenders always interact with fair and tamper-resistant price information, reducing the risk of manipulation that plagues many DeFi platforms. Alongside this, borrow caps and Restricted Collateralization Mode limit the exposure of risky assets, so volatile tokens do not compromise the safety of the entire system. A reserve factor applied to each asset also feeds income into the treasury, which in turn will support platform sustainability.Unlike unchecked DeFi protocols that expose participants to systemic fragility, Mutuum Finance (MUTM) is building a structure where every component—whether liquidation penalties or collateral ratios—works together to safeguard investor capital. This emphasis on capital protection and controlled risk makes the platform more attractive during times of uncertainty, reinforcing why investing in crypto through structured protocols can outperform sentiment-driven alternatives.Security, roadmap, and investor upsideBeyond its mechanics, Mutuum Finance (MUTM) is securing investor confidence with external validation and community-focused measures. The project has undergone a CertiK audit, scoring 90.00 in Token Scan and 79.00 in Skynet assessments, demonstrating a commitment to robust code standards. Complementing this, a $50,000 bug bounty program incentivizes ethical hackers to identify vulnerabilities, while a $100,000 giveaway rewards and energizes its growing community. These steps underline a transparent approach rarely seen in newer crypto coins.The roadmap is equally compelling. Phase 2 focuses on core contract and infrastructure development, while Phase 3 is set to bring beta testing and functional demos. By Phase 4, the platform will go live, with MUTM token listings, claim activation, and multi-chain expansion. Each stage provides investors with tangible milestones that align with price growth and adoption momentum.The outcomes speak for themselves for investors who are keeping an eye on returns. At the current presale pricing, a Phase 1 allotment of $10,000 at $0.01 has already increased to $35,000, which is a 250% increase. People who buy in Phase 6 for $0.035 should see their worth rise by 350% before the bull cycle picks up speed again. This illustrates that making smart early investments in structured initiatives like Mutuum Finance (MUTM) can lead to big profits even before the market as a whole starts to rise.Mutuum Finance (MUTM) is setting itself up as the uncommon presale token that offers strong security, long-lasting mechanics, and actual safety for investors. While other people chase after short-lived buzz, this project is showing that the best places to invest in crypto are platforms that create demand on purpose. With 50% of Phase 6 already sold, the chance to get tokens at a discount is running out quickly. This makes MUTM one of the best buys before the next bull run starts.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post MUTM 50% sold out fast, analysts call it best crypto for 350% gain appeared first on Invezz

Author: Coinstats