Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14601 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Keel Debuts as Sky’s Solana-Focused ‘Star’ With a $2.5B Roadmap to Boost RWAs and DeFi

Keel Debuts as Sky’s Solana-Focused ‘Star’ With a $2.5B Roadmap to Boost RWAs and DeFi

The post Keel Debuts as Sky’s Solana-Focused ‘Star’ With a $2.5B Roadmap to Boost RWAs and DeFi appeared on BitcoinEthereumNews.com. Keel, a new Solana-native capital allocator, debuted on Tuesday with a roadmap to channel up to $2.5 billion across decentralized finance (DeFi) and tokenized asset markets in the SOL$210.33 ecosystem. Keel is structured as being part of the Sky ecosystem, the long-running DeFi protocol formerly known as MakerDAO, as one of its autonomous units called “stars.” That’s part of Sky’s major overhaul dubbed Endgame that includes creating smaller units, each of which is responsible for its own governance and innovation at the edge of the ecosystem. Sky is centered around issuing the USDS (USDS) and DAI$0.9998 decentralized stablecoins, which have a combined supply of over $7 billion. Spark, the first of Sky’s stars, has grown to more than $10 billion in total value locked (TVL) on Ethereum while allocating funds to over $1 billion in tokenized assets. Grove, the second unit launched earlier this year, is focused on collateralized loan obligations. Keel’s mandate is acting as an on-chain capital allocator that sits between Solana DeFi protocols and the broader stablecoin economy. It receives a dedicated balance sheet from the USDS stablecoin reserves to deploy and support Solana-native protocols to generate yield. Early integrations include Kamino, Jupiter and Raydium, Solana-hosted marketplaces where liquidity can serve as a foundation for lending markets, routing and liquidity pools. “Keel was founded on the belief that the next phase of on-chain finance growth needs more than new assets alone; it needs liquidity that can be accessed at speed and scale,” said Cian Breathnach, CEO of Matariki Labs and a contributor to Keel. “Keel is the first to provide these enablers on Solana, delivering the capital and catalyzing force for the next stage of growth in on-chain lending, borrowing, tokenization and more.” Keel’s plan could also help attract more tokenized real-world assets (RWA) to the Solana…

Author: BitcoinEthereumNews
Flip $550 into $110,000: This Frog Meme Coin Could Become the Next Pepe Coin (PEPE)

Flip $550 into $110,000: This Frog Meme Coin Could Become the Next Pepe Coin (PEPE)

The post Flip $550 into $110,000: This Frog Meme Coin Could Become the Next Pepe Coin (PEPE) appeared first on Coinpedia Fintech News Crypto’s wild, right? Stories of tiny investments turning into life-changing cash are everywhere in this space, and they always grab traders’ attention. From Bitcoin’s OG fans to Shiba Inu’s overnight millionaires, crypto keeps showing that the right bet at the right time can turn a few hundred bucks into six or even seven figures. Now, …

Author: CoinPedia
Starknet bids to make bitcoin productive with new BTCfi push

Starknet bids to make bitcoin productive with new BTCfi push

The post Starknet bids to make bitcoin productive with new BTCfi push appeared on BitcoinEthereumNews.com. Starknet is stepping up efforts to attract bitcoin onto its layer-2 network. It’s rolling out a 100 million STRK incentive program alongside new staking mechanics in hopes to position the rollup as bitcoin’s “execution layer.” The campaign, branded BTCFi on Starknet, comes as rival projects Babylon and Botanix pitch their own competing models for putting idle BTC to work. Babylon channels bitcoin into securing external proof-of-stake chains, while Botanix earlier this month launched stBTC, a vault that redistributes half of its gas fees — paid in bitcoin — directly to users. Starknet’s pitch is different, according to Tom Brand, StarkWare’s head of product. Bitcoin stakers will help secure the rollup itself. Read more: Botanix launches stBTC to deliver Bitcoin-native yield “Babylon focuses on staking BTC to secure external [proof-of-stake] chains, and Botanix builds an EVM chain on Bitcoin,” Brand told Blockworks. “Starknet, by contrast, lets BTC directly secure a real, high-throughput zk rollup with active DeFi and BTCFi use, so staked Bitcoin underpins real economic activity, not just theoretical security.” For now, however, Starknet staking relies on wrapped assets such as tBTC, LBTC, WBTC and SolvBTC rather than native bitcoin. That means users gain exposure via smart contracts on Starknet, but custody ultimately depends on the safety of wrapper infrastructure and cross-chain bridges. “Staking is ‘trustless’ in the sense that users retain control via smart contracts on Starknet and do not hand BTC to a centralized custodian,” Brand said, acknowledging the “BTC is wrapped and bridged, introducing trust assumptions tied to the wrapper infrastructure and the bridge itself.” There are other caveats. Unlike proof-of-stake systems where validators risk losing funds if they misbehave, Starknet’s BTC staking has no slashing mechanism today. “The architecture allows for slashing to be added in the future, but none is active now,” Brand said. That…

Author: BitcoinEthereumNews
Starknet Launches Bitcoin Staking and Yield Products in BTCFi Expansion

Starknet Launches Bitcoin Staking and Yield Products in BTCFi Expansion

PANews reported on September 30th that Bitcoin staking has launched on Starknet, a platform the project claims is the first trustless Bitcoin staking platform to be implemented on a Layer 2 network. Holders retain custody of their assets while earning rewards and contributing to network consensus. Starknet describes this as a "Bitcoin strategy for veteran Bitcoiners." This initiative does not alter Bitcoin's base layer, but rather relies on wrapped versions of BTC, such as WBTC, tBTC, Liquid Bitcoin, and SolvBTC, which can be delegated and staked on Starknet. At the same time, the Starknet Foundation will allocate 100 million STRK (US$12 million) to promote the development of the BTCFi ecosystem, including incentivizing Bitcoin-collateralized lending, making Starknet the most cost-effective place to use Bitcoin as collateral and implement yield-generating strategies. Furthermore, Re7 Capital announced on Tuesday that it plans to launch a new Bitcoin-denominated yield product on Starknet in October. By combining off-chain derivatives, DeFi strategies, and Bitcoin staking, it will generate returns directly in Bitcoin. The fund will be tokenized to facilitate wider investor participation.

Author: PANews
10 Top Cryptos to Invest: Explosive Coins With a Presale Already on Fire

10 Top Cryptos to Invest: Explosive Coins With a Presale Already on Fire

Picture this: a laser-eyed cat pawing at candlesticks, frogs in hoodies screaming “wen Lambo,” and a fire-breathing digital beast chomping down red candles. That’s the meme coin mania of 2025, where names like BullZilla ($BZIL), Solana ($SOL), Ripple ($XRP), Chainlink ($LINK), Avalanche ($AVAX), Ethereum ($ETH), Toncoin ($TON), Sui ($SUI), World Liberty Financial ($WLFI), and Aster […] The post 10 Top Cryptos to Invest: Explosive Coins With a Presale Already on Fire appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Keel Debuts as Sky's Solana-Focused 'Star' With a $2.5B Roadmap to Boost RWAs and DeFi

Keel Debuts as Sky's Solana-Focused 'Star' With a $2.5B Roadmap to Boost RWAs and DeFi

Keel, a new Solana-native capital allocator, debuted on Tuesday with a roadmap to channel up to $2.5 billion across decentralized finance (DeFi) and tokenized asset markets in the Solana (SOL) ecosystem.Keel is structured as being part of the Sky ecosystem, the long-running DeFi protocol formerly known as MakerDAO, as one of its autonomous units called "stars." That's part of Sky's major overhaul dubbed Endgame that includes creating smaller units, each of which is responsible for its own governance and innovation at the edge of the ecosystem. Sky is centered around issuing the USDS (USDS) and DAI (DAI) decentralized stablecoins, which have a combined supply of over $7 billion.Spark, the first of Sky's stars, has grown to more than $10 billion in total value locked (TVL) on Ethereum while allocating funds to over $1 billion in tokenized assets. Grove, the second unit launched earlier this year, is focused on collateralized loan obligations.Keel's mandate is acting as an on-chain capital allocator that sits between Solana DeFi protocols and the broader stablecoin economy. It receives a dedicated balance sheet from the USDS stablecoin reserves to deploy and support Solana-native protocols to generate yield. Early integrations include Kamino, Jupiter and Raydium, Solana-hosted marketplaces where liquidity can serve as a foundation for lending markets, routing and liquidity pools."Keel was founded on the belief that the next phase of on-chain finance growth needs more than new assets alone; it needs liquidity that can be accessed at speed and scale," said Cian Breathnach, CEO of Matariki Labs and a contributor to Keel. "Keel is the first to provide these enablers on Solana, delivering the capital and catalyzing force for the next stage of growth in on-chain lending, borrowing, tokenization and more."Keel's plan could also help attract more tokenized real-world assets (RWA) to the Solana space, a fast-growing sector that aims to use blockchain rails to move and settle traditional financial assets like bonds, commodities and stocks.Lily Liu, president of the Solana Foundation, called Keel "a key step" in positioning the blockchain as a leading marketplace for internet-scale capital markets. Rune Christensen, co-founder of Sky, added that Keel is set to become the largest capital allocator on Solana and will play a key role in shaping the DeFi and RWA landscape.Read more: Blockchain-Based RWA Specialists Bring $50M to Apollo's Tokenized Credit Strategy

Author: Coinstats
PBOC sets USD/CNY reference rate at 7.1055 vs. 7.1089 previous

PBOC sets USD/CNY reference rate at 7.1055 vs. 7.1089 previous

The post PBOC sets USD/CNY reference rate at 7.1055 vs. 7.1089 previous appeared on BitcoinEthereumNews.com. On Tuesday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.1055 compared to the previous day’s fix of 7.1089 and 7.1166 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71055-vs-71089-previous-202509300115

Author: BitcoinEthereumNews
As NBC Debuts ‘On Brand’, Bozoma Saint John Goes Back To Her Marketing Roots With Jimmy Fallon

As NBC Debuts ‘On Brand’, Bozoma Saint John Goes Back To Her Marketing Roots With Jimmy Fallon

The post As NBC Debuts ‘On Brand’, Bozoma Saint John Goes Back To Her Marketing Roots With Jimmy Fallon appeared on BitcoinEthereumNews.com.

Author: BitcoinEthereumNews
Hyperliquid (HYPE) Rallies Toward $50 as Hypurr NFT Frenzy Sends Floor Above $60K

Hyperliquid (HYPE) Rallies Toward $50 as Hypurr NFT Frenzy Sends Floor Above $60K

Hyperliquid’s native token HYPE is approaching the $50 mark after a 24-hour 7.7% increase to approximately $47, driven by the launch of 4,600 Hypurr NFTs on the HyperEVM. The collection launched strongly with a floor near $68,700 and about $45 million in first-day volume. Related Reading: Bitcoin Coin Days Destroyed Drops By 50% Amid Waning […]

Author: Bitcoinist
Can Ethereum (ETH) Bulls Defend $4,000? Market Weakness Targets ETH, But 1 DeFi Altcoin Could Save Portfolios

Can Ethereum (ETH) Bulls Defend $4,000? Market Weakness Targets ETH, But 1 DeFi Altcoin Could Save Portfolios

With Ethereum (ETH) facing pressure at the $4,000 level, investors are holding their breath to see if bulls can keep holding on against mounting market vulnerability. While ETH remains the pillar of the crypto market, shrewd traders are looking at alternatives to save and build up their portfolios. One top choice is Mutuum Finance (MUTM), […]

Author: Cryptopolitan