ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14643 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase’s Bitcoin loans could hit $100B target by 2030

Coinbase’s Bitcoin loans could hit $100B target by 2030

The post Coinbase’s Bitcoin loans could hit $100B target by 2030 appeared on BitcoinEthereumNews.com. Coinbase has surpassed $1 billion in on-chain Bitcoin-backed loan originations eight months after launching the product in January 2025, and CEO Brian Armstrong has set a $100 billion lifetime originations target.. The run rate implied by the first eight months is roughly $125 million per month, which frames the pace required to reach the new objective. The loans post Bitcoin collateral on the chain via Coinbase-wrapped Bitcoin, cbBTC, which is then routed to a Morpho market on Base. Utilization sets a variable interest rate every block, and USDC is delivered to a borrower’s Coinbase account. Liquidation occurs if the loan-to-value ratio reaches 86 percent, repayment has no fixed schedule, and Coinbase lists a 4.38 percent liquidation penalty in customer materials. According to Coinbase documentation, borrowers must maintain over-collateralization at all times, with U.S. availability that excludes New York for now. Per Coinbase, cbBTC is backed 1:1 by Bitcoin under custody with public proof-of-reserves and canonical addresses published. Scale on the back end matters because origination capacity depends on dollar liquidity and throughput. Total deposits rose into the low teens in billions over the summer, and Morpho posts show Coinbase-connected collateral passing $1 billion with several hundred million in active loans during mid-year. According to DefiLlama, daily transactions and active addresses remain elevated with a double-digit-billion bridged TVL, which supports reliable liquidation execution and faster recycling of collateral into fresh originations. Macro credit context has turned favorable for asset-backed structures. Decentralized lending outstanding reached $26.47 billion in the second quarter of 2025, up 42 percent quarter over quarter, while combined DeFi, CeFi, and tokenized credit climbed further. Outside crypto, private credit managers continue to add asset-based finance capacity. KKR closed a $6.5 billion raise for asset-based finance this year, illustrating broader demand for secured credit instruments that can coexist with on-chain…

Author: BitcoinEthereumNews

2025/10/02

Is Web3’s Next Boom Coming from Africa, LATAM, and Asia? Lisk Bets $15 Million on It

Is Web3’s Next Boom Coming from Africa, LATAM, and Asia? Lisk Bets $15 Million on It

The post Is Web3’s Next Boom Coming from Africa, LATAM, and Asia? Lisk Bets $15 Million on It appeared on BitcoinEthereumNews.com. Lisk has launched a $15 million venture initiative, the Lisk EMpower Fund, aimed at accelerating Web3 startups in Africa, Latin America (LATAM), and Southeast Asia. The fund positions itself as a counterweight to the oversaturated Western venture scene, where valuations are at record highs and returns are increasingly muted. Lisk’s $15 Million EMpower Fund Targets the Gaps Global VCs Miss Lisk is betting that the world’s most transformative Web3 companies will emerge from frontier economies often dismissed by Silicon Valley. The Lisk EMpower Fund will distribute up to $250,000 in capital per startup, while providing hands-on advisory covering regulatory compliance, tokenization, and fundraising strategies. Early recipients include South Africa’s Lov.cash (digital supply chain), Afrikabal (agritech), Indonesia’s IDRX (stablecoin), and SigraFi (gold-backed lending). Proof in action 👇 The first 4 companies backed by the Lisk EMpower Fund:https://t.co/sTBXaeQt5m 🇿🇦 — digitizing supply chains between retailers and suppliers in South AfricaAfrikabal 🌍 — connecting smallholder farmers to buyers and investors across AfricaIDRX 🇮🇩 — a… — Lisk (@LiskHQ) October 2, 2025 According to Gideon Greaves, Head of Investments at Lisk, the fund’s thesis is simple: where global VCs see risk, Lisk sees overlooked value. “Founders in Africa, LATAM, and Southeast Asia are already proving they can build products with real adoption despite limited access to venture dollars,” Greaves told BeInCrypto. A $5.2 Trillion Untapped Opportunity Emerging markets represent an estimated $5.2 trillion untapped investment opportunity, with venture returns averaging 9–11% annually over the past 15 years. Yet, many founders in these regions bootstrap their way to Series A traction without institutional backing. Greaves believes this necessity-driven entrepreneurship is often a better recipe for resilient founders. “Someone who is emotionally attached to their product and views it as an extension of themselves,” he explained. By entering only after startups demonstrate traction, Lisk reduces risk…

Author: BitcoinEthereumNews

2025/10/02

Meme Culture Meets Utility as Pepe Dollar And LayerBrett Gain Momentum in Best Crypto Presale Rankings for Investors

Meme Culture Meets Utility as Pepe Dollar And LayerBrett Gain Momentum in Best Crypto Presale Rankings for Investors

Meme culture drives growth as Pepe Dollar ($PEPD) and LayerBrett emerge in best crypto presale rankings for 2025, blending humor with utility to stand out among top crypto presales.

Author: Blockchainreporter

2025/10/02

Leading Solana treasury company Sharps Technology announces $100M stock buyback

Leading Solana treasury company Sharps Technology announces $100M stock buyback

The post Leading Solana treasury company Sharps Technology announces $100M stock buyback appeared on BitcoinEthereumNews.com. Sharps Technology, one of the leading Solana treasury companies, announced a $100M buyback of its common stock. The deal will boost Sharps Technology shares with a mix of open-market and negotiated purchases.  Sharps Technology, Inc., one of the leading Solana treasuries, announced a plan to buy back its own shares, reinvesting $100M. The buyback will include a mix of open-market and negotiated purchases. Sharps Technology took up its buyback as other DAT stocks were sliding, losing between 40% and 85% from their peak valuations.  To date, Sharps Technology has acquired 2.140M SOL, making it the second-largest DAT company for Solana. Following the repurchase announcement, SSTS shares traded at $6.78, near their lower range for the past six months.  The Sharps Technology treasury has been building up for a little over a month, with $400M in investments. The treasury was launched on September 2, briefly standing out as the largest SOL reserve. Soon after that, Forward Technologies took the lead with over 6.8M in SOL. Over time, Solana companies acquired 17.80M SOL, of which 11.58M are staked, with 2M added in the past weeks. Solana treasuries are the first to try staking at scale, including liquid staking.  Sharps Technology retains its pharmaceutical product business, after reaching the revenue stage in August. Sharps Technology to retain entire SOL treasury The stock buybacks will not affect the SOL reserves, and Sharps Technology does not plan treasury operations for the financing.  DAT companies resort to buybacks to boost their share’s reputation. Crypto fluctuations often mean treasury companies log significant market price losses after the initial phase of enthusiasm.  Recently, DeFi Dev Corp., another high-profile treasury company, also extended its share repurchase program.  Treasury companies rely on a strong holder ethos, so far avoiding contagion and not selling any of the crypto in their treasuries.…

Author: BitcoinEthereumNews

2025/10/02

XRP Has No Major Resistance for Massive Rally After Defending $2.80 Support: Analyst

XRP Has No Major Resistance for Massive Rally After Defending $2.80 Support: Analyst

XRP holds $2.80 support with price near $2.98. Analysts see $3.13 as the breakout pivot, opening targets toward $4.13 and beyond.

Author: CryptoPotato

2025/10/02

Most Undervalued DeFi Crypto? Analysts Favor This Utility Token For 1500% Upside, Here’s Why

Most Undervalued DeFi Crypto? Analysts Favor This Utility Token For 1500% Upside, Here’s Why

The post Most Undervalued DeFi Crypto? Analysts Favor This Utility Token For 1500% Upside, Here’s Why appeared first on Coinpedia Fintech News In a market where many tokens trade on hype rather than function, the real gems are those building utility-driven ecosystems while still priced at entry levels. Analysts who specialize in crypto predictions are increasingly focusing on undervalued DeFi projects that combine innovative mechanics with strong revenue alignment. One project in presale currently stands out in …

Author: CoinPedia

2025/10/02

Solana treasury firm Sharps Technology unveils $100M stock buyback

Solana treasury firm Sharps Technology unveils $100M stock buyback

Sharps Technology announced plans to buy back $100M worth of its common stock, as the asset traded near the lower range for the past six months.

Author: Cryptopolitan

2025/10/02

Solana ($SOL), Memecoin, and Pump.fun ($PUMP) News: Galaxy Digital’s Key Findings

Solana ($SOL), Memecoin, and Pump.fun ($PUMP) News: Galaxy Digital’s Key Findings

The post Solana ($SOL), Memecoin, and Pump.fun ($PUMP) News: Galaxy Digital’s Key Findings appeared on BitcoinEthereumNews.com. Memecoins, once dismissed as little more than internet jokes, have cemented themselves as a permanent fixture of the crypto economy, according to new research from Galaxy Digital. In a report published Wednesday, research analyst Will Owens argues that the sector has matured into a cultural and economic force in its own right. Galaxy estimates digital assets tied to memes now represent a meaningful share of trading activity and investor interest, extending well beyond Dogecoin and Shiba Inu. A cultural and trading phenomenon Owens wrote that memecoins “capture attention and capital” by blending humor with financial speculation, making them uniquely effective at onboarding new participants into crypto. Galaxy’s research cites the growing number of users interacting with memecoins not only as traders but also as community members who build narratives, memes and digital identities around the tokens. On the trading side, Owens notes that memecoins consistently generate some of the highest liquidity and fee volumes in the industry, rivaling mainstream assets. Their volatility, he added, has turned them into a reliable revenue source for exchanges and liquidity providers. Pump.fun and infrastructure shifts One of the most striking developments highlighted in the report is the rise of Pump.fun, a Solana-based platform that lets anyone launch a memecoin in minutes. Galaxy said the service has turbocharged activity in 2025, creating thousands of new tokens and contributing to record-high fee generation on Solana. While many of these tokens fade quickly, Owens argued the platform illustrates how memecoins are reshaping crypto’s infrastructure. He believes that by driving experimentation in token issuance, liquidity bootstrapping and trading mechanics, memecoins are helping to pressure-test blockchain ecosystems at scale. Long-term implications The report cautioned that most memecoins remain speculative and short-lived, but said the broader trend is undeniable: the sector is no longer a passing fad. “Memecoins are here…

Author: BitcoinEthereumNews

2025/10/02

TappAlpha’s Flagship ETF, TSPY, Surpasses $100 Million in AUM

TappAlpha’s Flagship ETF, TSPY, Surpasses $100 Million in AUM

The post TappAlpha’s Flagship ETF, TSPY, Surpasses $100 Million in AUM appeared on BitcoinEthereumNews.com. Seattle, WA, October 2nd, 2025, FinanceWire Milestone Highlights Continued Advisor and Investor Demand for Daily Income Strategy. TappAlpha, a fintech-powered ETF issuer focused on making advanced investing strategies accessible, today announced that its flagship fund, the TappAlpha SPY Growth & Daily Income ETF (Nasdaq: TSPY), has surpassed $100 million in assets under management (AUM). Launched in August 2024, TSPY has gained rapid traction with both advisors and retail investors by offering a differentiated approach to income generation—blending core S&P 500 exposure with an actively managed daily (0DTE – zero days to expiration) covered call overlay. This structure seeks to deliver consistent, tax-efficient income while preserving participation in broad market growth. This milestone reflects the trust investors and advisors have placed in us — and we’re deeply grateful for it,” said Si Katara, CEO and Founder of TappAlpha. “It’s a sign that more people are finding tools that align with how they truly want to invest: staying in the market, earning meaningful income, and building wealth with intention. That’s why we built TSPY — to support people making smart, lasting decisions with their hard-earned resources, and to give advisors powerful ways to help them do it.” The fund seeks to distribute income monthly and is designed for forward-thinking investors and advisors seeking to tap the potential of their S&P 500 position. Since inception, TSPY has demonstrated resilience in volatile markets and has become a go-to solution for investors seeking consistent income from their core equity exposure. TSPY is part of TappAlpha’s broader mission to make powerful investing strategies simple, transparent, and accessible — so more people can build wealth with confidence and purpose.The firm recently launched TDAQ, a sister fund to TSPY that applies the same daily income overlay to the NASDAQ 100, offering exposure to technology and innovation-focused names. TSPY…

Author: BitcoinEthereumNews

2025/10/02

Market Pullback Creates Buying Zone, Analysts Debate Which Crypto to Buy Today for Short-Term Gains

Market Pullback Creates Buying Zone, Analysts Debate Which Crypto to Buy Today for Short-Term Gains

The recent downturn in broader markets has left many investors asking why crypto is down and whether this is the right time to re-enter. Analysts scanning crypto charts now argue that such pullbacks are creating ideal entry points for disciplined buyers. One name being highlighted is Mutuum Finance (MUTM), a presale project already attracting serious [...] The post Market Pullback Creates Buying Zone, Analysts Debate Which Crypto to Buy Today for Short-Term Gains appeared first on Blockonomi.

Author: Blockonomi

2025/10/02

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4824Articles
Cryptopolitan
Cryptopolitan
1079Articles
PANews
PANews
953Articles
Coinstats
Coinstats
935Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

ivault Starts 2026 With Infrastructure, Global Dialogue, and Recognition

ivault Starts 2026 With Infrastructure, Global Dialogue, and Recognition

2026/02/09 18:41
Solana Price Prediction: Could SOL Reach $500 This Year? Expert Analysis Here

Solana Price Prediction: Could SOL Reach $500 This Year? Expert Analysis Here

2026/02/09 18:28
Shiba Inu Price Forecast for Feb 9: Here’s Key Overhead Resistance for Any Move Upwards

Shiba Inu Price Forecast for Feb 9: Here’s Key Overhead Resistance for Any Move Upwards

2026/02/09 18:10
Why Ethereum’s (ETH) 2016-Level Supply Could Spark a Rally

Why Ethereum’s (ETH) 2016-Level Supply Could Spark a Rally

2026/02/09 18:00
Taiwan pushes back on US call to move 40% of chip output

Taiwan pushes back on US call to move 40% of chip output

2026/02/09 17:59