Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14697 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aerosmith Shockingly Hits No. 1 On The Hard Rock Chart For The First Time

Aerosmith Shockingly Hits No. 1 On The Hard Rock Chart For The First Time

The post Aerosmith Shockingly Hits No. 1 On The Hard Rock Chart For The First Time appeared on BitcoinEthereumNews.com. Aerosmith returns with Yungblud on “My Only Angel,” marking the band’s first-ever No. 1 on one of Billboard’s hard rock charts ahead of a joint EP. ELMONT, NEW YORK – SEPTEMBER 07: Yungblud, Steven Tyler, and Joe Perry perform during the 2025 MTV Video Music Awards at UBS Arena on September 07, 2025 in Elmont, New York. (Photo by Mike Coppola/Getty Images for MTV) Getty Images for MTV Aerosmith fans were devastated last year when the band canceled all upcoming concerts and announced that the musicians would never perform live together again. It became clear that Steven Tyler could no longer sing as he once did, anchoring the hard rock outfit’s sound. The group didn’t officially break up, but its future seemed uncertain. Now, Aerosmith is back with a brand new single — one that helps the group climb to never-before-seen heights on multiple Billboard charts. Teaming up with alternative singer-songwriter Yungblud, the two acts produced “My Only Angel,” which has become a surprisingly big hit in America thanks to strong introductory sales. Aerosmith Hits No. 1 for the Very First Time “My Only Angel” debuts at No. 1 on multiple Billboard rankings, and Aerosmith earns its first No. 1 on both the Hot Hard Rock Songs and Rock Digital Song Sales charts. The first of those two tallies looks at the most-consumed hard rock cuts, blending sales, streams, and radio airplay, while the latter focuses squarely on the bestselling rock-only tracks in the country. A Shocking Debut Leader for Aerosmith Despite being one of the most successful hard rock acts of all time, Aerosmith reaches the Hot Hard Rock Songs chart for the very first time, as the track debuts at No. 1 as the musicians arrive. On the Rock Digital Song Sales chart, Aerosmith has now scored half…

Author: BitcoinEthereumNews
5 Meme Coins Set for Explosive Growth

5 Meme Coins Set for Explosive Growth

The post 5 Meme Coins Set for Explosive Growth appeared on BitcoinEthereumNews.com. Crypto News The Top Cryptos to Buy in 2025 are no longer just Bitcoin or Ethereum. A new wave of meme coins has emerged, reshaping the market with viral energy, staking rewards, and scarcity-driven growth. These tokens are more than internet humor; they’re investment opportunities with structured tokenomics and massive upside potential. For early movers, identifying the best meme coins to buy in 2025 for early gains could be the difference between small wins and life-changing ROI. Among the trending top cryptos with explosive upside, five tokens stand out: MoonBull, Pepe, BullZilla, La Culex, and Bonk. Each coin has its own unique narrative, but one project, MoonBull, is rapidly rising as the front-runner in the race for the best altcoins and presales to buy now. MoonBull: The Rising Giant MoonBull ($MOBU) is taking the spotlight as one of the Top Cryptos to Buy in 2025, thanks to its clever blend of meme appeal and structured investment mechanics. Its staking system offers a remarkable 95% APY, calculated daily, with only a two-month lock on rewards, giving investors compounding growth with built-in flexibility. MoonBull also introduces referral bonuses, auto-liquidity mechanisms, and governance rights starting at Stage 12, making it far more than a short-term hype project. Its Mobunomics model ensures fairness and scarcity: 73.2B total supply 50% allocated to presale 20% to staking pools (95% APY) 11% referral rewards 10% liquidity (locked 2 years) 5% incentives and burns Unsold tokens are burned before listing, tightening supply and creating long-term scarcity. With this foundation, MoonBull appeals both to traders seeking early stage meme coin projects to watch and to long-term holders who value governance and growth. MoonBull Presale Momentum MoonBull’s presale is live and already gaining traction. Currently in Stage 4 at $0.00005168 per token, it has raised over $200,000 from more than…

Author: BitcoinEthereumNews
Best Crypto to Buy in October: Whales Flock to MoonBull’s Exclusive 11,800% ROI, While Polkadot and Monero Surge

Best Crypto to Buy in October: Whales Flock to MoonBull’s Exclusive 11,800% ROI, While Polkadot and Monero Surge

The post Best Crypto to Buy in October: Whales Flock to MoonBull’s Exclusive 11,800% ROI, While Polkadot and Monero Surge appeared first on Coinpedia Fintech News Best crypto to buy in October has become the hot question for traders, investors, and meme coin enthusiasts alike. The crypto market is buzzing with opportunities, and those who missed earlier moonshots are scanning for projects that could deliver life-changing returns. Among the crowd, MoonBull stands out, blending meme culture with solid tokenomics, while well-established …

Author: CoinPedia
What’s the Best Crypto to Buy After ADA’s Failure, Experts Hint at MUTM for Quick 10x

What’s the Best Crypto to Buy After ADA’s Failure, Experts Hint at MUTM for Quick 10x

The post What’s the Best Crypto to Buy After ADA’s Failure, Experts Hint at MUTM for Quick 10x appeared first on Coinpedia Fintech News As ADA fights to keep going, investors are looking for crypto projects that offer both short-term gains and real use. Mutuum Finance (MUTM) will become a strong competitor in this market. It has a decentralized loan platform with stablecoin mechanics, P2C and P2P lending, and staking rewards that will appeal to both individual and institutional investors. The lack of progress in ADA shows the need for useful platforms where the usefulness of tokens drives adoption and market activity. Mutuum Finance (MUTM) will present itself as a solution with real growth potential. Lending Mechanics and Yield Generation At the moment, the price of Phase 6 has been set at $0.035, and about $16.8 million has been raised so far, with 55% of the phase’s share already sold. More than 16,750 people have bought the token, which shows that there is a lot of interest in the community. In Phase 7, the price will go up to $0.040, which is a 15% rise. This will make investors rush to buy discounted tokens while they are still available. These pre-sale metrics show a clear window for early adopters to get short-term gains, and the price trend is supported by a story about usefulness. The two loan systems that Mutuum Finance (MUTM) will use are low-risk pooled lending and negotiated P2P markets for riskier tokens. Users will put in “blue chip” assets and get mtTokens equal to a 1:1 share of the pool in the P2C pools. People who put money in will get interest at a stable APY, and people who borrow money will be able to get cash without having to sell their assets. For instance, a user who deposits $12,000 worth of ETH will get mtETH and earn an APY of 14%, which equals $1,680 per year. At the same time, a borrower who puts up $1,000 in ETH as collateral will be able to borrow $750 in USD at 75% LTV. This gives them access to liquidity while still leaving themselves open to asset gain. Borrowers will be able to lock in known costs at a higher rate if interest rates stay stable, while lenders will be safe thanks to overcollateralization and tiered LTVs. Discounts for liquidators and reserve factors of up to 55% are some of the ways that the platform will stay balanced and stable when the market is stressed. This strong structure will create an environment where short-term traders and investors looking for returns will be able to participate and gain, while also adding to the value of the tokens as a whole. mtToken Staking and Demand-Driven Growth Mutuum Finance (MUTM) will have staking contracts where users of mtToken will get MUTM benefits from the platform’s income. A buy-and-distribute system will turn some of the income into open-market MUTM purchases. This will increase the value of the tokens and help the price rise in the short term. This mix of yield, staking rewards, and buybacks will create a cyclical growth model that will encourage users to hold on to their coins and take part in the community. As more people use mtTokens and MUTM, demand will rise faster, pushing prices even higher. The Mutuum Finance (MUTM) plan will move on to Phase 2, which will be all about building core smart contracts and dApp interfaces. In Phase 3, a working beta will be released on the testnet. Users will be able to try out the lending, borrowing, and staking features in a demo version. Phase 4 will finish listing items on exchanges and get ready for putting the site into live use. Each milestone will lead to activity on the blockchain and in the community, which will support the expected short-term gains. When these steps are finished, experts think that usefulness will turn into market demand, which supports the idea that prices could go up by 10 times from the early presale prices. Security and Community Incentives The project will undergo a CertiK audit, combining Manual Review and Static Analysis, with a Token Scan score of 90.00 and a Skynet score of 79.00. Additionally, Mutuum Finance (MUTM) will allocate a 50,000 USDT bug bounty across severity tiers to encourage responsible reporting. A $100,000 ongoing giveaway will reward early supporters with ten prizes of $10,000 in MUTM, further stimulating engagement and adoption. A dashboard and Top 50 leaderboard will highlight top holders, encouraging active participation and competitive staking. Before Phase 7 raises the price to $0.040, investors who buy tokens in Phase 6 at $0.035 will be able to get them at a discount. When short-term yield, utility-driven adoption, and value processes come together, they create a great chance for traders who want to make money quickly. Mutuum Finance (MUTM) will stand out among crypto coins because it has a clear plan, strong security, and a useful use case. Early adopters will be able to get both short-term gains and long-term rewards for participating. Since ADA is having trouble delivering, Mutuum Finance (MUTM) will become the crypto of choice for buyers who want to see growth and high yields. Participants who get early access to the remaining Phase 6 allocation will have a strategic edge and will be able to benefit from the convergence of short-term price action and platform utility. This will solidify MUTM’s position as a market leader in this next wave of crypto investing. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Experts Highlight a DeFi Crypto as the Best Crypto to Invest for Both Utility and 20x ROI

Experts Highlight a DeFi Crypto as the Best Crypto to Invest for Both Utility and 20x ROI

The post Experts Highlight a DeFi Crypto as the Best Crypto to Invest for Both Utility and 20x ROI appeared on BitcoinEthereumNews.com. The crypto market has seen waves of “hype-driven” tokens that are fun for a short time but don’t offer long-term value. Analysts and regular investors are turning their attention more and more to projects that have real-world uses and a lot of room to grow. Mutuum Finance (MUTM) is becoming one of the best because it combines a useful DeFi ecosystem with the ability to give huge returns. This makes it a great choice for both long-term use and high ROI. Dual Lending Model and Stable Borrowing Costs The price of Phase 6 of the Mutuum Finance (MUTM) presale is $0.035, and about 55% of the 170 million tokens have already been claimed. This has raised about $16.8 million. Over 16,750 users have signed up for the project, which shows that people are becoming more confident in it. The next step of the presale, Phase 7, will raise the price of the token by 15%, to $0.040. This means that small investors will have less time to get in early. Peer-to-Contract (P2C) pools are for assets that can be sold quickly, and Peer-to-Peer (P2P) lending is for niche tokens. Mutuum Finance (MUTM) is based on a dual lending system. This system makes sure that there is always cash on hand and allows for different ways of borrowing and lending. A big part of what will drive growth is the Stable Interest Rate Model, which lets borrowers lock in fixed costs for paying back their loans. The protocol will set up a rebalancing condition that will change rates when market conditions change significantly. This will keep things fair and protect total liquidity. Mutuum Finance (MUTM) will put limits on how much you can borrow and deposit on different assets to control risk. This will keep you from being too exposed to…

Author: BitcoinEthereumNews
Ethereum Trader Who Made $69 Million From Shiba Inu Buys $450,000 Into This Presale At $0.015

Ethereum Trader Who Made $69 Million From Shiba Inu Buys $450,000 Into This Presale At $0.015

The post Ethereum Trader Who Made $69 Million From Shiba Inu Buys $450,000 Into This Presale At $0.015 appeared first on Coinpedia Fintech News Crypto circles are buzzing again after news broke that an Ethereum trader—famous for turning early Shiba Inu bets into a staggering $69 million windfall—has just bought $450,000 worth of PDP in the Paydax Protocol presale at $0.015. This isn’t just another whale headline. It’s a strong signal that the same instinct that made fortunes on …

Author: CoinPedia
DeFi Platform Suffers Third Major Hack in Two Years, $1.7 Million Stolen

DeFi Platform Suffers Third Major Hack in Two Years, $1.7 Million Stolen

The post DeFi Platform Suffers Third Major Hack in Two Years, $1.7 Million Stolen appeared on BitcoinEthereumNews.com. Crime Decentralized finance (DeFi) protocol Abracadabra Money (SPELL) has suffered another security breach, marking its third major exploit in less than two years. Blockchain security firm GoPlus Security confirmed that the platform lost roughly $1.77 million after hackers drained funds from its lending and stablecoin system. Investigators tracking the movement of stolen assets say the attacker quickly moved 51 ETH through the crypto mixer Tornado Cash, a tool often used to obscure transaction trails. The wallet tied to the hack – identified as 0x1AaaDe – still controls 344 ETH, valued at about $1.55 million at the time of reporting. DAO Steps In to Contain the Fallout In a brief statement shared on Discord, Abracadabra’s team said its DAO reserves will be deployed to repurchase the affected Magic Internet Money (MIM) tokens, aiming to restore stability to the project’s ecosystem. The team has not yet posted any updates to its official X account, which has been inactive since early September. Community members have raised concerns about the project’s ongoing security lapses and limited communication during crises. A History of Painful Exploits The latest incident continues a troubling pattern for the SPELL ecosystem. In January 2024, a flash loan exploit drained around $6.5 million and caused a temporary depeg of its MIM stablecoin. Two months later, in March 2025, another vulnerability – this time linked to collateral liquidation logic -resulted in a loss exceeding $13 million. Security experts say these recurring flaws highlight the persistent risk facing complex DeFi protocols that rely on interconnected smart contracts. SPELL Token Reacts to the News Following the breach, SPELL’s price briefly dipped as traders rushed to offload their tokens. However, the decline was short-lived, with the market showing signs of recovery after reports that the DAO would compensate affected users. Despite the rebound, investor confidence…

Author: BitcoinEthereumNews
77% of Bitcoin Holders Haven’t Tried It, Says Survey

77% of Bitcoin Holders Haven’t Tried It, Says Survey

The post 77% of Bitcoin Holders Haven’t Tried It, Says Survey appeared on BitcoinEthereumNews.com. Bitcoin decentralized finance (DeFi), also known as BTCFi, has been touted as the next wave of innovation for the world’s largest cryptocurrency. However, research suggests bitcoin BTC$123,150.11 holders themselves are barely engaging. Some 77% of bitcoin holders have never tried a BTCFi platform, according to a survey of more than 700 respondents across North America and Europe by BTC mining ecosystem GoMining. Just over 10% reported having experimented once or twice, while only 8% said they actively use BTCFi services for yield or lending. The survey highlights a stark disconnect between the sector’s promise and its actual reach. “There’s an enormous appetite for these opportunities, but the industry has built products for crypto natives, not for everyday bitcoin holders,” said GoMining CEO Mark Zalan in a statement. That appetite shows up in the data: 73% of respondents expressed interest in earning yield on their BTC through lending or staking, while 42% want access to liquidity without selling. Yet hesitation dominates. More than 40% said they would allocate less than 20% of their holdings to BTCFi products, underscoring the sector’s trust and complexity problem. Awareness Gap Perhaps most striking is how invisible the industry still is. GoMining found that 65% of Bitcoin holders couldn’t name a single BTCFi project. Despite millions in venture funding, BTCFi platforms appear to be speaking mainly to themselves rather than the market they’re built to serve. The report argues that BTCFi’s adoption problem may stem from its reliance on Ethereum’s DeFi model. Bitcoin users, GoMining suggests, are more conservative: they favor custodial services, regulated ETFs and simplicity over self-custody experiments and complex protocols. “Bitcoin holders aren’t ether ETH$4,547.84 users,” Zalan said. “Coinbase and Bitcoin ETFs succeeded because they prioritized accessibility. BTCFi platforms that focus on education and user experience, rather than complex features, will capture this…

Author: BitcoinEthereumNews
BTCFi’s Big Problem: 77% of Bitcoin Holders Haven’t Even Tried It, Says Survey

BTCFi’s Big Problem: 77% of Bitcoin Holders Haven’t Even Tried It, Says Survey

Bitcoin decentralized finance (DeFi), also known as BTCFi, has been touted as the next wave of innovation for the world’s largest cryptocurrency. However, research suggests bitcoin (BTC) holders themselves are barely engaging.Some 77% of bitcoin holders have never tried a BTCFi platform, according to a survey of more than 700 respondents across North America and Europe by BTC mining ecosystem GoMining. Just over 10% reported having experimented once or twice, while only 8% said they actively use BTCFi services for yield or lending.The survey highlights a stark disconnect between the sector’s promise and its actual reach. “There’s an enormous appetite for these opportunities, but the industry has built products for crypto natives, not for everyday bitcoin holders,” said GoMining CEO Mark Zalan in a statement.That appetite shows up in the data: 73% of respondents expressed interest in earning yield on their BTC through lending or staking, while 42% want access to liquidity without selling. Yet hesitation dominates. More than 40% said they would allocate less than 20% of their holdings to BTCFi products, underscoring the sector’s trust and complexity problem.Awareness GapPerhaps most striking is how invisible the industry still is. GoMining found that 65% of Bitcoin holders couldn’t name a single BTCFi project. Despite millions in venture funding, BTCFi platforms appear to be speaking mainly to themselves rather than the market they’re built to serve.The report argues that BTCFi’s adoption problem may stem from its reliance on Ethereum’s DeFi model. Bitcoin users, GoMining suggests, are more conservative: they favor custodial services, regulated ETFs and simplicity over self-custody experiments and complex protocols.“Bitcoin holders aren’t ether (ETH) users,” Zalan said. “Coinbase and Bitcoin ETFs succeeded because they prioritized accessibility. BTCFi platforms that focus on education and user experience, rather than complex features, will capture this market."For the industry, the survey is both a warning and an opportunity. Millions of Bitcoin holders want the yield and liquidity BTCFi promises, but they need to be met with products they can trust and understand.However, it should be kept in mind that the survey respondents were a "random selection" of just 700 GoMining users.GoMining is a digital BTC mining platform that connects users to real-world mining operations through Digital Miners non-fungible tokens (NFTs) and a gamified ecosystem, so the survey's findings are subject to the extent to which its users represent typical bitcoin users."Our user base represents the bitcoin holders universe quite nicely," a GoMining spokesperson told CoinDesk over email. "More than 80% of our users open their first crypto wallet with us and enter the Bitcoin ecosystem through our digital mining product."

Author: Coinstats
BlockchainFX Trumps Tapzi, SpacePay, and Pepenode as the Best ICO for 2025

BlockchainFX Trumps Tapzi, SpacePay, and Pepenode as the Best ICO for 2025

The post BlockchainFX Trumps Tapzi, SpacePay, and Pepenode as the Best ICO for 2025 appeared on BitcoinEthereumNews.com. Crypto News Crypto in 2025 is full of noise, but a few names are standing out with real progress and unique mechanics. Some are building actual platforms that already work, while others are experimenting with skill-based gaming, crypto payments, and new ways of mining meme tokens. The mix is diverse, but they all carry different levels of upside and excitement depending on how they are built and what problems they solve. What makes these networks interesting is that they aren’t just selling hype, they have specific features that give them a clear angle. BlockchainFX (BFX) is already running as a live platform with millions raised, Tapzi is building out skill-focused GameFi, SpacePay is pushing retail crypto adoption, and Pepenode is blending meme culture with virtual mining. Each has a unique case for why people are calling them the best ICO for 2025. 1. BlockchainFX – Presale With Real Utility BlockchainFX has quickly built its reputation by showing proof of delivery, not just promises. Its presale started at $0.01 and now sits at $0.026, with a confirmed $0.05 launch price. That alone guarantees a 2x return at listing. More than $8.8 million has already been raised from over 10,000 participants, and the BLOCK30 bonus hands out 30% extra tokens, one of the most generous offers in this cycle. The limited entry window adds urgency, and it’s why many already rank it among the best ICO for 2025. The big advantage is that BlockchainFX isn’t waiting until launch to prove itself. It’s already live as a multi-asset trading super app, supporting crypto, equities, forex, ETFs, commodities, bonds, and futures, all from one interface. It’s also cross-chain, connected to Ethereum, Solana, BNB Chain, Base, and Tron. Thousands of users are trading inside the beta right now, showing that this is a project with…

Author: BitcoinEthereumNews