Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14730 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Pepe Price Prediction, Shiba Inu Latest News and The Best Coin To Buy In For Q4 Gains

Pepe Price Prediction, Shiba Inu Latest News and The Best Coin To Buy In For Q4 Gains

Pepe price prediction threads are heating up again, Shiba Inu news keeps flowing, and traders are asking the same question—what’s the best crypto to buy now for Q4 gains? Meme coins are still pulling big attention, but not all memes are created equal. With Layer Brett entering the scene, the comparison game just got a […] The post Pepe Price Prediction, Shiba Inu Latest News and The Best Coin To Buy In For Q4 Gains appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Meanwhile raises $82 million to expand Bitcoin life insurance

Meanwhile raises $82 million to expand Bitcoin life insurance

The post Meanwhile raises $82 million to expand Bitcoin life insurance appeared on BitcoinEthereumNews.com. Bitcoin life insurer Meanwhile has raised $82 million in new funding to meet surging global demand for BTC-denominated life insurance, annuities and savings products. The round was co-led by Bain Capital Crypto and Haun Ventures, with participation from Pantera Capital, Apollo, Northwestern Mutual Future Ventures, and Stillmark. The company is regulated by the Bermuda Monetary Authority, giving it a prudential license comparable to traditional insurers while allowing it to operate globally. The raise brings Meanwhile’s total 2025 funding to $122 million, following a $40 million Series A earlier this year led by Framework Ventures and Fulgur Ventures.  CEO Zac Townsend said the company is “bringing the long-term capital discipline of life insurers to Bitcoin,” positioning BTC as a foundation for inflation-resistant savings and institutional financial products. Meanwhile’s model combines standard insurance structures with Bitcoin as a reserve asset, earning yield through conservative private credit and long-duration lending. The company reports Bitcoin assets under management up more than 200% in 2025 as investors seek protection from inflation and currency devaluation. Backers say the company is building core infrastructure for the Bitcoin economy, comparable to how traditional insurers underpin legacy financial markets.  Haun Ventures partner Chris Ahn said Meanwhile “will unlock a new wave of innovation across Bitcoin-denominated capital markets.” Bain Capital Crypto’s Stefan Cohen called it “a compliant path to Bitcoin-linked savings and retirement.” This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/meanwhile-raises-82-million

Author: BitcoinEthereumNews
Bitcoin Becomes a “Cornerstone of Financial Security,” to Join Central Bank Reserves: Deutsche Bank

Bitcoin Becomes a “Cornerstone of Financial Security,” to Join Central Bank Reserves: Deutsche Bank

Bitcoin’s path to becoming a central bank reserve asset may no longer be far-fetched, according to Deutsche Bank analyst. Key Takeaways: Deutsche Bank says Bitcoin’s declining volatility and fixed supply make it a viable candidate for central bank reserves by 2030. Demand for Bitcoin is rising alongside gold as institutions and corporates seek alternatives to the US dollar. “Bitcoin treasuries” and growing institutional trust are helping position Bitcoin as a modern safe-haven asset. In a research note released Tuesday, Deutsche Bank strategists Marion Laboure and Camilla Siazon said the cryptocurrency is increasingly behaving like gold, and could join official reserves by 2030 if current trends hold. Analysts Say Bitcoin’s Stability Makes It Fit for Central Bank Reserves The analysts argued that Bitcoin’s falling volatility, rising liquidity, and fixed supply make it a viable addition to central bank balance sheets. “A strategic Bitcoin allocation could emerge as a modern cornerstone of financial security, echoing gold’s role in the 20th century,” the analysts wrote. Their projection comes as Bitcoin hit a record high of $125,000 this week, while gold neared $4,000 per ounce. Both assets have been climbing on the back of increased demand from central banks and corporates looking for alternatives to the US dollar and traditional assets. Gold has surged over 50% in 2025, its fastest yearly gain since 1979, when prices soared amid an inflationary oil crisis. Goldman Sachs recently raised its gold price target to $4,900, citing persistent demand from emerging market central banks. Bitcoin, while not traditionally considered a reserve asset, is starting to see similar demand patterns. Companies such as Michael Saylor’s Strategy have made Bitcoin a core part of their balance sheet strategy, turning it into a digital reserve asset. According to Laboure and Siazon, this growing trend of “Bitcoin treasuries” is helping normalize the asset in the eyes of institutional players. “Bitcoin is backed by nothing,” the analysts acknowledged. “But neither is gold in any functional sense. The difference is that Bitcoin’s volatility is now at historic lows, making it far more palatable to long-term holders.” Central banks, especially in emerging markets, have been steadily increasing their gold allocations in recent years as a hedge against political risk and a weakening US dollar. That same diversification logic, Deutsche Bank argues, could apply to Bitcoin as its market matures and institutional trust grows. Notably, this shift comes amid a paradox in global markets. The S&P 500 continues to hit record highs, up 14.6% year-to-date, while investors pour capital into so-called “safe haven” assets like gold and, increasingly, Bitcoin. Hex Trust CEO: US Banks Will Soon Offer Bitcoin Services Hex Trust CEO Alessio Quaglini believes US banks are on the verge of mainstreaming Bitcoin, pending regulatory clarity. He predicts that within months, most American banks will offer custody, trading, and deposit services for Bitcoin, calling U.S. regulation the “global benchmark” for institutional adoption. Founded in 2018, Hex Trust provides crypto custody, trading, lending, and staking services to institutions across Asia, the Middle East, and Europe. With over 200 employees and a million end users via B2B deals, the firm is targeting $20 million in revenue by 2025 and considering a future IPO. Quaglini also sees stablecoins as a disruptive force, potentially replacing the SWIFT system for cross-border payments. Unlike US-listed crypto companies that rely on retail trading, Hex Trust’s strategy focuses on providing infrastructure for institutions and avoiding direct exposure to crypto market volatility

Author: CryptoNews
NYSE Parent ICE Backs Polymarket With $2B Investment

NYSE Parent ICE Backs Polymarket With $2B Investment

The post NYSE Parent ICE Backs Polymarket With $2B Investment appeared on BitcoinEthereumNews.com. Intercontinental Exchange (ICE), the parent company of the New York Stock Exchange, just invested $2 billion into Polymarket, a cryptocurrency-powered prediction platform. Polymarket lets people trade on the outcomes of real-world events — like elections, sports games, or crypto prices — by buying and selling “shares” tied to possible results.  These shares move in price based on the crowd’s expectations, making Polymarket a kind of “stock market for future events.” With this deal, Polymarket is now valued at $9 billion, instantly turning it into one of the most valuable players in the prediction market space. What’s the Impact? This isn’t just another crypto investment — it’s a statement from Wall Street’s biggest player. ICE’s backing gives prediction markets mainstream credibility, pulling them closer to the regulated financial world. It shows traditional finance is no longer sitting on the sidelines but actively betting on blockchain’s potential.  For Polymarket, the deal could accelerate its long-anticipated U.S. relaunch, expand liquidity, and attract institutional users who previously stayed away. For the broader crypto industry, this signals a shift: prediction markets may soon move from a niche curiosity to a core part of financial infrastructure, blending the transparency of blockchain with Wall Street’s capital power. The U.S. Angle: From Raids to Green Lights Just three years ago, Polymarket was on the ropes. The CFTC slapped it with a cease-and-desist order, and the FBI even raided CEO Shayne Coplan’s home in 2024. Fast forward to now: the CFTC has issued a no-action letter granting the company breathing room on federal reporting. That shift clears the path for Polymarket’s long-awaited U.S. relaunch, which could push its valuation past $10 billion. ICE’s $2B bet on Polymarket tells us that prediction markets are no longer a fringe experiment but a serious financial instrument gaining Wall Street’s confidence. The move…

Author: BitcoinEthereumNews
Experts Identify the Next Big Crypto Plays: 8 New 1000x Tokens That Could Change 2025 Forever

Experts Identify the Next Big Crypto Plays: 8 New 1000x Tokens That Could Change 2025 Forever

Which new 1000x token could turn small portfolios into generational opportunities in 2025? With Bitcoin’s halving cycle reigniting optimism and new protocols emerging daily, investors are racing to identify projects with real utility and explosive ROI potential. From community-powered meme tokens to enterprise-grade blockchains, the next big movers are taking shape. At the front of […] The post Experts Identify the Next Big Crypto Plays: 8 New 1000x Tokens That Could Change 2025 Forever appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
S&P Launches Crypto 50 Index But There’s A Catch

S&P Launches Crypto 50 Index But There’s A Catch

The post S&P Launches Crypto 50 Index But There’s A Catch appeared on BitcoinEthereumNews.com. S&P Dow Jones Indices has introduced a new index called the S&P Digital Markets 50. This marks a major step toward blending cryptos with traditional equity markets. S&P Unveils Hybrid Crypto Index With Dinari As revealed by a Barron’s report, the index combines 15 leading cryptocurrencies and 35 crypto-related stocks. This creates one of the first hybrid benchmarks that tracks both digital and conventional assets. The move comes amid growing investor demand for diversified exposure to the digital asset economy. S&P said the new index will provide a structured and transparent way for investors to gain exposure to blockchain-linked assets. The financial analytics firm manages the iconic S&P 500 and Dow Jones Industrial Average. The trend of blending equities with digital assets continues to gain momentum. Recently, Cyber Hornet sought SEC approval for an ETF combining S&P 500 and XRP. Developed in partnership with blockchain firm Dinari, the Digital Markets 50 aims to reflect the performance of companies and assets shaping the digital economy. The index will also be available in a tokenized format on Dinari’s dShares platform. This allows investors to access it through blockchain-based tokens. The tokenized version will be rolled out for the first time at the end of 2025. The index will not have more than 5% weight of each asset. Hence, no single asset will dominate. The crypto stocks in the index should have a minimum stock market value of $100 million and the cryptocurrencies’ valuation won’t be less than $300 million. These regulations are put in place to maintain the balance of the mix and do not expose the investors to excessive risks associated with unstable or difficult to sell assets. Source: https://coingape.com/sp-launches-crypto-50-index-but-theres-a-catch/

Author: BitcoinEthereumNews
Meanwhile Raises $82M to Scale Bitcoin-Based Life Insurance and Retirement Products

Meanwhile Raises $82M to Scale Bitcoin-Based Life Insurance and Retirement Products

Meanwhile, the first regulated Bitcoin life insurer, has raised $82 million in new capital to expand its suite of Bitcoin-denominated savings, life insurance, and annuity products. The round was co-led by Bain Capital Crypto and Haun Ventures, with participation from Pantera Capital, Apollo, Northwestern Mutual Future Ventures, and Stillmark. Regulated Bitcoin Protection Licensed by the Bermuda Monetary Authority, Meanwhile is the world’s first long-term insurer fully denominated in Bitcoin. The company provides policyholders with BTC-based life insurance, annuities, and savings products, protecting them from currency devaluation and inflation. “Life insurers have always provided the steady, long-term capital that keeps financial markets moving,” said Zac Townsend, CEO of Meanwhile. “We’re bringing that same role to Bitcoin—helping families save and protect wealth in BTC, while giving institutions new ways to earn returns and launch bitcoin-indexed products that are compliant and easy to scale,” said Townsend. The firm’s Bitcoin assets under management have surged over 200%, reflecting growing confidence in BTC as a long-term store of value. Institutional Confidence and Strategic Growth With this latest round, Meanwhile’s total 2025 funding reaches $122 million, following a $40 million Series A earlier this year led by Framework Ventures and Fulgur Ventures. The participation of legacy financial powerhouses like Apollo and Northwestern Mutual highlights Bitcoin’s increasing acceptance as a base asset for regulated financial products. Investors say Meanwhile is paving the way for Bitcoin’s integration into mainstream financial infrastructure. “Just as the U.S. economy was built on insurance, pensions, and mortgages, the Bitcoin economy will require its own long-duration financial products,” said Chris Ahn, Partner at Haun Ventures. Building the Future of Bitcoin Capital Markets Meanwhile generates sustainable yield through conservative private credit and long-term BTC lending, operating with full solvency and reserve standards comparable to traditional insurers. “Meanwhile is building simple, compliant, and lasting products that make Bitcoin practical for both people and institutions,” said Stefan Cohen, Partner at Bain Capital Crypto. As the world searches for inflation-proof savings and long-term financial stability, Meanwhile’s expansion signals a new era: one where Bitcoin moves beyond speculation to become a trusted pillar of global wealth preservation

Author: CryptoNews
Whats Next for XRP in the Next Year?

Whats Next for XRP in the Next Year?

XRP is sitting pretty with about a 45 percent gain since January, but don’t let that fool you. It took a real beating when those big global tariffs dropped from the Trump team, and after a hot summer run, all that excitement around it just kinda petered out. So, picture this: it’s a year from now. Where do you think XRP will land? I dug into a few big things that could push it up or hold it back come 2026. Let’s break it down nice and easy. Spot ETFs: The Big Money Magnet First off, those spot ETF approvals. The SEC is eyeing a bunch of them, six in total, and decisions kick off October 18th. If they say yes, boom, XRP gets that stamp of real world cred. Big money folks and everyday investors could pile in without the hassle. Some folks figure that could mean eight billion bucks flowing straight into XRP once trading starts. But here’s the catch. Everyone and their brother has been buzzing about this since New Year’s. Odds are 95 percent or higher they’ll greenlight it, so it’s more like when, not if. That means the price pop might not be as wild as some dreamers hope. Still, it’s a game changer for getting XRP into mainstream pockets. New Rules to Legitimize the Game Next up, the whole regulation mess. Trump’s crew is all in on crypto, which sounds great for XRP. Banks and big finance types just need to feel safe hopping on its tech for shuffling cash across borders. Eyes are on this Digital Asset Market Clarity Act, the big follow up to that Genius Act they passed in July for stablecoins. Problem is, the government shutdown is throwing a wrench in everything. Word is it’ll drag on for weeks, not days, with all that Washington bickering. Could stall the Clarity Act big time. Keep watching the Hill, because this could make or break XRP feeling legit for the suits. Can XRP Finally Dethrone SWIFT? Now, the juicy one: can XRP finally stick it to SWIFT? You know, that old school payment network every bank leans on. Crypto fans have been yelling for years that the XRP Ledger could swap in, settling deals in seconds for pennies on the dollar. SWIFT’s creaky 50 year old setup is under fire to speed up and slim down, so they’re testing blockchains left and right. Here’s the win: SWIFT already said they’re trialing the XRP network. If it clicks, we could see a fresh wave of banks jumping on board over the next year. Think about it, 150 trillion dollars zip through SWIFT every year. Snag just one percent of that for XRP, and you’re talking about a 1.5 trillion dollar demand boost for the token. That said, don’t bet the farm. Blending old finance with new blockchain? It’ll pull in a mix of chains, not just Ripple’s baby. Ethereum and others might grab a slice too. How High Could XRP Fly? So, how high could this thing climb by next fall? In a rough spot, maybe it hangs around three bucks if the ETFs flop and Congress drops the ball on rules. On the sunny side, if all three of these fire off, it could nudge back to its peak of 3.84 dollars. Prediction markets put 47 percent odds on busting past 3.75 by year’s end and 42 percent for hitting four bucks. Zoom out further, and it gets fun. Standard Chartered, that UK banking giant, sees it at 5.50 by December, then rocketing to 12.50 by 2028. Plenty to get pumped about with XRP, no doubt. But hey, play it smart. A ton has to line up just right for it to really soar. Het bericht Whats Next for XRP in the Next Year? is geschreven door Immanuel Rodulfo en verscheen als eerst op Bitcoinmagazine.nl.

Author: Coinstats
The Best Crypto to Buy Now in 2025

The Best Crypto to Buy Now in 2025

The post The Best Crypto to Buy Now in 2025 appeared on BitcoinEthereumNews.com. SPONSORED POST* Why Investors Are Shifting Toward PepetoPepe shocked the market in 2023 when a $10,000 bet turned into $1 million within weeks. But 2025 is different. Hype alone is not enough anymore, as traders now demand utility alongside culture. Putting money into coins with no clear future feels more like gambling than investing. The smarter move lies in presales, where the entry price is tiny and the upside wide open. That is where  Pepeto (PEPETO) comes in, blending presale hype with real tools, a sharper choice for investors who once chased Shiba Inu and Pepe but now want the next big success story. Early Shiba Inu and Pepe investors are keeping close watch on this presale because the pattern feels familiar, though more refined. The formula is simple: meme culture upfront, utility beneath it, and a presale price still far under a cent. Pepeto aims to turn community attention into actual daily usage and volume, not just passing hype. For those searching for the next big breakout, Pepeto is at the top of the list. How Pepe Minted Fortunes, And Why Pepeto Could Repeat ItBack in April 2023, Pepe went live and soared more than 10,000% by May. A few hundred dollars quickly became life-changing sums for early wallets. Memes, social buzz, and influencers amplified the move, while the chart attracted more buyers. But by August, Pepe had dropped more than 70% from its highs, proving that hype fades quickly once the crowd loses interest. That is why today’s attention is flowing into Pepeto. Unlike Pepe, Pepeto is built with lasting tools: PepetoSwap, a zero-fee exchange for seamless trades; a cross-chain bridge for moving assets across networks; and staking at 223% APY to reward early adopters. Together these make Pepeto more than just a meme, giving it the foundation…

Author: BitcoinEthereumNews
Bitmine redefines ETH treasury dominance and risk

Bitmine redefines ETH treasury dominance and risk

Bitmine has drawn renewed attention as markets weigh exchange dynamics, treasury posture and evolving regulation.

Author: The Cryptonomist