Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14767 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana TVL Hits Record $42.4 Billion, Could Signal Layer 2 Adoption and Rising Ecosystem Confidence

Solana TVL Hits Record $42.4 Billion, Could Signal Layer 2 Adoption and Rising Ecosystem Confidence

The post Solana TVL Hits Record $42.4 Billion, Could Signal Layer 2 Adoption and Rising Ecosystem Confidence appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Solana TVL reached a record $42.4 billion, driven by Layer 2 scalability improvements and rising DeFi and gaming activity on the network. This surge reflects increased user adoption and protocol-level integrations that boost on-chain liquidity and transaction throughput. Record TVL: Solana hit $42.4B Layer 2 solutions and high-frequency apps boosted usage and deposits. SOL price momentum: +36.29% over 90 days; trading volume at $7.41B (CoinMarketCap). Solana TVL hits $42.4B — record surge driven by Layer 2 growth and ecosystem expansion. Read the analysis and expert insight for investors. What is Solana TVL and why did it hit $42.4 billion? Solana TVL (total value locked) measures on-chain deposits across Solana protocols. The $42.4 billion milestone reflects large inflows into DeFi, gaming, and Layer 2 solutions that increase throughput and lower costs, supporting broader application activity and user confidence. How did Layer 2 solutions drive Solana TVL growth? Layer 2 projects, notably Solaxy and other scalability-focused stacks, enabled high-frequency and low-cost transactions. These solutions attracted payment rails, gaming primitives, and DeFi strategies that require fast finality and low latency. Short settlements…

Author: BitcoinEthereumNews
Blockdaemon partners with Aave Labs to drive institutional DeFi adoption

Blockdaemon partners with Aave Labs to drive institutional DeFi adoption

PANews reported on October 10th that Blockdaemon and Aave Labs have reached a strategic partnership, integrating Aave Vaults into the Blockdaemon Earn Stack as the exclusive primary lending provider, providing institutions with direct access to the Aave on-chain capital markets. The partnership supports BTC, ETH, and stablecoins, and integrates with the Horizon platform to support lending against real-world assets (RWAs).

Author: PANews
Sui TVL Hits Record $2.6 Billion Amid DeFi Growth

Sui TVL Hits Record $2.6 Billion Amid DeFi Growth

The post Sui TVL Hits Record $2.6 Billion Amid DeFi Growth appeared on BitcoinEthereumNews.com. The growth is being driven by rising liquidity on DeFi protocols like Suilend and Momentum. Sui, a layer 1 (L1) blockchain, reached a new all-time high in total value locked (TVL) of $2.6 billion on Thursday, according to data from DeFiLlama. The figure marks a 37% increase from one month ago and a 160% jump from a year earlier, when TVL stood at around $1 billion. Sui recently surpassed $156 billion in decentralized exchange (DEX) volume, and is the sixth-largest chain by 24-hour trading volume, per CoinGecko Meanwhile, the blockchain’s native token is changing hands at $3.39 with a market capitalization of over $12.2 billion, an 80% increase over the past year, according to CoinGecko. The milestone reflects Sui’s expanding presence in the decentralized finance (DeFi) sector as newer L1 networks continue competing for liquidity and on-chain activity. The increase has been fueled by growing liquidity across DeFi protocols such as Suilend, Navi, and Momentum, which have drawn more users and deposits in recent weeks. Suilend currently ranks as the largest protocol on Sui, with $745 million in TVL, up 11% over the past month. Navi follows with $723 million, a 14% monthly increase. Momentum takes third place with $551 million, marking a 249% rise over the same period. This comes amid broader growth across the DeFi ecosystem, fueled by rising activity in lending, borrowing, and token trading. Total DeFi TVL has more than doubled over the past year, climbing 104% from $85 billion in October 2024 to $175 billion today, according to DeFiLlama. Sui has also announced several partnerships this year that have attracted users to its ecosystem. In March, the blockchain revealed a strategic collaboration with World Liberty Financial (WLFI), a DeFi project linked to President Donald Trump. WLFI issues the USD1 stablecoin, which currently ranks as the…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.1048 vs. 7.1102 previous

PBOC sets USD/CNY reference rate at 7.1048 vs. 7.1102 previous

The post PBOC sets USD/CNY reference rate at 7.1048 vs. 7.1102 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Friday at 7.1048 compared to the previous day’s fix of 7.1102 and 7.1329 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71048-vs-71102-previous-202510100115

Author: BitcoinEthereumNews
Two Prime Hits Record $827 Million in Q3 BTC-Backed Loans

Two Prime Hits Record $827 Million in Q3 BTC-Backed Loans

The post Two Prime Hits Record $827 Million in Q3 BTC-Backed Loans appeared on BitcoinEthereumNews.com. Two Prime Lending issued record-breaking bitcoin-backed loans of $827 million in Q3 2025, bringing its total committed loan volume to $2.55 billion since launching in March 2024, the firm said on Thursday. The lending affiliate of investment adviser Two Prime has established itself as one of the largest bitcoin-backed lenders globally, serving institutions such as miners, hedge funds, trading firms, and digital asset treasuries. It received $20 million backing led by bitcoin BTC$121,633.17 miner MARA Holdings (MARA) earlier this year. Two Prime’s lending clients include publicly listed names like CleanSpark (CLSK), Hut 8 (HUT), Kindly MD (NAKA) and Fold (FLD). Two Prime attributes its growth to competitive rates and catering to institutions seeking yield and risk management. CEO and Co-Founder Alexander S. Blume said the firm’s success reflects rising institutional adoption of bitcoin and the demand for sophisticated lending and derivatives solutions in Thursday’s emailed announcement. “As more institutions — including large corporate treasuries, miners, hedge funds, endowments, pensions funds, and sovereign wealth funds — purchase and hold bitcoin, Two Prime has developed sophisticated lending and derivatives strategies to generate risk-adjusted yield for these institutions.” Source: https://www.coindesk.com/markets/2025/10/08/two-prime-hits-record-usd827-million-in-q3-bitcoin-backed-loans

Author: BitcoinEthereumNews
Government Backed Capitalism Is Not Capitalism

Government Backed Capitalism Is Not Capitalism

The post Government Backed Capitalism Is Not Capitalism appeared on BitcoinEthereumNews.com. Hand flips a dice and changes the word “Socialism” to “Capitalism”, or vice versa. getty It’s hard to recall a single ideology driving the Occupy Wall Street movement that sprung up after the 2008 financial crisis. Still, many of those activists used the opportunity to protest capitalism itself. According to a recent Wall Street Journal story, some veterans of the Occupy movement now hold “senior roles” at socialist groups, including those endorsing New York’s socialist mayoral candidate, Zohran Mamdani. But as the story reveals, these socialists’ anger at capitalism is just as misplaced as is their trust that the “right” version of socialism will eventually work. From ACORN to Occupy The Journal’s story features Gabe Tobias, who worked for the group ACORN in Santa Ana, California during 2006. For those who may not recall, ACORN stands for Association of Community Organizations for Reform Now. It was a network of nonprofits that gained notoriety during the 2008 financial crisis. Critics blamed ACORN for lobbying Congress to push financial institutions to make more loans to low-income borrowers, while defenders claimed the group merely helped low-income folks defend themselves against predatory lending and foreclosure practices. It’s undeniable, though, that ACORN, which got its start in the 1970s, has long agitated for all kinds of “social justice” causes, from living wages to increased use of eminent domain. They even helped get the motor voter law enacted in the 1990s. As this 1989 Southern Exposure article discusses, ACORN members even protested over the Savings and Loan crisis. It quotes one member who supported using eminent domain to help the homeless as saying “If a house is sitting empty, the government is ultimately responsible for it.” And as this Consumer Federation of America report explains, ACORN (and other groups, including the National Association of Realtors) played…

Author: BitcoinEthereumNews
If Solana ETFs Get Approved, Could SOL Finally Outshine Ethereum (ETH) Or Will This Sub-$1 Coin Steal the Spotlight?

If Solana ETFs Get Approved, Could SOL Finally Outshine Ethereum (ETH) Or Will This Sub-$1 Coin Steal the Spotlight?

With Solana (SOL) ETF approvals soon to come, investors are asking if the high-performance blockchain could finally begin to challenge Ethereum (ETH) for dominance in the smart contract space.  However even as investors watch these 2 market giants, analysts say the real opportunity could be in rising projects still in the development stage. Mutuum Finance […]

Author: Cryptopolitan
HBAR Sits at $0.22, SHIB Targets 0.000013, BlockDAG’s $420M Redefines Crypto Power

HBAR Sits at $0.22, SHIB Targets 0.000013, BlockDAG’s $420M Redefines Crypto Power

The post HBAR Sits at $0.22, SHIB Targets 0.000013, BlockDAG’s $420M Redefines Crypto Power appeared on BitcoinEthereumNews.com. Crypto News Explore Hedera’s price news, Shiba Inu’s price performance gains, and BlockDAG’s $420M+ presale momentum, BWT Alpine Formula 1® Team deal, GENESIS Day, and verified Awakening Testnet. Hedera’s recent performance has captured market attention; the token now sits around $0.2245, managing a 7.24% gain over the past week. Meanwhile, Shiba Inu’s price performance is gradually improving: it trades near $0.00001258, bouncing within critical resistance levels near $0.00001307. BlockDAG’s trajectory, however, operates on a different plane. With over $420 million raised, Batch 31 is priced at $0.0012 and has a global spotlight via the BWT Alpine Formula 1® Team partnership; it’s blending branding and execution. Its Awakening Testnet and CertiK verification further substantiate its infrastructure credibility. In an era where headlines and promises dominate, BlockDAG (BDAG) is quietly delivering, making itself the strongest contender in the best crypto coin to buy in 2025. Can HBAR Hold $0.20 & Charge Toward $0.25? HBAR trades near $0.2245, down slightly in the last 24 hours, while volume fell about 5.6%. Despite the dip, its 7.24% weekly gain suggests underlying strength. Analysts now assess whether it can defend support before pushing through resistance. CryptoPulse sees HBAR forming a declining wedge pattern if it holds support, and targets from $0.27 to $0.34 become feasible. Marcus Corvinus adds that the $0.20-$0.21 zone is key; maintaining it could allow a move past $0.25. But failure to do so may drag HBAR toward $0.18. For buyers watching HBAR price action, this is a make-or-break moment: support holds, and a breakout could begin. If not, risk rises. Shiba Inu’s Next Move: Can It Break the 0.000013 Barrier? Shiba Inu (SHIB) started October strong, gaining momentum that’s catching traders’ eyes again. The token trades near 0.00001258, showing steady accumulation rather than short-lived spikes, a sign of growing buyer confidence. Analysts…

Author: BitcoinEthereumNews
Aave and Blockdaemon partner to unlock DeFi for institutions

Aave and Blockdaemon partner to unlock DeFi for institutions

The post Aave and Blockdaemon partner to unlock DeFi for institutions appeared on BitcoinEthereumNews.com. Blockdaemon, a leading staking provider for institutions, and Aave Labs, a key contributor to the Aave protocol, have joined forces in a strategic partnership aimed at boosting access to decentralized finance opportunities for institutions. Summary Aave Labs and Blockdaemon say the partnershio aims at expanding institutional access to DeFi. Blockdaemon Earn Stack customers can now earn further by putting staking rewards and idle balances to work. The integration includes support for Bitcoin, Ethereum and stablecoins. Aave Labs and Blockdaemon are eyeing institutional-grade access to Aave’s decentralized finance markets and are tapping into Blockdaemon’s Earn Stack and Aave Vaults to unlock this. Per an announcement on October 9, 2025, the integration opens new opportunities for institutions. Why is this big for Aave? According to details, Aave (AAVE) is set to be the exclusive primary lending provider for Blockdaemon Earn Stack, a non-custodial platform that offers staking services across more than 50 protocols.  The integration will leverage Aave Vaults to allow institutional clients to access staking rewards. Providing access to on-chain markets unlocks over $70 billion in liquidity and allows institutional investors to tap into secure yield opportunities. Aave is a leading DeFi lending protocol and the integration further expands this.  Aave supply growth chart. Source: Sentora on X Importantly, Blockdaemon customers can now put staking rewards and their idle balances to work across DeFi markets. Furthermore, they retain full control of their assets. ‍“With this strategic partnership, institutions can now gain direct access to Aave’s DeFi markets through Blockdaemon’s market-leading infrastructure, opening new avenues for growth across top crypto assets and stablecoins,” said Konstantin Richter, founder and chief executive officer of Blockdaemon. Bitcoin, Ethereum support As noted, Blockdaemon has picked Aave as its primary lending provider given the DeFi protocol’s long-trusted operations and robust risk controls. Blockdaemon customers and the broader…

Author: BitcoinEthereumNews
Jupiter (JUP) and Ethena Labs team up to launch Stablecoin JupUSD

Jupiter (JUP) and Ethena Labs team up to launch Stablecoin JupUSD

Jupiter, a decentralized exchange (DEX) aggregator on Solana, has announced a partnership with Ethena Labs to create JupUSD, a Solana-native stablecoin. The stablecoin will launch in the Q4 of 2025, after undergoing audits and integration work. JupUSD aims to become a core liquidity engine inside Jupiter’s ecosystem—used across trading, lending, perpetuals, and more. Jupiter to […] The post Jupiter (JUP) and Ethena Labs team up to launch Stablecoin JupUSD appeared first on CoinChapter.

Author: Coinstats