Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14802 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The big banks are worrying about yield-bearing stablecoins

The big banks are worrying about yield-bearing stablecoins

The post The big banks are worrying about yield-bearing stablecoins appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. The United States’ biggest banks are afraid. Not of a financial crisis, not of cyberattacks, not of geopolitical shocks. They’re afraid of yield-bearing stablecoins paying customers interest. Summary Banks fear yield-bearing stablecoins because they threaten around $200B in annual revenue from swipe fees and idle deposits, not because of real systemic risk. History shows banks are bad at predicting disruption — they made the same doom claims about money market funds, fintech apps, and online brokerages, and were proven wrong each time. Stablecoins don’t destabilize lending — customers already access higher-yield products, and banks can fund loans through wholesale markets even if deposits shift. The real risk is U.S. competitiveness — blocking stablecoin innovation will only push consumers to foreign issuers, leaving U.S. banks lagging while innovation and oversight move offshore. That fear is why they fought tooth and nail to keep yield-bearing stablecoins out of the GENIUS Act, and why they’re now pushing regulators to stop platforms like Coinbase from offering rewards to stablecoin holders. Wall Street claims that yield-bearing stablecoins will trigger deposit flight, which would destabilize lending and put the entire financial system at risk. It’s the same tired line we’ve heard countless times: when money market funds were introduced in the 1970s, when online brokerage accounts became mainstream in the 1990s, and when fintech apps emerged over the past decade. Each time, the banks were wrong. What’s really at stake here is simply market share. Yield-bearing stablecoins threaten the banking industry’s $200 billion annual feast of swipe fees and near-zero-yield deposits. Instead of competing against newcomers, banks want regulators to slam the brakes and protect their business. Why banks don’t like yield-bearing stablecoins…

Author: BitcoinEthereumNews
Get Out of the Way: Onchain Equity Lending Revolution

Get Out of the Way: Onchain Equity Lending Revolution

Certainly! Here is the rewritten version of the article with the requested modifications: Introduction As the traditional equity markets grapple with sluggish settlement processes and outdated infrastructures, a new wave of innovation driven by blockchain technology is set to revolutionize equity lending. Onchain settlement systems promise real-time transaction finality, programmable collateral, and enhanced transparency, promising [...]

Author: Crypto Breaking News
Top 5 Crypto Presales of October 2025: LivLive Headlines the Most Talked-About Early Stage Projects

Top 5 Crypto Presales of October 2025: LivLive Headlines the Most Talked-About Early Stage Projects

LivLive ($LIVE) leads October 2025 presales with $2M raised at $0.02, offering gamified rewards, 10x ROI, and lifestyle perks that outshine rivals.

Author: Blockchainreporter
Megaphone Pattern Says Dogecoin Price Will Explode Above $5, And This DOGE Competitor Will Rise 77,000% In 2 Weeks

Megaphone Pattern Says Dogecoin Price Will Explode Above $5, And This DOGE Competitor Will Rise 77,000% In 2 Weeks

The post Megaphone Pattern Says Dogecoin Price Will Explode Above $5, And This DOGE Competitor Will Rise 77,000% In 2 Weeks appeared on BitcoinEthereumNews.com. Crypto News A megaphone pattern has been spotted on the Dogecoin price chart prompting $5 projections for DOGE and 77,000% for PDP, the latest DOGE competitor. Every crypto cycle has its legends — coins that define the era and spark a movement. Dogecoin price did that in 2021. Now, charts are flashing a familiar signal again. Analysts have spotted a rare megaphone pattern forming on the Dogecoin price daily chart, a sign of massive volatility building beneath the surface. Source: CoinMarketCap Technical setups are only half the story. Momentum can light a fuse; lasting value needs structure. That is where a DOGE Competitor, Paydax Protocol (PDP), enters the picture: carrying meme energy forward, wrapped in DeFi mechanics and a 77,000% rally that aims to convert attention into utility. In technical analysis, a megaphone pattern (or broadening formation) appears when price swings grow wider over time — higher highs and lower lows forming a cone shape. It often signals a market preparing for a breakout as uncertainty turns to conviction. Source: TradingView For the Dogecoin price, that conviction could mean fireworks. If the Dogecoin price can break resistance around $0.35, analysts suggest a parabolic surge could follow, potentially pushing toward the long-awaited $5 milestone. Still, even a perfect megaphone pattern can’t guarantee lasting value. That’s the Dogecoin price dilemma: a megaphone pattern that shouts potential but whispers fragility. And it’s exactly the kind of gap Paydax (PDP) was built to solve, turning speculative energy into lasting capital efficiency. When Holding Stops Working: The Next Phase of Crypto Growth The truth behind the next wave of DeFi innovation is simple yet often overlooked: most tokens waste their potential. Across the industry, billions in assets sit dormant, static numbers on a screen that earn nothing and contribute little. The Dogecoin price, for all…

Author: BitcoinEthereumNews
Doja Cat Hits No. 1 For The First Time With Her Exciting New Album

Doja Cat Hits No. 1 For The First Time With Her Exciting New Album

The post Doja Cat Hits No. 1 For The First Time With Her Exciting New Album appeared on BitcoinEthereumNews.com. Doja Cat’s new album Vie marks a new career high for the superstar on multiple Billboard charts, including the Vinyl Albums list, where it becomes her first No. 1. LAS VEGAS, NEVADA – SEPTEMBER 21: (FOR EDITORIAL USE ONLY) Doja Cat performs onstage at the 2024 iHeartRadio Music Festival at T-Mobile Arena on September 21, 2024 in Las Vegas, Nevada. (Photo by Matt Winkelmeyer/Getty Images for iHeartRadio) Getty Images for iHeartRadio Doja Cat is back on the charts globally with her new album Vie. The set sees the singer and rapper exploring sonic trends from the ’80s and ’90s and once again blending hip-hop, R&B, and pop into her signature sound, which has made her into one of the hottest and most interesting names in the music industry of the past half-decade or so. The newly-released full-length debuts on multiple Billboard charts and impressively opens inside the top 10 on each one of them in America. Vie even brings Doja to a never-before-seen career high on multiple lists, making it a special win for the Grammy champion. Vie Becomes Doja Cat’s First No. 1 Vinyl Album Vie only manages to dominate one Billboard chart this week, the Vinyl Albums ranking, and Doja scores her first leader on the list of the bestselling titles available on wax as it debuts atop the roster. She came close to conquering the chart back in 2022 when Planet Her debuted and peaked in the runner-up space. Since then, she’s returned to the top 10 with Scarlet in November 2024, which climbed to No. 5. Vie Brings Doja Cat to the Top 10 for the First Time Doja also scores an important first on the company’s Top Streaming Albums chart, which ranks the most successful full-lengths and EPs on platforms like Spotify, Apple Music, and…

Author: BitcoinEthereumNews
Dogecoin (DOGE) Price Prediction vs. Mutuum Finance (MUTM): Which Token Has More Explosive Growth Potential?

Dogecoin (DOGE) Price Prediction vs. Mutuum Finance (MUTM): Which Token Has More Explosive Growth Potential?

The post Dogecoin (DOGE) Price Prediction vs. Mutuum Finance (MUTM): Which Token Has More Explosive Growth Potential? appeared on BitcoinEthereumNews.com. In every bull cycle, investors face the same question: stick with established names that have already delivered historic rallies, or look toward early-stage tokens that could replicate those outsized returns? This dynamic is clearly playing out between Dogecoin (DOGE), the original meme coin that took 2021 by storm, and Mutuum Finance (MUTM), a new DeFi protocol that aims to embed utility into token demand. Both have strong narratives, but their growth profiles are fundamentally different. Dogecoin (DOGE) Dogecoin currently trades around $0.26, with a market capitalization between $35–36 billion, placing it comfortably within the top 10 cryptocurrencies. Its key resistance zone sits around $0.32–$0.35, a level that has repeatedly capped rallies throughout the past year. DOGE’s story is legendary. In 2021, the token skyrocketed from fractions of a cent to over $0.70, powered by viral community enthusiasm, celebrity endorsements (most notably Elon Musk), and the broader meme coin mania. Many early holders saw life-changing gains in a matter of months, and Dogecoin remains one of the most recognizable names in crypto. However, those same strengths now act as constraints. DOGE’s inflationary tokenomics, around 10,000 DOGE are minted every block, mean that supply constantly expands. For prices to rise meaningfully, new demand must consistently exceed this ongoing issuance, requiring billions in fresh inflows. Analysts’ forecasts for the 2025 cycle are relatively conservative, with most placing DOGE’s upside in the 150–200% range, assuming favorable market conditions but no radical technological developments. Mutuum Finance (MUTM) Mutuum Finance (MUTM) offers a very different proposition. It’s a decentralized, non-custodial lending and borrowing protocol built on Ethereum, designed to tie every supply, borrowing, and staking interaction directly into MUTM token demand. Instead of relying on external hype cycles, its architecture creates programmatic demand loops from real platform activity. The presale launched in early 2025 at $0.01…

Author: BitcoinEthereumNews
New top crypto to watch

New top crypto to watch

The post New top crypto to watch appeared on BitcoinEthereumNews.com. Crypto News Astra and Hyperliquid lead the 2025 rally as BullZilla joins new top crypto to watch, redefining DeFi and next-gen crypto growth. Astra, Hyperliquid and BullZilla are in the list of top crypto to watch in 2025 as Global markets are shifting under the weight of fiscal and political uncertainty. The European Union’s latest move to sanction the Russian ruble-backed stablecoin A7A5 and India’s bold announcement of a sovereign, RBI-backed digital currency have reignited debates around state-controlled versus decentralized financial systems. As regulatory lines blur, crypto investors are flocking toward new top crypto to watch, seeking both innovation and independence from centralized oversight. Amid these dynamics, Astra and Hyperliquid stand out as two rapidly emerging forces pushing the boundaries of decentralized finance and on-chain trading. Both represent next-generation blockchain projects focused on scalability, performance, and real-world integration. However, it’s BullZilla, currently in Stage 6B of its roaring presale phase, that’s drawing attention as the boldest of all, a hybrid meme-utility project rewriting presale growth dynamics through its Mutation and Roar Burn mechanisms. Together, Astra, BullZilla, and Hyperliquid embody the next chapter of early-stage hidden gems, a triad of presale coins with explosive growth and crypto projects with massive ROI potential heading into 2025’s altcoin season. BullZilla: The Meme-Utility Hybrid Defying Market Gravity Now in Stage 6B of its presale and priced at $0.00014574, BullZilla ($BZIL) is rewriting presale history. The project has already raised over $860,000 with 2800 holders signaling explosive community confidence and making it a standout among new top crypto to watch. Its unique Mutation Mechanism ensures the token price automatically climbs every $100,000 raised or every 48 hours, a self-accelerating system that rewards early participants. Meanwhile, BullZilla’s Roar Burn mechanism systematically reduces token supply, with each burn recorded transparently on-chain. This continuous deflationary pressure creates a…

Author: BitcoinEthereumNews
Astra, BullZilla, and Hyperliquid: Top Cryptos to Watch in 2025

Astra, BullZilla, and Hyperliquid: Top Cryptos to Watch in 2025

Astra, Hyperliquid and BullZilla are in the list of top crypto to watch in 2025 as Global markets are shifting […] The post Astra, BullZilla, and Hyperliquid: Top Cryptos to Watch in 2025 appeared first on Coindoo.

Author: Coindoo
Best Crypto To Buy Now As Pepeto Presale Targets 100x

Best Crypto To Buy Now As Pepeto Presale Targets 100x

The post Best Crypto To Buy Now As Pepeto Presale Targets 100x appeared on BitcoinEthereumNews.com. Crypto News Solana and Pepeto are fast rising across crypto, turning into the pair many traders now want in their portfolios. Solana still wins on speed and tiny fees, while Pepeto is the meme contender with heavy support, rapid presale traction, and big staking yields. With SUI sliding, diversification matters, and these two look like timely, high-upside adds right now. Solana (SOL) Long-Term Upside Analysts continue to flag Solana as a must-watch blue chip. It powers Web3 with serious throughput and low costs that keep users coming back. Fresh capital is circling too, as institutions lean into Solana strategies at scale, reinforcing confidence in the network’s runway. Despite recent scares around third-party exploits, SOL’s tech and builder base keep expanding, a combo that supports durable growth over the long arc. Why Sui (SUI) Keeps Struggling Sui has retreated toward $3.60 after losing momentum. Even with a $50 million buyback and a high-profile listing, price is down 6.7% from around $4.20. Token unlocks and a thin upgrade cadence weigh on sentiment. With RSI near 48.93, signals look neutral, leaving bulls waiting for catalysts to flip the trend. Pepeto’s Rise: Real Utility, Meme Energy, 100x Narrative Pepeto is quickly climbing the meme ranks, catching global attention while running on Ethereum with full EVM support. The presale price is $0.000000158, and funds raised have topped $6,917,905.48, as holders rotate from Pepe, Shiba, Dogecoin, and majors. Staking at 221% APY lets early buyers stack more tokens before listings begin. A live PepetoSwap demo is already out on socials. The zero-fee exchange targets fast, gas-free swaps and plans to list the 2026 meme class. Sharing Pepe’s 420 trillion cap, Pepeto adds the practical rails Pepe lacked. And the lore lands. Pepe took Power, Energy, Precision, Efficiency. Pepeto owns Technology and Opportunity, the missing letters that…

Author: BitcoinEthereumNews
Solana vs Pepeto: Best Crypto To Buy Now As Pepeto Presale Targets 100x

Solana vs Pepeto: Best Crypto To Buy Now As Pepeto Presale Targets 100x

Solana still wins on speed and tiny fees, while Pepeto is the meme contender with heavy support, rapid presale traction, […] The post Solana vs Pepeto: Best Crypto To Buy Now As Pepeto Presale Targets 100x appeared first on Coindoo.

Author: Coindoo