Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14896 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana, TRON And Digitap Compared

Solana, TRON And Digitap Compared

The post Solana, TRON And Digitap Compared appeared on BitcoinEthereumNews.com. Fintech is the new holy grail of the finance market. And in 2025, these three projects are fighting for dominance as the top fintech disruptors: Digitap ($TAP) Solana (SOL) TRON (TRX) Solana is staying in the headlines with lightning-fast stablecoin growth. TRON is staking its claim with PayPal’s digital dollar. But the most promising one is Digitap ($TAP), the world’s first omni-bank merging crypto and fiat in one tap-to-pay ecosystem that could potentially leave both in the dust. But what is the best crypto to buy in 2025? Four Ways Digitap is Leading a Fintech Revolution in 2025 Most fintechs talk about bridging crypto and cash. Digitap has actually built the very bridge others have been only talking about. Digitap is the world’s first omni-bank. It has introduced a single app where users can tap, pay, and swap between fiat and crypto without switching wallets or banks. Elsewhere, transfers still crawl through outdated systems. But Digitap’s instant multi-currency engine brings an upgrade to cross-border payments. Privacy is another aspect that Digitap seems to have put quite an emphasis on. Users tired of overreaching banks can now get optional anonymity, offshore accounts, and zero shadow supply tokens on Digitap. On top of that, businesses and freelancers get global payments, smart FX routing, and stable settlements. And that too without eating into money like traditional banking fees. Users and investors seem to be impressed with Digitap’s pitch for cross-border payments and a fintech revolution. The presale numbers are quite surprising for a new entrant in the fintech sector. The Digitap presale has seen over 54 million tokens sold. And more than $670K has been raised in just over a week. For now, the $TAP price is a cheap $0.0159. But it’s all set to take a 22% leap to $0.0194 in the…

Author: BitcoinEthereumNews
Top Fintech Cryptos to Watch in 2025: Solana, TRON And Digitap Compared

Top Fintech Cryptos to Watch in 2025: Solana, TRON And Digitap Compared

Fintech is the new holy grail of the finance market. And in 2025, these three projects are fighting for dominance as the top fintech disruptors: Digitap ($TAP) Solana (SOL) TRON The post Top Fintech Cryptos to Watch in 2025: Solana, TRON And Digitap Compared appeared first on CryptoNinjas.

Author: Crypto Ninjas
The Oracle Problem Isn’t Just Technical; It’s Political

The Oracle Problem Isn’t Just Technical; It’s Political

The post The Oracle Problem Isn’t Just Technical; It’s Political appeared on BitcoinEthereumNews.com. Opinion by: Will Fey, Co-Founder and Smart Contract Developer at Ammalgam We talk about oracles like they’re plumbing: an invisible utility that keeps prices flowing into protocols. Oracles are not neutral infrastructure. They’re dependencies. Over time, they’ve become political ones. DeFi is built on a promise: permissionless markets, composable systems and minimized trust.  In 2025, however, most major lending and trading protocols route their most sensitive functions — liquidations, collateral checks, pricing decisions — through a single oracle network.  This isn’t decentralization. It’s risky by design. The problem isn’t new, but it’s getting worse This isn’t a dig at the people building oracles. The issue is structural. Protocols outsource pricing to avoid manipulation, latency and gas costs. Makes sense on paper. What happens when the oracle stalls? When latency spikes to 30 seconds? When a bad feed forces mass liquidations of solvent accounts? We’ve seen it play out, just last week. That may have been the worst time, but it’s not the first time. It won’t be the last. Venus suffered a $100 million liquidation spiral triggered by a manipulated price feed. Mango Markets was drained after its oracle was gamed in a coordinated attack. Fortress DAO lost millions due to oracle manipulation. Curve’s July 2024 CRV event saw panic ripple across lending protocols as oracle-fed values dropped precipitously. In March 2022, Inverse Finance lost over $15 million when attackers manipulated the pricing oracle to borrow out more funds than their collateral justified. Protocols have repeatedly said the same thing: “It was an oracle issue.” But that’s the point. If a single price feed can bring down a system, that’s a side effect of a serious design flaw. The danger isn’t just technical fragility. It’s centralization creeping in. When core systems rely on a few privileged data sources, DeFi becomes…

Author: BitcoinEthereumNews
No Shutdown for Crypto — 6 Cryptos to Invest In October 2025 Before Altseason Starts

No Shutdown for Crypto — 6 Cryptos to Invest In October 2025 Before Altseason Starts

The post No Shutdown for Crypto — 6 Cryptos to Invest In October 2025 Before Altseason Starts appeared on BitcoinEthereumNews.com. Crypto News BullZilla, LINK, MoonBull, La Culex, and SUI headline the cryptos To Invest In October 2025 with clear metrics, strong tokenomics, and real momentum. BullZilla, Chainlink (LINK), MoonBull, La Culex, and SUI top many shortlists of cryptos to invest in October 2025. Each brings a different edge that appeals to analysts, developers, and meme coin fans. Together, they form a clean mix of utility, yield, and community strength. That is the blend serious shoppers want during busy market windows. This guide reviews the numbers and the signals that matter. It explains how supply, staking, and developer activity can shape fair value. It also shows why cryptos to invest in October are not only about trends. They are about clear design, measurable delivery, and believable paths to growth. 1. BullZilla ($BZIL): Dynamic Pricing Ladder With Clear ROI Math The BullZilla presale runs on a Dynamic Pricing Ladder. The price increases by $100,000 for every $100,000 raised or after 48 hours. The current price is $0.0001524. The tally shows over $900k raised, over 2,900 holders, and more than 31 billion tokens sold. That traction supports a tight market on listing day and keeps early math easy to track. A public target near $0.00527141 frames potential upside. From the current level, projected returns reach about 3,358.93% if that target is hit. The stage table also shows earlier gains of more than 2,550% from Stage 1A prints. The plan favors quick action and long holding, which fits many cryptos to invest in October 2025 playbooks. Two features support price over time. Roar Burn destroys tokens at milestones, which tightens float. The HODL Furnace offers up to 70% APY for stakers who lock and stay aligned. That combo reduces churn and keeps depth in pools. The BullZilla ($BZIL) crypto presale reads like a schedule,…

Author: BitcoinEthereumNews
Tether Ends All Legal Disputes with Celsius in Final Settlement

Tether Ends All Legal Disputes with Celsius in Final Settlement

Tether confirms it has ended all legal disputes with Celsius, marking the closure of bankruptcy-related issues in court.]]>

Author: Crypto News Flash
$23 Billion XRP Milestone Spotlighted by CME Group: Details

$23 Billion XRP Milestone Spotlighted by CME Group: Details

The post $23 Billion XRP Milestone Spotlighted by CME Group: Details appeared on BitcoinEthereumNews.com. CME Group, a major marketplace in derivatives trading for institutions, highlights milestones from the recently concluded Q3, 2025, which included a $23 billion record milestone for XRP. Q3, 2025 witnessed a surge in demand for regulated crypto exposure, with XRP futures reaching all-time highs, reflecting increasing institutional and retail interest in other cryptocurrencies apart from Bitcoin and Ethereum. Since its launch in May, the XRP and Micro XRP futures suite has traded 476,000 contracts, equating to over $23.7 billion in notional value. Open Interest (OI) reached $1.4 billion in September and set a new LOIH record of 29 for XRP futures. Options trading went live on XRP Futures on Oct. 13, both in larger- and micro-sized contracts. According to CME Group, this marks the only CFTC-approved XRP options in the U.S., providing a trusted platform for capital-efficient trading. CME Group is planning to launch 24/7 trading for its cryptocurrency futures and options beginning in early 2026. XRP Ledger news In recent news, Ripple and Immunefi are collaborating to launch a $200,000 Attackathon to secure the proposed XRPL Lending Protocol as part of the institutional DeFi roadmap. The most significant near-term milestone is the launch of XRPL’s native lending protocol, scheduled for release in XRPL Version 3.0.0 later this year. The XRPL Lending Protocol introduces fixed-term, uncollateralized loans directly on the XRP Ledger. This protocol, defined in the XLS-65/66 specifications, introduces pooled lending and underwritten credit directly at the ledger level. Confidential Multi-Purpose Tokens (MPTs), the first application of zero-knowledge proofs (ZKPs) on the XRP Ledger, is scheduled for launch in Q1, 2026. Source: https://u.today/23-billion-xrp-milestone-spotlighted-by-cme-group-details

Author: BitcoinEthereumNews
After the 1011 flash crash, the open interest of Perp DEX plummeted from $26 billion to less than $14 billion.

After the 1011 flash crash, the open interest of Perp DEX plummeted from $26 billion to less than $14 billion.

PANews reported on October 15th that DefiLlama published a post on the X platform stating that, based on on-chain data indicators, after the crypto market flash crash on October 11th, open interest on the Perpetual Swap Decentralized Exchange (Perp DEX) plummeted from $26 billion to less than $14 billion. Last Friday, lending protocol fees exceeded $20 million, a record single-day high. Last week, decentralized exchange (DEX) weekly trading volume reached a new high of over $177 billion. Total lending volume on lending protocols fell below $50 billion for the first time since August.

Author: PANews
PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous

PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous

The post PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous appeared on BitcoinEthereumNews.com. On Wednesday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.0995 compared to the previous day’s fix of 7.1021 and 7.1281 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70995-vs-71021-previous-202510150115

Author: BitcoinEthereumNews
Tether to Pay $299.5 Million in Celsius Settlement: BRIC

Tether to Pay $299.5 Million in Celsius Settlement: BRIC

The post Tether to Pay $299.5 Million in Celsius Settlement: BRIC appeared on BitcoinEthereumNews.com. Key Highlights Tether will pay $299.5 million to the Celsius Network bankruptcy estate as part of a legal settlement The settlement resolves a lawsuit alleging Tether violated bankruptcy law by transferring and liquidating collateral before Celsius’s 2022 bankruptcy filing The legal action was managed by the Blockchain Recovery Investment Consortium (BRIC), which was appointed to maximize recoveries for Celsius’s creditors The Blockchain Recovery Investment Consortium, known as BRIC, has announced a major settlement requiring Tether to pay $299.5 million to Celsius Network, a bankruptcy estate of the failed crypto lending platform.  BRIC announced a $299.5 million settlement with Tether to pay the Celsius bankruptcy estate. The agreement stems from an adversary proceeding BRIC filed in August 2024 in the U.S. Bankruptcy Court for the Southern District of New York, alleging Tether violated bankruptcy law and… — Wu Blockchain (@WuBlockchain) October 14, 2025 This agreement brings to a close a legal dispute that was initiated just a few months ago. The legal action was an adversary proceeding, a type of lawsuit within a bankruptcy case, which BRIC filed in August of this year in the U.S. Bankruptcy Court for the Southern District of New York.  In the lawsuit, some serious allegations have been made against Tether. It claimed that Tether had broken bankruptcy laws and other related legal duties.  The specific accusation was that Tether transferred and sold off collateral in the time leading up to Celsius’s bankruptcy filing in July 2022. This new settlement directly addresses those claims and results in a major payment being made to the pool of money intended for Celsius’s creditors.  David Proman, the Managing Partner of GXD Labs, commented on the resolution. He stated, “We are pleased to have resolved Celsius’s adversary proceeding and related claims against Tether. In addition, we are pleased with the…

Author: BitcoinEthereumNews
Pepe Coin (PEPE) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy?

Pepe Coin (PEPE) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy?

As the cryptocurrency market prepares for another volatile year, investors are considering the difference between speculation and actual utility. Pepe Coin (PEPE) has been popular based on its meme appeal and fast price fluctuations, but long-term viability beyond user sentiment remains a concern. Mutuum Finance (MUTM), on the other hand, is becoming a serious contender […]

Author: Cryptopolitan