Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14952 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which is the Best Cryptocurrency to Buy and Turn $100 into $10,000 By 2026?

Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which is the Best Cryptocurrency to Buy and Turn $100 into $10,000 By 2026?

The post Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which is the Best Cryptocurrency to Buy and Turn $100 into $10,000 By 2026? appeared on BitcoinEthereumNews.com. As the crypto market accelerates toward 2026, investors are once again wondering what is the best cryptocurrency to buy to turn small investments into massive gains. Among the coins, Dogecoin (DOGE) and Mutuum Finance (MUTM) have captured the spotlight, but for very different reasons. Dogecoin, continues to thrive on community enthusiasm and retail-driven rallies, yet its growth remains tied to market sentiment. Over the years, Dogecoin has maintained a loyal base of supporters and a strong social media presence, which has often triggered sudden price spikes. However, its lack of structured utility and heavy reliance on influencer-driven narratives have made its long-term trajectory unpredictable compared to utility-focused projects. In contrast, Mutuum Finance (MUTM) is earning recognition for its real-world utility and next-generation DeFi model that merges Peer-to-Peer and Peer-to-Contract lending within one ecosystem. Currently in Phase 6 of its presale, with over 70% sold out and $17.45 million raised, Mutuum Finance is being hailed as one of the top crypto to buy now for investors seeking substantial upside. As speculative tokens fade and utility-driven projects rise, Mutuum Finance is increasingly seen as the best cryptocurrency to buy for those aiming to turn a modest $100 into a potential five-figure portfolio by 2026. Dogecoin (DOGE) Price Prediction: Waiting for a Breakout Following the Rebound in Dogecoin (DOGE) is showing renewed recovery attempts after having another downward correction from the $0.25 resistance zone where selling has routinely capped its rallies. The meme token now has solid support around $0.18, building a crucial range between $0.18 and $0.25 that traders are interested for direction. A confirmed breakout above the level may revive the previous bull run that ensued for the year by restoring investor confidence and causing renewed buying interest. Should momentum stall, however, DOGE may become stuck in a trading zone where…

Author: BitcoinEthereumNews
Hong Kong Firm Invests $200 Million in Tether Gold and Bitcoin Mining

Hong Kong Firm Invests $200 Million in Tether Gold and Bitcoin Mining

TLDR DL Holdings to invest $100M in Tether Gold tokenization over the next year. $100M commitment to expand Bitcoin mining with 3,000 Antminer S21 units. Antalpha to provide liquidity, custody, and vault services for gold redemption. The partnership aims to connect traditional finance with the digital economy DL Holdings Group Limited, a Hong Kong-listed firm, [...] The post Hong Kong Firm Invests $200 Million in Tether Gold and Bitcoin Mining appeared first on CoinCentral.

Author: Coincentral
BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum

BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum

The post BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum appeared on BitcoinEthereumNews.com. Crypto News Discover how BlockDAG, BEST Wallet, Snorter, and Pepenode presales are shaping crypto’s next phase with $425M+ raised, strong communities, and real use cases. October is shaping up to be the month of presales, with new tokens drawing attention from investors eager for early-stage gains. Among them, BlockDAG (BDAG) is emerging as the best presale crypto to buy, leading a wave of credible, performance-driven projects. With its hybrid blockchain architecture, massive funding momentum, and global partnerships, BDAG is rewriting the rules of crypto launches. Alongside it, tokens like Best Wallet Token (BEST), Snorter (SNORT), and Pepenode (PEPENODE) are each pushing their own ecosystems forward. But what makes BDAG stand apart is not just hype; it’s verifiable growth, cutting-edge tech, and investor-first mechanics that reward early participation. As Genesis Day (November 26) nears, BDAG’s presale race has transformed into one of the most watched events in the digital asset space. 1. BlockDAG: Setting New Standards with Verified Global Partnerships BlockDAG has turned its presale into something bigger than a coin sale, a competitive leaderboard race. The project has already raised over $425 million, sold 27 billion coins, and locked its current batch price at $0.0015. What makes this event unique is the TGE Code, which allows buyers to rank higher on airdrop priority lists based on their contributions. The higher your rank, the faster your launch will unlock when Genesis Day arrives on November 26. This performance-driven structure has made BlockDAG the best presale crypto to buy, combining profit potential with a gamified edge. The hybrid DAG + Proof-of-Work network ensures scalability and security, while independent CertiK and Halborn audits have verified its legitimacy. Add to that a partnership with the BWT Alpine Formula 1® Team, a 3 million-strong X1 mobile miner base, and 20,000 physical miners sold, and BDAG’s…

Author: BitcoinEthereumNews
Bitcoin Crashes, Banks Crack – Investors Flee to Gold for Safety

Bitcoin Crashes, Banks Crack – Investors Flee to Gold for Safety

The post Bitcoin Crashes, Banks Crack – Investors Flee to Gold for Safety appeared on BitcoinEthereumNews.com. Bitcoin Global financial markets are once again on edge. The combination of a prolonged U.S. government shutdown, growing tensions in the trade war with China, and mounting pressure on regional banks has rattled investor confidence. Wall Street’s fragile calm is showing new fractures, with risk appetite evaporating across multiple asset classes. Stocks are sliding, the banking sector is under scrutiny, and investors are rushing toward traditional safe havens. As uncertainty deepens, the contrast between asset classes could not be sharper. Bitcoin has plunged to $105,000, leading a broad crypto market sell-off that wiped total capitalization down to $3.6 trillion. The collapse follows last Friday’s unprecedented liquidation event, when over $20 billion in leveraged crypto positions were erased in a single day – the largest liquidation in history, dwarfing both the 2020 COVID crash and the 2022 FTX bankruptcy by more than 20 times. While crypto traders face historic losses, gold has surged to fresh record highs as investors abandon risk and seek shelter in hard assets. The move underscores a dramatic shift in sentiment, with money flowing away from speculative markets and into perceived stores of value. Cracks Begin to Show The unease isn’t limited to digital assets. U.S. stock futures fell sharply Friday morning, extending Thursday’s slide as new concerns emerged about bank lending practices. Futures tied to the Dow Jones Industrial Average dropped around 1%, while S&P 500 and Nasdaq 100 futures were down 1.3% and 1.5%, respectively. Behind the numbers lies a growing sense of déjà vu. A subprime auto lender recently collapsed, revealing portfolios stuffed with high-risk loans and, according to creditors, possible large-scale fraud. Soon after, First Brands – a key auto parts supplier – filed for bankruptcy, disclosing over $2 billion in hidden debts and triggering a Justice Department investigation into opaque financing. Jamie…

Author: BitcoinEthereumNews
What Crypto to Invest In During Q4 2025? Analysts Favor a DeFi Protocol With Utility

What Crypto to Invest In During Q4 2025? Analysts Favor a DeFi Protocol With Utility

As Q4 2025 begins, investors across the market are reviewing their portfolios.

Author: Cryptodaily
Stablecoins Fuel $670B Loans According to Visa, Boosting $BEST

Stablecoins Fuel $670B Loans According to Visa, Boosting $BEST

Stablecoins aren’t just for crypto traders anymore. According to reports from Visa and KPMG, they’re becoming a core part of the global financial system.

Author: Brave Newcoin
One Simple Reason Why Bitcoin, Ether, XRP, Solana Can’t Catch a Break

One Simple Reason Why Bitcoin, Ether, XRP, Solana Can’t Catch a Break

The post One Simple Reason Why Bitcoin, Ether, XRP, Solana Can’t Catch a Break appeared on BitcoinEthereumNews.com. In a story that’s becoming too familiar to crypto bulls, prices are sliding sharply on Thursday even as gold and silver once gain notch new record highs. Bitcoin BTC$105,340.95 has tumbled about 2% over the past hour to $108,800, now mostly having given up its bounce from the Friday crash. The action across the rest of crypto shows even steeper declines, with ether ETH$3,757.87, XRP$2.2513 and solana SOL$179.42 among those sporting roughly 3% dips over the last sixty minutes. Precious metals, however, continue to be extremely well bid, with gold higher by another 2% to a new record just below $4,300 per ounce. Silver is ahead 3.6% and also at a new record. What gives? Wondering what’s keeping bitcoin BTC$105,340.95 and other major tokens under pressure after last week’s much-needed flush out of excess leverage? The likely catalyst is the tightening liquidity in the financial system, which seems to be tempering investor risk appetite. The ongoing tightening is evident from the spread between secured overnight financing rate (SOFR) and the effective federal funds rate (EFFR), which has risen to 0.19 from 0.02 in one week, reaching the highest since December 2024, according to data source TradingView. SOFR represents the cost of borrowing cash overnight using U.S. Treasury securities as collateral in the repo market. The borrowers are typically banks, broker-dealers, asset managers, money market funds, and insurance companies. SOFR is considered almost risk-free, secured rate based on actual transaction data. Meanwhile, EFFR indicates the weighted average interest rate at which banks lend excess reserves to other banks overnight in the federal funds market. It is an uncollateralized, unsecured interbank lending rate, influenced primarily by the Federal Reserve’s monetary policy. When the SOFR rises above the EFFR, it indicates that lenders are demanding a higher return even for secured borrowing backed…

Author: BitcoinEthereumNews
The Evolution of Smart Contracts: From DeFi to Real-World Use Cases

The Evolution of Smart Contracts: From DeFi to Real-World Use Cases

The post The Evolution of Smart Contracts: From DeFi to Real-World Use Cases appeared on BitcoinEthereumNews.com. A Brief History of Smart Contracts and The Rise of DeFi When computer scientist Nick Szabo first proposed the idea of “smart contracts” in the 1990s, it was a little more than a theoretical concept, but an intriguing vision of automating agreements through code. Fast forward to today, and that concept has become a cornerstone of the blockchain revolution. Smart contracts are self-executing agreements encoded on a blockchain, triggered automatically when predefined conditions are met. They remove the need for intermediaries, reduce human error, and increase transparency. While the early use of smart contracts centred on simple transactions, their potential has grown far beyond. The real turning point came with Ethereum’s launch in 2015, which provided a programmable blockchain that allowed developers to create decentralised applications (dApps). This innovation sparked the rise of Decentralised Finance (DeFi)—a new financial ecosystem powered entirely by code. In DeFi, lending, trading, and investing could happen peer-to-peer, without banks or brokers. DeFi introduced mainstream audiences to the immense power of smart contracts. Billions of pounds’ worth of assets now flow through automated protocols like Uniswap, Aave, and MakerDAO. Yet, while DeFi remains a vital proving ground, the evolution of smart contracts has just begun. In 2025, they’re moving beyond finance, into legal, healthcare, real estate, and many other industries. They are transforming the way to manage trust, compliance, and transactions. Emerging Applications in Legal Tech, Healthcare, and Real Estate As the blockchain industry matures, smart contracts are finding fertile ground in new sectors. Let’s explore how three major industries are embracing them. Legal Tech: Automating Trust and Compliance For years, the legal sector has faced criticism for being slow, expensive, and overly dependent on paperwork. Smart contracts are changing that. Through blockchain-based automation, legal professionals can now encode key contract terms directly into digital logic.…

Author: BitcoinEthereumNews
Google’s $3 billion investment in Cipher Mining

Google’s $3 billion investment in Cipher Mining

The post Google’s $3 billion investment in Cipher Mining appeared on BitcoinEthereumNews.com. Homepage > News > Business > Google’s $3 billion investment in Cipher Mining Near the end of September 2025, mining BTC became difficult after the halving, even though the global hashrate rose significantly. Google’s (NASDAQ: GOOGL) response? They invested $3 billion into Cipher Mining Inc. (CIFR) (NASDAQ: CIFR) for an artificial intelligence (AI) project in Texas. On September 25, Bloomberg highlighted a deal that could reshape the mining landscape, where BTC’s massive computing power is being combined with the surging demand for AI infrastructure. With BTC priced at about $112,000, this helps Cipher’s financial situation and transforms miners into big players in the $400 billion AI world, creating opportunities for different and ongoing business. The deal demonstrates how Big Tech’s AI plans are aligning with mining setups. It’s more than just a team-up; we’re seeing miners branch out from Bitcoin to support AI—a move that could redefine how value is created across the sector. Cipher Mining is a publicly listed company on Nasdaq that focuses on utilizing inexpensive, renewable energy in Texas. The 10-year deal with Fluidstack, an AI firm backed by Google, is a huge deal. With Google promising to help fund the deal, Cipher is poised for $1.1 billion in growth. The deal ensures Cipher receives $300 million annually from AI, which is significantly more than the $28 million it generated from mining BTC in Q2 2025. This comes after Google invested $1.4 billion in TeraWulf’s Texas locations, hinting at a potential trend. Tech firms are renting miners’ unused, high-power spots for GPU groups. What’s the big deal about this? Well, it’s happening when things are already tough. On September 18, mining BTC became harder than ever, making it more competitive and less profitable. After the 2024 halving, many U.S. miners will spend over $65,000 to mine just…

Author: BitcoinEthereumNews
MrBeast banking: Trademark filing signals celeb fintech expansion and tokens

MrBeast banking: Trademark filing signals celeb fintech expansion and tokens

MrBeast banking arrives amid a celebrity-led surge into crypto and fintech, where token launches have driven huge gains.

Author: The Cryptonomist