Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15063 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Bitcoin News: Ark Labs Launches Arkade, a New Bitcoin Layer 2

Ark Labs introduces Arkade, a Bitcoin Layer 2 solution. It allows off-chain scaling while maintaining user custody without using risky bridges. After two years of intensive development, Ark Labs has finally launched Arkade. This new solution is now available publicly in public beta testing. It is an attempt to make Bitcoin tion. This enables users […] The post Bitcoin News: Ark Labs Launches Arkade, a New Bitcoin Layer 2 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/22

Aave Integrates Maple Institutional Assets and Launches SyrupUSDT Collateral

PANews reported on October 22nd that according to The Block, DeFi lending protocol Aave has partnered with on-chain asset manager Maple to introduce its yield-generating, institutional-grade assets as new collateral. Aave will initially deploy Maple's syrupUSDT on its Plasma instances, with subsequent expansion to core markets. Aave currently has approximately 1,000 daily borrowers and approximately $25 billion in outstanding loans on Ethereum, representing 82% of the network's outstanding debt. Maple previously partnered with Lido to launch a stablecoin line of credit backed by staked ETH.

Author: PANews

2025/10/22

China’s Crypto Strategy Redefines Warfare Economics

The post China’s Crypto Strategy Redefines Warfare Economics appeared on BitcoinEthereumNews.com. China’s Crypto strategy is turning money into a weapon of statecraft. A recent study published by Study Times—the journal of China’s Central Party School—argued that digital assets now shape warfare and finance. The study described crypto and central bank digital currencies (CBDCs) as tools of “financial mobilization.” They allow states to redirect liquidity when banks fail or sanctions tighten. Blockchain networks were called a “digital logistics front,” merging economic survival with national security. Sponsored Sponsored The study said the battlefield now stretches into finance. Crypto forms an infrastructure for “total war,” blending deterrence, capital mobilization, and social stability. By digitizing money flows, Beijing could sustain liquidity, fund defense industries, and support domestic demand when global finance fractures. It also outlined a triad of “total war, hybrid war, and digital financial war,” claiming that digital ledgers underpin national resilience. The digital yuan and blockchain settlements act as strategic assets within this framework. They are built to operate independently of U.S. sanctions and the SWIFT network. “Digital currencies have become strategic assets in hybrid warfare, reshaping cross-border capital flows during wartime.” — Study Times (2025) This shift reflects a broader trend. Economist Barry Eichengreen notes that the dollar’s share of global reserves fell from 71% in 2000 to 58% in 2024. He wrote that governments are “moving away from the dollar… for geopolitical reasons, while firms still prefer its liquidity.” Meanwhile, Beijing’s mBridge project—linking CBDCs from China, Saudi Arabia, Thailand, and the UAE—seeks to bypass SWIFT and build a parallel network beyond the US’s reach. For China, blockchain means more than speed; it represents autonomy under economic pressure. Sponsored Sponsored The TRM Labs 2025 Crypto Crime Report shows that digital assets operate on both sides of the geopolitical battlefield. Sanctioned exchanges such as Russia’s Garantex and Iran’s Nobitex handled over 85% of…

Author: BitcoinEthereumNews

2025/10/22

China Turns Crypto into a Weapon of Statecraft: Digital Yuan at the Frontlines

China’s Crypto strategy is turning money into a weapon of statecraft. A recent study published by Study Times—the journal of China’s Central Party School—argued that digital assets now shape warfare and finance. The study described crypto and central bank digital currencies (CBDCs) as tools of “financial mobilization.” They allow states to redirect liquidity when banks fail or sanctions tighten. Blockchain networks were called a “digital logistics front,” merging economic survival with national security. Digital money becomes a tool of geopolitical power The study said the battlefield now stretches into finance. Crypto forms an infrastructure for “total war,” blending deterrence, capital mobilization, and social stability. By digitizing money flows, Beijing could sustain liquidity, fund defense industries, and support domestic demand when global finance fractures. It also outlined a triad of “total war, hybrid war, and digital financial war,” claiming that digital ledgers underpin national resilience. The digital yuan and blockchain settlements act as strategic assets within this framework. They are built to operate independently of U.S. sanctions and the SWIFT network. “Digital currencies have become strategic assets in hybrid warfare, reshaping cross-border capital flows during wartime.” — Study Times (2025) This shift reflects a broader trend. Economist Barry Eichengreen notes that the dollar’s share of global reserves fell from 71% in 2000 to 58% in 2024. He wrote that governments are “moving away from the dollar… for geopolitical reasons, while firms still prefer its liquidity.” Meanwhile, Beijing’s mBridge project—linking CBDCs from China, Saudi Arabia, Thailand, and the UAE—seeks to bypass SWIFT and build a parallel network beyond the US’s reach. For China, blockchain means more than speed; it represents autonomy under economic pressure. The TRM Labs 2025 Crypto Crime Report shows that digital assets operate on both sides of the geopolitical battlefield. Sanctioned exchanges such as Russia’s Garantex and Iran’s Nobitex handled over 85% of illicit inflows to restricted markets. Distribution of 86 designated addresses | TRM Terror groups—including Hamas, Hezbollah, and ISIS affiliates—used stablecoins like USDT on TRON to raise funds. As a result, Israel froze millions in related accounts. Digital finance, once hailed as borderless innovation, has instead become a field of control and enforcement. From cyber defense to “soft power” projection Military theorist Jason P. Lowery argues in Softwar that Bitcoin is “a non-lethal form of power projection—a digital defense system secured by electricity, not explosives.” This idea now shapes Beijing’s view of blockchain as a base for resilience and deterrence. By embedding monetary control in code, states can project power through networks instead of troops. Visualizing blockchain applications in military contexts | Blockchain Applications in the Military Domain A 2025 review in Technologies found that blockchain “strengthens military operations through secure communication, immutable logistics, and quantum-safe authentication.” Researchers said distributed ledgers can harden command systems and supply chains against cyber or physical attacks. These findings show how cryptographic infrastructure is shifting from finance to defense, linking data integrity, funding agility, and operational trust. The geopolitical divide is widening. Western governments aim to limit crypto’s militarization, whereas China embeds it in state policy. As Eichengreen cautioned, “geopolitics cuts both ways.” Depending on who builds the rails, crypto could weaken or reinforce dollar dominance. Ultimately, Beijing’s hybrid model—combining economic control with technological sovereignty—signals that the next great-power contest will unfold in markets or cyberspace and across the distributed ledgers that connect them.

Author: Coinstats

2025/10/22

Ethereum’s Performance Draws Attention as Investors Eye MUTM for Upcoming Bull Run

The post Ethereum’s Performance Draws Attention as Investors Eye MUTM for Upcoming Bull Run appeared on BitcoinEthereumNews.com. Ethereum (ETH) has maintained a strong momentum that trades fearlessly on top of important supports and is showing the prospects of a potential breakout once again to the $4000 area. With the ever-increasing scalability and efficiency of the networks, institutional pressure to purchase ETH remains very high. However, Ethereum is now being overtaken by all estimates, by a relatively unknown DeFi protocol in Phase 6 of its presale at $0.035 per token that has already raised more than $17.7 million. Mutuum Finance (MUTM) offers a two-sided approach to lending which integrates Peer-to-Peer and Peer-to-Contract to maximize the effectiveness of capital which has drawn the interest of DeFi investors eager to find the most optimal cryptocurrency to invest in today before the next bull cycle. Its distinctive framework, rising presale, and CertiK-backed security review has convinced a few that Mutuum Finance is an early-phase undertaking like the growth of Ethereum in its baby stages. Ethereum Faces Stiff Opposition as Bulls target at $5,000 Ethereum (ETH) is approximately at $4,147, before a key point of resistance at $4,222, where the long-term holders have begun to take profits and this trend is eroding its progress to the highly anticipated $5,000 mark. On-chain indicators confirm a Holder Accumulation Ratio of only 30, which is nowhere near the ideal 50, with less conviction and constant distribution by larger hand. Breaking out above $4,222 strongly would re-open the optimism, while failure to break higher would push ETH down to $3,872. In the meantime as Ethereum makes its next move, investors have been following the emerging DeFi crypto Mutuum Finance (MUTM), which most regard as a new engine of behemoth profitability in the next market cycle and one of the strongest crypto to buy today. Mutuum Finance Presale Accelerates Mutuum Finance (MUTM) is the talk of the…

Author: BitcoinEthereumNews

2025/10/22

SBI Confirms $200 Million XRP Treasury Investment: Details

The post SBI Confirms $200 Million XRP Treasury Investment: Details appeared on BitcoinEthereumNews.com. Japan’s SBI Holdings has confirmed a $200 million investment in Evernorth, a first of its kind institutional vehicle built to accelerate XRP adoption. In a recent tweet, Chairman and CEO of SBI Holdings Yoshitaka Kitao shared a release from the company in this regard. In the release, SBI Holdings disclosed its investment in Evernorth’s private placement alongside Ripple, its key partner, and others. XRPトレジャリー事業を展開するEvernorth社への出資に関するお知らせ［SBIホールディングス］ https://t.co/hZaC71w4Xt — 北尾吉孝 (@yoshitaka_kitao) October 21, 2025 Evernorth intends to raise a total of more than $1 billion, of which SBI Group says it will invest $200 million in cash. The funds raised will be used primarily to purchase XRP on the open market and build one of the world’s largest public XRP treasuries. This treasury will not simply hold XRP but will actively utilize institutional lending and DeFi to aim for continuous asset value growth. SBI Group reiterates its support for XRP, saying it has encouraged the practical application of XRP both domestically and internationally for many years, including the establishment of SBI Ripple Asia, a joint venture with Ripple. XRP Ledger scores new integration In a recent tweet, RippleX shares the news of XRP Ledger’s latest integration with Brale. Brale, a platform that allows users to issue their own stablecoin, is now live on the XRP Ledger, bringing stablecoin issuance and Ripple USD settlement to businesses. With the integration, businesses can use Brale to issue and manage regulated stablecoins — whether backed by U.S. dollars or other supported currencies — directly on the XRPL through the same simple API they already use for payments (including on-ramps, off-ramps and wallet infrastructure for custody and settlement). Brale also integrates Ripple USD (RLUSD), Ripple’s USD-backed stablecoin, allowing companies to settle in RLUSD available on the XRP Ledger and Ethereum. Source: https://u.today/sbi-confirms-200-million-xrp-treasury-investment-details

Author: BitcoinEthereumNews

2025/10/22

DeFi Falters as AAVE and WLD Lose Steam, BlockDAG’s $430M Presale Sparks Rush Before $1 Price Revaluation

Crypto’s spotlight is shifting fast. AAVE and Worldcoin (WLD) are showing just how fragile momentum can be, while BlockDAG (BDAG) is proving that real participation still drives the biggest payoffs. The difference? AAVE and WLD are reacting to markets, BlockDAG is building its own. With $430 million raised, 27 billion+ coins sold, and Batch 31 […] The post DeFi Falters as AAVE and WLD Lose Steam, BlockDAG’s $430M Presale Sparks Rush Before $1 Price Revaluation appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/22

BlockDAG’s $430M Success Story Blends Bitcoin-Level Protection with Cutting-Edge Transaction Speed

The post BlockDAG’s $430M Success Story Blends Bitcoin-Level Protection with Cutting-Edge Transaction Speed appeared on BitcoinEthereumNews.com. Crypto News Explore how BlockDAG’s $430M presale success comes from merging Bitcoin-grade security with next-gen transaction speed in one hybrid system. Progress in technology often comes from blending proven ideas into something stronger. BlockDAG has achieved this by combining two of crypto’s most powerful systems to address a major industry challenge: maintaining both speed and security. Its design delivers the trusted protection of Bitcoin while enabling the high-speed performance of next-generation blockchains. This thoughtful balance has gained strong attention, leading to a presale that has now crossed $430 million. BlockDAG (BDAG) aims to build a system ready for real-world use, ensuring performance and safety go hand in hand. With the presale reaching Batch 31, it presents a late opportunity for those following its steady progress. Inside the Dual Power Behind BlockDAG’s Design At the heart of BlockDAG’s framework is a unique hybrid architecture that merges two leading technologies into one seamless structure. Unlike earlier blockchains that had to trade one feature for another, this design maintains both strength and speed. The result is a system that functions like a secure fortress while moving like a digital expressway. The foundation operates on two essential pillars: Bitcoin-Level Security: Built on the Proof-of-Work (PoW) mechanism that has safeguarded Bitcoin for more than a decade. Superhighway Speed: Using a Directed Acyclic Graph (DAG) structure, it processes multiple transactions at once, creating faster throughput. Together, these form BlockDAG’s hybrid system, giving it the ability to combine institutional-grade safety with efficient, scalable performance suited for global users and modern applications. Why BlockDAG’s Hybrid Model Redefines Blockchain Reach One of blockchain’s longest-standing problems has been achieving speed, decentralization, and security all at the same time. BlockDAG’s hybrid approach successfully tackles this issue, making it a system that can serve everyone from enterprises to individuals. This balance gives…

Author: BitcoinEthereumNews

2025/10/22

Bitcoin Whales May Be Shifting Holdings to BlackRock’s IBIT ETF

The post Bitcoin Whales May Be Shifting Holdings to BlackRock’s IBIT ETF appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Bitcoin whales are increasingly transferring billions in holdings to spot Bitcoin ETFs like BlackRock’s IBIT, seeking regulated access and integration with traditional finance. This institutional shift, facilitated by recent SEC approvals for in-kind redemptions, highlights evolving investor preferences for convenience over self-custody. BlackRock’s IBIT ETF has seen over $3 billion in Bitcoin conversions from major holders. This trend reflects a broader move toward regulated crypto products for easier portfolio management. On-chain data shows a decline in self-custody, with ETF assets now exceeding $88 billion, per reports from analytics firms like Glassnode. Discover how Bitcoin whales are shifting to ETFs amid regulatory changes. Explore the impact on crypto markets and institutional adoption for smarter investing strategies today. What is Driving Bitcoin Whales to Move Holdings into ETFs? Bitcoin whales, the large holders of the cryptocurrency, are increasingly converting their direct Bitcoin holdings into exchange-traded funds (ETFs) to gain regulated and convenient exposure within traditional financial systems. This shift is driven by the desire for seamless integration with existing wealth management frameworks, as highlighted by asset managers like BlackRock. Recent U.S.…

Author: BitcoinEthereumNews

2025/10/22

Maple Finance stablecoins debut on Aave’s onchain lending markets

                                                                               The partnership links Aave’s liquidity with Maple Finance’s institutional credit pools, introducing yield-bearing stablecoins to Aave's lending markets.                     Lending protocol Aave has partnered with onchain credit platform Maple Finance to connect institutional capital with decentralized liquidity. Announced on Tuesday, the integration will introduce Maple’s yield-bearing stablecoins — syrupUSDC and syrupUSDT — to Aave. SyrupUSDC will be listed in Aave’s core market, while syrupUSDT will be available in its Plasma instance.The tokens are backed by assets from Maple’s onchain credit pools, which manage billions of dollars in institutional capital from allocators and borrowers. According to Maple, the move is intended to “stabilize borrow demand and improve capital efficiency” across Aave’s markets.Read more

Author: Coinstats

2025/10/22