Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15172 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
XRP (XRP) Faces Volatility Amid Government Shutdown and ETF Delays

XRP (XRP) Faces Volatility Amid Government Shutdown and ETF Delays

The post XRP (XRP) Faces Volatility Amid Government Shutdown and ETF Delays appeared on BitcoinEthereumNews.com. Caroline Bishop Oct 27, 2025 12:55 The U.S. government shutdown impacts XRP ETF decisions, while Osprey fund amasses significant assets, influencing XRP’s price trajectory. The ongoing U.S. government shutdown has introduced delays in the approval process for XRP-linked exchange-traded funds (ETFs), affecting the cryptocurrency market. The U.S. Securities and Exchange Commission (SEC) has been forced to postpone its decisions, pushing deadlines to mid-November, according to CryptoNews. Osprey Fund’s Strategic Accumulation Despite the regulatory impasse, the REX-Osprey XRP ETF (XRPR) has achieved a remarkable milestone, surpassing $100 million in assets under management. This accumulation underscores investor confidence in XRP, even as other ETFs await approval. The robust performance of XRPR highlights the growing interest in XRP as a viable investment option. Price Volatility and Market Reaction XRP’s market behavior has been notably volatile, with the token’s trading volumes increasing by 22% over the past 24 hours. Prices have hovered around the $2.6 mark, aligning with key resistance levels, including the 200-day exponential moving average (EMA). Analysts suggest that failing to breach the $2.8 level could lead to further declines, while surpassing it might trigger a rally towards $3.6 or higher. The broader cryptocurrency market remains sensitive to regulatory developments, and the approval of pending XRP ETFs could significantly impact XRP’s price trajectory. As the market anticipates the SEC’s next steps, investors are closely monitoring these dynamics. Emerging Opportunities in the Crypto Space Amid these developments, innovative projects like Bitcoin Hyper ($HYPER) are capturing attention. Built on Solana, Bitcoin Hyper aims to enhance Bitcoin’s scalability by offering a robust layer-two protocol. This initiative promises to empower BTC holders with new monetization opportunities through yield earning, staking, and lending. Bitcoin Hyper has already raised over $24 million, signaling strong investor interest in its potential to…

Author: BitcoinEthereumNews
USD/JPY drifts lower, nearing 152.50 as Fin. Min. Katayama speaks

USD/JPY drifts lower, nearing 152.50 as Fin. Min. Katayama speaks

The post USD/JPY drifts lower, nearing 152.50 as Fin. Min. Katayama speaks appeared on BitcoinEthereumNews.com. US Dollar rally has been capped at the 153.30 area earlier on Monday, the same area as in early October, and the pair trimmed gains to reach intra-day lows at 152.60 as Japan’s Finance Minister Satsuki Katayama spoke to the press, following a meeting with US Treasury Secretary Scott Bessent. Katayama confirmed close communication with US Secretary Bessent and said that monetary policy issues were not addressed, while he affirmed that, according to Bessent, Takaichi’s policy has sent a positive message to the markets. Yen picks up as fears about Japan’s public finances ease These comments have calmed markets somewhat, providing some support to an ailing Ye, which has depreciated about 2% since Prime Minister Sanae Takaichi took charge, amid investors’ concerns that their loose fiscal policy will add pressure to the already strained public finances. The focus this week will shift to the monetary policy decisions by the Fed and the BoJ, due later this week. The US central bank is widely expected to cut rates by 25 basis points, bringing the Federal Funds rate to a range of 3.75% to 4%, as soft inflationary trends seen on Friday give the bank some leeway to lower borrowing costs, aiming to support a deteriorating labour market. The Bank of Japan, on the other side, is likely to keep interest rates unchanged at a 0.5% rate and hint at a 25 basis points rate hike, probably in December. Failure to keep hopes of an upcoming rate hike alive is likely to disappoint investor and might send the Yen on a tailspin. Central banks FAQs Central Banks have a key mandate which is making sure that there is price stability in a country or region. Economies are constantly facing inflation or deflation when prices for certain goods and services are fluctuating. Constant…

Author: BitcoinEthereumNews
Shiba Inu (SHIB) Price Action Suggests the Bottom Could Be In Ahead of a Proper Bull Run as Little Pepe (LILPEPE) Explodes in Growth

Shiba Inu (SHIB) Price Action Suggests the Bottom Could Be In Ahead of a Proper Bull Run as Little Pepe (LILPEPE) Explodes in Growth

The post Shiba Inu (SHIB) Price Action Suggests the Bottom Could Be In Ahead of a Proper Bull Run as Little Pepe (LILPEPE) Explodes in Growth appeared on BitcoinEthereumNews.com. Right now, Shiba Inu (SHIB) might be catching its breath before a real move. But as SHIB slowly finds its place, another new Pepe, Little Pepe (LILPEPE), is doing something completely different. The presale nears completion with Stage 13, at over $27.2 million and a starting price of $0.0022. Investors from Stage 1 have already made 120%, and investors coming in now have the opportunity to earn 36.36% more before the token is released at the listed $0.0030 price. Considering the momentum lately, this could be a huge play. SHIB (Shiba Inu) – The Comeback Dog SHIB trades at $0.0000102. CoinMarketCap data shows a market cap of $ 5.9 billion. SHIB has quietly recovered following its September slump, gaining around 8% over the past 7 days. That may not sound like much, but it’s the kind of slow build before something bigger. On TradingView, the charts show that SHIB is above the 200-day moving average and at an RSI level neither overbought nor oversold. The indicators allowed analysts to conclude that the market has either already reached the bottom or is close to it before the market moves towards recovery. The SHIB community has shown signs of renewed activity. Wallet activity has been climbing, and the Shibarium Layer 2 network continues to attract attention. While SHIB’s fundamentals still rely heavily on community sentiment, this base-building phase feels like the calm before the next surge. LILPEPE (Little Pepe) – The Meme with a Mission While SHIB consolidates, Little Pepe (LILPEPE) is turning heads across the meme coin world. Built on Ethereum, this project isn’t just chasing hype; it’s blending meme energy with real-world utility. At the time of writing, the LILPEPE presale has raised over $27,218,840, selling 16.54 billion tokens out of a total 17.25 billion allocated for this stage. The…

Author: BitcoinEthereumNews
Ethereum On-Chain Activity Reaches Five-Month Peak, Hinting at Potential Bull Market Revival

Ethereum On-Chain Activity Reaches Five-Month Peak, Hinting at Potential Bull Market Revival

The post Ethereum On-Chain Activity Reaches Five-Month Peak, Hinting at Potential Bull Market Revival appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Ethereum’s on-chain activity has surged to a five-month peak, driven by heightened DeFi interactions, smart contract deployments, and stablecoin transfers. This increase in gas usage reflects growing network engagement, with daily active addresses reaching around 550,000 and ETH transactions outpacing USDC volumes recently, signaling robust ecosystem health. Ethereum gas usage hits five-month high amid DeFi and stablecoin boom. Smart contract activity and DEX trading fuel the surge in network transactions. Daily active addresses climb to 550K, with 48 ETH burned daily from DeFi apps, per Etherscan metrics. Ethereum on-chain activity surges to five-month peak: Explore DeFi growth, stablecoin trends, and ETH price recovery above $4,000. Stay ahead in crypto—read insights now. (142 characters) What is driving Ethereum’s on-chain activity surge to a five-month peak? Ethereum’s on-chain activity surge stems primarily from increased DeFi interactions, smart contract executions, and stablecoin transfers, pushing gas usage to levels not seen in five months. This revival highlights the network’s resilience post-market volatility, with Layer 1 engagement rising while Layer 2 solutions handle scaling efficiently. Daily gas consumption has stabilized at elevated levels, underscoring…

Author: BitcoinEthereumNews
Alibaba-linked Ant Group files AntCoin trademark application in Hong Kong

Alibaba-linked Ant Group files AntCoin trademark application in Hong Kong

The post Alibaba-linked Ant Group files AntCoin trademark application in Hong Kong appeared on BitcoinEthereumNews.com. Alibaba affiliate fintech giant Ant Group, the parent company of Alipay, filed a trademark application in June for AntCoin in Hong Kong. However, the filing was only recently spotted in Hong Kong’s Intellectual Property Department database. The initiative suggests that the firm plans to expand into blockchain-based financial services and stablecoins. The June filing comes just days before Ant Group Chairman Eric Jing is scheduled to speak alongside Hong Kong’s Secretary for Financial Services Christopher Hui and Primavera Capital’s Fred Hu at next week’s Hong Kong Fin Tech Week. The event will have a crypto-heavy agenda compared to its usual tradFi-focused agenda. Ant Group’s trademark spans across all major financial activities JUST IN: 🇨🇳 Alibaba’s Ant Group has filed a trademark for “AntCoin” in Hong Kong. pic.twitter.com/H9iXX5BBFN — Cryptopolitan (@CPOfficialtx) October 27, 2025 According to AntCoin’s filing, the trademark specification spans nearly all major financial activities, including traditional banking, lending, and FX to blockchain-based settlement, stablecoin issuance, digital-asset custody, and loyalty rewards. The proposal will position the firm as a bridge between Ant’s payments ecosystem and Hong Kong’s regulated Web3 economy. Ant Group’s trademark licence doesn’t reveal whether the company plans to launch a token or stablecoin. However, it sets legal protection for the firm across financial services, including both traditional finance and emerging blockchain technologies. The trademark, filed with Hong Kong’s Intellectual Property Department, comes with a comprehensive approach that gives Ant Group flexibility in how it might use the AntCoin brand. The firm is yet to issue public statements about the specific plans for AntCoin. Joshua Chu, co-chair of the Hong Kong Web3 Association, said that Ant Group’s initiative to file for trademarks appears as a strategic move to protect its interests in the mainland’s digital asset industry. He also argued that Ant Group’s next move would broaden…

Author: BitcoinEthereumNews
Here’s Why A Lot Of Investors Are Now Swapping Ethereum And Dogecoin For The BlockchainFX Presale

Here’s Why A Lot Of Investors Are Now Swapping Ethereum And Dogecoin For The BlockchainFX Presale

Ethereum, the foundation of decentralised applications, continues to evolve under its scaling roadmap, while Dogecoin remains a cultural phenomenon that […] The post Here’s Why A Lot Of Investors Are Now Swapping Ethereum And Dogecoin For The BlockchainFX Presale appeared first on Coindoo.

Author: Coindoo
BlockchainFX ($BFX) Outperforms Lightchain as 2025’s Best Crypto Presale Pick

BlockchainFX ($BFX) Outperforms Lightchain as 2025’s Best Crypto Presale Pick

The post BlockchainFX ($BFX) Outperforms Lightchain as 2025’s Best Crypto Presale Pick appeared on BitcoinEthereumNews.com. Crypto News Every major crypto cycle has that one defining moment where an early investor call changes everything. For those who watched Cardano, Solana, and BNB turn modest presale entries into fortune-level returns, history might be ready to repeat itself. The new name rising on analysts’ radars is BlockchainFX ($BFX), a presale project that’s combining trading, rewards, and real-world utility into one ecosystem. With verified audits, a transparent model, and a real utility product suite, BlockchainFX is being called the next big crypto for those looking to secure high ROIs and potential 100x gains. Meanwhile, Lightchain has been making waves with its AI integration promises, aiming to merge machine learning with blockchain optimization. Yet, its utility remains largely developmental while BFX is already operational, blending crypto with traditional finance tools. Both projects are buzzing across investor forums, but BlockchainFX is quickly taking the lead as a presale opportunity that offers both excitement and function. This article explores the latest updates and developments across BlockchainFX ($BFX) and Lightchain, and why experts believe BFX might be the one that defines 2025’s biggest crypto success story. BlockchainFX – Multi-Asset Trading & Reward Engine Among Top Crypto Presales BlockchainFX ($BFX) isn’t your typical token,it’s a full ecosystem where crypto, forex, stocks, and commodities merge into one platform. Every trade feeds rewards in USDT and BFX tokens, giving holders the chance for real passive income,not just market speculation. That alone sets BFX apart as one of the best cryptos for high ROIs. On top of that, the BFX Visa Card turns crypto rewards into spendable currency anywhere Visa is accepted. This level of utility isn’t often seen in presales. For investors focused on more than just hype, BFX shows serious promise among the top crypto presales of 2025. BlockchainFX Presale Snapshot: How Low Entry Could…

Author: BitcoinEthereumNews
Why This New Crypto Priced Under $1 Is Set to Outperform Cardano (ADA) in Q4 2025

Why This New Crypto Priced Under $1 Is Set to Outperform Cardano (ADA) in Q4 2025

Every market cycle brings fresh opportunities and while major cryptocurrencies like Cardano (ADA) have established themselves as reliable players, newer tokens are beginning to draw investor attention for their stronger growth potential. One such project is Mutuum Finance (MUTM), a fast-rising DeFi crypto currently priced well under $1. With its structured presale, audited smart contracts, [...] The post Why This New Crypto Priced Under $1 Is Set to Outperform Cardano (ADA) in Q4 2025 appeared first on Blockonomi.

Author: Blockonomi
China’s Central Bank Governor Warns Stablecoins Pose Risks to Global Financial System

China’s Central Bank Governor Warns Stablecoins Pose Risks to Global Financial System

The post China’s Central Bank Governor Warns Stablecoins Pose Risks to Global Financial System appeared first on Coinpedia Fintech News Stablecoins have been attracting increasing attention lately as banks and institutions explore its growing role in digital finance. However, despite its rapid innovation and increased adoption, some officials believe that it is in its early stages and the risks remain.  PBOC Governor Urges Caution Pan Gongsheng, Governor of the People’s Bank of China, recently noted …

Author: CoinPedia
Ethereum activity regains five-month high as DeFi, smart contracts, stablecoin transfers peak

Ethereum activity regains five-month high as DeFi, smart contracts, stablecoin transfers peak

Ethereum gas usage peaked again, driven by DeFi, ETH transfers, stablecoin usage, and new smart contracts.

Author: Cryptopolitan