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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15185 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Experts Comment: “Yes, the Fed Will Cut Interest Rates on Wednesday, But…”

Experts Comment: “Yes, the Fed Will Cut Interest Rates on Wednesday, But…”

The post Experts Comment: “Yes, the Fed Will Cut Interest Rates on Wednesday, But…” appeared on BitcoinEthereumNews.com. The Fed is expected to lower the target range for the federal funds rate by 25 basis points to 3.75%–4.00% on Wednesday. However, Generali Investments predicts that this decision could be made through a “three-way split” vote. According to the institution, one member could vote for a larger 50 basis point cut, while others could vote to keep interest rates steady. This could create an “almost unprecedented divide of opinion,” said Paul Zanghieri, Senior Economist at Generali Investments. Zanghieri also stated that the Fed is expected to cut interest rates again in December and then deliver a final rate cut in the first quarter of 2026. Fed Chair Jerome Powell is expected to describe the cut as a “risk management measure” at his press conference, but will not provide policy guidance for the December meeting. Analysts at research firm Wrightson suggested that the Fed may be ready to end its quantitative tightening process this week. According to the agency, recent trends in the overnight lending market suggest that financing conditions are tightening and banks’ reserve levels are approaching equilibrium levels. Wrightson’s team stated that the Fed’s action this week would be a cautious move aimed at preventing excessive market pressure. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/experts-comment-yes-the-fed-will-cut-interest-rates-on-wednesday-but/

Author: BitcoinEthereumNews

2025/10/28

Shiba Inu Faces Utility Crisis as Shibarium TVL Remains Under $1M

Shiba Inu Faces Utility Crisis as Shibarium TVL Remains Under $1M

TLDR Shibarium’s TVL has stayed below $1 million since early October 2025. SHIB’s total supply remains near 589 trillion tokens despite burn efforts. Capital is shifting from meme tokens to AI and DePIN utility projects. SHIB token burns surged 42,000% in 24 hours but price gains were limited. Shiba Inu (SHIB) is struggling to recover [...] The post Shiba Inu Faces Utility Crisis as Shibarium TVL Remains Under $1M appeared first on CoinCentral.

Author: Coincentral

2025/10/28

USDT’s TVL on Spark Finance Surpasses $900 Million Milestone, Unlocking DeFi Cross-Chain Functionality

USDT’s TVL on Spark Finance Surpasses $900 Million Milestone, Unlocking DeFi Cross-Chain Functionality

The post USDT’s TVL on Spark Finance Surpasses $900 Million Milestone, Unlocking DeFi Cross-Chain Functionality appeared on BitcoinEthereumNews.com. Spark Finance, a DeFi protocol optimizing yield on stablecoins across various decentralized ecosystems, continues to advance its footprint in the stablecoin sector. According to data shared today by market analyst Dune Analytics, the TVL in USDT stablecoin has reached a new ATH of $900 million on the Spark Liquidity Layer, marking a new groundbreaking level for the first time in history. The surge highlights growing investor enthusiasm and demand for USDT’s stablecoin offerings on Spark’s on-chain network. Spark Liquidity Layer is a capital allocation tool that allows customers on the Spark network to deploy their stablecoins across various DeFi platforms for yield generation strategies. Institutional and retail capital continues to flow into DeFi. USDT TVL on the Spark Liquidity Layer is reaching new ATHs. ⚡️ (Source: https://t.co/wa60XuS63D) pic.twitter.com/xkV7uSxvVC — Spark (@sparkdotfi) October 27, 2025 USDT’s TVL Up 3500% Since July Since the integration of USDT on the Spark Finance in April this year, the stablecoin has continued to witness significant growth on the platform. This implies that investors are increasingly using the stable asset to facilitate various economic activities (like trading, payment, staking, borrowing/lending, yield farming, etc.) in the decentralized finance environment. USDT on the Spark platform surpassed the 900 million TVL mark for the first time on October 24th, 2025, and it is up 3500% from the level noticed at the end of July. According to data from market analyst Sentora, USDT’s TVL on Spark witnessed a tremendous spike, surging from $25 million at the end of July to almost 550 million at the end of September. This substantial growth indicates the platform’s broadening role in the crypto market as it attracts more financial usage and customer participation. Spark is a DeFi network that functions as a decentralized capital manager, managing funds in the form of various stablecoins (including…

Author: BitcoinEthereumNews

2025/10/28

Tech Firm Sells $40M in Ethereum to Fund Massive Share Buyback

Tech Firm Sells $40M in Ethereum to Fund Massive Share Buyback

The post Tech Firm Sells $40M in Ethereum to Fund Massive Share Buyback appeared on BitcoinEthereumNews.com. Ethereum In a move blending digital assets with traditional corporate finance, ETHZilla Corporation has initiated a large-scale Ethereum (ETH) liquidation to support its ongoing share repurchase strategy. The technology firm, known for integrating decentralized finance with mainstream financial systems, confirmed it sold around $40 million worth of ETH late last week to strengthen shareholder value and narrow the gap between its share price and intrinsic worth. Turning Crypto Reserves Into Capital Efficiency Rather than issuing new debt or drawing on cash reserves, ETHZilla opted to utilize part of its cryptocurrency treasury to fund buybacks. The sale allowed the company to purchase roughly 600,000 shares for $12 million, representing the first phase of a $250 million repurchase program approved earlier this year. Management indicated that further Ethereum sales are possible if the stock continues to trade below its net asset value (NAV) target range. The move underscores how established crypto-based corporations are beginning to leverage on-chain assets as strategic financial tools, treating them similarly to traditional liquid reserves. Management Sees Buybacks as a Signal of Strength Chief Executive Officer McAndrew Rudisill characterized the repurchases as a way to reinforce shareholder confidence while optimizing capital allocation. He explained that reducing ETH exposure enables ETHZilla to “redirect balance sheet strength toward initiatives that directly enhance per-share value.” According to Rudisill, the company’s buyback plan should both raise NAV per share and limit share supply, which could ease pressure from equity lending and short-selling. Strategic Use of Ethereum Holdings ETHZilla remains one of the few publicly traded firms maintaining a significant Ethereum portfolio — now estimated at about $400 million. Executives say those holdings won’t disappear; instead, they will be redeployed into upcoming DeFi partnerships, liquidity management, and blockchain-based financial services. The company’s approach reflects a growing shift among crypto-native corporations toward portfolio diversification…

Author: BitcoinEthereumNews

2025/10/28

NZD/USD climbs to three-week high amid trade optimism, softer USD

NZD/USD climbs to three-week high amid trade optimism, softer USD

The post NZD/USD climbs to three-week high amid trade optimism, softer USD appeared on BitcoinEthereumNews.com. The NZD/USD pair prolongs its recent recovery move from the 0.5685-0.5680 region, or the lowest level since April, touched last week, and climbs to a nearly three-week high during the Asian session on Tuesday. Spot prices currently trade around the 0.5780 zone, up over 0.20% for the day, and seem poised to appreciate further amid a supportive fundamental backdrop. Signs of easing trade tensions between the US and China – the world’s two largest economies – turn out to be a key factor that continues to underpin antipodean currencies, including the Kiwi. In fact, top officials from the US and China agreed on Sunday on a framework for a potential trade deal that will be discussed when Trump and Chinese President Xi Jinping meet this week. This remains supportive of a positive risk tone, which, along with dovish Federal Reserve (Fed) expectations, is seen weighing on the safe-haven US Dollar (USD) and lending additional support to the NZD/USD pair. According to the CME Group’s FedWatch Tool, traders have nearly fully priced in that the US central bank will lower borrowing costs by 25-basis-points (bps) on Wednesday. Moreover, the US central bank is expected to cut interest rates again in December. The bets were reaffirmed by the latest US consumer inflation figures released on Friday, which keeps the USD depressed for the second straight day and validates the near-term positive outlook for the NZD/USD pair. Bulls, however, might refrain from placing aggressive bets ahead of a two-day FOMC policy meeting, starting this Tuesday. Furthermore, the Reserve Bank of New Zealand’s (RBNZ) dovish outlook, showing readiness to cut rates further as required for inflation to settle sustainably near the 2% target midpoint in the medium term, might contribute to capping the NZD/USD pair. Nevertheless, the aforementioned factors suggest that the path of…

Author: BitcoinEthereumNews

2025/10/28

From oil rigs to Web3: KOL spotlight on V2Chenz and his take on crypto culture

From oil rigs to Web3: KOL spotlight on V2Chenz and his take on crypto culture

The post From oil rigs to Web3: KOL spotlight on V2Chenz and his take on crypto culture appeared on BitcoinEthereumNews.com. In this edition of the KOL series, we catch up with V2Chenz, an influential figure in the crypto space observing, building, and sharing thoughts that usually age better than most timelines. V2Chenz shares with us how he got into crypto and his views on the culture that has formed around it. With roots in oil and gas, a deep respect for digital privacy, and a radar for real work, Chenz has become a trusted voice in the crypto space. From oil rigs to working in crypto Q: Let’s start from the beginning – what’s your background, and what first pulled you into crypto? Was it a specific moment, project, or idea that made you want to stay? A: My background is essentially oil and gas. I spent years on and off rigs and working on large-scale pipelines. I had always had an attempt at currency markets and day trading. I came across crypto for the first time in 2015 and fell in love with the ideology of unbanking the financial industry. Q: Do you remember when it clicked – when you realized crypto wasn’t just a trend? A: I never looked at crypto like a trend. But I think after the 2017 run and the depression of 2019, we saw how fundamental this industry could be with the state of the global economy. Q: You’ve always taken a more grounded, fundamental approach to the space. What’s your take on meme culture and how it has shaped crypto today? A: The meme culture, I’ve always enjoyed is the lore, not just a flash-in-the-pan concept or viral trend. The stables. PEPE, DOGE, the characters that are iconic within this space  Why Web3? Q: You’ve spent much time around serious builders — privacy, infrastructure, and DePIN. What made you gravitate toward that side…

Author: BitcoinEthereumNews

2025/10/28

Ledn Tops $1B in Bitcoin Loans as Crypto Lending Surges

Ledn Tops $1B in Bitcoin Loans as Crypto Lending Surges

The post Ledn Tops $1B in Bitcoin Loans as Crypto Lending Surges appeared on BitcoinEthereumNews.com. Digital asset lender Ledn has reported a record quarter for its Bitcoin-backed credit products, as more investors chose to borrow against their holdings amid the ongoing crypto bull market. The company originated $392 million in Bitcoin (BTC)-backed loans during the third quarter, pushing year-to-date originations past $1 billion. Since its inception, Ledn has issued more than $2.8 billion in total loans across over 100 countries, the company said. Ledn also reported generating approximately $100 million in annual recurring revenue. The company provides fully collateralized loans, with Bitcoin collateral held in custody throughout the lending period. Ledn’s reserves are verified through independent third-party Proof-of-Reserves attestations. As Cointelegraph previously reported, Ledn discontinued Ether (ETH) lending earlier this year to focus exclusively on its Bitcoin custody and lending business. An April report by Galaxy Research identified Ledn as one of the three largest centralized finance (CeFi) lenders, alongside Tether and Galaxy. Together, the three companies accounted for nearly 89% of the CeFi lending market and 27% of the overall digital asset lending market at the time. Source: Ledn Related: ‘Before Bitcoin, my most successful investment was shorting the Bolivar’ — Ledn co-founder Bitcoin-backed lending grows amid bull market Bitcoin’s surge above $100,000 has created a new wealth effect among long-term holders, prompting many to borrow against their Bitcoin rather than sell and incur capital gains taxes. According to a recent estimate from Osler, Hoskin & Harcourt LLP, a Canadian law firm specializing in financial regulation and digital assets, the Bitcoin-backed lending market could grow to $45 billion by 2030, up from roughly $8.5 billion today. Institutional interest is also accelerating. Earlier this year, Cantor Fitzgerald completed its first Bitcoin-backed lending deal in partnership with Maple Finance and FalconX, underscoring Wall Street’s growing participation in crypto credit markets.  Cantor announced its entry into the…

Author: BitcoinEthereumNews

2025/10/28

ETHZilla Sells $40M in Ether to Fund Share Buybacks, Potentially Narrowing NAV Discount

ETHZilla Sells $40M in Ether to Fund Share Buybacks, Potentially Narrowing NAV Discount

The post ETHZilla Sells $40M in Ether to Fund Share Buybacks, Potentially Narrowing NAV Discount appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → ETHZilla, a Nasdaq-listed Ethereum treasury corporation under the ticker ETHZ, sold about $40 million worth of Ether to fund a share buyback program. This move aims to boost shareholder value by reducing the gap between its share price and net asset value (NAV), with over 600,000 shares repurchased so far. Strategic Ether Sale: ETHZilla offloaded Ether on October 24 to capitalize on its treasury holdings for equity enhancements. The buyback is part of a $250 million authorization, allowing opportunistic purchases when shares trade below NAV. Post-announcement, ETHZilla’s stock surged 14.5% in regular trading and 9% after hours, reaching above $22.50 per share, per market data. Discover how ETHZilla’s $40 million Ether sale fuels share buybacks to close the NAV discount. Explore impacts on Ethereum treasuries and investor strategies in this detailed analysis. What is ETHZilla’s Ether Sale Strategy? ETHZilla’s Ether sale involves liquidating a portion of its cryptocurrency holdings to finance a robust share repurchase initiative. The company, focused on Ethereum ecosystem investments, sold approximately $40 million in Ether on October 24, as outlined in its press release. This…

Author: BitcoinEthereumNews

2025/10/28

Japanese Yen strengthens on intervention fears, BoJ-Fed policy gap

Japanese Yen strengthens on intervention fears, BoJ-Fed policy gap

The post Japanese Yen strengthens on intervention fears, BoJ-Fed policy gap appeared on BitcoinEthereumNews.com. The Japanese Yen (JPY) strengthens across the board during the Asian session on Tuesday and moves further away from an over two-week low touched against its American counterpart the previous day. Comments from Japan’s Economics Minister Minoru Kiuchi fueled speculations about a possible government intervention to stem further JPY depreciation. This, in turn, prompts traders to lighten their JPY bearish bets ahead of this week’s key central bank event risks – the start of a two-day FOMC meeting later today and the Bank of Japan (BoJ) policy update on Thursday. Meanwhile, data released on Monday showed that Japan’s service-sector inflation rose for the second consecutive month in September and reinforced expectations for potential gradual interest rate hikes by the BoJ. In contrast, traders now seem to have fully priced in that the US central bank will lower borrowing costs two more times by the year-end. This, along with lingering uncertainty over US-China trade talks, benefits the JPY. However, expectations of aggressive fiscal spending under Japan’s new Prime Minister Sanae Takaichi might keep a lid on any meaningful JPY gains. Japanese Yen bears opt to lighten their bets after some verbal intervention Japan’s Economics Minister Minoru Kiuchi said this Tuesday that it is important for foreign exchange (FX) moves to be stable and reflect fundamentals, adding that he will scrutinize its impact on Japan’s economy. Japan’s Prime Minister Sanae Takaichi said that she wants to realise a new golden age of the Japan-US alliance. Moreover, US President Donald Trump said that we are signing a new deal with Japan, and it is a fair deal. Data released on Monday showed that Japan’s Services Producer Price Index accelerated to 3.0% in September, reaffirming bets for further tightening by the Bank of Japan and also lending support to the Japanese Yen. This marks…

Author: BitcoinEthereumNews

2025/10/28

South Korean Crypto Loans: Shocking 20,000 Forced Liquidations in Just Four Months

South Korean Crypto Loans: Shocking 20,000 Forced Liquidations in Just Four Months

BitcoinWorld South Korean Crypto Loans: Shocking 20,000 Forced Liquidations in Just Four Months The world of cryptocurrency is dynamic, often rewarding, but also fraught with significant risks. A recent report from South Korea paints a stark picture of these dangers, revealing that Kyunghyang Shinmun has highlighted a shocking trend: forced liquidations from domestic South Korean crypto loans have soared past 20,000 in just four months. This dramatic increase, triggered by sharp price declines, underscores the volatile nature of the crypto market and the inherent perils of leveraged lending. What’s Driving the Surge in South Korean Crypto Loans and Liquidations? The numbers are truly eye-opening. Data compiled from the office of Shin Jang-sik, a Rebuilding Korea Party lawmaker, illustrates a rapid expansion in the country’s crypto lending sector. Consider these facts: From June to September, the number of users engaging with South Korean crypto loans jumped from approximately 2,400 to a staggering 35,500. The total value of these loans skyrocketed tenfold, increasing from about 110 billion won ($81.5 million) to an astonishing 1.14 trillion won ($844.4 million) within the same period. Most critically, forced liquidations surged dramatically, from 574 in June to a peak of 17,299 in July alone. Understanding Forced Liquidations: A Core Risk of Crypto Lending So, what exactly is a forced liquidation? In simple terms, it happens when the value of the collateral you’ve put up for a loan falls below a certain threshold. Crypto loans often require users to deposit digital assets, like Bitcoin or Ethereum, as collateral to borrow stablecoins or fiat currency. If the market price of your collateral drops significantly, the lending platform automatically sells your assets to cover the loan, preventing further losses for the lender. This process, known as a margin call followed by liquidation, can lead to substantial losses for borrowers, often wiping out their initial investment. Why Are South Korean Crypto Loans Seeing Such Extreme Volatility? The rapid increase in forced liquidations among South Korean crypto loans can be attributed to several factors. Firstly, the inherent volatility of the cryptocurrency market means prices can swing wildly in short periods. When major cryptocurrencies experience sharp downturns, as they have recently, the collateral backing these loans quickly loses value, triggering automatic sales. Secondly, the allure of high returns and the perceived ease of access to crypto lending platforms may lead some borrowers to take on excessive leverage without fully understanding the associated risks. Many users might be seeking quick profits or liquidity without selling their underlying assets, hoping to capitalize on potential price increases. However, this strategy can backfire dramatically during market corrections, leading to swift and painful liquidations. Furthermore, the burgeoning popularity of crypto in South Korea, coupled with a relatively nascent regulatory framework, could contribute to a landscape where risks are not always fully transparent or understood by all participants. Navigating the Challenges and Protecting Your Crypto Assets For individuals participating in the crypto lending space, especially those with South Korean crypto loans, understanding and mitigating risks is paramount. Here are some key considerations: Diversify Your Portfolio: Avoid putting all your assets into highly volatile cryptocurrencies. Understand Leverage: Be cautious with high leverage ratios, as they amplify both gains and losses. Monitor Market Conditions: Stay informed about market trends and be prepared for sudden price drops. Set Stop-Losses: Some platforms allow you to set automatic sell orders to limit potential losses. Choose Reputable Platforms: Research the security and transparency of lending services. Seek Financial Advice: If unsure, consult with a financial advisor who understands crypto investments. The recent surge in forced liquidations from South Korean crypto loans serves as a powerful reminder of the double-edged sword that is cryptocurrency lending. While offering opportunities for liquidity and potential gains, the inherent volatility and the risks of leverage demand extreme caution. As the market continues to evolve, both users and regulators must prioritize education and robust risk management to foster a safer and more sustainable digital asset ecosystem. Frequently Asked Questions About South Korean Crypto Loans What is a forced liquidation in crypto loans? A forced liquidation occurs when the value of the cryptocurrency collateral you’ve provided for a loan drops below a specific threshold. The lending platform then automatically sells your collateral to cover the loan, preventing further losses for the lender. This process results in the borrower losing their collateral. Why have South Korean crypto loans seen so many liquidations recently? The surge in liquidations is primarily due to the inherent volatility of the cryptocurrency market. When crypto prices decline sharply, the value of the collateral backing these loans decreases, triggering automatic liquidations. High leverage and a desire for quick returns also contribute to increased risk. Who is Shin Jang-sik and what is their role? Shin Jang-sik is a lawmaker from the Rebuilding Korea Party in South Korea. Their office compiled and reported the data regarding the surge in forced liquidations from domestic cryptocurrency lending services, highlighting the growing concerns within the sector. How can borrowers protect themselves from forced liquidations? Borrowers can protect themselves by understanding the risks of leverage, monitoring market conditions closely, diversifying their crypto portfolio, and avoiding over-leveraging. Choosing reputable lending platforms and potentially setting stop-loss orders can also help mitigate risks. What is the Kyunghyang Shinmun? The Kyunghyang Shinmun is a major daily newspaper in South Korea. It was the publication that initially reported on the significant number of forced liquidations from South Korean cryptocurrency lending services, bringing this critical issue to public attention. If you found this article insightful, please share it with your network to help others understand the critical risks associated with crypto lending. Your awareness can make a difference! To learn more about the latest crypto market trends, explore our article on key developments shaping cryptocurrency price action. This post South Korean Crypto Loans: Shocking 20,000 Forced Liquidations in Just Four Months first appeared on BitcoinWorld.

Author: Coinstats

2025/10/28

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