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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15263 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Billionaire Ricardo Salinas: "It's Still Early for Bitcoin" - Calls BTC "The Ultimate Hard Asset"

Billionaire Ricardo Salinas: "It's Still Early for Bitcoin" - Calls BTC "The Ultimate Hard Asset"

Mexican billionaire Ricardo Salinas Pliego, one of Latin America's wealthiest individuals and a long-time Bitcoin advocate, has declared that despite Bitcoin's significant price appreciation over the years, it remains early for cryptocurrency adoption.

Author: MEXC NEWS

2025/10/31

Ethereum Will Dominate the Coming Tokenization Era, According to Standard Chartered

Ethereum Will Dominate the Coming Tokenization Era, According to Standard Chartered

The bank projects that the market for tokenized real-world assets (RWAs) — excluding stablecoins — could balloon to $2 trillion […] The post Ethereum Will Dominate the Coming Tokenization Era, According to Standard Chartered appeared first on Coindoo.

Author: Coindoo

2025/10/31

Western Union's "WUUSD" trademark suggests it may be launching a cryptocurrency service.

Western Union's "WUUSD" trademark suggests it may be launching a cryptocurrency service.

PANews reported on October 31 that, according to Cointelegraph, Western Union filed a trademark application for "WUUSD" with the U.S. Patent and Trademark Office on Wednesday. The WUUSD trademark can be used in multiple areas, including cryptocurrency wallets, cryptocurrency trading, and stablecoin payment processing. The trademark covers a range of stablecoin-related services. The application has been accepted but no examiner has been assigned. It is currently unclear what distinguishes WUUSD from its planned stablecoin USDPT, as Western Union also filed the exact same trademark application for USDPT in early October. The application documents show that WUUSD can be used for stablecoin exchange, trading, and payment processing, and also suggest the provision of a wider range of cryptocurrency services, such as software for managing and verifying transactions, "consuming and trading cryptocurrencies," as well as cryptocurrency exchanges, trading, payment processing, and financial brokerage services. Furthermore, the documents mention cryptocurrency lending services, specifically "conducting securities and derivatives trading," which may significantly differ from Western Union's traditional business. Previously, it was reported that Western Union planned to launch USDPT, a stablecoin built on the Solana blockchain, in 2026 ; Western Union has also applied to register the WUUSD trademark .

Author: PANews

2025/10/31

Coinbase Boosts Bitcoin Holdings as Profits Surge in Q3

Coinbase Boosts Bitcoin Holdings as Profits Surge in Q3

The post Coinbase Boosts Bitcoin Holdings as Profits Surge in Q3 appeared on BitcoinEthereumNews.com. The exchange boosted its Bitcoin holdings by 2,772 BTC, bringing its total reserves to 14,548 BTC worth about $1.57 billion. This is part of Coinbase’s plan to become an “Everything Exchange.” The company reported $1.9 billion in revenue, up 55% year-on-year, and $432.6 million in net income, fueled by strong trading and subscription revenues. Institutional clients accounted for 80% of Coinbase’s $295 billion trading volume. Meanwhile, CEO Brian Armstrong turned heads after intentionally dropping crypto buzzwords like “Bitcoin” and “Web3” at the end of the earnings call, which instantly resolved prediction markets on Kalshi and Polymarket. Though playful, the stunt caused some debate over fairness in prediction markets and insider influence. Coinbase Grows Bitcoin Stash Coinbase greatly strengthened its position in the Bitcoin ecosystem after adding 2,772 BTC to its holdings in the third quarter as part of its attempt to evolve into what it calls an “Everything Exchange.” The company’s total Bitcoin reserves now stand at 14,548 BTC, which is valued at approximately $1.57 billion.  The latest quarterly report also showed robust financial performance, with net income surging more than fivefold to $432.6 million year-on-year, while total revenue climbed 55% to $1.9 billion. The gains were largely driven by a resurgence in trading activity and growth in subscription-based revenue streams, which include stablecoin-related income and blockchain rewards. Transaction revenue reached $1.05 billion, while subscription and services revenue increased 34.3% to $746.7 million. Coinbase credited its growth to progress made toward realizing its “Everything Exchange” vision. This is an ambitious plan to offer a comprehensive suite of crypto and tokenized products under one platform. Coinbase Q3 financial results (Source: Coinbase) The company said it made headway in Q3 by expanding its lineup of tradable spot assets, enhancing its derivatives offerings, and building the foundation for new verticals, like tokenized stocks,…

Author: BitcoinEthereumNews

2025/10/31

Ondo Taps Chainlink to Price $300M in Onchain Tokenized Stocks

Ondo Taps Chainlink to Price $300M in Onchain Tokenized Stocks

TLDR: Ondo Finance selected Chainlink as the oracle for pricing its regulated tokenized stocks and ETFs. The partnership integrates Chainlink’s CCIP as the cross-chain solution for financial institutions. Chainlink joined Ondo’s Global Market Alliance supporting tokenized assets worth over $300 million. The integration will enable real-time equity pricing and expand onchain capital markets access. Chainlink [...] The post Ondo Taps Chainlink to Price $300M in Onchain Tokenized Stocks appeared first on Blockonomi.

Author: Blockonomi

2025/10/31

Privacy-Preserving On-Chain Verification: Brevis and Kaito Forge a Revolutionary Partnership

Privacy-Preserving On-Chain Verification: Brevis and Kaito Forge a Revolutionary Partnership

BitcoinWorld Privacy-Preserving On-Chain Verification: Brevis and Kaito Forge a Revolutionary Partnership In the rapidly evolving world of Web3, the promise of decentralization often comes with the challenge of privacy. While transparency is a core tenet of blockchain, exposing personal financial history can be a major concern for users. This is where the groundbreaking collaboration between zero-knowledge (ZK) technology firm Brevis and AI-based Web3 information platform Kaito steps in, introducing a revolutionary approach to privacy-preserving on-chain verification within the InfoFi (Information + Finance) ecosystem. What is Privacy-Preserving On-Chain Verification? Imagine being able to prove your credentials or financial standing on a blockchain without revealing a single detail about your wallet address or entire portfolio. That’s the essence of privacy-preserving on-chain verification. It’s a game-changer for how we interact with decentralized applications and services. Brevis, a leader in ZK technology, has teamed up with Kaito, an innovative platform that merges information with finance. Their joint effort aims to create a more secure and private environment for Web3 participants. This means users can now verify their on-chain history in Kaito campaigns using Brevis’s sophisticated ZK proof technology, all while keeping their sensitive data under wraps. Zero-knowledge proofs are cryptographic methods that allow one party to prove to another that a statement is true, without revealing any information beyond the validity of the statement itself. In simpler terms, you can prove you meet a certain criterion without showing the underlying data that confirms it. This is crucial for maintaining user anonymity and trust in the Web3 space. Why Does On-Chain Privacy Matter in Web3? For a long time, participating in Web3 activities meant exposing your wallet address and, by extension, your entire transaction history to the public. This lack of privacy raised significant concerns for many users, ranging from potential security risks to unwanted scrutiny of their financial activities. Moreover, it hindered broader adoption by those wary of relinquishing their anonymity. The introduction of privacy-preserving on-chain verification directly addresses these issues. By enabling users to verify their status—such as being a long-term holder or an active DeFi participant—without disclosing their complete financial footprint, the collaboration fosters a more secure and equitable environment. Users gain greater control over their data, minimizing the risk of targeted attacks or unwanted surveillance. Consequently, this enhanced privacy encourages more users to engage with Web3 platforms and campaigns. When individuals feel their data is protected, they are more likely to participate, contributing to a healthier and more vibrant decentralized ecosystem. This move signifies a crucial step towards making Web3 truly accessible and safe for everyone. How Does Brevis’s ZK Proof Technology Power This Innovation? At the heart of this partnership lies Brevis’s cutting-edge ZK proof technology. This advanced cryptographic solution is what makes true privacy-preserving on-chain verification possible. Previously, users on platforms like Kaito had to directly connect their wallets, a practice that, while functional, presented clear privacy vulnerabilities. Their entire portfolio became visible, potentially exposing them to various risks. With Brevis’s technology, this changes dramatically. Instead of revealing their wallet, users can now generate a ZK proof. This proof cryptographically confirms that they meet specific criteria (e.g., holding a certain asset for a defined period) without actually disclosing their wallet address or the details of their holdings. It’s like proving you have a valid ID without showing your name or address. This innovative feature has already been successfully applied to the Brevis Yapher Leaderboard. Participants can now anonymously prove their eligibility and status. This not only enhances user privacy but also builds a stronger foundation of trust, allowing for more secure and inclusive participation in the InfoFi ecosystem. The Future of InfoFi: What Does This Partnership Mean? The collaboration between Brevis and Kaito is more than just a technical upgrade; it represents a significant leap forward for the entire InfoFi landscape. By prioritizing privacy-preserving on-chain verification, they are setting a new standard for how information and finance intertwine in Web3. This initiative is expected to unlock a wave of new possibilities and applications. For instance, imagine more secure and equitable lending platforms, anonymous governance participation, or personalized financial services that respect user privacy by default. This partnership paves the way for a Web3 where users can confidently engage in complex financial interactions without compromising their personal data. Moreover, as trust and privacy become foundational elements, we can anticipate increased institutional and mainstream adoption of Web3 technologies. The ability to verify without revealing is a powerful incentive for individuals and organizations alike to participate more actively and securely in the decentralized future. This strategic alliance underscores a clear trend: the future of Web3 is private, secure, and user-centric. Brevis and Kaito are not just building tools; they are shaping the infrastructure for a more responsible and accessible digital economy. Conclusion The partnership between Brevis and Kaito marks a pivotal moment for Web3 privacy. By introducing robust privacy-preserving on-chain verification, they are empowering users with unprecedented control over their digital identities and financial data. This move promises to foster greater trust, encourage broader participation, and ultimately accelerate the evolution of a more secure and equitable decentralized internet. It’s a testament to the innovative spirit driving Web3 towards a future where privacy and transparency can coexist harmoniously. Frequently Asked Questions (FAQs) What is privacy-preserving on-chain verification? It’s a technology that allows users to prove certain facts about their blockchain history or assets without revealing their wallet address or specific transaction details. This is primarily achieved using zero-knowledge (ZK) proofs. How does Brevis’s ZK technology enhance privacy? Brevis’s ZK proofs enable cryptographic verification of on-chain data. This means a user can prove they meet a specific criterion (e.g., owning an asset for a certain duration) without disclosing the sensitive underlying information to anyone. What is InfoFi, and how does this partnership impact it? InfoFi refers to the intersection of information and finance in Web3. This partnership allows participants in InfoFi campaigns, like those on Kaito, to verify their eligibility and history privately, fostering more secure and trustworthy interactions within the ecosystem. Where was this feature first applied? The privacy-preserving on-chain verification feature was first applied to the Brevis Yapher Leaderboard, allowing users to anonymously prove their status without exposing their full wallet details. What are the main benefits for Web3 users? Users gain enhanced privacy, reduced risk of exposing their financial data, and greater control over their on-chain identity. This encourages more secure and confident participation in decentralized applications and services. Share This Insight Found this article insightful? Share it with your network and help spread the word about the future of Web3 privacy and security! Your shares help us bring more valuable content to the community. To learn more about the latest Web3 privacy trends, explore our article on key developments shaping on-chain privacy institutional adoption. This post Privacy-Preserving On-Chain Verification: Brevis and Kaito Forge a Revolutionary Partnership first appeared on BitcoinWorld.

Author: Coinstats

2025/10/31

Aave Q3 earned nearly $4 million in interest income through GHO loans, a record high.

Aave Q3 earned nearly $4 million in interest income through GHO loans, a record high.

PANews reported on October 31 that analyst @JackMandin stated on the X platform that Aave earned nearly $4 million in interest income from its GHO lending business in the third quarter, a record high. Since Aave is the issuer of GHOs, it can collect the entire amount of this interest as protocol revenue. As GHOs expand, they will become an increasingly important factor driving Aave's revenue growth.

Author: PANews

2025/10/31

PBOC sets USD/CNY reference rate at 7.0880 vs. 7.0864 previous

PBOC sets USD/CNY reference rate at 7.0880 vs. 7.0864 previous

The post PBOC sets USD/CNY reference rate at 7.0880 vs. 7.0864 previous appeared on BitcoinEthereumNews.com. Friday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.0880 compared to the previous day’s fix of 7.0864 and 7.1171 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70880-vs-70864-previous-202510310115

Author: BitcoinEthereumNews

2025/10/31

Tokenized Funds: WisdomTree Unveils 14 Groundbreaking Offerings on Plume

Tokenized Funds: WisdomTree Unveils 14 Groundbreaking Offerings on Plume

BitcoinWorld Tokenized Funds: WisdomTree Unveils 14 Groundbreaking Offerings on Plume The financial world is buzzing with an exciting development that bridges traditional asset management with cutting-edge blockchain technology. Global asset management firm WisdomTree has just made a significant move, launching 14 innovative tokenized funds on the Plume blockchain. This strategic step marks a pivotal moment for real-world assets (RWAs) and their digital future, offering investors unprecedented access and efficiency. What Are WisdomTree’s New Tokenized Funds? WisdomTree, a well-established name in asset management, is diving deeper into the digital asset space. The firm introduced 14 new tokenized funds, making a strong statement about the future of finance. These offerings are not just theoretical; they are live and accessible on Plume, a blockchain specifically designed for regulatory-compliant real-world assets. Among the notable launches are: Government Money Market Digital Fund: This fund provides a digital avenue to traditional money market investments. CRDT Private Credit and Alternative Income Fund: An offering that opens up private credit and alternative income streams to a broader investor base through tokenization. What makes these tokenized funds particularly appealing is the ability for investors to directly hold, transfer, and settle them on the Plume blockchain. This direct interaction bypasses many of the intermediaries and complexities associated with traditional fund management, promising greater transparency and efficiency. Why Did WisdomTree Choose Plume for Tokenized Funds? Plume is not just any blockchain; it is a specialized platform built from the ground up to handle regulatory-compliant real-world assets. This focus on compliance is crucial for institutional players like WisdomTree. Plume has integrated robust Know Your Customer (KYC) and Anti-Money Laundering (AML) solutions directly at the protocol level, ensuring a high standard of security and regulatory adherence. Moreover, the platform offers essential services such as wallet screening and sanctions compliance. This comprehensive approach minimizes risks and ensures that all transactions involving tokenized funds meet stringent regulatory requirements. Plume’s credibility was further bolstered by its recent approval as a registered transfer agent by the U.S. Securities and Exchange Commission (SEC), a significant milestone for any blockchain platform operating in the RWA space. The platform’s growing ecosystem already boasts over 276,000 RWA holders and manages an impressive $600 million in tokenized assets, demonstrating its established presence and potential for future growth. How Do Tokenized Funds Transform Traditional Investing? The introduction of tokenized funds represents a paradigm shift in how investors can access and manage assets. This innovation brings several compelling benefits: Enhanced Accessibility: By tokenizing traditional assets, fractional ownership becomes easier, potentially lowering the entry barrier for investors. Increased Liquidity: Digital representation on a blockchain can facilitate faster and more efficient trading compared to illiquid traditional assets. Greater Transparency: Blockchain’s immutable ledger provides a clear, verifiable record of ownership and transactions. Operational Efficiency: Automation of processes like settlement and transfers can reduce costs and time. This move by WisdomTree illustrates a broader trend where traditional finance is increasingly embracing blockchain technology to unlock new efficiencies and investment opportunities. It’s about blending the reliability of established financial products with the innovation of digital assets. What Does This Mean for the Future of Real-World Assets? WisdomTree’s launch of tokenized funds on Plume is a powerful signal for the entire real-world asset (RWA) tokenization sector. It signifies a growing confidence from major financial institutions in the viability and potential of blockchain technology for mainstream investment products. As more traditional assets become tokenized, we can anticipate a future where digital ownership and seamless global transfers are commonplace. This development could pave the way for a more inclusive financial system, where diverse asset classes, from real estate to private equity, are accessible to a wider range of investors through digital formats. The regulatory compliance built into platforms like Plume is key to this evolution, ensuring that innovation proceeds responsibly. WisdomTree’s venture into tokenized funds on the Plume blockchain is a groundbreaking step, showcasing the immense potential of digital assets to reshape traditional finance. By offering regulated, accessible, and efficient investment products, they are not just participating in the future of finance but actively shaping it. This initiative highlights the critical role of compliant blockchain platforms in fostering institutional adoption and expanding the reach of real-world assets into the digital realm. Frequently Asked Questions About Tokenized Funds Q1: What exactly are tokenized funds? A1: Tokenized funds are traditional investment funds, like money market or private credit funds, whose units of ownership are represented as digital tokens on a blockchain. This allows for direct digital ownership, transfer, and settlement. Q2: How do tokenized funds differ from traditional funds? A2: The primary difference lies in their underlying technology and operational model. Tokenized funds leverage blockchain for ownership records, transfers, and settlements, offering potentially greater transparency, efficiency, and fractional ownership compared to traditional paper-based or centralized systems. Q3: Is investing in tokenized funds regulated? A3: Yes, platforms like Plume are designed for regulatory compliance. They integrate KYC/AML solutions and have secured approvals, such as Plume’s registration as a transfer agent with the SEC, to ensure that tokenized funds operate within established legal frameworks. Q4: What are the benefits of investing in tokenized funds? A4: Benefits include increased accessibility, potential for greater liquidity, enhanced transparency through blockchain’s immutable ledger, and improved operational efficiency in transactions and record-keeping. Q5: Can any investor access these tokenized funds? A5: While the concept aims for broader accessibility, specific eligibility criteria will depend on the fund’s nature and regulatory requirements, similar to traditional investment products. However, the tokenized format can facilitate easier access for qualified investors globally. If you found this article insightful, consider sharing it with your network! Help us spread the word about the exciting developments in the world of tokenized funds and blockchain innovation. Your shares help us reach more people interested in the future of finance. To learn more about the latest crypto market trends, explore our article on key developments shaping RWA tokenization institutional adoption. This post Tokenized Funds: WisdomTree Unveils 14 Groundbreaking Offerings on Plume first appeared on BitcoinWorld.

Author: Coinstats

2025/10/31

Coinbase Boosts Bitcoin Holdings by 2,772 BTC in Q3: Here’s What It Means

Coinbase Boosts Bitcoin Holdings by 2,772 BTC in Q3: Here’s What It Means

Coinbase has demonstrated a strong commitment to expanding its cryptocurrency holdings and diversified offerings in Q3, signaling its strategic move to position itself as an all-encompassing digital asset exchange. The company’s increased Bitcoin accumulation, combined with their efforts to broaden DeFi and tokenized asset services, indicates a continued focus on reinforcing its presence in the [...]

Author: Crypto Breaking News

2025/10/31

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