Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15341 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave DAO Makes $50 Million Annual Token Buybacks Permanent

Aave DAO Makes $50 Million Annual Token Buybacks Permanent

The post Aave DAO Makes $50 Million Annual Token Buybacks Permanent appeared on BitcoinEthereumNews.com. The largest DeFi lending protocol will continue to use revenue to repurchase AAVE tokens. The Aave DAO has approved a proposal to make its AAVE buyback program permanent, allocating $50 million per year from protocol revenue to repurchase tokens. The proposal, authored by the Aave Chan Initiative (ACI) and revealed on Oct. 22, 2025, was passed with 100% “Yae” votes. The plan is part of Aave’s long-term “Aavenomics” to increase the value of the AAVE token and strengthen the project’s treasury. It also continues Aave’s previous buyback program indefinitely. Aave is currently the largest decentralized finance (DeFi) protocol with a total value locked (TVL) of $36.4 billion, according to DeFiLlama. It has recorded $12.7 million in revenue over the past 30 days. Meanwhile, AAVE is currently trading at $200.54, down 10.9% on the day amid a broader market downturn, per CoinGecko data. Weekly Buybacks Under the new plans, the Aave Finance Committee (AFC) and TokenLogic can buy between $250,000 and $1.75 million worth of AAVE each week. The amount will depend on market conditions and how much revenue the protocol is generating. “The Aave Protocol has demonstrated strong revenue generation and treasury growth,” the proposal reads. “With the expiry of the existing buyback initiative, and the strong success of the program, we think it is an opportune time to enshrine a buyback program to further enhance Aavenomics.” The move makes Aave one of the few major DeFi projects that will run a permanent buyback program funded by revenue. The AFC will also be allowed to use Aave’s wETH and BTC reserves to support new growth initiatives. A recent report by WisdomTree Prime noted that, in addition to Aave, protocols like Hyperliquid, Jito, and Lido are also experimenting with on-chain token buybacks or have proposed doing so. Broader Shift Aave’s move…

Author: BitcoinEthereumNews
A complete analysis of the Balancer V2 contract vulnerability incident: the whole story of the theft of over $116 million in assets.

A complete analysis of the Balancer V2 contract vulnerability incident: the whole story of the theft of over $116 million in assets.

Original title: "Established DeFi Platform Falls: Balancer V2 Contract Vulnerability Leads to the Theft of Over $110 Million in Assets" Original author: Wenser, Odaily Planet Daily On November 3rd, it was reported that Balancer, a long-established DeFi protocol, had suffered a theft of over $70 million in assets. This news was subsequently confirmed by multiple sources, and the amount of stolen funds continued to rise. As of this writing, the amount of stolen assets from Balancer has increased to over $116 million. Odaily will provide a brief analysis of this matter in this article. Details of the Balancer theft: Losses exceeded $116 million, primarily due to a vulnerability in the v2 pool smart contract. According to on-chain information, the Balancer attackers have stolen over $116 million, primarily in the form of WETH, wstETH, osETH, frxETH, rsETH, and rETH, distributed across multiple chains including ETH, Base, and Sonic. • Assets stolen from the Ethereum blockchain: approximately $100 million; • Nearly $8 million in assets stolen from the Arbitrum blockchain; • Stolen assets on the Base blockchain: nearly $3.95 million; • Stolen assets on the Sonic blockchain: Over $3.4 million; • Optimism on-chain stolen assets: nearly $1.57 million; • Stolen assets on the Polygon blockchain: approximately $230,000. Crypto KOL Adi reported that preliminary investigations indicate the attack primarily targeted Balancer's V2 vaults and liquidity pools, exploiting vulnerabilities in smart contract interactions. On-chain investigators pointed out that a maliciously deployed contract manipulated Vault calls during liquidity pool initialization. Incorrect authorization and callback handling allowed the attacker to bypass safeguards, enabling unauthorized swaps or balance manipulation between interconnected liquidity pools, resulting in the rapid theft of assets within minutes. Based on the available information, there is no private key leak; this is purely a smart contract vulnerability. Kebabsec auditor and Citrea developer @okkothejawa also posted, stating that "(the check error mentioned by @moo9000) may not be the root cause, because ops.sender == msg.sender in all 'manageUserBalance' calls. The security vulnerability may have occurred in a transaction before the contract for withdrawing assets was created, as it caused some state changes in the Balancer vault." Balancer has responded, stating, "The official team is aware of the potential vulnerability affecting Balancer v2 pools. Our engineering and security teams are investigating this as a high priority. We will share verified updates and follow-up steps as soon as we obtain more information." Berachain, which faces potential asset damage risks, responded immediately. Following the Berachain Foundation's statement, Berachain founder Smokey The Bera stated that "the Bera node group has proactively suspended the operation of the public chain to prevent the Balancer vulnerability from affecting BEX (mainly the USDe three pools)." • Have the Ethena team disable Bera bridging. • USDe deposits are disabled/suspended in the lending market. • Suspension of HONEY token minting and exchange • Communicate with CEX and other entities to ensure that the hacker's address is blacklisted. Our goal is to recover funds as quickly as possible and ensure the safety of all LPs. The Berachain team will release the binary to relevant node validators and service providers as soon as it is ready (this involves some slot refactoring, etc., and not just modifying the Bera token balance, as the pool contains non-native assets). For detailed on-chain information regarding the Balancer attacker, please see: https://intel.arkm.com/explorer/entity/cd756cb8-6a84-4f40-9361-f6c548544430 The Balancer hack has alarmed crypto whales the most. As a long-established DeFi protocol, Balancer users are undoubtedly the most directly affected by this theft. For users now, the following actions can be taken: • Withdraw funds from the Balancer v2 pool to prevent further losses; • Revoke authorization: Use Revoke, DeBank, or Etherscan to revoke smart contract permissions for a Balancer address to avoid potential security risks; • Stay alert: Closely monitor the Balancer attackers' next move and whether it will have a cascading impact on other DeFi protocols. In addition, a crypto whale that had been dormant for three years was among the victims that attracted market attention during this theft. According to LookonChain monitoring, a crypto whale, 0x0090, which had been dormant for three years, has just awakened after the Balancer platform vulnerability occurred, and is eager to withdraw its $6.5 million worth of assets from Balancer. On-chain information can be found at: https://intel.arkm.com/explorer/address/0x009023dA14A3C9f448B75f33cEb9291c21373bD8 Follow-up developments: Hackers begin token exchange scheme According to on-chain analyst Ember, the hackers involved in the Balancer theft have begun attempting to exchange numerous Liquidity Staking Tokens (LST) for ETH. Previously, they exchanged 10 osETH for 10.55 ETH. On-chain information shows that hackers are using Cow Protocol to continuously exchange stolen assets across multiple blockchains for assets such as ETH and USDC. Currently, the chances of recovering these stolen assets appear slim. Odaily will continue to follow up on whether Balancer can find the vulnerability in the protocol contract in time and recover the stolen assets or provide a corresponding solution.

Author: PANews
PBOC sets USD/CNY reference rate at 7.0885 vs. 7.0867 previous

PBOC sets USD/CNY reference rate at 7.0885 vs. 7.0867 previous

The post PBOC sets USD/CNY reference rate at 7.0885 vs. 7.0867 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Tuesday at 7.0885 compared to the previous day’s fix of 7.0867 and 7.1226 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70885-vs-70867-previous-202511040115

Author: BitcoinEthereumNews
Asia’s Power Businesswomen 2025

Asia’s Power Businesswomen 2025

The post Asia’s Power Businesswomen 2025 appeared on BitcoinEthereumNews.com. This year’s Asia’s Power Businesswomen list highlights 20 accomplished leaders who are at the forefront of the region’s fast-evolving business and economic landscape. The roll call of trailblazers, hailing from a dozen countries and territories, includes those playing key roles in powering the AI and advanced tech boom by heading up companies in sectors such as data centers, semiconductors and rare earths. Others are remaking family legacies, taking charge at storied enterprises in property, hospitality, retail and sports gear as they steer them toward new growth. More than half of the women are high-performing professional managers with proven track records in fields such as banking, consumer goods and transportation. Three are first-generation entrepreneurs, including one who has launched two profitable unicorns. This annual roster expands the Forbes Asia network of women achievers who are making their mark across a wide range of industries in the region. Edited by Rana Wehbe Watson and Mary E. Scott Research and reporting: Jonathan Burgos, Gloria Haraito, John Kang, Zinnia Lee, Anis Shakirah Mohd Muslimin, Anuradha Raghunathan, Yessar Rosendar, Ian Sayson, James Simms, Catherine Wang, Yue Wang and Ardian Wibisono. Mybelle V. Aragon-Gobio President and CEO, Robinsons Land Age: 52 • Philippines Robinsons Land broke new ground in February when it named Mybelle V. Aragon-GoBio as president and CEO of the company, which is the property arm of JG Summit, one of the Philippines’ largest conglomerates. She is the first woman and non-family member to lead the developer, founded in 1980 by the late John Gokongwei, who was succeeded by his son Lance Gokongwei, executive chairman. In a social media post, Lance described Aragon-GoBio as “The best (hu)man for the job.” Aragon-GoBio joined Robinsons Land in 1993 as an administrative assistant and went on to oversee the company’s logistics business as well as residential and…

Author: BitcoinEthereumNews
Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding

Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding

The post Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding appeared on BitcoinEthereumNews.com. Lava, a bitcoin-focused financial platform, disclosed it has raised $200 million and launched a global bitcoin-backed line of credit (BLOC) offering borrowing rates starting at 5%, marking an expansion in the crypto-collateralized lending space. Lava Secures $200M to Advance Bitcoin Lending CEO Shehzan Maredia announced the move on X, calling it “the biggest day in […] Source: https://news.bitcoin.com/lava-debuts-bitcoin-backed-line-of-credit-secures-200m-funding/

Author: BitcoinEthereumNews
Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5%

Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5%

The post Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5% appeared on BitcoinEthereumNews.com. Lava, a global platform for bitcoin-backed loans, today announced a $200M funding round and the launch of a new product, a bitcoin line of credit (BLOC). The product offers similar functionality to a securities-backed loan or home equity line of credit, but allows users the ability to flexibly borrow using bitcoin as collateral without the monthly payments or term limits common in the bitcoin-backed loans market today. According to a press release shared with Bitcoin Magazine, the $200M financing “includes a combination of venture and debt capital” and brings two new high-profile angels on board: Anthony Pompliano, Bitcoin investor and entrepreneur, and Eric Jackson, activist public markets investor and founder of EMJ Capital. “I’m thrilled to be joining Lava as an investor,” says Jackson. “Shehzan and his team are world-class, and they’ve been incredibly innovative on the product side. Not only is their revolving line of credit a first in the industry, but they’ve also managed to secure the lowest borrowing rates for their users— beating the rates of much older incumbents in the space. This is hands-down the best product in the market, and Lava is setting a new standard for bitcoin-backed loans.” As a result of the new fundraising, Lava now offers what may be the lowest fixed interest rates available in the bitcoin lending market, “starting at just 5%” for year-long durations. “The interest rate will update yearly, and you can simply leave your line of credit open to refinance at the new rate.” According to their announcement blog. Lava’s line of credit functions more like a revolving account: users can borrow, repay, and borrow again at any time, with the interest rates only being marked for the amounts borrowed, not the total capacity of the loan. “We believe that this is the best possible borrowing experience…

Author: BitcoinEthereumNews
Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone

Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone

The post Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone appeared on BitcoinEthereumNews.com. Ripple Labs has taken a significant step forward in its institutional-asset strategy with the launch of its US spot prime brokerage service, Ripple Prime.  Announced today, the offering enables US institutional clients to execute over-the-counter (OTC) spot trades in major digital assets, including XRP and RLUSD. Sponsored Ripple Prime Broadens Market Access Less than two weeks ago, Ripple announced the $1.25 billion acquisition of multi-asset prime brokerage Hidden Road. Now operating as Ripple Prime, the brokerage introduces expanded capabilities that go beyond OTC trading and liquidity provision. It enables cross-margining and financing options that were previously unavailable to many crypto-focused prime brokers. Ripple just unlocked the next phase for XRP. Prime brokerage. U.S. institutions can now trade XRP directly through Ripple Prime. This isn’t hype. This is infrastructure. The road to $1000 starts with one thing, access. — BD (@DiepSanh) November 3, 2025 For institutional participants, the launch enables large off-exchange transactions with reduced market impact and expanded multi-asset margining opportunities. It also provides access to infrastructure specifically designed to meet regulatory and compliance standards in the US market. For Ripple, the move solidifies a shift that has been steadily unfolding across its ecosystem and client base. XRP and RLUSD are no longer confined to retail trading– they are now entering the arena of institutional finance. Sponsored The timing adds significance to the launch, coinciding with a period of heightened stablecoin activity. RLUSD’s Billion-Dollar Milestone RLUSD, Ripple’s US dollar-pegged stablecoin, has recently crossed a crucial milestone for the company and the broader crypto industry. Data from CoinGecko show that RLUSD’s market capitalization has surpassed $1 billion for the first time, marking steady institutional growth. The expansion reflects mounting interest from liquidity providers and regulated entities seeking efficient settlement mechanisms and stable on-chain instruments. Sponsored The stablecoin’s deeper integration within Ripple…

Author: BitcoinEthereumNews
Balancer exploit shakes DeFi as $128 million vanishes

Balancer exploit shakes DeFi as $128 million vanishes

The post Balancer exploit shakes DeFi as $128 million vanishes appeared on BitcoinEthereumNews.com. For years, Balancer stood as one of DeFi’s most reliable institutions, a protocol that had survived several bear markets, audits, and integrations without scandal. However, that credibility collapsed on Nov. 3, when the blockchain security firm PeckShield reported that Balancer and several of its forks were under an active exploit spreading across multiple chains. Within hours, more than $128 million was gone, leaving a trail of drained pools, frozen protocols, and shaken investors. PeckShield data showed the platform’s protocol on Ethereum suffered the heaviest losses of about $100 million. Berachain followed with $12.9 million, while Arbitrum, Base, and smaller forks such as Sonic, Optimism, and Polygon recorded lower but still significant thefts. Total Funds Stolen from Balancer Hack (Source: Peckshield) As the drain unfolded, Balancer acknowledged a “potential exploit impacting Balancer v2 pools,” stating that its engineering and security teams were investigating the issue with high priority. However, the acknowledgment did little to slow withdrawals across integrators and forks. By the end of the day, DeFiLlama data showed that Balancer’s total value locked (TVL) had decreased by 46% to approximately $422 million from $770 million as of press time. Balancer DeFi Hack (Source: DeFiLlama) What happened? Preliminary forensics from blockchain security firm Phalcon indicated that the attacker targeted Balancer Pool Tokens (BPT), which represent user shares in liquidity pools. According to the firm, the vulnerability stemmed from how Balancer calculated pool prices during batch swaps. By manipulating that logic, the exploiter distorted the internal price feed, creating an artificial imbalance that let them withdraw tokens before the system corrected itself. How Attacker Exploited Balancer Code (Source: Phalcon) Crypto analyst Adi wrote: “Improper authorization and callback handling allowed the attacker to bypass safeguards. This enabled unauthorized swaps or balance manipulations across interconnected pools, draining assets in rapid succession (within minutes).” Meanwhile,…

Author: BitcoinEthereumNews
Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving

Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving

The post Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving appeared on BitcoinEthereumNews.com. As major altcoins cool off, traders are hunting for strength. This week’s tape shows it clearly: Sui (SUI) is sliding double-digits and Solana (SOL) is weakening, while Digitap ($TAP) is pressing higher inside its live presale. The difference isn’t just price, it’s product.  With the Digitap app live on the Apple App Store and Google Play, capital is rotating from chart-led narratives toward traction-led fintech. If you’re watching SUI and SOL, you should be looking at $TAP, the crypto presale, which is already up by 114% from its initial price. SUI Slides, SOL Softens — What the Charts Signal Next Over the past week, SUI has dropped 13.28%, sliding from around $2.65 to $2.30. The steady string of red candles highlights firm bearish momentum, with the chart now printing lower highs and lower lows.  Solana has also softened, down roughly 7.1% to about $189, as technical indicators signal more short-term pressure. Both tokens seem under pressure as trading volumes ease and investors take profits after months of strong gains. It looks like traders are moving away from these overextended major tokens and shifting their focus toward newer opportunities with higher potential upside. The Linear Regression Curve (LRC) overlay on Solana’s chart confirms a weakening trend, showing price drifting beneath the regression midline, a technical sign that momentum is softening and sellers are regaining control. While these top-tier altcoins cool off, one project is defying gravity — Digitap, a fintech token blending crypto with real-world financial services, is surging ahead. Digitap Bridges Crypto and Banking — Why It Matters Digitap, a revolutionary unified money app blending crypto and fiat, is proving that real-world traction can move markets just as quickly as technical indicators. The project’s presale momentum now coincides with a tangible milestone: the Digitap App going fully live on both…

Author: BitcoinEthereumNews
How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks

How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks

For years, Balancer stood as one of DeFi’s most reliable institutions, a protocol that had survived several bear markets, audits, and integrations without scandal. However, that credibility collapsed on Nov. 3, when the blockchain security firm PeckShield reported that Balancer and several of its forks were under an active exploit spreading across multiple chains. Within […] The post How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks appeared first on CryptoSlate.

Author: CryptoSlate