Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15366 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple Announces $500M Investment Round Led by Fortress and Citadel Securities

Ripple Announces $500M Investment Round Led by Fortress and Citadel Securities

Ripple has announced a $500 million strategic investment round at a $40 billion valuation, led by funds managed by affiliates of Fortress Investment Group and Citadel Securities, alongside participation from Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace. The new round marks further progress in Ripple’s strongest year to date, reinforcing investor confidence in the company’s growth trajectory and long-term strategy. Institutional Confidence and Record Valuation Ripple’s latest raise follows a $1 billion tender offer completed earlier this year at the same valuation, showing strong institutional demand to gain exposure to the company’s equity. Over recent years, Ripple has repurchased more than 25% of its outstanding shares, providing liquidity for shareholders and early employees while attracting new strategic partners. The decision to onboard institutional investors with deep roots in finance shows Ripple’s intent to strengthen its institutional network as it expands globally. “This investment reflects both Ripple’s incredible momentum and further validation of the market opportunity we’re aggressively pursuing,” said Brad Garlinghouse, Ripple CEO. “We started in 2012 with one use case—payments—and have since expanded that success into custody, stablecoins, prime brokerage, and corporate treasury, leveraging digital assets like XRP,” adds Garlinghouse. Expansion Through Acquisitions and Product Development Ripple said in just over two years it has completed six acquisitions, including two valued at over $1 billion, broadening its footprint across payments, custody, and stablecoins. Additionally, the company acquired Rail, a stablecoin infrastructure provider, which has become a key pillar of Ripple Payments, its full-service cross-border platform. By integrating Ripple USD (RLUSD) and XRP, Ripple has created an efficient on-and-off ramp for global businesses seeking faster, lower-cost international transactions. Ripple now holds 75 regulatory licenses, allowing it to move money on behalf of clients and streamline liquidity management. Total Ripple Payments volumes have surpassed $95 billion, showing accelerating adoption among enterprise clients. Driving Stablecoin and Treasury Development Following the GENIUS Act, which clarified stablecoin regulations in major markets, institutions are increasingly adopting Ripple’s RLUSD stablecoin for treasury payments, settlement, and collateral use cases. Ripple’s October acquisition of GTreasury, a leader in corporate cash management, extends that capability. GTreasury oversees trillions of dollars in transactions for Fortune 500 clients eager to leverage stablecoins for 24/7 capital efficiency. Ripple Prime and the Next Phase of Growth Ripple’s acquisition of Hidden Road, now rebranded as Ripple Prime, has strengthened its institutional trading and financing capabilities. Since integration, client collateral has doubled, daily transactions exceed 60 million, and the platform has tripled in size. Ripple Prime now offers collateralized lending for XRP and supports a rapidly expanding base of institutions trading XRP-based products. With RLUSD surpassing a $1 billion market cap less than a year after launch, Ripple’s diversified ecosystem—spanning payments, stablecoins, and prime brokerage—positions the company as one of the most influential players bridging traditional finance and digital assets

Author: CryptoNews
Microsoft Deepens AI Investments with $60B Multi-Year Neocloud Commitments

Microsoft Deepens AI Investments with $60B Multi-Year Neocloud Commitments

TLDRs; Microsoft commits $60 billion to expand AI infrastructure via neocloud data center providers globally. Largest deal is $23B with UK’s Nscale, granting access to 200,000 Nvidia GB300 chips. Several projects go live between 2025–2027, including major builds in Texas, New Jersey, and Australia. Delivery risks persist due to power, chip, and construction challenges, but [...] The post Microsoft Deepens AI Investments with $60B Multi-Year Neocloud Commitments appeared first on CoinCentral.

Author: Coincentral
Ripple Hits $40 Billion Valuation But XRP Price Barely Moves

Ripple Hits $40 Billion Valuation But XRP Price Barely Moves

The post Ripple Hits $40 Billion Valuation But XRP Price Barely Moves appeared on BitcoinEthereumNews.com. The XRP price recorded a modest gain on Wednesday following reports that Ripple had secured one of the biggest deals of the year, catapulting the network to a $40 billion valuation. This capital infusion arrives amid Ripple’s fast expansion, marked by six major acquisitions in just over two years and a strong institutional presence. Sponsored Sponsored Record Valuation Fuels Ripple’s Institutional Ambitions Ripple announced that it had secured a $500 million strategic investment led by Fortress Investment Group and Citadel Securities. This funding round highlights significant institutional confidence in the blockchain payments company. The $500 million investment elevates Ripple to a $40 billion valuation, making it one of the most valuable private companies in crypto. Fortress Investment Group and Citadel Securities, key TradFi leaders, co-led the round. Their involvement signals growing institutional trust in blockchain infrastructure. This deal is among the largest single funding events in the crypto industry and mirrors the broader consolidation and maturation of the sector. As noted in Ripple’s official announcement, the company processed a total of $95 billion in payment volume through its Ripple Payments network. It has completed 25% in share repurchases and holds 75 regulatory licenses globally. These achievements highlight the scale and regulatory compliance that institutions seek. Swell 2025: We have closed a $500 million strategic investment at a $40 billion valuation, led by Fortress Investment Group and Citadel Securities: https://t.co/orsBjdkWbE → $95B+ in total Ripple Payments payment volume→ $1B+ $RLUSD stablecoin market cap→ 6 strategic… — Ripple (@Ripple) November 5, 2025 Sponsored Sponsored The timing of this investment follows a more favorable regulatory environment in the US. Industry reports show crypto mergers and acquisitions reached over $10 billion in Q3 2025 alone, a 100% rise from the previous quarter. This trend enables established players like Ripple to accelerate their initiatives, free…

Author: BitcoinEthereumNews
Ripple Secures $500M Funding After Record Growth

Ripple Secures $500M Funding After Record Growth

The post Ripple Secures $500M Funding After Record Growth appeared on BitcoinEthereumNews.com. Ripple has secured $500 million in new funding at a $40 billion valuation after reporting its strongest year to date. The round was led by Fortress Investment Group and Citadel Securities. Other major investors also participated. Ripple Expands on Surging Payments Volume and Stablecoin Use The company stated in a media statement the investment reflects rising demand for its payments, custody, prime brokerage, and stablecoin services. The update follows Ripple’s recent $1 billion tender offer at the same valuation. It also comes amid the company’s ongoing Swell 2025 event. The company said both events demonstrate sustained confidence in its long-term strategy. Ripple highlighted the size of its payments business as a key driver of investor interest. Ripple Payments has now processed more than $95 billion in total volume. The firm stated that this growth came from expanding demand for faster and cheaper cross-border transactions. The platform uses both XRP and Ripple’s stablecoin, RLUSD, to provide liquidity and settlement. Both have also become the first tokens in the U.S. to have a stablecoin margin. RLUSD recently crossed a $1 billion market cap less than a year after launch. The company said the milestone shows how quickly institutions are adopting regulated stablecoin products for treasury and collateral needs. The company has also expanded through acquisitions. Ripple completed six deals in a little over two years. Two of these were valued at more than $1 billion. Ripple said the purchases strengthened its position in payments, treasury management, and custody. Ripple Expands Services With Key Acquisitions The acquisition of Rail added new capabilities to Ripple Payments. The company also acquired GTreasury to bring stablecoin infrastructure to enterprise clients. Ripple said GTreasury manages trillions of dollars for major corporations that want to use digital assets in everyday operations. Ripple’s prime brokerage division also reported strong…

Author: BitcoinEthereumNews
How Flare Network is Unlocking XRP’s Huge DeFi Potential

How Flare Network is Unlocking XRP’s Huge DeFi Potential

Flare unlocks XRP for DeFi with FXRP, enabling lending, trading, and liquidity use. Fresh utility and incentives position XRP to grow in a maturing crypto market.

Author: Blockchainreporter
Ripple Gains Institutional Investment Through $40 Billion Valuation Deal

Ripple Gains Institutional Investment Through $40 Billion Valuation Deal

Ripple announced a $500 million investment from institutional investors led by Fortress Investment Group, Citadel Securities, Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace. The deal values the company at $40 billion, matching its previous $1 billion tender offer earlier this year.Digital assets meet tradfi in London at the fmls25The investment follows what Ripple described as its strongest year, marking continued backing for its expansion across payments, custody, and stablecoins. In the past two years, the company has completed six acquisitions, including two worth over $1 billion.In April, Ripple bought prime broker Hidden Road for $1.25 billion. The company said this made it the first crypto firm to own and operate a global, multi-asset prime broker. Ripple stated that the acquisition broadened its reach into prime brokerage and treasury management.Ripple Expands Beyond Payments and CustodyRipple has also been repurchasing its shares, buying back over a quarter of its outstanding stock in recent years. The company said it aims to provide liquidity for shareholders and employees while attracting institutional investors.“The investment reflects both Ripple’s momentum and validation of the market opportunity we’re pursuing,” said CEO Brad Garlinghouse. He added that Ripple began with payments in 2012 and has since expanded into custody, stablecoins, and prime brokerage.Cross-Border Transactions Exceed $95 BillionEarlier this year, Ripple acquired Rail, a stablecoin infrastructure provider, to strengthen its Ripple Payments platform. The firm said its system now supports full-service cross-border payments using its stablecoin, Ripple USD, and XRP. Ripple holds 75 regulatory licenses, allowing it to move funds globally and manage liquidity directly for clients. The company reported more than $95 billion in total payment volumes.Swell 2025: We have closed a $500 million strategic investment at a $40 billion valuation, led by Fortress Investment Group and Citadel Securities: https://t.co/orsBjdkWbE→ $95B+ in total Ripple Payments payment volume→ $1B+ $RLUSD stablecoin market cap→ 6 strategic…— Ripple (@Ripple) November 5, 2025RLUSD Stablecoin Hits $1 Billion MarketIn October, Ripple acquired GTreasury, a treasury management platform that handles trillions of dollars for corporate clients. The company said the deal was driven by growing institutional use of stablecoins for payments and collateral.Ripple’s RLUSD stablecoin reached a $1 billion market capitalization within a year of launch. The asset is already used as collateral on Ripple Prime, formed through the Hidden Road acquisition. Since then, client collateral has doubled, average daily transactions have surpassed 60 million, and the business has tripled in size. Ripple Prime is now expanding into collateralized lending for XRP and supporting a broader base of institutions trading XRP-related products. This article was written by Tareq Sikder at www.financemagnates.com.

Author: Financemagnates
Metaplanet Secures $100M Bitcoin-Backed Loan for Potential Holdings Growth and Share Buybacks

Metaplanet Secures $100M Bitcoin-Backed Loan for Potential Holdings Growth and Share Buybacks

The post Metaplanet Secures $100M Bitcoin-Backed Loan for Potential Holdings Growth and Share Buybacks appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Metaplanet has secured a $100 million Bitcoin-backed loan to accelerate its BTC acquisitions and fund share repurchases. This conservative financing, backed by over 30,800 BTC valued at $3.5 billion, highlights the firm’s strategic use of cryptocurrency reserves in navigating volatile markets while maintaining financial stability. Loan Details: Secured on October 31, the short-term loan uses Bitcoin as collateral with a benchmark US dollar rate plus spread, allowing flexible repayment. Strategic Use: Proceeds will support additional Bitcoin purchases, income-generating activities like options trading, and share buybacks based on market conditions. BTC Holdings: Metaplanet holds more than 30,823 BTC, providing substantial collateral to cover risks from price fluctuations, as valued at approximately $3.5 billion in late October. Discover how Metaplanet’s $100 million Bitcoin-backed loan is reshaping corporate crypto strategies. Explore the risks and opportunities in Bitcoin treasury management and stay ahead in the evolving blockchain economy—read more now. What is Metaplanet’s Bitcoin-Backed Loan Strategy? Metaplanet’s Bitcoin-backed loan involves securing $100 million in short-term financing using its substantial Bitcoin reserves as collateral. This approach, finalized on October 31, enables the Tokyo-listed company…

Author: BitcoinEthereumNews
Canada boosts capital spending in new budget – BBH

Canada boosts capital spending in new budget – BBH

The post Canada boosts capital spending in new budget – BBH appeared on BitcoinEthereumNews.com. Canada’s government ramps up capital spending, keeping deficits low and supporting the BoC’s ability to maintain rates, underpinning the Canadian Dollar (CAD), BBH FX analysts report. CAD supported as rate cut odds fade “Canada’s government turned on the fiscal tap to fund an increase in capital investment. The budget deficit is projected at -2.5% of GDP for 2025/26 and -2.0% of GDP for 2026/27 compared to -1.3% of GDP and -0.9% of GDP, respectively, in the last fiscal update in December 2024. Canada has room to dial up spending as the country has one of the lowest deficit-to-GDP ratios in the G7.” “Extra fiscal support allows the Bank of Canada to keep the policy rate at 2.25% for the foreseeable future, lending some support for CAD. The swaps market price in about 70% probability of a 25bps cut to a low of 2.00% in the next 12 months. We would fade that risk.” Source: https://www.fxstreet.com/news/usd-cad-canada-boosts-capital-spending-in-new-budget-bbh-202511051245

Author: BitcoinEthereumNews
Crypto News Today: Bitcoin (BTC) Holds Steady Amid Storms As MUTM at $0.035 Brews Its Own Path

Crypto News Today: Bitcoin (BTC) Holds Steady Amid Storms As MUTM at $0.035 Brews Its Own Path

Bitcoin has been ranging at $110,000 on November 2, 2025, following the 3.7% loss in October, the first red month since 2018, amid ETF outflows of more than $679 million in the previous week. Market sentiment bets on further sell-side actions from investors, since the Fed’s interest rate cut failed to ignite sustained support.  Analyst […]

Author: Cryptopolitan
3 reasons why this new crypto coin joins BTC and SOL as 2025’s top cryptocurrency picks

3 reasons why this new crypto coin joins BTC and SOL as 2025’s top cryptocurrency picks

The post 3 reasons why this new crypto coin joins BTC and SOL as 2025’s top cryptocurrency picks appeared on BitcoinEthereumNews.com. As the crypto market prepares for 2026, investors are searching for projects that combine innovation, strong fundamentals, and long-term growth potential. Bitcoin (BTC) and Solana (SOL) remain two of the biggest names in the market, but their size and maturity make it harder for them to deliver the same explosive returns they once did.  That’s why a new crypto project, Mutuum Finance (MUTM), is now drawing attention from analysts who believe it could be the next major success story in decentralized finance (DeFi). Let’s take a closer look at how Bitcoin and Solana currently stand and why many believe Mutuum Finance could join them among the top cryptocurrencies to watch for 2025 and beyond. Bitcoin (BTC) Bitcoin remains the foundation of the crypto market, with a current price hovering around $107,800 and a market capitalization of $2.1 trillion. It dominates the industry in adoption and recognition, but its enormous valuation makes large percentage gains increasingly difficult. From a technical perspective, BTC faces resistance zones between $111,500 and $113,000, with further resistance near $116,000. Support sits around the $105,000 range, which has held firm during recent pullbacks. Analysts note that while Bitcoin could still move higher — possibly toward $125,000 in 2025- that represents only a moderate 15% to 20% upside from current prices. This slower growth projection is mainly due to market maturity. Bitcoin’s role as a digital store of value is well-established, and its next phase of growth depends largely on institutional adoption rather than new product utility.  Solana (SOL) Solana remains one of the strongest Layer-1 networks in the market. It currently trades near $175, with a market cap of roughly $97 billion. The network’s speed, scalability, and developer community have positioned it as a core competitor to Ethereum. However, Solana is also showing signs of slowing momentum.…

Author: BitcoinEthereumNews