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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15377 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Ripple Secures $500M Funding at $40B Valuation, Highlighting XRP’s Institutional Role

The post Ripple Secures $500M Funding at $40B Valuation, Highlighting XRP’s Institutional Role appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Ripple has raised $500 million in a funding round at a $40 billion valuation, led by Fortress Investment Group and Citadel Securities. This capital infusion highlights strong investor confidence in Ripple’s payments, custody, and stablecoin services amid surging global adoption of blockchain technology. Ripple’s funding round values the company at $40 billion, with key investors including Pantera Capital and Galaxy Digital. The investment supports expansion in payments processing, which has exceeded $95 billion in volume. Ripple’s stablecoin RLUSD has reached $1 billion market cap, driven by institutional demand and recent acquisitions. Ripple secures $500M funding at $40B valuation: Discover how this boosts payments & stablecoins. Explore growth in crypto infrastructure for institutions. Stay ahead in blockchain finance—read now! What is Ripple’s Latest $500 Million Funding Round? Ripple’s $500 million funding round at a $40 billion valuation represents a major milestone for the blockchain payments company, underscoring robust investor faith in its institutional-grade solutions. Led by Fortress Investment Group and Citadel Securities, the round also drew participation from prominent firms like Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace.…

Author: BitcoinEthereumNews

2025/11/06

Crypto News Today: BlockchainFX ($BFX) Highlights the Best Crypto Presale in November With PepePawn ($PEPA) and Tapzi

BlockchainFX ($BFX) dominates November’s best crypto presales with real trading utility, 70% rewards, and 500+ assets, outpacing PepePawn ($PEPA) and Tapzi.

Author: Blockchainreporter

2025/11/06

TRON Founder Justin Sun Moves $154 Million Ethereum to Lido Platform

TLDR Justin Sun moves 45,000 Ethereum worth $154 million to Lido staking platform. Sun’s Ethereum holdings now surpass his TRX holdings for the first time. Ethereum staking rewards on Lido range from 3% to 5% annually for Sun. Sun’s shift to Ethereum staking highlights growing trust in ETH’s long-term growth. Justin Sun, the founder of [...] The post TRON Founder Justin Sun Moves $154 Million Ethereum to Lido Platform appeared first on CoinCentral.

Author: Coincentral

2025/11/06

BlockchainFX ($BFX), Monero (XMR), and Aave (AAVE): The Best Coins to Buy Today in November 2025

BlockchainFX ($BFX) bridges crypto, stocks, and forex with 70% fee rewards to users, making it November’s top crypto buy over Monero and Aave.

Author: Blockchainreporter

2025/11/06

This $0.035 Crypto is Being Called the Next Solana (SOL), Is it a Good Investment?

Solana (SOL) shocked the entire crypto market in the year 2021 as it broke out from a price of less than $2 to over $250 in a short span of time, making millionaires out of early investors overnight. However, in today’s time, a new name is slowly making a name in the cryptoverse that is […]

Author: Cryptopolitan

2025/11/06

WisdomTree Adopts Chainlink to Bring $130B Fund Data Onchain for Tokenized Private Credit

With Chainlink collaboration, WisdomTree will enhance its tokenized infrastructure enhancing transparency, auditability, and interoperability for institutional investors. Alongside the WisdomTree integration, Chainlink announced 62 new blockchain integrations and a strategic partnership with Chainalysis. In the latest development, $130 billion asset manager WisdomTree announced the adoption of Chainlink’s oracle technology to bring institutional-grade Net Asset Value [...]]]>

Author: Crypto News Flash

2025/11/06

BOE Deputy Governor Says UK Stablecoin Rules Will Arrive ‘As Quickly as the US’

The post BOE Deputy Governor Says UK Stablecoin Rules Will Arrive ‘As Quickly as the US’ appeared first on Coinpedia Fintech News The UK is racing to catch up with the US as global competition to regulate stablecoins has been heating up. While the US’ Genius Act has fueled massive interest for stablecoins worldwide, the UK is also working to finalize its own framework by the end of next year. BOE Targets Systemic Stablecoins According to a …

Author: CoinPedia

2025/11/06

Tether, Tron, and Circle Generate Nearly $900M in Monthly Crypto Revenue

Key Takeaways: Tether remains the top-earning crypto project with $437.4 million in revenue. Tron and Circle secured the next two […] The post Tether, Tron, and Circle Generate Nearly $900M in Monthly Crypto Revenue appeared first on Coindoo.

Author: Coindoo

2025/11/06

13+ Best CS2 (CSGO) Crash Sites: Our Top Picks Ranked & Reviewed

Crash is one of the most popular and exciting gambling games in the Counter-Strike world. The premise is simple – players place bets and watch as a multiplier rapidly increases from 1x upwards. The goal is to “cash out” before the multiplier crashes back down to nothing. Time it right, and you can walk away [...] The post 13+ Best CS2 (CSGO) Crash Sites: Our Top Picks Ranked & Reviewed appeared first on Blockonomi.

Author: Blockonomi

2025/11/06

dApps Demystified: The Future of Decentralized Applications and How They’re Changing the Web

dApps Demystified: The Future of Decentralized Applications and How They’re Changing the Web “In 1999, the internet gave us access to information. In 2025, decentralized applications are giving us ownership.” The internet is entering its next great transformation. Just as Web 1.0 democratized information and Web 2.0 revolutionized connectivity, Web3 is now redefining ownership, trust, and value. At the heart of this revolution lies a quiet but powerful innovation — decentralized applications, or dApps. From decentralized finance platforms moving billions daily to blockchain-based games and NFT marketplaces, dApps are no longer a tech experiment — they’re rebuilding the global economy, one smart contract at a time. Whether you’re a billionaire investor, a venture capitalist, or simply trying to understand the next era of digital transformation, this article will demystify what dApps are, how they work, and why they’re becoming impossible to ignore. What Are dApps — and Why Do They Matter? A decentralized application (dApp) is software built on a blockchain or other distributed ledger. Unlike traditional apps (like Facebook or PayPal), which are controlled by a single company, dApps operate on decentralized networks, meaning no single entity can alter, censor, or own the data. In simple terms, dApps replace the middleman with math. They use smart contracts — self-executing agreements written in code — to automate transactions, enforce trust, and ensure transparency. Think of it this way:

A traditional app = company + database + servers.

A dApp = code + blockchain + community governance. And that small difference changes everything. Why Investors Are Paying Attention Because dApps run autonomously and are governed by token holders, they represent a new class of assets — ones that generate fees, yield, and governance power, without centralized management costs. According to DappRadar, the dApp ecosystem processed over $2.4 trillion in transactions in 2024, spanning finance, gaming, identity, and supply chain management. The implications for investors? Enormous. We’re not just witnessing a new tech trend — we’re watching the architecture of the global economy being rebuilt from the ground up. The Architecture: How dApps Actually Work At their core, dApps are built on blockchain networks like Ethereum, Solana, Avalanche, or Base. Let’s break down the essential components: a. Smart Contracts These are the “rules” of the dApp — written in code. They define how transactions occur, who gets paid, and under what conditions. Example: In a DeFi lending dApp like Aave, smart contracts automatically match borrowers and lenders, calculate interest rates, and manage collateral — without human intervention. b. Blockchain This is the public ledger that records all activity. Every transaction, ownership transfer, and interaction is visible, immutable, and verifiable. c. Front-End Interface This is what users see — usually built in standard web languages (HTML, CSS, JavaScript) but connected to the blockchain via wallets like MetaMask. d. Tokens dApps often have native tokens that power their ecosystems. Tokens can serve as currency, governance rights, or revenue-sharing tools. Together, these elements create a trustless, borderless financial system — one that can operate 24/7, across jurisdictions, without intermediaries. The New Internet Economy: How dApps Are Reshaping Wealth If Web2 created trillion-dollar companies like Google, Apple, and Meta, Web3 is creating decentralized economies — where value flows directly to users and investors, not to corporate shareholders. a. Decentralized Finance (DeFi) DeFi dApps allow users to lend, borrow, trade, and earn yield on their crypto holdings — often outperforming traditional financial instruments.

MakerDAO lets users mint stablecoins by locking up collateral.

Uniswap enables peer-to-peer trading of assets, handling over $1 trillion in lifetime volume.
Lido provides liquid staking, giving users yield on staked Ethereum. Together, these platforms are building the backbone of a decentralized banking system that’s faster, cheaper, and globally accessible. b. Real-World Assets (RWA) Family offices and institutional investors are increasingly tokenizing real assets — real estate, gold, fine art, and treasury bills — on dApps like Ondo Finance or Centrifuge. These innovations are unlocking liquidity from illiquid markets, making assets tradeable 24/7. c. Gaming and Metaverse Economies Gaming dApps such as Axie Infinity and Decentraland have turned players into stakeholders. In these ecosystems, players own digital land, weapons, and NFTs — real assets they can sell or trade. The line between play and profit is blurring fast. The Power of Decentralization: Why Control Is Shifting Decentralization isn’t just a tech buzzword — it’s a philosophical shift. In a centralized model, data, identity, and profits belong to corporations. In a decentralized model, they belong to users. This power shift is especially significant for high-net-worth individuals and family offices, who value privacy, sovereignty, and security.

No single point of failure: Data is distributed across thousands of nodes.

No intermediaries: Fees drop as middlemen disappear.
No censorship: Transactions can’t be reversed or blocked. For investors, this means a new kind of ownership — programmable, transferable, and borderless. The Risks: Volatility, Regulation, and Reality Checks Of course, the dApp revolution isn’t without challenges. Like any emerging industry, it’s evolving through experimentation and occasional chaos. a. Security Risks Smart contracts, while powerful, are only as secure as their code. Bugs and exploits can lead to losses — as seen in major DeFi hacks over the past few years. This has given rise to auditing firms like CertiK and Quantstamp, which now serve as the blockchain industry’s version of cybersecurity insurance. b. Regulatory Ambiguity Governments worldwide are grappling with how to classify dApps, tokens, and decentralized networks. In the U.S., debates over whether tokens are securities or commodities continue to dominate headlines. However, major players — from BlackRock to JP Morgan — are now experimenting with on-chain settlements, signaling institutional confidence in the long-term trajectory of Web3. c. User Experience Using dApps still feels like early internet — wallet connections, gas fees, and complex interfaces can deter mainstream adoption. But new account abstraction models are simplifying that. Soon, interacting with a dApp will be as seamless as logging into Gmail. How dApps Are Creating New Wealth Models dApps are not just new technologies — they’re new economic engines. Here’s how they’re changing wealth creation: a. Yield Generation Without Banks Through DeFi protocols, investors can earn 4–10% yield on stablecoins — far above traditional savings accounts — by providing liquidity or staking tokens. b. Tokenized Ownership and Governance Investors can now own a share of protocols through governance tokens. These tokens often grant voting rights on decisions like fee structures, partnerships, or treasury spending — turning passive investors into active stakeholders. c. Passive Income Through Infrastructure Running validator nodes, providing liquidity, or staking tokens allows investors to earn yield simply by supporting the network — a 21st-century version of digital rent-seeking. The Intersection of AI and dApps: The Next Frontier In 2025, AI and decentralized applications are converging. AI models are being deployed on-chain, using dApps as distribution and monetization platforms. a. AI-as-a-Service on Blockchain Startups are creating decentralized AI networks like Bittensor (TAO), where contributors train and sell AI models directly — without centralized control. b. AI Agents Managing On-Chain Portfolios Imagine an AI managing your DeFi portfolio in real-time — executing trades, rebalancing assets, and optimizing yield across protocols autonomously. This isn’t science fiction; AI-powered DeFi dApps are already in beta. The synergy of AI + blockchain represents the birth of a new digital economy — one that is intelligent, decentralized, and unstoppable. The Corporate and Institutional Race Into dApps While retail investors explore DeFi, institutions are quietly building infrastructure behind the scenes.

Visa is testing USDC-based settlements directly on Ethereum.

BlackRock launched its first tokenized treasury fund using a dApp interface.
Siemens issued a €60M bond on-chain via Polygon. The world’s biggest companies aren’t betting if decentralization wins — they’re preparing for when it does. This institutional momentum signals that dApps are evolving from experimental tools to enterprise-grade infrastructure. Beyond Finance: The New Web of Trust dApps aren’t limited to money. They’re reshaping identity, supply chains, and governance.

Digital Identity: Projects like Worldcoin and ENS are creating verifiable, self-sovereign identities.* Supply Chain: dApps on VeChain and OriginTrail provide transparent, tamper-proof product tracking.* Voting and Governance: DAOs (Decentralized Autonomous Organizations) enable collective decision-making without corporate hierarchies. We’re entering a world where trust is built on code, not institutions — and that has profound implications for how wealth, power, and value circulate online. The Future: A Decentralized Internet of Value The next decade will see the mass adoption of dApps across industries — from banking and insurance to art, gaming, and governance. a. Seamless User Experience As blockchain layers like Arbitrum, Base, and zkSync mature, dApps will become faster, cheaper, and more intuitive. b. Tokenized Everything From real estate to carbon credits, everything of value will exist as a digital asset — easily transferable through dApps. c. The Rise of Sovereign Wealth on Chain Family offices, hedge funds, and institutional players are building on-chain portfolios, leveraging DeFi and tokenized products for efficiency, transparency, and yield. In essence, the internet is becoming an investment platform, and dApps are its engine. Conclusion: Why You Can’t Ignore dApps in 2025 Just as no one could ignore the rise of the internet in 1999, no serious investor can afford to ignore decentralized applications in 2025. They’re transforming finance, democratizing access to wealth, and creating a new class of digital assets that are borderless, programmable, and transparent. For investors, entrepreneurs, and wealth managers, the question is no longer “What is a dApp?” It’s “How can I use dApps to build, preserve, and multiply wealth in the new digital era?” Because this isn’t just about technology. It’s about owning the infrastructure of the next economy.

dApps Demystified: The Future of Decentralized Applications and How They’re Changing the Web was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium

2025/11/06