DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

68045 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The latest news on the AI sector after Ethereum's surge: Almanak Vault is hot, and VCs are enthusiastic about DePai.

The latest news on the AI sector after Ethereum's surge: Almanak Vault is hot, and VCs are enthusiastic about DePai.

By Castle Labs Compiled by Tim, PANews Market Overview This has been a historic week for all of us at E-Guards, as the price of ETH finally broke through the

Author: PANews
Few backed Bitcoin in 2010; Here’s next big crypto in 2025

Few backed Bitcoin in 2010; Here’s next big crypto in 2025

Little Pepe’s $0.0018 presale is nearing sell-out, and its meme-powered Layer 2 blockchain could be the 2025 underdog that repeats BTC's success. #partnercontent

Author: Crypto.news
MANTRA Chain testnet achieves EVM compatibility, mainnet launch targeted for September

MANTRA Chain testnet achieves EVM compatibility, mainnet launch targeted for September

PANews reported on August 12th that MANTRA announced that its testnet has achieved full EVM compatibility, becoming the first MultiVM Layer 1 blockchain designed specifically for real-world assets. The blockchain

Author: PANews
Clearpool, Cicada Partner to Boost Risk Management in PayFi Lending

Clearpool, Cicada Partner to Boost Risk Management in PayFi Lending

Clearpool, a decentralized capital markets ecosystem, has partnered with on-chain credit risk management company Cicada in a move to institutionalize PayFi lending with improved risk management. In an announcement shared with Cryptonews on Monday, the partnership will boost Clearpool’s credibility and risk management in PayFi lending. Cicada will structure and underwrite PayFi lending opportunities and serve as the administrative agent for select Credit Pools. Cicada has underwritten more than $850m in loans at a 1.2% default rate during the prior cycle. 🤝 Clearpool has partnered with Cicada to institutionalize PayFi lending with risk-managed Credit Pools Cicada is an on-chain credit risk management company founded by a seasoned team of former buy- and sell-side credit professionals. Cicada’s co-founders have deep crypto… pic.twitter.com/JY79tNCVqE — Clearpool (@ClearpoolFin) August 11, 2025 Clearpool’s partnership with Cicada could shake up the lending space, bringing more institutional players into the DeFi fold. Clearpool Expands to Payment Financing or PayFi According to Jakob Kronbichler, CEO of Clearpool, Cicada’s risk management integration would strengthen Clearpool’s institutional infrastructure for PayFi lending. “While stablecoin settlements are instant, underlying fiat flows are not, forcing fintechs to bridge liquidity gaps,” he said. “This partnership enhances our proven credit framework and supports the growth of the emerging trillion-dollar stablecoin payment ecosystem.” Clearpool will be launching PayFi Credit Pools for users to access these highly liquid, real-world yield opportunities. This means facilitating credit to institutional lenders specializing in short-term stablecoin-based working capital to fintech operators. It will also launch cpUSD, a permissionless, yield-bearing asset, which will enable retail to tap into real-world stablecoin payments. Cicada offers Risk-as-a-Service (RaaS) Solutions to DeFi Protocols On the other hand, Cicada offers Risk-as-a-Service (RaaS) solutions, including third-party underwriting, pool management for DeFi protocols and risk structuring. “Partnering with Clearpool allows us to elevate PayFi lending by combining our underwriting and risk management expertise with their innovative credit products,” said Sefton Kincaid, Managing Partner of Cicada Partners. The partnership will accelerate the adoption of PayFi by laying the groundwork for more safer, transparent and scalable stablecoin ecosystem. “Together, we’re advancing professionally managed Credit Pools and strengthening Clearpool’s offering to borrowers and lenders in the growing stablecoin economy,” Kincaid added.

Author: CryptoNews
Stablecoins Dominate Digital Asset Transactions in Sub-Saharan Africa, Surpassing Bitcoin

Stablecoins Dominate Digital Asset Transactions in Sub-Saharan Africa, Surpassing Bitcoin

A study revealed that stablecoins represented 43% of cryptocurrency transactions in Sub-Saharan Africa in 2024, significantly outpacing bitcoin’s 18.1% share. Transaction Growth and Nigerian Dominance According to a study, stablecoins accounted for 43% of cryptocurrency transactions in Sub-Saharan Africa (SSA) in 2024, more than double that of bitcoin (18.1%). Nigeria and South Africa lead the […]

Author: Bitcoin.com News
Will the 9 trillion yuan pension fund "entering" the crypto market become the driving force behind a new bull market?

Will the 9 trillion yuan pension fund "entering" the crypto market become the driving force behind a new bull market?

Trump has done his best to support the crypto industry. Just last week, Trump unleashed another powerful force, signing an executive order allowing 401(k) retirement savings plans to invest in

Author: PANews
95% gross profit margin, is Arbitrum using DAO to create a cyber nation?

95% gross profit margin, is Arbitrum using DAO to create a cyber nation?

  1. How far away is the emergence of a cyber state? First, the well-known investor Balaji wrote a book called "The Network State", which proposed the concept of network state.

Author: PANews
[LIVE] Crypto News Today: Latest Updates for August 12, 2025 – Spot ETH ETFs See Record $1B Inflows, BlackRock Leads

[LIVE] Crypto News Today: Latest Updates for August 12, 2025 – Spot ETH ETFs See Record $1B Inflows, BlackRock Leads

Crypto market is flashing a bearish signal today as most sectors pulled back after recent gains. The AI sector led losses with a sharp 7.20% drop, driven by double-digit declines in Virtuals Protocol, ai16z, and Fartcoin. Bitcoin retreated over 2 % to $118,000 after briefly topping $122,000, while Ethereum fell 0.70%, slipping below $4,300. Other sectors, including DeFi and Meme, also saw notable declines, though select tokens like SOON and Pump.fun bucked the trend with double-digit gains. But what else is happening in crypto news today? Follow our up-to-date live coverage below.

Author: CryptoNews
Hyperliquid Assistance Fund Has Acquired $1.2 Billion in HYPE Tokens Since Its Inception

Hyperliquid Assistance Fund Has Acquired $1.2 Billion in HYPE Tokens Since Its Inception

PANews reported on August 12 that HYPE Engine was officially released as the first autonomous vault prototype, aiming to leverage Hyperliquid's production capabilities and transform them into continuously growing value.

Author: PANews
The crypto sector generally fell back, with the AI sector leading the decline by over 7%.

The crypto sector generally fell back, with the AI sector leading the decline by over 7%.

PANews reported on August 12 that according to SoSoValue data, the crypto market sectors experienced a correction after continuous growth. Among them, the AI sector fell 7.20% in 24 hours,

Author: PANews