XRP Investors Discuss Profit-Taking and Future Outlook

• XRP holders are split between disciplined profit-taking plans and long-term conviction strategies.
• Debate centers on partial exits versus holding XRP as future financial infrastructure.
• Price targets and adoption expectations diverge despite XRP trading near $1.42.

The XRP profit-taking strategy has become a point of debate within the XRP community, after a public discussion raised differing approaches to managing gains amid long-term price expectations.

The discussion began after market participant Bird said he plans to sell portions of his XRP holdings at predefined price levels, including $10 and $27. According to his comments, the strategy is set to convert part of his crypto exposure into cash or RLUSD for real-world financial goals, while still retaining an XRP position. Bird pointed out that his approach reflects lessons learned from earlier cycles, when he did not take profits despite significant market moves.

His remarks framed profit-taking as a risk-management decision rather than a sign of a lack of confidence in XRP’s long-term prospects. Bird also stressed that securing gains allows holders to reduce financial tension and fund personal responsibilities outside the digital asset market.

Long-Term Conviction Versus Discipline

Other XRP holders responded by outlining alternative strategies. One commenter, Tony, supported profit-taking in principle but said he intends to keep most of his XRP holdings untouched. He described XRP as infrastructure tied to future global financial systems, rather than a conventional crypto asset meant for frequent trading.

Arthur offered a middle-ground view, stating that he expects XRP to reach higher levels over a multi-year horizon but still plans to take profits at $10. His comments implied that partial exits can coexist with long-term price targets, rather than replacing them.

Diverging Views on Market Scale

The debate intensified as some participants raised expectations around institutional adoption and potential transaction volumes on the XRP Ledger. Scott Andrews argued that XRP’s price could rise faster than some forecasts suggest, citing projections of increased on-chain participation by large financial players. 

He added that higher price levels would still represent a relatively small scale compared with traditional market infrastructure. Arthur pushed back on those claims, saying he does not believe projections involving quadrillions in transaction value on the XRP Ledger.

XRP Price and Market Movement

At the time of writing, XRP was trading at $1.42, up 1.44% over the past 24 hours. The token recorded a daily trading volume of $3.27 billion and ranked fourth by market capitalization at $86.4 billion. Circulating supply stood at approximately 60.9 billion XRP, with a maximum supply capped at 100 billion.

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