TLDR Warren warns workers could lose big due to crypto’s volatility in 401(k)s. The U.S. dropped federal warnings against crypto in retirement accounts in 2025.TLDR Warren warns workers could lose big due to crypto’s volatility in 401(k)s. The U.S. dropped federal warnings against crypto in retirement accounts in 2025.

Elizabeth Warren Warns Crypto In Retirement Plans Is Too Risky

3 min read

TLDR

  • Warren warns workers could lose big due to crypto’s volatility in 401(k)s.
  • The U.S. dropped federal warnings against crypto in retirement accounts in 2025.
  • Crypto lacks regulatory oversight and historical data, Warren says.
  • Lawmakers share Warren’s concerns about risky assets in retirement savings.

Senator Elizabeth Warren is warning that millions of Americans could “lose big” as a new U.S. policy allows cryptocurrency investments in 401(k) retirement accounts. She argues that these digital assets are too volatile, lack proper regulation, and pose major risks to long-term savings. With the removal of federal guidance that once discouraged crypto in retirement plans, Warren is calling for urgent answers and stronger safeguards to protect American workers’ futures.

Elizabeth Warren Criticizes Crypto in 401(k) Accounts

Senator Elizabeth Warren has voiced strong concerns over the inclusion of cryptocurrency in retirement savings plans such as 401(k)s. She believes this could put American workers and families at serious risk due to the highly volatile nature of crypto assets.

In a public statement, Warren said, “I’m pushing for answers,” as she questioned the decision to allow crypto exposure in retirement accounts. Her warning follows a policy reversal in 2025, where federal guidance advising caution on crypto was officially withdrawn.

Crypto’s Risk Profile Under Scrutiny

Cryptocurrency has long been known for its unpredictable price swings and lack of traditional regulation. The Department of Labor had previously advised against crypto in retirement plans, citing its speculative nature and the absence of standard valuation methods.

Warren echoed these concerns, saying that digital assets are too speculative for retirement savings, especially for average workers who rely on these funds for long-term security. “A 401(k) is not the place for risky bets,” she said in her communication to the Securities and Exchange Commission (SEC).

She further stated that crypto markets often operate without transparent oversight, which could expose investors to sudden and extreme losses. The lack of long-term performance records also adds to the uncertainty.

Policy Shift Opens New Investment Options

In 2025, U.S. federal authorities ended previous warnings against including crypto in defined-contribution retirement plans. This change allowed plan providers to begin offering crypto investment options within 401(k)s and similar accounts.

Supporters of this shift argue that crypto can modernize retirement investing. They believe it offers diversification and the chance for high returns. Some financial firms also began marketing crypto options to attract younger investors.

However, Warren and several lawmakers remain unconvinced. They argue that exposing retirement funds to such an unpredictable asset could undo years of built-up protections. Critics worry this may create a false sense of security among savers.

Lawmakers and Advocates Voice Caution

Other lawmakers and consumer advocacy groups have joined Warren in expressing concern. They believe that introducing crypto into retirement portfolios without strong regulatory standards could increase the risk of financial harm.

They also say most retirement savers do not have the tools or experience to evaluate such a new asset class. Warren added that crypto investments may be promoted without disclosing all risks, which puts ordinary investors at a disadvantage.

Several experts have called for new legislation to protect investors and maintain the long-standing safety of retirement savings systems. While some industry leaders support crypto’s potential, the debate over its place in retirement plans continues.

The post Elizabeth Warren Warns Crypto In Retirement Plans Is Too Risky appeared first on CoinCentral.

Market Opportunity
Union Logo
Union Price(U)
$0,001618
$0,001618$0,001618
-%2,70
USD
Union (U) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Eric Trump bets Fed rate cut will send crypto stocks skyrocketing

Eric Trump bets Fed rate cut will send crypto stocks skyrocketing

Eric Trump is betting big on the fourth quarter. He says if the Federal Reserve cuts rates like everyone’s expecting, crypto stocks are going to rip higher… fast. “I just think you would potentially see this thing skyrocket,” Eric told Yahoo Finance, pointing to the usual year-end momentum in crypto. He says this moment matters […]
Share
Cryptopolitan2025/09/18 00:24
Vlna BitcoinFi boomu sa začína s HYPER

Vlna BitcoinFi boomu sa začína s HYPER

The post Vlna BitcoinFi boomu sa začína s HYPER appeared on BitcoinEthereumNews.com. Bitcoin Hyper získava 16 miliónov USD: Vlna BitcoinFi boomu sa začína s HYPER Sign Up for Our Newsletter! For updates and exclusive offers enter your email. Với hơn 5 năm làm việc trong lĩnh vực phân tích thị trường tiền điện tử, Khang luôn hướng tới mục tiêu đem lại các kiến thức bổ ích về crypto cho bạn đọc. Anh có rất nhiều bài viết chất lượng phân tích xu hướng blockchain, DeFi và các dự án presale coin tiềm năng mới. This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy Center or Cookie Policy. I Agree Source: https://bitcoinist.com/bitcoin-hyper-raises-16m-bitcoinfi-boom-with-hyper-vn/
Share
BitcoinEthereumNews2025/09/18 10:00
China Blocks Nvidia’s RTX Pro 6000D as Local Chips Rise

China Blocks Nvidia’s RTX Pro 6000D as Local Chips Rise

The post China Blocks Nvidia’s RTX Pro 6000D as Local Chips Rise appeared on BitcoinEthereumNews.com. China Blocks Nvidia’s RTX Pro 6000D as Local Chips Rise China’s internet regulator has ordered the country’s biggest technology firms, including Alibaba and ByteDance, to stop purchasing Nvidia’s RTX Pro 6000D GPUs. According to the Financial Times, the move shuts down the last major channel for mass supplies of American chips to the Chinese market. Why Beijing Halted Nvidia Purchases Chinese companies had planned to buy tens of thousands of RTX Pro 6000D accelerators and had already begun testing them in servers. But regulators intervened, halting the purchases and signaling stricter controls than earlier measures placed on Nvidia’s H20 chip. Image: Nvidia An audit compared Huawei and Cambricon processors, along with chips developed by Alibaba and Baidu, against Nvidia’s export-approved products. Regulators concluded that Chinese chips had reached performance levels comparable to the restricted U.S. models. This assessment pushed authorities to advise firms to rely more heavily on domestic processors, further tightening Nvidia’s already limited position in China. China’s Drive Toward Tech Independence The decision highlights Beijing’s focus on import substitution — developing self-sufficient chip production to reduce reliance on U.S. supplies. “The signal is now clear: all attention is focused on building a domestic ecosystem,” said a representative of a leading Chinese tech company. Nvidia had unveiled the RTX Pro 6000D in July 2025 during CEO Jensen Huang’s visit to Beijing, in an attempt to keep a foothold in China after Washington restricted exports of its most advanced chips. But momentum is shifting. Industry sources told the Financial Times that Chinese manufacturers plan to triple AI chip production next year to meet growing demand. They believe “domestic supply will now be sufficient without Nvidia.” What It Means for the Future With Huawei, Cambricon, Alibaba, and Baidu stepping up, China is positioning itself for long-term technological independence. Nvidia, meanwhile, faces…
Share
BitcoinEthereumNews2025/09/18 01:37