Markets often move before products go live. In crypto, prices usually shift when expectations change, not when usage peaks. Investors tend to position themselves when a project moves from theory to execution. That anticipation phase often sets the base for major price moves. One DeFi crypto appears to be entering that window now as development nears completion and supply tightens.
What Mutuum Finance (MUTM) Is Preparing to Activate
Mutuum Finance (MUTM), is building a decentralized lending protocol on Ethereum. The platform is designed to support lending and borrowing through structured liquidity markets. Users will be able to deposit assets, earn yield, and borrow against collateral under defined risk rules. The protocol focuses on real usage rather than short term hype.
According to official updates shared by Mutuum Finance on X, the project is preparing its V1 deployment on the Sepolia testnet in Q4 2025. Core components such as liquidity pools, mtTokens, debt tokens, and liquidation systems are already finalized. This places MUTM beyond the conceptual stage and closer to active usage.
Supply Alignment With Utility Timing
The MUTM token has a fixed total supply of 4 billion tokens. Of this supply, 45.5% has been allocated for early distribution, equal to around 1.82 billion tokens. So far, about 820 million tokens have been sold. The current token price is $0.035, and phase 6 is over 99% allocated.
The presale began in early 2025 at a price of $0.01. Since then, MUTM has increased by 250% through structured phase increases. The official launch price is set at $0.06. This structure means early participants are positioned for 500% growth by launch if the roadmap stays on track.
Limited remaining supply combined with rising utility expectations often leads to faster repricing. As fewer tokens remain available, new demand has less room to spread out, which can increase price sensitivity.
Revenue Flow and Buy Pressure Logic
Mutuum Finance introduces mtTokens, which represent deposits in lending pools. These tokens earn yield over time as borrowers pay interest. In addition, the protocol uses a buy and distribute model. Revenue generated from lending fees is used to buy MUTM tokens from the market and distribute them to token stakers.
This model creates demand linked to usage rather than attention. Analysts often view revenue driven demand as more sustainable than hype driven demand. As lending volume grows, buy pressure can increase without relying on new buyers alone.
In a scenario where V1 testing begins smoothly and participation grows steadily, some analysts outline a potential move toward the $0.18 to $0.25 range over time. From the current $0.035 price, this represents roughly a 5x to 7x increase. This projection assumes moderate adoption and stable market conditions rather than extreme speculation.
Security and Infrastructure Supporting Adoption
Security has become a visible priority for Mutuum Finance. The project has achieved a 90 out of 100 score on CertiK token scans. In parallel, Halborn Security is reviewing the lending and borrowing of smart contracts. The code is finalized and under formal analysis. A $50,000 bug bounty has also been launched to strengthen security further.
Many DeFi investors only engage once audits and security frameworks are in place. These measures help reduce perceived downside risk ahead of launch.
Phase 6 is almost fully allocated, and participation continues to rise. The platform also offers a 24 hour leaderboard that rewards top contributors with daily MUTM incentives. Card payment options have lowered entry barriers, increasing accessibility.
Taken together, Mutuum Finance appears to be in the final stage before utility pricing begins. Infrastructure is ready, supply is tight, and expectations are shifting. Historically, this combination has often marked the transition from early discovery to broader market attention.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: This is a sponsored press release and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.
Source: https://cryptodaily.co.uk/2025/12/this-0035-defi-altcoin-shows-a-clear-400-700-upside-path-as-phase-6-nears-100-heres-the-math
