Best Crypto to Buy Now: Analysts Flag RTX Alongside XRP and XLM as the Leading Utility Plays

The crypto market is seeing a shift in focus. As speculation fades, investors are turning to projects with measurable impact and utility. Analysts now highlight Remittix (RTX), XRP, and Stellar (XLM) as the best crypto to buy now, thanks to their strong real-world functions and transparent growth pathsRemittix, already raising over $28.5 million through 693.1 million tokens sold, is currently priced at $0.119 each and has quickly become a leader in the PayFi sector. Its combination of working technology, verified security, and expanding exchange access has positioned it among the most credible projects in the crypto market heading into 2026.

XRP: High Network Velocity and Renewed Liquidity

Source: coinbureau on X

For XRP, the latest data points to a significant pickup in network activity. According to analytics shared by Coin Bureau, XRP velocity, which tracks token movement, recently hit a new high for 2025. This spike is an indication that traders and institutions are trading tokens faster, which is a typical indication of liquidity coming in. As XRP trades towards $2.1, the improved activity is now being received optimistically. 

Although it is not a greenfield yet, analysts consider the uptrend as one of the indicators that the months to come will be bullish. High transaction volume often precedes strong rallies, especially when large holders begin repositioning.

The sustained momentum has placed XRP back among the top cryptos to buy now, as it continues to serve real-world cross-border settlement and liquidity functions through its network. Many analysts now see XRP’s ability to support institutional adoption as a major reason it remains one of the most enduring altcoins in circulation.

XLM: Stellar’s Road to Recovery

Source: ali_charts on X. 

While XLM has faced challenges in 2025, dropping nearly 50% from its yearly peak, the token is showing new signs of life. Technical arrangements imply that the project has the potential to swing to $0.34 in case of support at $0.25. That price area has historically acted as a strong base before major upswings.

Market analyst Ali Martinez notes that Stellar’s integration into real-world asset (RWA) settlements and its alignment with ISO 20022 compliance could drive institutional demand into next year. Despite low retail participation, on-chain activity and whale accumulation are increasing.

For investors searching for the best crypto to buy now, Stellar’s potential rebound combines solid blockchain fundamentals with a compelling risk-reward ratio. Its long-standing infrastructure and deep industry partnerships continue to make it a strong contender among altcoins offering tangible use.

Remittix: The PayFi Revolution Continues

https://remittix.io/?utm_source=BlockchainReporter&utm_medium=XRPXLM&utm_campaign=0912While XRP and XLM dominate legacy finance narratives, Remittix is creating a fresh blueprint for global payments. As the first large-scale PayFi platform, it connects decentralized finance (DeFi) to traditional banking rails, enabling users to send crypto directly to bank accounts across 30+ countries.

With its wallet now live on the Apple App Store and Android release underway, the project’s roadmap is quickly coming to life. Two centralized exchange (CEX) listings have already been confirmed, with two more secured and waiting for milestone reveals. These listings will expand liquidity and global visibility.

Remittix also holds the #1 Pre-Launch Token ranking on CertiK Skynet, boasting a verified KYC and a Grade A security score of 80.09. The team has finished its final testing of its Web App that will facilitate smooth crypto-to-fiat payments. Combined, these milestones make RTX a strong contender to be considered in the best crypto to buy now as an investor centered on the growth brought about by utility.

Remittix Highlights for Investors:

• Over $28.5M raised and 693M+ tokens sold
• Wallet live on iOS, Android release next
• Two CEX listings confirmed, more to follow
• #1 CertiK Pre-Launch ranking, verified team, and KYC
• Crypto-to-fiat Web App entering beta testing soon

Why Analysts Are Grouping RTX, XRP, and XLM Together

All three tokens share one common trait: real-world use. In a market often driven by hype, these projects stand out for solving tangible problems, payments, remittances, and liquidity transfer. Their combined focus on transparency, adoption, and innovation makes them the best crypto to buy now as the next bull run builds. Remittix, in particular, represents the next phase of crypto adoption, connecting Web3 and traditional finance. With its growing ecosystem, RTX could also be the faster and more cost-effective option.

FAQs

1. Which cryptocurrency should one purchase now?

Many analysts rank Remittix, XRP, and XLM among the best choices. They all deliver real-world utility, Remittix for PayFi payments, XRP for cross-border settlements, and XLM for asset transfers, making them strong candidates for investors seeking function-driven cryptocurrencies over speculative plays.

2. Why do analysts flag RTX as a leading utility token?

Remittix combines active blockchain technology, a verified CertiK audit, and working wallet infrastructure. It provides crypto-to-fiat solutions for real users, bridging DeFi and traditional finance. Its 2025 milestones, including upcoming CEX listings, reinforce RTX’s position as a future payment-layer leader.

3. Why have the long-term prospects of XRP through the volatility?

XRP is still being used as an institutional payment and cross-border transfer currency. Recent surges in the velocity of networks suggest new liquidity getting into the market. With its infrastructure maturity and the increase in ETF flows, XRP has a good argument as one of the best cryptocurrencies with practical value. 

4. Should Stellar continue to be a solid investment? 

Yes. In spite of its decline, XLM still has strong collaborations and is instrumental in remittance systems based on DLT. Analysts suppose that the $0.25 price is a major bottom, and with this price, XLM might go up to reach $0.34 due to increasing institutional and on-chain volume.

5. How are these tokens leading the next utility wave?

Together, Remittix, XRP, and XLM are shaping the new crypto payments ecosystem. Each targets a key financial pain point, settlement speed, interoperability, or fiat access. Their focus on solving real problems is why analysts call them the best crypto to buy now for 2026’s market cycle.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

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