This $0.035 New Crypto Is 95% Sold Out, Is This the Next 20x Altcoin?

This new cryptocurrency has caught attention very rapidly at $0.035. The breakneck rise and near-total distribution of the token has sent waves of inquisition to many traders, as to whether this would be the next 20x altcoin. The protocol’s popularity is only getting increasingly popular, and it has become the subject of discussion within the crypto communities regarding its potential involvement in the next giant crypto investment cycle. 

Mutuum Finance (MUTM): What it is Building

Mutuum Finance (MUTM) is creating a decentralized financing and debt financing protocol that will provide customers with a more flexible and safer means of accessing liquidity. Mutuum Finance will support more complex features than running a simple pooled model, including interest-bearing mtTokens, a separate debt-tracking system, and a liquidation bot that assists in protecting the lenders.

Its official X account reports that the team has ensured that V1 will be launched on the Sepolia Testnet in Q4 2025. The initial version will contain a liquidity pool, working, a debt-token system, and a liquidator bot; the initial assets that could be lent, borrowed, and collateralized include ETH and USDT.

This also focuses on security. Mutuum Finance declared that Halborn Security is examining their lending and borrowing contracts. The code already is very finalized and passes through a formal analysis which is a signal very important to the users requiring the development to be transparent and a reliable security of the contracts.

Development and Pricing

Mutuum Finance (MUTM) has already raised $19M and has over 18,200 holders. These figures are important to a project that is in a presale stage. High participation demonstrates actual demand particularly by the users who are observing which crypto would be the best to own today or new presale that can be developed.

When the presale was opened in early 2025, its price was $0.01. The token is located at $0.035 today, which is 250% higher. Early investor mood reveals that there is good indication of strong early growth that implies increasing confidence. With this demand remaining at the current rate, some analysts may consider that by 2025, MUTM will be one of the most promising cryptocurrencies to follow.

Sales and Awards

There is a max supply of MUTM which is 4B tokens and 45.5% (approximately 1.82B tokens) of this is the presale allocation. Having sold 800M tokens, the supply at this phase is declining rapidly. A high concentration of tokens purchased prior to launch makes the initial supply of tokens smaller and causes greater urgency to the buyers trying to find the best crypto to invest in before it starts trading.

In order to facilitate community activity, the project operates a 24-hour leaderboard, with the highest daily poster receiving $500 in MUTM. This maintains interaction and attracts new users into the ecosystem on a daily basis. Customers may also operate with cards with Mutuum Finance because they have the opportunity to purchase MUTM immediately and as much as they wish and this makes the presale even more accessible.

All these factors contribute to the fact that demand is strengthened and leads to more stable inflows. According to commentators in the market, such an initial momentum usually occurs in projects that eventually become large crypto coins.

Stablecoin and CertiK Audit 

Mutuum Finance is audited with a CertiK audit and a 90/100 score on Token Scan that enhances confidence in those users who are conscious about the security level. A new cryptocurrency that is still in the process of producing its first version is a good indicator of technical preparedness to be scored that high.

The group has also outlined plans to launch an on-demand minted and burned US dollar pegged stablecoin. This would assist the protocol to generate revenue continuously and enhance its long term sustainability.

As a new crypto project, these features of Mutuum Finance make it stand out against other emerging projects being followed closely by many investors since new projects are compared to the established lending platforms.

Phase 6 Close to Completion

Phase 6 has already sold out more than 92% and the demand is growing on a daily basis. A whale purchase of $100K was recently added to the presale which many interpret as a significant confidence indicator. Big buyers usually have the tendency to make early moves when they think that a project is not overvalued or they think that the project is likely to be appreciated or increase in the near future.

Other analysts feel that this entry may hasten the end sale of Phase 6. As the next price rise is in sight, this step is taking shorter time and the traders eager to get the potential next big cryptocurrency do not have much time left in the prevailing price of $0.035.

Increasing momentum means that early adopting investors have expressed a belief that Mutuum Finance could easily be one of the best cryptos to purchase today, as the presale approaches and draws nearer to Phase 7.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance