Why Analysts Think a $0.035 Token Could Be the Next DeFi Breakout

Analysts are now turning their focus toward cryptocurrencies that show real on-chain use rather than hype-driven promises. Among the growing list of DeFi projects, Mutuum Finance (MUTM) has stood out for its working structure and clear token utility. Experts studying the fundamentals believe it may be one of the few tokens ready to deliver strong performance after its launch.

The project’s approach is practical and measurable. Mutuum Finance (MUTM) connects lenders and borrowers directly through decentralized contracts, letting both sides interact without middlemen. As the presale continues, the token trades at $0.035, with over 68% of Phase 6 already sold out. More than 17,100 holders have joined, contributing $17.35 million so far. The next phase will raise the price to $0.040, marking a 15% step forward. Analysts describe this as one of the last chances to enter before listings begin.

Why Analysts See Strong Demand Ahead

Mutuum Finance (MUTM) is not built on speculation. It follows a dual lending model that supports both Peer-to-Contract (P2C) pools and Peer-to-Peer (P2P) negotiated loans. This structure attracts different types of users — from individuals lending stablecoins to larger investors seeking higher returns through direct deals. Because both groups interact inside the same ecosystem, overall liquidity and activity are expected to grow together.

When the platform goes live, lenders will deposit assets into the system and receive mtTokens in return. These tokens will represent their deposits and help them earn passive income from borrowing activity. Borrowers, on the other hand, will lock up collateral and access loans through Mutuum Finance (MUTM)’s secure smart contracts. As users repay their loans or stake tokens, more MUTM tokens will move within the network, driving consistent activity and transaction flow.

The MUTM token will also play a central role in the ecosystem’s future stablecoin. Every time users mint or repay these coins, new demand for MUTM will appear on-chain. This design ensures that value is linked directly to platform usage, not external speculation. Analysts view this as a major advantage since it connects token growth to real activity rather than social hype or market noise.

Data, Development, and the Road Ahead

One feature that sets Mutuum Finance (MUTM) apart is its synchronized launch plan. The team aims to release both the platform and the token together, giving traders a product with instant purpose from day one. This approach is rare in crypto investing, where many projects release tokens long before their platforms are ready.

Because the protocol recently gave their proceedings on modules for lending, borrowing, mtTokens, debt tokens, and a liquidator bot, industry experts expect smoother adoption during the live rollout. The upcoming V1 of the protocol on Sepolia Testnet in Q4 2025 will showcase these components, helping analysts verify the platform’s functionality before the full launch. This test phase also builds confidence that Mutuum Finance (MUTM) will stand out among DeFi projects seeking early potential listings on Tier-1 exchanges once the ecosystem goes public.

For investors tracking crypto prices and long-term value, the token’s presale journey already tells a clear story. A participant who joined in Phase 4 with $8,000 at $0.025 now holds 320,000 tokens valued at $11,200 at the current $0.035 rate — a gain that reflects the project’s strong momentum even before launch. At the upcoming price of $0.040, new buyers will still enter early compared to projected post-listing levels.

The system also includes a buyback-and-distribute loop, where protocol revenue will return to the market to purchase MUTM tokens. These tokens will then be distributed to active stakers as rewards. This process will continuously recycle value within the network and reward those who hold long-term positions.

Live Leaderboard

The Mutuum Finance (MUTM) 24-hours leaderboard is already live, giving the community a clear look at ongoing participation and engagement. The user holding the top spot each day will earn a $500 MUTM bonus, provided they complete at least one transaction during that 24-hour period. The leaderboard automatically refreshes every day at 00:00 UTC.

Analysts say the combination of a functioning DeFi platform, synchronized token launch, and transparent progress makes Mutuum Finance (MUTM) one of the most watched crypto investing stories this year. As attention grows, so does anticipation for its upcoming listings and the $100,000 giveaway campaign that will reward ten winners with $10,000 worth of MUTM each.

With 68% of Phase 6 already sold and the next price set at $0.040, early supporters are positioning themselves before the next announcement. For those tracking emerging opportunities in crypto prices, Mutuum Finance (MUTM) represents more than a token — it’s a full ecosystem ready to reshape decentralized lending. Smart money always moves first, and this presale may be one of those moments that defines the next DeFi crypto story which is successful.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Disclaimer: This is a sponsored press release and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.