US Crypto Regulation Heats Up as US SEC Sends Key Proposal to White House

Key Insights:

• The US SEC sends a major crypto regulation proposal to White House for final review.
• Plan includes startup, fundraising, and safe harbor provisions.
• New rules aim to boost clarity and support crypto innovation.

The US crypto regulation is picking up pace as the Securities and Exchange Commission (SEC) moves closer to setting clearer rules for the industry. A new proposal from the SEC reached the White House and is now under review.

US SEC Crypto Regulation Plan Enters Final Review Stage

The US SEC Chair Paul Atkins reportedly confirmed that a major crypto regulation proposal has reached the White House for final review. This marks a significant step in the US crypto regulation space.

During his speech at the Digital Assets and Emerging Technology Policy Summit, the SEC chair stated that the agency has submitted the “Regulation Crypto Assets” proposal to the Office of Information and Regulatory Affairs (OIRA).

This comes as part of the formal rulemaking process and will be followed by a period of public feedback. He noted,

“We will have reg crypto that we will be proposing here shortly. It’s in fact at OIRA right now, which is the next step before being published.”

Paul Atkins first introduced this proposal on March 17, 2026. The agency has been shaping the proposal, and is now seeking input from market participants.

What the New Proposal Means?

Notably, the SEC’s new crypto regulation proposal intends to help digital asset projects establish more easily in the country under clear rules. The proposal holds three main ideas.

The main idea is a startup exemption, which lets early-stage projects raise funds over a few years with limited requirements. The proposal also includes a fundraising exemption that gives companies more flexibility to raise capital within a set period.

The third is an investment contract safe harbor. It allows certain tokens to no longer be treated as securities once a project becomes fully decentralized.

If approved, these crypto regulations could bring much-needed clarity to the country’s digital asset industry. This will make it easier for companies to innovate while understanding what regulators expect.

Paul Atkins also emphasized that the US Securities and Exchange Commission is open to feedback and wants input from industry players to make sure the rules are practical and effective.

US Crypto Regulation Gains Momentum

The SEC’s move comes amid the US’s growing push for regulatory clarity in the country. Lawmakers are still making efforts to implement broader crypto regulation legislation.

The CLARITY Act is one such example. Although the crypto bill passed the US House last year, it has been delayed multiple times in the Senate. The major reason was the ongoing debate around stablecoin yields.

However, recently, the White House and Senate have come to an agreement on the proposal. Although the banking groups and crypto industry continue to argue over the stablecoin proposal, the community expects the crypto bill’s imminent passage.

As a key markup hearing is scheduled for April 13, the industry is keenly awaiting to see the future of the CLARITY Act.

At the same time, regulators are starting to work more closely together in preparation for future rule changes. The U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission have recently signed an agreement to better coordinate their oversight.

This includes plans to align policies, work together on enforcement, and create clearer definitions for crypto-related products. They are also looking to simplify reporting requirements and improve monitoring across markets.