Buy Crypto Markets Spot FuturesMU Earn Event Centre

Humble Dollar

The Humble Dollar column covers personal finance, long-term investing, retirement planning, and wealth management, offering users practical perspectives on financial decision-making.

Humble Dollar's Articles

Luck, Stupidity, Automation and Inertia

These are not the four pillars you'll find in most personal finance books. Nobody's selling a course called “How Stupidity Made Me Rich”. But they're the answer

2026/06/28

Why can’t more people plan for their retirement future?

I read daily about seniors who can’t pay their bills in retirement, who say it’s unfair for them to pay property taxes for schools, who say they deserve higher

2026/06/27

Investment Wisdom

THE INVESTMENT WORLD is full of storytellers. And while these folks might be entertaining, they generally aren’t very helpful. There’s one category of stories,

2026/06/27

Does Vanguard Know Something?

I recently received an email from Vanguard informing me they're updating the prospectus on a developed world fund I hold with them. The change relates to concentration

2026/06/27

Automatic Income stream? How important to you?

There is a slowing growing movement to offer annuities within 401k plans, mostly through target date funds. They purchase the annuity gradual starting around age

2026/06/26

When to Leave Your Portfolio Alone

I used AI as an editorial assistant to help organize and refine my thoughts; the underlying ideas and personal experiences remain my own. Rebalancing sounds simple

2026/06/26

Lessons Learned Along the Way

At every stage of my life, I picked up at least a tidbit of knowledge that helped me when I moved on to the next step. Here is some of the curriculum from my school

2026/06/26

The cost of foreign taxes on returns

In February, Guindy Sam wrote about taxes on foreign dividends and taxes, and I decided to quantify the issue using data from the index provider MSCI. Quick reminder

2026/06/26

The Price of a Cool Pillow

If you don't already know, I live in Ireland, not exactly a country you'd associate with scorching heat. Because of this, Irish homes have never needed air conditioning

2026/06/25

Billy’s Certificate – 1937

My great aunt survived the San Francisco earthquake of 1906 with nothing. We know this because she wrote a letter to my grandmother in Kansas asking her to sell

2026/06/25