Coinbase’s self-custody wallet joins Oobit’s DePay layer, giving users in 80+ countries the ability to pay in-store and online without pre-funding or giving up custody
Oobit, the Tether-backed crypto payments platform, has integrated Base, Coinbase’s self-custody wallet, into its DePay layer. Following the integration, Base wallet holders across 80 countries can now pay in-store and online anywhere Visa is accepted. That includes 150 million merchants. They can spend directly from their wallet, with no pre-funding or custody handover required.
Base joins Phantom on Oobit’s DePay layer. It connects crypto’s largest self-custody wallets natively to payment rails. It does not require users to deposit funds into an intermediary account first. Funds stay in the user’s wallet until the approval of a payment. At that point, they convert to local currency and settle through existing rails.
Before this integration, spending from a Base wallet remained limited to online checkout. Only Merchants that had specifically built in support for USDC payments on Base accepted Base Wallet. Oobit’s DePay infrastructure removes that constraint, so merchant onboarding is unnecessary. Payment is accepted anywhere Visa is compatible, online or in person.
Notably, the coverage extends to everyday purchases, including groceries, fuel, transit, and retail payments at physical locations. Those were previously out of reach for Base holders.
“The industry spent a decade building rails and calling it adoption. Adoption is a Base wallet paying for groceries in Manila, fuel in São Paulo, or flights in Seoul. The infrastructure era is over. The spending era has started, and it is not starting in America. It is starting everywhere at once,” said Oobit CEO Amram Adar.
Base has grown into one of the fastest-growing blockchain ecosystems. It now accounts for more than 40% of Coinbase’s stablecoin traffic, with transfers settling in seconds for under a cent. The platform had built its payment experience for online checkout, leaving Base holders without a native way to spend at physical stores, where most everyday spending happens.
Coinbase CEO Brian Armstrong has described Base as a path toward one billion crypto users. The Oobit integration extends that user base beyond online checkout and beyond the U.S. market, into physical spending across Asia, Latin America, and beyond.
The announcement highlights three major fundamentals behind the integration: wallets connect directly to DePay rather than requiring users to move funds into an intermediary account first; Oobit already operates across 80+ countries and territories; and it extends in-store spending to major wallets, including Base and Phantom, that remained limited to online checkout.
Oobit’s 150 million Visa-accepting merchant network sits alongside local payment rails including PIX, SEPA, ACH, and SPEI. The company is backed by Tether, issuer of the world’s largest stablecoin, with a stated focus on making digital dollars usable for everyday purchases such as groceries, fuel, and travel rather than speculation.
This move also boosts Base’s role in daily crypto payments instead of only on-chain activity.
By plugging into Oobit’s existing merchant and settlement network, Base users gain immediate real-world utility. They don’t need to wait for individual merchants to adopt USDC on Base. That makes the wallet more practical for daily spending, not just transfers and DeFi.
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