Will Zcash Hit $10,000? A Realistic Look at ZEC's Price Potential

The post How Resilient Retailers Tackle The January Cash Flow Crunch appeared on BitcoinEthereumNews.com. A sharp January cash flow dip is predictable for retailers, but the strongest businesses turn it into a manageable season by planning ahead. getty For many small retailers, December looks strong on paper but January tells a different story. Sales slow, tax and supplier bills come due, and the cash flow that felt comfortable at peak trading can suddenly look precarious. New analysis from Starling Bank, QuickBooks, and Xero suggests this isn’t a one-off pattern but a predictable cash flow crunch. However the businesses that cope best are not those that are immune to those pressures. They are the ones that treat January as a known event to plan around, rather than an annual shock. Optimizing cash flow is a key skill for SME retailers to master, especially since lack of cash is the number one reason that businesses fail. The January Cash Flow Cliff Examining shopper behavior, this pattern is hard to miss. After weeks of gifting, socializing, and big-ticket purchases, consumers pull back sharply in the new year. Starling Bank’s SME customer data reveals “a clear and consistent ‘January dip’ in deposit balances that typically begins in late December and deepens in January, before gradually stabilizing towards the end of March, in line with the UK tax year-end,” says Dan Hogan, director of business tools at Starling. For retailers, that dip isn’t just about money leaving their accounts. It reflects customers spending less in-store and online, delaying non-essential purchases, and waiting for paydays before they re-engage. Hogan also points to a “self-imposed spending freeze,” with average card spend dropping in December and staying low through February as business owners tighten their own belts to rebuild reserves. That instinct is mirrored on the consumer side. Xero’s small business data shows that “retail sales grew just 1.1% year-on-year in the…

The post Rangebound markets, resilient onchain lending appeared on BitcoinEthereumNews.com. This is a segment from the 0xResearch newsletter. To read full editions, subscribe. While crypto prices have shown a modest recovery in the short term, negative breadth and relative underperformance to TradFi benchmarks on the monthly suggests a prevailing bearish environment. Zooming out, we look at the secular growth trends within stablecoins and lending as durable sectors for multi-year growth. Indices Crypto markets remain rangebound after November’s harsh selloff. The past week has shown a modest recovery, with BTC at $90,400 now being 12% off of its recent correction low of $80,700. Over the trailing 24 hours, the AI and Modular sectors were the top winners, with TAO (+6.4%)  and TIA (+6.2%) as notable contributors to this short-term strength. The Perp Index was the top loser, with DYDX (-3.1%) and HYPE (-0.6%) accounting for the sector’s weakness. Zooming out to the monthly, the picture remains unfavorable. TradFi benchmarks like Gold, Nasdaq and the S&P 500 are all green over the past month, while every crypto index we track is measuring negative returns. Breadth is decisively negative on the monthly for all crypto indices, with no safe haven provided. Notably, the Protocol Revenue index is the top performing among crypto sectors, suggesting relative strength in protocols with strong fundamental positioning. Despite recent strength, it remains to be determined whether this rally is countertrend to a prolonged downtrend, or if the low is in for the rest of 2025. Market Update Amid the downtrend, don’t lose sight of the bigger picture, and take a moment to appreciate just how far we’ve come. At the bear market low, lending applications within DeFi accounted for just $5 billion in deposits, a rounding error within the larger financial system. In the years since, this figure has grown to $71 billion in deposits, having just previously…

The post Bitcoin Price Alarming Patterns Point to a Dive to $80k After FOMC Decision appeared on BitcoinEthereumNews.com. Bitcoin price rose for three consecutive days as traders waited for the upcoming FOMC decision. BTC was trading at $93,500, up sharply from last month’s low of $80,635. Still, the coin has formed some alarming patterns that point to a harsh reversal after the Federal Reserve interest rate decision.  Bitcoin Price Has Formed Risky Chart Patterns The daily chart reveals that the BTC price has crawled back in the past few days as investors bought the dip. It also jumped as investors anticipated the Fed to cut interest rates by 0.25%. It will be the third rate cut of the year.  However, a closer look at this chart shows that the coin could be at risk of a dive, potentially to the support at $80,637. The ongoing rebound is made up of two ascending and converging trendlines. These lines are about to meet, which is when bearish breakouts normally happen. The wedge is part of the bearish pattern, a common continuation sign. This pattern has a vertical line and a symmetrical triangle pattern. All these patterns formed a few weeks after the coin formed a death cross pattern. This pattern is made up of a 50-day and 200-day moving averages crossover. It is one of the most common risky patterns in technical analysis.  Also, the patterns formed after it made a double-top pattern with a neckline at $107,420. A combination of a double-top and a death cross pattern often leads to more downside. Bitcoin Price Chart Therefore, these patterns mean that the value of BTC will have a bearish breakout. If this happens, the next key target level to watch will be at $80,637, its lowest point in November this year. Such a move would mean a 13% drop from the current level. On the other hand, a rebound above…